• Title/Summary/Keyword: electronic money

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Design and Implementation of the Payment System using One-time Credit Information (일회용 신용정보를 이용한 전자지불 시스템의 설계 및 구현)

  • Sin, Jong-Cheol;Park, Jong-Yeol;Lee, Hyeong-Hyo;Lee, Dong-Ik;Yun, Seok-Hwan
    • The KIPS Transactions:PartC
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    • v.9C no.3
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    • pp.351-358
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    • 2002
  • Recently, personal business styles have been rapidly changed into e-business due to the rapid progress and deployment of Internet. As a result of the change, new and safe ways of payment such as electronic wallet, electronic money and electronic check have been developed and introduced. In this paper a secure and user-friendly payment method is addressed. One of most important reasons why newly developed safe payment methods are not widely used in e-business is lack of convenience for the users. On the other hand credit card based payment, which is traditional one, is the most prevailing due to the user-friendliness. However this payment also has some problem in sense of security. In this paper, we design and implement a secure credit card-based payment system using one-time credit information. The main features are "payment information must be new", "can use the old credit system", and "do not require client software".

E-Banking Performance in Uganda: A Case Study of Bank of Uganda

  • Nuwagaba, Alfred
    • East Asian Journal of Business Economics (EAJBE)
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    • v.3 no.2
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    • pp.13-20
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    • 2015
  • Online or e-banking has been adopted as key banking innovation in Uganda adopted by all financial institutions in the country. This research explored the state of e-banking and its efficacy in Uganda banking industry. A correlation analysis approach was adopted for this research. In Uganda, the banking sector has been liberalized with telecommunications allowed to effect e-banking and ecommerce transactions. The study concentrated on the periods of years 2011/2012 and 2012/2013. Findings from this research revealed that BOU uses UNISS for real time gross settlement (RTGS). Since its adoption a +1 coefficient correlation was realized. With the use of mobile money, also a +1 coefficient correlation was achieved for the period under consideration. As regards the use of e-cheques, there was a drop reflected by -2.8 percent which could have been attributed to perception of the users, though there was a +1 coefficient correlation when considering e-cheque transactions and the monetary value. The use of EFT in Uganda generated a +1 coefficient correction considering the number of users and the monetary value involved. Bank of Uganda should work hard and make or go live with electronic banking supervision software which would aid them with their supervisory roles.

Design of traceable Electronic Cash System based on Feige-Fiat-Shamir blind digital signature (Feige-Fiat-Shamir 은닉전자서명에 기반한 추적 가능한 전자화폐 시스템의 설계)

  • 박왕석;박창섭
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.11 no.3
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    • pp.33-44
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    • 2001
  • E-commerce has various advantages such as saving the cost and no constraint on time and space, unlike real-world commerce. On the other hand, e-commerce has some important issues to solve since the commerce is conducted on the cyberspace. The issues are a mutual confidence of parties participating in the commerce as well as a method of payments. On early days, electronic cash was designed using blind digital signature to protect the personal information from being exposed and to provide the perfect anonymity for user. In this paper, a new blind signature scheme based on Feige-Fiat-Shamir digital signature is proposed, which is very efficient compared with the other schemes in terms of the computational complexity. Also, a traceable Electronic Cash System which is based on the proposed blind digital signature is designed, which has a nice feature of identifying the spender in case of using the money illegally.

Secure Electronic Trading System for Online Game-Items (온라인 게임 아이템의 안전한 전자 거래 시스템)

  • 정윤경;기준백;천정희
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.13 no.3
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    • pp.91-99
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    • 2003
  • In this paper, we analyze the current trading systems and suggest two secure electronic trading systems that make a fair exchange for online game items. The system is made up for the weak points in the current item trading system. In the proposed system, a game server issues a certificate each item on the user's request. On the one hand, this certificate is used to recover the item when the system error is occured. On the other hand, the user may exchange it with another item or cyber money. The proposed system supports private and reliable trading. Further, the trading can be completed only by online processing.

Designing an Effective Pay-for-performance System in the Korean National Health Insurance

  • Jeong, Hyoung-Sun
    • Journal of Preventive Medicine and Public Health
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    • v.45 no.3
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    • pp.127-136
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    • 2012
  • The challenge facing the Korean National Health Insurance includes what to spend money on in order to elevate the 'value for money.' This article reviewed the changing issues associated with quality of care in the Korean health insurance system and envisioned a picture of an effective pay-for-performance (P4P) system in Korea taking into consideration quality of care and P4P systems in other countries. A review was made of existing systematic reviews and a recent Organization for Economic Cooperation and Development survey. An effective P4P in Korea was envisioned as containing three features: measures, basis for reward, and reward. The first priority is to develop proper measures for both efficiency and quality. For further improvement of quality indicators, an electronic system for patient history records should be built in the near future. A change in the level or the relative ranking seems more desirable than using absolute level alone for incentives. To stimulate medium- and small-scale hospitals to join the program in the next phase, it is suggested that the scope of application be expanded and the level of incentives adjusted. High-quality indicators of clinical care quality should be mapped out by combining information from medical claims and information from patient registries.

