• Title/Summary/Keyword: financial communication of husbands and wives

Search Result 9, Processing Time 0.021 seconds

A Study on the Financial Management Behavior and Financial Satisfaction of Husbands and Wives (부부의 가계재무 관리행동과 재정만족도에 관한 연구)

  • 김효정
    • Journal of the Korean Home Economics Association
    • /
    • v.37 no.8
    • /
    • pp.91-102
    • /
    • 1999
  • The purpose of this study was to examine the factors affecting financial management behavior and financial satisfaction of husbands and wives. The data were collected from 212 couples living in Pusan and Kyungnam region by the self-administered questionnaire. The major findings of this study were as follows: (1) the communication frequency of husbands and wives was an important factor affecting financial management behavior and financial satisfaction for them; (2) financial management behavior was an important variable affecting financial satisfaction for husbands and wives; and (3) financial satisfaction of husbands and wives were affected by monthly saying. From these findings, it is suggested that the financial management program focusing on the ways to increase communication among family members and to implement financial management effectively should be developed.

  • PDF

A Study on Disagreement of Family Finances and Related variables (가계의 재정불일치 및 관련 변인에 관한 연구)

  • 정선희;오정옥
    • Journal of Families and Better Life
    • /
    • v.9 no.2
    • /
    • pp.19-35
    • /
    • 1991
  • The Purpose of this study is to search a tendency of financial disagreement and to identify the variables influencing on financial disagreement of husbands and wives. for this purpose, reviewing literatures and empirical research were conducted. The sample was selected from the husbands and wives living in Masan, Changwon and Jinhae. Among 336 respondents. 111 husbands and 225 wives were finally selected as datum sources. The data were analyzed by the statistical method such as frequency distribution percentile ,ANOVA. Peason's correlation and Regression analysis. The main results were as follows; 1) Most husbands and wives showed th high level of financial disagreements. 2) As for the related variables, socio-demographic and psychological variables such as husband's education. family income, communication and financial management behavior had turned out to be significant on the financial disagreement of wives. As for the husband's financial disagreement, husband's education and family income had a significant influence. 3) There were negative correlation between the financial management behavior and the financial disagreement of husbands and wives(r=-0.22. -0.35). 4) the family characteristics which were the best predictors of financial disagreement included; family income, financial management behaviro of husbands and wives.

  • PDF

The Related Factors of the Perceived Evaluation of Family Financial Risk Safeguards (가계의 재무위기 대비에 대한 주관적 평가와 관련변수)

  • 박명숙
    • Journal of the Korean Home Economics Association
    • /
    • v.41 no.11
    • /
    • pp.49-60
    • /
    • 2003
  • The purposes of this study were (1) to assess the perceived evaluation of family financial risk safeguards and (2) to identify demographic variables, financial security and financial communication which were an influence on the perceived evaluation of family financial risk safeguards. The data were collected from 598 housewives using an on-line survey. The major findings of this study were as follows: first, the perceived evaluation of financial risk safeguards was lower than the median(2.80). Especially, the perceived evaluation of financial risk safeguard for children's education had the highest score. Second, the variables which were an influence on the financial communication of husbands and wives were‘financial security’ and ‘years which they have been married’. Third, the perceived evaluation of financial risk safeguards was significantly different according to financial security and the financial communication of husbands and wives.

The Financial Communication and the Financial Satisfaction : Between Husbands and Wives, and Full-time Housewives and Employed Wives (재정 의사소통과 재정 만족도 : 남편과 부인, 부인의 직업 유무에 따른 비교)

  • 김정훈
    • Korean Journal of Rural Living Science
    • /
    • v.6 no.2
    • /
    • pp.163-171
    • /
    • 1995
  • This study explored the spousal financial communication, the household financial satisfaction and their relationships among couples living in Iksan-si, Chunlabuk-do. As results of this study, the differences in financial satisfaction were significant for couples, and between full-time housewives and employed wives, but not for two groups of husbands by spouse's employment. Openness of financial communication was significantly explained by personal income ratio to total family income and conflicts of it was done by age, total family income, personal income ratio to total family income, white-color workers. Generally, financial satisfaction was significantly explained by educational level, total family income, and white-color workers.

  • PDF

Financial Communication and the Equality of Financial Power Perceived according to the Preferences to Housewives' Employment and the Financial Management Leadership among the Employed Housewives (맞벌이 주부의 취업선호 인식과 가계관리권 유형에 따른 가계재정 의사소통과 재정권력 평등도 인지)

  • Kim, Jung-Hoon
    • Korean Journal of Human Ecology
    • /
    • v.6 no.1
    • /
    • pp.29-39
    • /
    • 1997
  • This study was to explore the effects of the preferences to housewives' employment and the type of household financial management leadership on the financial communication and equality of financial power perceived by working wives. From results of this study, the followings were concluded: 1. Housewives' income power leaded to the increase of their financial decision-making leadership and the more active participation to the financial matters. 2. The influences of husbands' leadership on the household finance were greater than one of wives' leadership. Depending on who has the financial management leadership, there were the differences on degree of the understanding and the discretion. 3. Although joint management style was popular today. the major management leadership was belonged to husbands based on the traditional value of sex role in the household financial management area.

