• 정보보호학회논문지
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• 제29권5호
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• pp.1205-1219
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• 2019

데이터 기반 경제시대에서 데이터 활용능력이 경쟁력이 됨에 따라 개인정보의 보호와 더불어 개인정보의 활용을 통한 경제적 부가가치를 창출하려는 노력이 함께 강조되고 있다. 이 가운데 등장한 EU의 PSD2(the second Payment Service Directive)는 정보 주체의 '정보이동권'을 근거로 개인의 자기결정권을 보장하면서 데이터의 활용과 유통을 촉진하는 마이데이터 정책으로 전 세계 오픈뱅킹 정책의 시초가 되고 있다. 이러한 추세에 따라 우리나라 정부도 국내 금융업권별 실정을 반영하여 마이데이터 정책을 적극적으로 추진하고 있다. 하지만, 마이데이터 정책으로 인해 금융정보의 유통 및 활용 범위가 커진 만큼 개인정보의 유출 및 오남용, 해킹 등 위험도 커진 것도 사실이다. 본 연구에서는 EU PSD2가 어떻게 국내 금융분야 마이데이터 정책에 반영되어 추진되고 있는지를 살펴본다. 그리고 국내 마이데이터 정책의 개인정보보호 위험 사항을 개인정보 생명 주기별로 나누어 식별한 후 이러한 위험에 대한 법적 기술적 대응책을 제시하고자 한다.

• 에너지공학
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• 제27권3호
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• pp.63-67
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• 2018

The Democratic People's Republic of Korea, or the DPRK, is one of the poorest country in world facing chronic economic, energy and food security issues. Prolonged improper management of economic and natural resources has led to extreme poverty, malnutrition and critically vulnerability to nature's forces. Presistent deforestation and forest degradation in the DPRK has national and global consequences which has attracted attention from international community, whose offering financial and technical assistance for targeted interventions. Through REDD+ programs, the DPRK has the opportunity to establish its credentials as a responsible nation while improving the quality of life of its population. This study offers an enabling context under which suitable climate change action related to forestry can be identified and implemented in the DPRK.

• 분석과 대안
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• 제6권1호
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• pp.259-282
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• 2022

本文关注到与过去不同的新常态下 '新东北现象' 的复合特征,着重阐述最近 '新东北现象' 里的主要三个现象-经济现象, 人口现象, 财政现象。2014年以来东北地区经济增速减缓虽成大问题,同其间东北有关人口状况与财政支出结构变动也很突出。总之, 2014年以后在东北地区, 经济增长衰退, 人口减少与人才流失加剧, 老龄化提速, 财政收支缺口增加与社会保障支出激增, 这些现象都同时发生, 互相影响着产生恶性循环, 新常态下的 '新东北现象' 之难点就在这复合实质。那么, 新常态下的 '新东北现象' 之如此复合特征与难点给全中国何含意? 本文提出两点。第一, 基于近来中国一些有关状况变化趋势来看, 东北可以被视为中国的一个缩影, 新常态下的 '新东北现象' 不限于东北地区, 不久将来很可能扩散到中国其他区域, 会成为全中国现象。第二, 新常态下的 '新东北现象' 出现, 对于改革开发以来实行的西部大开发战略, 中部崛起战略, 东北振兴战略等一系列区域大开发战略的根本性效果, 要求深刻的反思且重新构想。这些区域发展战略, 虽有所成就, 中西部地区, 尤其是西部, 还仍然相对很落后, 中国区域差距一向没有缩小。振兴东北战略实行已有了20来年, 新常态下的 '新东北现象' 出现也显示长期以来困扰东北经济的深层次问题始终没有得到解决。近来习进平格外强调 '共同富裕', '新东北现象' 也成为本届中央政府最急切解决的问题之一, 如果成功了, 既能为重新构思和调整区域发展战略提出有效方向, 又能为对应未来中国经济社会变动成为一个重要标志。

• 통상정보연구
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• 제12권1호
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• pp.375-400
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• 2010

