• The Journal of Asian Finance, Economics and Business
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• 제7권2호
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• pp.205-212
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• 2020

The article aims to identify the main factors affecting customers' decision to use mobile banking service in Vietnam, a case study in Thanh Hoa province. Based on theoretical frameworks of the Technology Acceptance Model (TAM) and the Unified Theory of Acceptance and Use of Technology (UTAUT), the study has been conducted with 370 questionnaires to consumers who have not yet used and are currently using mobile banking in Thanh Hoa province. The research results indicates that several factors have been evaluated to be more important than others, of which, the social influence is the strongest, the second is the compatibility and some others factors such as perceived ease of use, perceived trust, etc., all affecting the intention to use mobile banking in Thanh Hoa. Based on these important results, the article propose a number of recommendations: (i) Exploiting the advantages of social influence on the increase of intention to use; (ii) Increasing compatibility and minimizing costs for customers when they use Mobile Banking; (iii) Developing a strategy to increase the users' perceived ease of using banking services; (iv) Issuing a policy on increasing the security of Mobile Banking system to meet customers' needs; and (v) Developing an individual customer management system to improve service quality.

• The Journal of Asian Finance, Economics and Business
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• 제8권11호
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• pp.1-10
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• 2021

This paper compares the performance of Fama-French three-factor and five-factor models using a dataset of 20 Pakistani commercial banks for the period 2011 to 2020. We focus on an emerging economy as the findings from earlier studies on developed countries cannot be generalized in emerging markets. For empirical analysis, twelve portfolios were developed based on size, market capitalization, investment strategy, and growth. Subsequently, we constructed five Fama-French factors namely, R_M, SMB, HML, RMW, and CMA. The OLS regression technique with robust standard errors was applied to compare the predictive power of both the Fama-French models. Further, we also compared the mean-variance efficiency of the Fama-French models through the GRS test. Our empirical analysis provides three unique and interesting findings. First, both asset pricing models have similar predictive power to explain the expected portfolio returns in most cases. Second, our results from the GRS test suggest that there is no noticeable difference in the mean-variance efficiency of one asset pricing model over the other. Third, we find that all factors of both Fama-French models are statistically significant and are important for explaining the volatility of expected commercial bank returns in the context of Pakistan.

• 한국가정과교육학회지
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• 제32권2호
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• pp.99-115
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• 2020

이 연구의 목적은 가정 교과와 미디어 리터러시 교육의 관련성을 알아보는 것이다. 이를 위해 중학교 '기술·가정 2' 교과서 12종의 학습 자료를 분석하였다. 분석 기준으로 '미디어 리터러시 수행 목표'를 선택한 후, 빈도 및 내용 분석 및 세 번의 협의를 통해 미디어 자료의 분포와 '미디어 리터러시 수행 목표'의 반영을 분석하였다. 본 연구의 결과는 다음과 같다. 첫째, 12종 교과서의 전체 학습자료 중 미디어자료를 이용한 학습자료는 39.6%를 차지하였고 출판사별로 미디어자료를 이용한 학습자료의 빈도와 비중에서 차이가 있었다. 미디어 유형에 따라서는 '인쇄' 68.3%, '영상' 16.7%, '디지털' 13.5%로 분포하였고, 단방향 미디어의 사용은 86.5%로 대부분을 차지하였다. 둘째, 출판사별로 미디어 리터러시 수행목표가 반영된 학습자료의 빈도와 비중에서 차이가 있었고 총체적인 미디어 리터러시 함양을 위해 학습내용의 보완이 필요하였다. 학습자료에 반영된 미디어 리터러시 수행목표 중 '의미 이해와 전달'은 58.8%로 가장 많이 반영된 수행목표였지만 미디어를 통한 쌍방향 소통은 부재하였다. 이러한 교과서 분석 결과를 바탕으로 가정과 미디어 리터러시 수행목표를 수정하여 제안하면 다음과 같다. '의미 이해와 자기표현', '소통과 사회참여', '책임있는 미디어 이용', '감상과 향유', '미디어 기술 활용', '정보 검색과 선택', '창작과 제작', '비판적 이해와 평가'이다. 이상의 연구 결과를 바탕으로 현장의 가정 수업에서 가정과 미디어 리터러시 수행목표를 학습요소로 반영하여 가정과 교육에서 융합적인 미디어 리터러시 교육을 수행하는데 도움이 되는 기초 자료로 활용되길 기대한다.

• The Journal of Asian Finance, Economics and Business
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• 제7권9호
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• pp.11-18
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• 2020

This paper analyzes factors affecting enterprise's financial risk listed on the Vietnam stock market. The panel data of research sample includes 524 non-financial listed enterprises on the Vietnam stock market for a period of eleven years, from 2009 to 2019. The Generalized Least Square (GLS) is employed to address econometric issues and to improve the accuracy of the regression coefficients. In this research, financial risk is measured by the Alexander Bathory model. Debt structure, Solvency, Profitability, Operational ability, Capital structure are independent variables in the study. Firm Size, firm age, growth rate are control variables. The model results show that in order to prevent and limit financial risk for enterprises listed on the Vietnam Stock Market, attention should be paid to variables reflecting Liability structure ratio, Quick Ratio, Return on Assets, Total asset turnover, Accounts receivable turnover, Net assets ratio and Fixed assets ratio. The empirical results show that there are differences in the impact of these factors on the financial risk in state-owned enterprises and non-state enterprises listed on the Vietnam stock market. The findings of this article are useful for business administrators, helping business managers make the right financial decisions to improve the efficiency of financial risk management in enterprises.

