• The Journal of Asian Finance, Economics and Business
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• 제7권5호
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• pp.119-130
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• 2020

The study seeks to evaluate the impacts of three types of credit - formal, semi-formal, and informal credits - on the well-being of households in Vietnam's rural areas. Based on data from the Vietnam Household Living Standard Surveys in 2014 and 2016, the research uses the instrumental variable fixed-effect models to estimate the effects of three kinds of credit on household's per capita income and expenditure. There are some significant findings. First, in rural areas, formal credit is the most popular source with stable and cheap borrowing costs. Informal credit is a complement to formal credit to meet urgent needs. Funding agriculture activities is the most commonly cited purpose of borrowing, followed by purchasing assets. The highest misuse rate belongs to the group of loans for agriculture production. Second, the results show that credit helps smoothen consumption rather than generate income for rural households. Three types of credit have insignificant or negative effects on household's per capita income. Formal loans significantly improve total expenditure and spending on healthcare and education. Informal and semi-formal credits show a little influence on consumption. Informal loans have a significantly positive effect on healthcare expenditure. In contrast, having semi-formal loans tends to decrease spending on foods.

• 한국인공지능학회지
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• 제9권1호
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• pp.21-27
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• 2021

In this Paper, Since the 1990s, Korea's credit card industry has steadily developed. As a result, various problems have arisen, such as careless customer information management and loans to low-credit customers. This, in turn, had a high delinquency rate across the card industry and a negative impact on the economy. Therefore, in this paper, based on Azure, we analyze and predict the delinquency and delinquency periods of credit loans according to gender, own car, property, number of children, education level, marital status, and employment status through linear regression analysis and enhanced decision tree algorithm. These predictions can consequently reduce the likelihood of reckless credit lending and issuance of credit cards, reducing the number of bad creditors and reducing the risk of banks. In addition, after classifying and dividing the customer base based on the predicted result, it can be used as a basis for reducing the risk of credit loans by developing a credit product suitable for each customer. The predicted result through Azure showed that when predicting with Linear Regression and Boosted Decision Tree algorithm, the Boosted Decision Tree algorithm made more accurate prediction. In addition, we intend to increase the accuracy of the analysis by assigning a number to each data in the future and predicting again.

• 한국가정과교육학회지
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• 제33권2호
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• pp.1-25
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• 2021

본 논문의 목적은 고교학점제 연구학교 운영사례를 통해 가정과 교육공동체에서 고교학점제를 준비하기 위한 방안을 탐색하는데 있다. 이를 위해 2019년 고교학점제 연구학교를 운영한 강원도 지역 H 고등학교의 운영 과정을 5개월간 모니터링 하고, 학생, 학부모, 교사를 대상으로 설문조사와 면담을 실시하여 교육과정 운영 내용을 파악하였다. H 고등학교의 고교학점제 운영사례를 바탕으로 가정과 교육공동체의 준비 방안을 제안하면 다음과 같다. 가정과 교사들은 학생들에게 매력적이고 의미 있는 가정 수업을 제공할 수 있도록 수업과 평가를 개선하고, 온라인 공동교육과정을 포함하여 가정교과 영역의 다양한 선택과목을 개설하는데 적극적인 노력을 기울여야 한다. 가정과 교사 공동체 및 관련 학회는 지역의 가정교과 연구회를 하나로 연결하는 공고한 네트워크를 구축하여 교육과정 운영과 관련된 정보를 공유하고 수업 연구 결과를 확산하는 채널로 삼을 필요가 있다. 가정교과 교원양성기관은 변화하는 교원양성정책에 발맞추어 예비교사가 현장에서 다교과를 지도할 수 있는 역량을 기르도록 교육과정을 혁신하고, 현장교사 재교육을 위한 질 높은 온/오프라인 프로그램을 개발하여 제공해야 한다.