The recent financial crisis is not yet solved. Although economic conditions are improving, the real-economy is still frozen, and considering Korea's reality of relying heavily on external trade, hardships in the global economy fall entirely upon us. In particular, since developed nations like United States and the EU have intensified logistics security since the terror attacks on September 11, 2001 and can use it as a tool for protective trade, Korea with a high dependency rate on foreign trade needs to actively cope with changes to the trade paradigm in logistics security. This paper uses DAGMAR(Defining Goals for Measured Advertising Results), a model developed by the Association of National Advertisers(ANA) to measure the results of a communication campaign as its basic model, after partially modifying it to fit the paper's objective of conducting a more systematic analysis of awareness levels in Korean export enterprise regarding logistics security.

• International Journal of Computer Science & Network Security
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• 제22권5호
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• pp.168-174
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• 2022

The article defines the organizational conditions for effective management, the actions of the team to implement the concept of marketing management using the tools of pedagogical and strategic management. Due to this, results are achieved - indicators, since in our study they will be indicators of managerial efficiency: improving the "organization" function through the construction of new organizational structures; improving the functions of "analytical activity and planning" through enriching managerial work with economic and gnostic methods, analytical activities with the mandatory inclusion of financial activities, introspection of all participants, widespread use of licensed automated systems; synthesis of educational, economic, social results.

• 한국IT서비스학회지
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• 제17권4호
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• pp.151-162
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• 2018

Blockchain can be highly secured by design and efficient for huge data so that many researchers and practitioners have been interested in blockchain in nature. The principles and applications of blockchain have been investigated by numerous studies and projects, however little is coincident regarding estimating about security investors' additional willingness to pay (WTP) and analyzing relationship with socio-economic characteristics of the investor for blockchain in the securities industry. This study surveyed on 1,000 heads of the household or homemakers that represents population well and estimated additional WTP using one-and-one-half-bounded (OOHB) dichotomous choice (DC) contingent valuation (CV) method. About 63% of respondents had additional WTP for blockchain. The mean WTP was KRW 48,206.92 and the median WTP was KRW 30,967.76. In addition to, the people who are high-income, highly-educated and having more financial asset were more likely to pay extra for their utility from using blockchain. The aggregated additional WTP was about 13% of the 2017 fiscal net income of the security industry. Consequently using blockchain, the strategic developing of securities targeting high-income, highly educated investors having more financial assets can increase commission income, which in turn can increase the company's revenues.

• 한국정보시스템학회지:정보시스템연구
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• 제30권3호
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• pp.65-91
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• 2021

Purpose In this study, we investigated the impact of perceived risk and switching costs on switching intention to cloud service based on PPM (Pull-Push-Mooring) model. Design/methodology/approach We focused on revealing the switching factors of the switching intention to the cloud services. The switching factors to the cloud services were defined as perceived risk consisting of performance risk, economic risk, and security risk, and switching costs consisting of financial and learning costs. On the PPM model, we defined the pull factors consisting of perceived usefulness and perceived ease of use, and the push factor as satisfaction of the legacy system, and the mooring factor as policy supports. Findings The results of this study as follows; (1) Among the perceived risk factors, performance risk has a negative effect on the ease of use of pull factors, and finally it was found to affect the switching intention to the cloud services. Therefore, cloud service providers need to improve trust in cloud services, service timeliness, and linkage to the legacy systems. And it was found that economic risk and security risk among the perceived risk factors did not affect the switching intention to the cloud services. (2) Of the perceived risk factors, financial cost and learning cost did not affect the satisfaction of the legacy system, which is a push factor. It indicates that the respondents are positively considering switching to cloud service in the future, despite the fact that the respondents are satisfied with the use of the legacy system and are aware of the switching cost to cloud service. (3) Policy support was found to improve the switching intention to cloud services by alleviating the financial and learning costs required for cloud service switching.

