• The Journal of Asian Finance, Economics and Business
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• v.8 no.2
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• pp.981-992
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• 2021

This study identifies the determinants of potential failure of Islamic Peer-to-Peer (P2P) lending in Indonesia, and the mediating effect of Islamic ethics on reducing the potential for failure of Islamic P2P lending. This study uses primary data retrieved through questionnaires from the perspective of 152 stakeholders in Islamic P2P lending. Using a structural equation model (SEM), the study found that indebtedness, financing size, and governance have positive and significant relationships with the potential failure of Islamic P2P lending. This study provides evidence that the customer's internal conditions and the governance structure applied can increase the potential failure of Islamic P2P lending. Further, Islamic ethics is evidently able to partially reduce the potential failure of Islamic P2P lending by lessening risk management exposure, but it fails to address failure through Ponzi scheme exposure. As an implication, this study suggest that Islamic P2P lending must implement Islamic ethics more comprehensively by optimizing the advisory and supervisory role of the shariah board within their overall boards of directors also in their operational activities. Finally, it also adds to the existing knowledge on financial technology literature, particularly on the determinants of potential failure of financial technology from the perspective of stakeholders.

• Geomechanics and Engineering
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• v.20 no.3
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• pp.175-189
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• 2020

A set of relatively simple five local shear and tension failure variables is presented and then implemented into a generalized poroelastic hydromechanical numerical model to analyze failure potential and stability of variably saturated geologic media. These five local shear and tension failure variables are formulated from geometrical relationships between the Mohr circle and the Mohr-Coulomb failure criterion superimposed with the tension cutoff, which approximate together the Mohr effective stress failure envelope. Finally, fully coupled groundwater flow and land deformation in two variably saturated geologic media, which are associated with a slope (Case 1) and a tunnel (Case 2), respectively, and their failure potential and stability are simulated using the resultant hydromechanical numerical model. The numerical simulation results of both cases show that shear and tension failure potential and stability of variably saturated geologic media can be analyzed numerically simply and efficiently and even better by using the five local shear and tension failure variables as a set than by using the conventional factors of safety against shear and tension failures only.

• Proceedings of the Korean Geotechical Society Conference
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• 2003.06a
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• pp.129-144
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• 2003

Generally, investigation methods of cut slope are conducted only geological surface survey to gain engineering geological data of cut slopes. These methods have many problems such as limitations of investigation for a special area. So geophysical investigations such as geotomography, seismic and electrical resistivity methods have been used to search for failure surface in potential failure slopes or failed slopes. But investigation method using the borehole camera is recently a used method and it is thought that this method is more reliable method than other investigation methods because of being able to see by the eyes. Therefore, this paper was conducted investigations of borings and BIPS(Borehole Image Processing System) to search for potential sliding surfaces and was applied to obtain information of discontinuity on failed and potential failure slope in highway. As the results of BIPS, we could decide potential sliding surface in the slope, conducted to check slope stability and decided slope stability measures.

• Proceedings of the Korean Geotechical Society Conference
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• 1999.10a
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• pp.147-152
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• 1999

Distribution of fracture system is an important factor to analyse instability of jointed rock slope. In the most case of rock slopes, joint distribution properties are related to potential, shape, size and locality of slope failure. The purpose of this paper is to present an application of fracture characterization related to rock slope failure. Fracture data used in this study are collected by scanline survey. Two aspects of fracture characterization for rock slope are handled in this study First, In order to determine the potential and shape of slope failure, trace length of joints is considered as the weighting factor about collected orientation data. Second, Relationship between trace length and spacing is analysed to estimate failure location and size. The distribution of fracture system is directly influenced on wedge failure. It is effective to analyse the orientation of fractures by using weighting factors associated with the trace length of fractures rather than to analyse only that of fractures. It gives a conclusion that the wedge failure occurred along the peak of fracture density(or intensity) cycles.

• Herbal Formula Science
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• v.23 no.1
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• pp.121-131
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• 2015

Objectives : This study was conducted to investigate the membrane potential to apply Doksam-tang to a human heart failure model. Methods : The human heart model was built by Luo et al. CellML model, Priebe et al. CellML model, and a human heart mesh file. Doksam-tang gives channel the half maximal inhibitory concentration(IC ₅₀ ), half maximal effective concentration(EC ₅₀ ) values and compounds concentrations. These data load into the laptop with Ubuntu OS, and build the library with the data. Results : While results of the study with the heart failure model shows abnormal membrane potential from the normal heart model, the study with applying Doksam-tang to heart failure model shows restoring membrane potential that is similar to normal heart model. Conclusions : These results of the testings suggest that a conception of novel technique to investigate the effects of Korean herbal medicine.