  • PDF

A Qualitative Study on Husbands' Experience in Marital Conflict in Multicultural Families - Focused on Critical Incident, Development and Coping - (다문화가정 남편의 부부갈등에 대한 질적연구 - 결정적 사건, 전개 및 대처를 중심으로 -)

  • Jang, Eun-Kyung;Ryu, Jin-A
    • Journal of Agricultural Extension & Community Development
    • /
    • v.22 no.2
    • /
    • pp.117-133
    • /
    • 2015
  • This study explored at marital conflict in multicultural families, a type of families formed through international marriages, from husbands perspectives. For the purpose of this study, in-depth interviews were used with husbands in multicultural families to ask about marital conflict, and then, conducted a qualitative case analysis. In summary, results of this study are as follows; First, among the decisive events that husbands in multicultural families often experienced in marital conflict with their wives were disrespect toward husbands and parents-in-law, husbands with a low level of trust, feelings of pressure due to financial support for wives' families and children and lack of practical sense about marriage. Second, development of marital conflict that husbands often experienced included aggravated cultural conflict between a couple and between members of the family, difficulty in managing blame and anger, signs of separation or divorce and wives leaving home and limitations in conversation and communication. Third, as to how husbands tried to deal with marital conflict, they tried to be patient and comfort wives, engage in economic activities together, find something that they could focus on, turn to religion or gatherings, use service from government organizations, have trust and develop rules and limit the range of their wives activities.

A Study on the Financial management Behavior and Financial Satisfaction of Housewives in Pusan and Kyugnam Region Based on the Systems Approach (체계론에 의한 가계의 재무관리행동과 재정만족도에 관한 연구 : 부산 및 경남지역 주부를 대상으로)

  • 김효정
    • Journal of Families and Better Life
    • /
    • v.18 no.1
    • /
    • pp.53-66
    • /
    • 2000
  • This study examined the relationships among resources demands financial management behavior and financial satisfaction of housewives based on the systems approach. The data were collected from 212 housewives living in Pusan and Kyungnam region by the self-administered questionnaire. The major findings of this study were as follows: (1) the communication frequency of husbands and wives was an important factor affecting financial satisfaction; (2) the perceived financial status such as comparison to reference groups and aspiration for financial status in the future had an influence on financial satisfaction as well as the objective variables such as monthly living costs and monthly savings; and (3)financial satisfaction was also affected by financial management behavior. These findings imply that the financial management program focusing on the ways to increase communication among family members and to implement financial behavior effectively should be developed.

  • PDF

Household Financial Management and its Evaluation in Chungbuk Province (충북지역 가계의 재무관리 실태 및 평가)

  • Kim, In-Sook
    • Korean Journal of Human Ecology
    • /
    • v.12 no.1
    • /
    • pp.39-52
    • /
    • 2003
  • This study was conducted to find how to manage the household financial situation and what households demand to financial organization for their satisfaction in Chungbuk Province. The questionnaire survey was implemented from 24th of Oct. for two months and 330 households data among 350 households were analyzed and selected as a sample. The results were as follows : 1. Many households had four to six bankbooks and wives visited financial organs more frequently than their husbands. 2. Although many respondents regarded the safety as the most important point when they selected the financial organ, they were choosing the organ because of the nearness form their own house. 3. How to manage the households' financial situations and how much they were satisfied with the financial organs were different by the respondents' age and education level. 4. The younger they were and the higher the education level was, they managed the household according to the financial plan. Female consumers were more satisfied with financial organs than male did. 5. The financial problem were solved through the couple's communication in many households. This study showed the tendency that the wives' power increasing in the households's decision-making about financial problems.

  • PDF

Adjustment Factors for Family Life of Multi Cultural Family Couples (다문화가정 부부의 가정생활 적응 요인에 대한 연구)

  • Kang, Ki-Jung;Chung, Chun-Seok
    • Journal of Family Resource Management and Policy Review
    • /
    • v.13 no.2
    • /
    • pp.153-167
    • /
    • 2009
  • This research analyzes factors of family life adjustment in mixed-culture families through a focus group and individual interviews with nine mixed-culture couples eighteen people who live in city C. First, the reason that women of other cultures wants to marry Korean men is because they find it a good opportunity, as they expect that Korean husbands will take responsibility of their family. On the other hand, Korean men also expect that they would have some similarities to each other. Also, in southeastern Asian men have more freedom than women to choose an international marriage in Southeastern Asia. Second, mixed-culture couples in everyday life are affected by communication problems, cultural differences, natural environment, financial situation, male -dominant attitude, self-adjustment pressure, house-work role and financial support from their own country. Third, wives from other cultures ask for social support to adjust in Korea and make a healthy family. These women can be important, as they have their own role in the family even though they may be far from their mother in law's strong expectation in how well she can adopt Korean culture.

  • PDF