• International Journal of Computer Science & Network Security
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• 제23권2호
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• pp.1-12
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• 2023

The article examines the axiological psycho-philosophical understanding of the phenomenon of money and its value role in modern society. The traditional and virtual context of the representation of the money phenomenon is considered.Following the ideas of G. Simmel, the authors consider money not only as a purely economic, but also a psycho-philosophical, cultural and social phenomenon. Money appears as a result of cultural development of the world and gradually forms a monetary culture as a space of economic and social interaction of people. Under the influence of the monetary culture of one or another historical period, the character of a person's economic activity, values and life orientations are formed. Modern money culture is often called financial civilization. Peculiarities of modern monetary culture are studied, its main features and problems are determined in the article. The problem of the peculiarities of the constructive and destructive attitude of the individual towards money is identified; a psycho-philosophical and cultural-identification typology of people is described, which is based on clinical observations and interpreted through the prism of psychoanalytic theory. The concept of money is highlighted from the standpoint of a social-psychological approach. The theoretical foundations of money's influence on the decision-making process and human behavior are also revealed.

• 한국경제지리학회지
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• 제24권1호
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• pp.76-101
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• 2021

본 연구는 공간 금융화의 방식으로써 토큰화의 가능성을 탐구하기 위해 Meridio와 Quantm RE의 사례를 분석한다. 공간의 토큰화는 블록체인 기술과 증권형 토큰 공개(STO)에 기초한다. Meridio와 Quantm RE는 구분소유권 거래를 바탕으로 공간을 토큰으로 만드는 금융모형을 제시하는데, 특히 QuantmRE는 주택소유자가 부채 없이 주택지분 거래를 통해 현금을 확보할 수 있게 한다. 이와 같은 방식은 대출이 아닌 매매의 형태를 취함으로써 금융기관이 대출에 대한 규제를 우회하고, 더 이상 부채를 늘릴 수 없는 하우스푸어가 주택으로부터 현금을 얻을 수 있게 해준다. 따라서 공간의 토큰화는 2008년 금융위기 이후에도 여전히 공간의 금융화를 재생산하는 대안이 될 수 있다. 그리고 하우스푸어에 대한 추가적 투자는 불황 주택시장의 저소득층 주거지역을 다시 투자지역으로 부상시켜서 금융화의 지리적 확장을 실현할 수 있다.

• 산경연구논집
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• 제11권2호
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• pp.25-31
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• 2020

Purpose: The AEO (Authorized Economic Operator) program, created in 2001 in the United States due to 9.11 terrorist's attack, fundamentally changed the trade environment. Korea, which introduced AEO program in 2009, has become one of the world's top countries in the program by ranking 6th in the number of AEO certified companies and the world's No. 1 in MRA (Mutual Recognition Agreement) conclusions. In this paper, we examined what trade-economic and non-economic effects the AEO program and its MRA have in Korea. Research design, data and methodology: In this study we developed a model to verify the impact between utilization of AEO and trade-economic effects of the AEO and its MRA. After analyzing the validity and reliability of the model through Structural Equation Model we conducted a survey to request AEO companies to respond their experience on the effects of AEO program and MRA. As a result, 196 responses were received from 176 AEO companies and utilized in the analysis. Results: With regard to economic effects, the AEO program and the MRA have not been directly linked to financial performance, such as increased sales, increased export and import volumes, reduced management costs, and increased operating profit margins. However, it was analyzed that the positive effects of supply chain management were evident, such as strengthening self-security, monitoring and evaluating risks regularly, strengthening cooperation with trading companies, enhancing cargo tracking capabilities, and reducing the time required for export and import. Conclusions: When it comes to the trade-economic effects of AEO program and its MRA, AEO companies did not satisfy with direct effects, such as increased sales and volume of imports and exports, reduced logistics costs. However, non-economic effects, such as reduced time in customs clearance, freight tracking capability, enhanced security in supply chain are still appears to be big for them. In a rapidly changing trade environment the AEO and MRA are still useful. Therefore the government needs to encourage non-AEO companies to join the AEO program, expand MRA conclusion with AEO adopted countries especially developing ones and help AEO companies make good use of AEO and MRA.