A research on the algorithm of traffic card for blacklist checking (교통카드 블랙리스트 체크를 위한 알고리즘에 관한 연구)

  • Jeong, Yang-Kwon;Kim, Yong-Sik;Kim, Kyung-Hee
    • The Journal of the Korea institute of electronic communication sciences
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    • v.5 no.1
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    • pp.58-65
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    • 2010
  • The research which sees is to paying in advance and or the after non traffic card use composes shortens about the method which sorts the difference of the method which with the thing is proposing from card system of existing and that system improves only the unable card or serviceable card information and the response time of the system operation and to improve the method which composes information, control method preparation improved a updating speed and effectiveness of system improvement at the time. The respectively file composed with the multiple mind section from the research which sees hereupon and also each section composed of the multiple mind block and each block multiple mind divided at size of the unit which will count and with the index father whom composes more kicked a low-end ratio use wrongly or in serviceable card information and the low to compose with the data bringing up for discussion territory which composes of information the efficiency of system, improved.

A Study of Privacy Protection for Users of Electronic Money Using Blockchain Technology (블록체인 기법을 사용하는 전자화폐 사용자의 프라이버시 보호에 대한 연구)

  • Kang, Yong-Hyeog
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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    • 2017.10a
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    • pp.571-572
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    • 2017
  • The blockchain technology that implements electronic money uses decentralized computing and all transactions in a blockchain are open to everyone. This technique seems to guarantee anonymity by performing the transaction on the address instead of the user, but by using direction acyclic graph based on the transaction graph, the privacy problem is caused by tracking the addresses. In this paper, we analyze various techniques for centralized processing which makes it difficult to find the relevance on the graph in order to protect the privacy in the block chain technology. We also analyze the techniques of anonymizing in a distributed way to enhance privacy. Using the zero knowledge proof scheme guarantees full distributed anonymity but requires more computation and storage space, and various techniques to make this efficient are proposed. In this paper, we propose a privacy protection scheme of blockchain technology to integrate existing privacy protection techniques into a blockchain technology and perform it more efficiently with a centralized or decentralized technique.

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Message Recovery Fair Blind Multi-Signature Scheme Based on Meta-ElGamal Protocol (Meta-ElGamal 기반 메시지 복원 공정 은닉 다중 서명 기법)

  • 이형우
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.9 no.4
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    • pp.23-36
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    • 1999
  • As the blind signature(10) does not reveal any information about the message or its signature it has been used for preventing the information leakage and for providing the anonymity in secure electronic payment systems. Unfortunately this perfect anonymity could be misused by criminals as blind signatures prevent linking the withdrawal of money nd the payment made 표 the same customer. Therefore we should provide publicly verifiable mechanism if it is required for the judge to trace the blackmailed messages. In this paper we propose a modified blind signature scheme which additionally provides the role of message recovery after analyzing the existing meta-ELGamal scheme(12) suggested by Horster. And we suggest a new fair blind multi-signature scheme based on the oblivious transfer protocol with which a judge can publicly verify its fairness and correctness if needed. Proposed scheme can also applicable to the diverse electronic payment applications.

마이크로 블라스터를 이용한 태양전지용 재생웨이퍼에 관한 연구

  • Lee, Yun-Ho;Gong, Dae-Yeong;Jeong, Sang-Hun;Kim, Sang-Won;Kim, Dong-Hyeon;Seo, Chang-Taek;Jo, Chan-Seop;Lee, Jong-Hyeon
    • Proceedings of the Korean Institute of Electrical and Electronic Material Engineers Conference
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    • 2009.11a
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    • pp.276-276
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    • 2009
  • Solar cells has been studied mainly the high efficiency and lower prices. Using recycling wafer as a way to realize their money in it, there is a way to manufacture a solar cell substrate. How to play the recycling wafer, CMP(Chemical Mechanical Polishing) and remelting process is the complex and the expensive equipment. However, using the Micro-Blaster, the process easier, and cheaper prices. Micro-Blaster confirmed that the remaining amount of material left after the process recycling wafer surface.

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Vechicle recognition system using image based and Implementation of transfer (영상기반 차종 인식 시스템 및 전송 시스템 구현)

  • Kim, Byeong-Cheol;Kim, Yong-Deuk
    • Proceedings of the KIEE Conference
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    • 2001.11c
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    • pp.398-401
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    • 2001
  • There is explosive increase of traffic with economic growth and high level of civilization, and the increase causes so many complicated traffic problems. To solve these problem, the best way is expansion of road. bridges and some kind of traffic establishments. But this way need so many investment of time and money. So We must use the bounded roads and bounded establishments very effective way. To do so we have to gather the information about the road, vehicles, and etc. In this study, I will introduce you the way of gathering the information about vehicles, and transferring database server.

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