• Title/Summary/Keyword: disaster insurance program

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A Research on the needed-capacity of Volunteers in Disaster Relief Activity (재해구호 자원봉사자 활동의 실태분석을 통한 필요 역량에 관한 연구)

  • Sung, Ki-Whan
    • 한국방재학회:학술대회논문집
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    • 2008.02a
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    • pp.395-398
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    • 2008
  • There was heavy rains that happened for 23 days consecutively in 2006. Many regions have suffered because of rains and among them In-Je and Pyung-Chang area are the most suffered areas at that time. I conducted field survey at those two regions. The case of other damaged regions also reviewed in this paper and volunteer activity of volunteer groups is reviewed. I intended to make clear the volunteer activity system through analysing need capacity of volunteers. Main suggestions are as below. In management system, the nexts are discussed. Improving the ability of village headmen and volunteer groups that manage relief stuffs at the first level and cooperating method with companies are discussed. Supporting system for isolated regions and necessity about developing operating manual are suggested. In education system, specialized education for different disaster areas, field orientation education, and training managerial positions are suggested. In supporting system, improving NDMS(National Disaster Management System), computerized program for volunteer management, insurance for volunteers, issuing a confirmation of volunteering activity, securement of emergency communication system, budget for prevention and donation are also suggested.

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Adverse Selection in the Korean Storm and Flood Insurance Market (국내 풍수해보험시장에서의 역선택 문제에 관한 실증분석)

  • Park, Chang-Gyun;Yeo, Eunjung
    • KDI Journal of Economic Policy
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    • v.35 no.3
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    • pp.39-63
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    • 2013
  • We use a unique survey data set of storm and flood insurance in Korea to test for adverse selection. We find systematically positive relationships between the decision to buy the insurance and the insureds' past history with, and potential for, losses from natural disasters. The empirical results suggest that consumers with higher loss rates will be more likely to purchase the insurance. This highlights the importance of considering the detailed features of insurance contracts, such as an improvement in the current insurance premium assistance program as the government amends its current policies regarding storm and flood insurance and disaster relief program.

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Analysis and Implications on Volunteer Activity System of Disaster Relief (재난구호 자원봉사활동체계 실태분석 및 정책적 함의)

  • Sung, Ki-Whan;Han, Seung-Hwan
    • Journal of the Korean Society of Hazard Mitigation
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    • v.8 no.5
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    • pp.93-102
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    • 2008
  • This research is to make clear the volunteer activity system through analysing activity of volunteers. Main suggestions are as below. In management system, integrated cooperating system, improvement of delivering system of relief goods and developing operating manual of volunteering management are discussed. In education system, specialized education for different disaster areas, field orientation education, and training managerial positions are suggested. In supporting system, improving NDMS(National Disaster Management System), computerized program for volunteer management, insurance for volunteers, issuing a confirmation of volunteering activity, securement of emergency communication system, budget for prevention and donation are also suggested.

Analysis of Influencing Factors of High-Cost Beneficiaries of Catastrophic Health Expenditure Support Project (재난적의료비 지원사업의 고액수급자 영향요인 분석)

  • Nayoung Kim;Haejong Lee;Seungji Lim
    • Health Policy and Management
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    • v.33 no.4
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    • pp.400-410
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    • 2023
  • Background: As the government has recently been discussing the expansion of the disaster health expenses support project, we would like to confirm the characteristics of beneficiaries of the support project, particularly those of high-cost beneficiaries. Methods: Using the database of catastrophic health expenditure support project from 2019-2020, this study aims to confirm the characteristics of high-cost beneficiaries focusing on the overlap of the relieved out-of-pocket systems, known as the out-of-pocket ceiling system and the system for rare incurable diseases. Logistic regression analysis is used to examine this issue. Results: In order to analyze the factors influencing high-cost beneficiaries, five models were created and analyzed, including the status of duplicated beneficiaries for relieved out-of-pocket systems, sociodemographic and economic factors, and individual health status as sequential independent variables. All five models were statistically significant, of which economic factors had the greatest impact on the model's predictions. The main results indicated that those who benefited from multiple systems in duplicate were more likely to be high-cost beneficiaries, and there is a higher probability of incurring high health expenses among the underage. In addition, within the beneficiaries of catastrophic health expenditure support project, it was observed that higher health insurance premium percentiles are associated with a higher proportion of high-cost beneficiaries. Conclusion: This study examined the characteristics of high-cost beneficiaries by encompassing reimbursement and non-reimbursement. According to this study, it is expected to be used as basic data for setting priorities and improving the current criteria of catastrophic health expenditure support project, aiming to sequentially expand the program.

A Study on the Consciousness of Fashion Industry Internship - Focused on Directors of fashion Industries - (패션 산업 인턴십에 대한 의식 연구 -패션 기업 관계자를 중심으로 -)

  • Chung Sang-Gil;Yu Ji-Hun
    • The Research Journal of the Costume Culture
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    • v.13 no.4 s.57
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    • pp.604-621
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    • 2005
  • The purpose of this study were to analyse the consciousness of persons in charge of fashion industries and to provide some basis data for development of the fashion internship program which could reduce differentiation between fashion colleges and fashion companies. Fifty national fashion brands had been randomly selected and question researches had done from August twenty-seventh to October thirtieth by the visit, mail, fax and e-mail etc. Date analyses were conducted with SPSS program on the frequency, t-test and ANOVA. The results were as follows. The companies selected interns by documents and interview, however, in the future they will prefer to accept interns by appraising some task. They preferred to apprentice for two months with some simple job and tasks. The companies wanted some prerequisite study such as major curriculum, human nature education, computer education. And each division wanted different curriculum. They wanted to be joined with industrial disaster insurance for intern and to be given allowance and credit. They also preferred reputation ratio of industry : college as $70\%$ : $30\%$ for intern reputation. There were some vitalizing method of fashion internship such as discriminated fashion internship program, government support for industries, universities and students, organization opening to connect industry and . university, mentor-system and credit system introducing, curriculum reforming in the university.