• 복식문화연구
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• 제18권5호
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• pp.1017-1030
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• 2010

The purpose of this study is to investigate learning desire based on the interests, application of clothing and textiles in Technology Home Economics curriculum of middle school. For this research, a questionnaire survey was conducted to 404 middle school students living in Seoul and Kyunggi areas. The data was analyzed by frequency, descriptive statistics, Cronbach's ${\alpha}$ coefficient, one-way ANOVA, and Duncan-test using SPSS 14.0. The conclusions of this study are as follows: First, the perception of middle school student for Technology Home Economics was low. Students were interested not in the clothing and textile education but in getting dressed specially, and purchasing of clothes. Second, the more interested in the area of clothing and textiles, the higher is the application of apparels coordination, apparel purchase, and apparel management. And the more interested in the area of clothing and textiles, the higher is the desire in class contents. Therefore, teaching-learning methods should be developed to improve middle school students' interests, and applications in the clothing and textiles.

• 농촌지도와개발
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• 제24권2호
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• pp.99-115
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• 2017

The purpose of this study is to analyze potential adoption rates and reusing patterns of the new rice direct seeding technology. The model constructed and employed in this study is a system dynamics model of farmer adoption and reusing patterns for this new technology over time. The model incorporates a causal loop diagram that explains interactions among rice cultivation subsystems with feedback loops and further attempts to build a causal loop model with stock-flow diagram for computer simulation. As one example of how the model can be used to provide insight to rice farmers, simulations are run over varying levels on the cultivation process of rice. The major finding is to demonstrate the utility of system dynamics simulation methodology in aiding the rice wet direct seeding farmers' decision making.

• The Journal of Asian Finance, Economics and Business
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• 제8권2호
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• pp.111-122
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• 2021

The main purpose of the present research is to analyze the effects of trade, financial globalization, and technological progress on income inequality in the Indian economy over the period from 1982 to 2018. For this purpose, the study uses economic growth, financial globalization, trade openness, technological development, and economic inequality variables with appropriate proxies. The study employs the Auto Regressive Distributed Lag (ARDL) approach to co-integration and VECM based Granger causality approach to estimate both the short-run and long-run relationship and causality among variables. Using the ARDL bounds test, the study finds a long-run co-integrating relationship existing among the variables in the model. The study confirms the existence of a positive and significant impact of technological progress on income inequality. Further, globalization's limited impact reflects two offsetting tendencies; trade globalization is associated with a reduction in income inequality, while financial globalization is related to an increase in inequality. The results of VECM based Granger causality approach further confirm that technological progress, trade, and financial globalization causes income inequality both directly and indirectly through economic growth and inflation. In case of India, the results of this research can significantly facilitate stakeholders and policymakers in devising policies towards effective globalization and technological innovation for inclusive growth.

• ETRI Journal
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• 제30권3호
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• pp.469-479
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• 2008

This study analyzes factors affecting the competitiveness of broadband over power line communication (BPLC) and predicts demand for the service, based on quantitative information about consumer preferences drawn from a survey of Korean consumers. Findings from the estimation suggest that, although consumers value some beneficial features of BPLC, to be competitive the speed and stability of its data transmission needs to be improved. Moreover, on the basis of a market simulation, we expect BPLC to occupy only a small portion of Korea's Internet access market in the future, a finding we expect would hold true for other developed countries whose Internet access markets are already mature.

• Journal of Information Processing Systems
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• 제17권6호
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• pp.1044-1056
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• 2021

Globalization has integrated the world through interaction among countries and people with the help of information and telecommunication technology (ICT). The rapid mode of globalization has put a new life in ICT and economic sector. The key focus of this study is to examine the nexus among the globalization, ICT and economic growth. This study uses autoregressive distributed lag model (ARDL), vector error correction model (VECM) and econometric method spanning from 1990 to 2015. The empirical result highlights that the globalization stimulates economic growth of a country. In addition, both the internet penetration and the mobile phone usage contribute to the economic growth. Lastly, this article contributes important policy lessons on strengthening the economy by utilizing ICT with the rapid globalization.

• Coupled systems mechanics
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• 제1권2호
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• pp.133-154
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• 2012

In this paper a bridge flutter prediction is performed by using advanced numerical simulation. Two novel approaches were developed simultaneously by utilizing the ANSYS v12.1 commercial software package. The first one is a fluid-structure interaction simulation involving the three-dimensional elastic motion of a bridge deck and the fluid flow around it. The second one is an updated forced oscillation technique based on the dynamic mode shapes of the bridge. An aeroelastic wind tunnel model was constructed in order to validate the numerical results. Good agreement between the numerical results and the measurements proves the applicability of the novel methods in bridge flutter assessment.