• Corrosion Science and Technology
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• v.22 no.3
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• pp.153-163
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• 2023

Two types of accelerated tests, Water Drop Test (WDT) and Temperature-Humidity-Bias Test (THBT), can be used to evaluate the susceptibility to electrochemical migration (ECM). In the WDT, liquid water is directly applied to a specimen, typically a patterned conductor like a printed circuit board. Time to failure in the WDT typically ranges from several seconds to several minutes. On the other hand, the THBT is conducted under elevated temperature and humidity conditions, allowing for assessment of design and life cycle factors on ECM. THBT is widely recognized as a more suitable method for reliability testing than WDT. In both test methods, localized corrosion can be observed on the anode. Composition of dendrites formed during the WDT is similar to that formed during THBT. However, there is a lack of correlation between the time to failure obtained from WDT and that obtained from THBT. In this study, we investigated the relationship between electrochemical parameters and time to failure obtained from both WDT and THBT. Differences in time to failure can be attributed to actual anode potential obtained in the two tests.

• Journal of the Korean Society of Safety
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• v.31 no.2
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• pp.10-17
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• 2016

The purpose of this paper is to deduct components that are in the group of highest risk(top 10%). the group is conducted for classification into groups by values according to risk priority through risk priority number(RPN) of FMEA(Failure modes and effects analysis) sheet. Top 10% of failure mode among total potential failure modes(72 failure modes) of ESS included 5 BMS(battery included) failure modes, 1 invert failure mode, and 1 cable connectors failure mode in which BMS was highest. This is because ESS is connected to module, try, and lack in the battery part as an assembly of electronic information communication and is managed. BMS is mainly composed of the battery module and communication module. There is a junction box and numerous connectors that connect these two in which failure occurs most in the connector part and module itself. Finally, this paper proposes RPN by each step from the starting step of ESS design to installation and operation. Blackouts and electrical disasters can be prevented beforehand by managing and removing the deducted risk factors in prior.

• Journal of Korean Medical Science
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• v.33 no.50
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• pp.326.1-326.10
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• 2018

Background: This retrospective study analyzed the causes of failure in the management process from the identification of brain-dead potential organ donors to actual donation in Korea over the past 5 years. Methods: Data of 8,120 potential brain deaths reported to the Korea Organ Donation Agency were used, including information received at the time of reporting, donation suitability evaluation performed by the coordinator after the report, and data obtained from interviews of hospital medical staff and the donor's family. Results: From January 2012 to December 2016, the total number of brain-dead potential organ donors in Korea was 8,120, of which 2,348 (28.9%) underwent organ procurement surgery with designated recipients. While the number of transplant donors has increased over time, the ratio of transplant donors to medically suitable brain-dead donors has decreased. The common causes of donation failure included donation refusal (27.6%), non-brain death (15.5%), and incompatible donation (11.6%); 104 potential donors (7.8%) were unable to donate their organs because they were not pronounced brain dead. Conclusion: The rate of successful organ donation may be increased by analyzing the major causes of failure in the brain-dead organ donation management process and engaging in various efforts to prevent such failures.

• Journal of Distribution Science
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• v.17 no.5
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• pp.5-17
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• 2019

Purpose - This study aims to exploratorily analyze relationship among pressure on business failure, social safety net perception, and entrepreneurial intention targeting potential business founders - pre-entrepreneurs and re-entrepreneurs. Research design, data, and methodology - Out of 450 collected surveys, 386 were used for analysis. Among these, 216 were from pre-entrepreneurs and 170 were from re-entrepreneurs. Frequency analysis, reliability and validity analysis, and regression analysis were performed. Results - In analysis of pre-entrepreneur and re-entrepreneur's pressure on business failure and social safety net perception, objective environment perception - a subfactor of social safety net perception - had statistically significant difference between the two potential entrepreneur groups. Conclusions - We categorized potential entrepreneurs into pre-entrepreneurs and re-entrepreneurs. Also, the current study suggests importance of social safety net to vitalize food service business startup by validifying its mediating effect between pressure on business failure and attitude towards restaurant business establishment. This research also established groundwork for future studies on ways to improve entrepreneurial intention or startup business sustainability by deducing social safety net perception difference between pre-entrepreneurs and re-entrepreneurs. This study was able to analyze relationship between those two groups in terms of entrepreneurial intention and startup business sustainability.

• Tunnel and Underground Space
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• v.22 no.1
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• pp.43-53
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• 2012

Stability of cut-slope, the orientation and dimension of which are gradually changed, has been analyzed by employing the cross-section method capable of comprehensibly considering the lithological, structural and mechanical characteristics of slope rock. Lithological fragility is investigated by inspecting the drilled core logs and BIPS image has been taken to delineate the rock structure. Engineering properties of drilled-core including the joint shear strength have been also measured. Potential failure modes of cut-slope and failure-induced joints are identified by performing the stereographic projection analysis. Traces of potential failure-induced joints are drawn on the cross-section which depicts the excavated geometry of cut-slope. Considering the distribution of potential plane failure-induced joint traces blocks of plane failure mode are hypothetically formed. The stabilities and required reinforcements of plane failure blocks located at the different excavation depth have been calculated to confirm the applicability of the cross-section method for the optimum cut-slope design.