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Application trend of unmanned aerial vehicle (UAV) image in agricultural sector: Review and proposal (농업분야 무인항공기 영상 활용 동향: 리뷰 및 제안)

  • Park, Jin-Ki;Das, Amrita;Park, Jong-Hwa
    • Korean Journal of Agricultural Science
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    • v.42 no.3
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    • pp.269-276
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    • 2015
  • Unmanned Aerial Vehicle (UAV) has several advantages over conventional remote sensing techniques. They can acquire high-resolution images quickly and repeatedly. And with a comparatively lower flight altitude, they can obtain good quality images even in cloudy weather. In this paper, we discussed the state-of-the-art of the domestic and international use of UAV in agricultural sector as well as assessed its utilization and applicability for agricultural environment in Korea. Association of robotic, computer vision and geomatic technologies have established a new paradigm of low-altitude aerial remote sensing that has now been receiving attention from researchers all over the world. In a field study, it has been found that use of UAV imagery in an agricultural subsidy program can reduce the farmers' complain and provide objective evidence. UAV high resolution photography can also be helpful in monitoring the disposal zone for animal carcasses. Due to its expeditiousness and accuracy, UAV imagery can be a very useful tool to evaluate the damage in case of an agricultural disaster for both parties insurance companies and the farmers. Also high spatial and temporal resolution in UAV system can increase the prediction accuracy which in turn help to maintain the agricultural supply and demand chain.

A Study on Application of Occupational Health & Safety Management Systems in Korea (국내 안전보건경영시스템의 실태분석 연구)

  • 하정호;윤석준;강경식
    • Journal of the Korea Safety Management & Science
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    • v.5 no.4
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    • pp.1-12
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    • 2003
  • This study conducted the questionnaire on present condition of certification, background, purpose, effect and promotion of an occupational health & safety management system which introduced in domestic from 1999'. The questionnaire was conducted with 136 companies which replied in questionnaire distributed to 193 companies which received the certification. Also, recognition improvement of managers and participation of workers are demanded, the support to subcontract companies is demanded because the disaster prevention effect of the companies which possess the support program on subcontract companies is good, and reduction in the insurance rate to companies which received certification is demanded to activate an occupational health & safety management system.

Influence Factors Suggestion and Prediction Model Development of Regional Building Damage Costs according to Typhoon (태풍에 따른 지역별 건물피해액에 영향을 미치는 요인 도출 및 피해 예측모델 개발)

  • Kim, Ji-myung;Kim, Boo-Young;Yang, Seongpil;Oh, Jeongill;Son, Kiyoung
    • Journal of the Korea Institute of Building Construction
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    • v.15 no.5
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    • pp.515-525
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    • 2015
  • Currently, according to the climate change, serious damage by typhoon has been occurred in the world. In this respect, the research on the prediction model to minimize the damage from various natural disaster has been conducted in several developed countries. In the case of U.S, various models to predict building damage costs have been used widely in many organizations such as insurance companies and governments. In South Korea, although studies regarding damage prediction model according to typhoon have been conducted, the scope has been only limited to consider the property of typhoon. However, it is necessary to consider various factors such as typhoon information, geography, construction environment, and socio-economy factors to predict the damages. Therefore, to address this issue, first, correlation analysis is conducted between various variables based on the data of typhoon from 2003 to 2012. Second, the damage prediction model by using regression analysis is developed based on suggested influence factors. The findings of this study can be utilized to develop the model for predicting the damage costs of buildings by typhoon like HAZUS-MH of US.

Yields and Fruit Quality of Different Aged Walnut Trees (Juglans sinensis Dode) Derived from Seedlings in Gimcheon (김천지역 실생묘 유래 호두나무의 수령별 수확량 및 과실 품질)

  • Oh, Sung-Il;Lee, Uk;Kim, Chul-Woo
    • Journal of Korean Society of Forest Science
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    • v.109 no.3
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    • pp.325-332
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    • 2020
  • This study was conducted on cultivation farms in the Gimcheon area, which is the main production area of walnuts, in order to compare and analyze the yield and fruit quality of walnut trees (Juglans sinensis Dode) derived from seedlings. The official trees were classified into nine classes from 10 to 60 years old, and a total of 135 trees were selected, with 15 trees selected for each grade. The growth and fruit characteristics for each age group were then examined. The average tree height was 10.3 m, and the average crown area was 63.7 ㎡. The average number of fruit settings per tree was 573.1, with the largest number of walnuts per tree at 35 years (974.0 walnuts), and the lowest walnuts per tree at 10 years (124.7 walnuts). In addition, the number of fruit settings per bearing mother branch in 35 year old trees was the highest at 3.1. The average weight for each fruit type was found to be 58.7 ± 4.0 g of walnuts in green peel, 10.5 ± 0.5 g of dried shell walnuts, and 4.9 ± 0.2 g of walnuts, respectively. The average yield by fruit type was 32.5 ± 13.8 kg of walnuts in green peel, 5.9 ± 2.5 kg of dried shell walnut, and 2.8 ± 1.2 kg of walnuts. The yield was positively correlated with the crown area, the number of fruits setting per bearing mother branch, and the number of fruits setting per 1 ㎥. The formula used to estimate the yield per tree by age was calculated as y = 8993.9 ln (tree age-9) 8230.3, R2 = 0.8531 (walnut in green peel) and y = 1647.1 ln (tree age-9) 1442.1, R2 = 0.8527 (dried shell walnut).