• 한국의상디자인학회지
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• 제17권4호
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• pp.191-200
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• 2015

The purpose of this study is to analyze the difference of educational institutions and majors on Learning Participatory Motivation of Lifelong Education Organizations of Universities and Job Technical Colleges that are operating academic degrees on bachelor of fashion and associate of industrial arts in Academic Credit Bank System. The significance of this study is to provide basic information for educational institutions to promote efficient operation and devise a strategy for reinforcing educational competitiveness according to individual Learning Participatory Motivation and purpose of learners. In this study, educational institutions were classified into Lifelong Education Organizations of Universities and Job Technical Colleges operating academic degrees in Academic Credit Bank System. Degrees were divided into bachelor of fashion and associate of industrial arts, and majors were divided into fashion design and fashion business for bachelor of fashion and fashion design and fashion business for associate of industrial arts. Looking at Learning Participatory Motivation of learners, factors selected by learners as considerations for registration and selection of currently affiliated educational institution were found to be 'acquisition of degree at a university' and 'acquisition of degree' for Lifelong Education Organizations of Universities and fashion design major, and 'for employment' and 'acquisition of new knowledge and skill' for Job Technical Colleges and fashion business major.

• 한국엔터테인먼트산업학회논문지
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• 제15권1호
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• pp.99-115
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• 2021

본 연구는 스포츠 산업 발달에 따른 사회적 변화에 주목하고 이에 부응하는 새로운 체육 교육의 필요성을 인식함에 따라 먼저, 학점은행제 체육계열의 교과과정 운영현황을 파악하고, 나아가 스포츠 산업에서 요구하는 전문인 양성을 위한 교과과정 개선 방안을 모색하였다. 이를 위한 선행 연구로써 스포츠 산업계의 융·복합적인 변화를 반영한 미국 대학의 체육 교과목과 국내 정규대학의 교과목을 조사하였다. 이에 현행 학점은행제 체육계열의 운영실태에 관한 내용은 다음과 같다. 첫째, 학점은행제의 정의/학점인정 대상 및 체육계열의 교육훈련기관 조사, 둘째, 체육계열 표준교육과정의 전공별 교육목표 및 자격과 인정학점 현황 조사, 셋째, 체육계열 학위별 교육기관의 유형과 운영 중인 전공 현황 조사, 넷째, 체육계열 교육기관의 지역별 운영기관의 현황 조사, 다섯째, 체육계열의 전공별 세부교과 분류 및 전공별 과목 현황 조사, 여섯째, 체육계열의 전공별 세부교과 및 국·내외 스포츠 산업 교과의 일치·유사 교과목을 비교 분석하였다. 이를 통하여 학점은행제 교과과정의 다음과 같은 개선 방향을 제시하였다. 첫째, 사회변화에 맞춘 전공 교과목을 신설해야 한다. 둘째, 시대적 요구에 부응하는 세부 전공별 필수 및 선택 교과목을 수정, 개발해야 한다. 셋째, 스포츠 산업계의 요구를 충족시킬 수 있는 현장실습 중심의 교과목을 늘려야 한다. 넷째, 학점은행제의 평가인정과 관련하여 제도적 개선이 시급히 이루어져야 한다는 결과를 도출하였다.

• 가족자원경영과 정책
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• 제1권1호
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• pp.131-140
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• 1997

The Purpose of this study were to examine the relationship between the motive of revolving credit card in the use of credit and financial management. The Samples were composed of 239 housewives in Seoul. The data were analized using frequency, percentages, and multiple regression. The major findings are summarized of follows : 1) Two-thirds of repondents used credit card over optimum standards. 2) Although the level of the motive of revolving credit in the use of credit card was not high, it was negative to financial management in the case of low-income household. 3) The contents of consumer education has to provide according to a different income class.

• 대한간호학회지
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• 제7권2호
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• pp.60-82
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• 1977

The purpose of this study is first, to analyse the present nursing education and the curriculum in Korea in view of the changes and the new tendency of nursing education and second, to compare our curriculum with that of America, where nursing activities are actively earring on and, third, to try to find out what we should reconsider and improve in our nursing education. The object of this study is the educational program and the curriculum from 1973 to 1976 by selecting each five from colleges and department of nursing in Korea and America. The results of the study were as fellows : . 1. The aim of nursing education puts impassion the role of leader, knowledge and technology of nursing, welfare of society and service of community in both the America and Korea. In Korea nursing is mainly restricted to the treatment of diseases, while in the America the items of the aim of nursing are mainly extended to the capacity for Self- realization of nurse, in Korea they are restricted to the treatment of diseases. 2. In Korea the rate of credit of the curriculum of nursing education is the highest in professional education, next in general education, next in supporting science and educational subject, while in America the rate of the credit is the highest in general education, next professional education and then supporting Science and educational subject isn′t included in the curriculum. 3. In both Korea and America the role of the animal credit allotment in general education, is the highest in the first year and the rate in supporting science is the highest in the second year. In Korea professional subjects are concentrated in the third year while in America there is a tendency that they are increasing in number in the grade order. 4. There is a tendency that the rate of the credit allotment of the main professional subjects in curriculum is higher in Korea than in America : that is, in Korea the rate of the allotment of the credit is the highest in medical - surgical nursing, next maternal - child nursing, next community - health nursing and the psychiatric nursing and there in a great difference in the rate of the allotment of each credit. While in America the rate of the allotment of the credit is the highest in community - health nursing, next in medical- surgical nursing, next in maternal - child nursing, and then in psychiatric nursing and there is little difference in the rate of tile allotment of each credit. 5. From general education, supporting science and professional education, they have considered the continuity and sequence in the structure of nursing curriculum of Korea and America. While in Korea we have partly made integration in tile content of the subjects. Most of the school in America, they have made integration in the content of subjects especially in all subjects, but in Korea we haven't made it in all subjects. 6. In the system and form of nursing education Problem solving method, Dialectical method and operational method are introduced in some America schools and in others there is a tendency that the whole nursing education has the system based on Preventive frame - work or Health -illness frame work ; while only one college has an attempt for Health - Illness continue in Korea. 7. In Korea nursing education, as the importance of health- nursing and team nursing, the aim which is also comparatively emphasized is about health management and service of collective community. The subject pertaining to the aim is the studies of community health nursing, which are more in number in America. 8. When we consider the association between the social, general aims ?f the nursing education and the formation of the curriculum in Korean nursing school the courses of study concerning "the role of leadership and cooperative personal relation": "nursing care for the group": dynamic nursing care": and "the system of the public health nursing associated with the understanding of the regional community" are insufficient as compared with those of America. Especially, the lack of the behavioral science including the nursing care connected with the care for the group, the basic science on the clinical and developmental psychology, anthropology in known to be a prominent issue.

• 한국응용과학기술학회지
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• 제37권4호
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• pp.1008-1019
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• 2020

본 연구는 학점은행제 체육학전공 학습자의 사회적지지가 전공만족 및 학습지속의향에 미치는 영향을 규명하여 학점은행제의 체육학 전공자들의 중도탈락을 방지하고 효과적인 운영 방안을 모색하고자 하는데 연구의 목적이 있다. 연구방법은 학점은행제 체육학전공에 학습자를 대상으로 서울의 학점은행제 3곳을 선정하여 총 118부(90.8%)를 유효 표본으로 사용하였다. 조사도구의 타당도와 신뢰도 검증을 위해 확인적 요인분석과 집중타당도, 판별타당도, 평균분산추출(AVE), 개념신뢰도, Cronbach's α 계수를 검증하였다. 자료처리방법은 IBM SPSS statistics 21과 IBM AMOS 21을 이용하여 빈도분석, 확인적 요인분석, 집중타당도, 판별타당도, Cronbach's α 계수 산출을 통한 신뢰도분석(reliability analysis), 상관관계분석(correlation analysis), 구조방정식모형(SEM) 검증을 실시하였다. 연구결과는 다음과 같다. 첫째, 학점은행제 체육학전공 학습자의 교수의 사회적지지와 전공만족 및 학습지속의향의 관계를 분석하기 연구모형의 적합도 검증한 결과 기준을 충족하였다. 둘째, 가설 1의 검증 결과, 학점은행제 체육학전공 학습자의 교수의 사회적지지는 전공만족에 유의한 영향을 미치는 것으로 나타났다. 가설 2의 검증 결과, 학점은행제 체육학전공 학습자의 교수의 사회적지지는 학습지속의향에 영향을 미치는 것으로 나타났다. 가설 3의 검증 결과, 전공만족은 학습지속의향에 유의한 영향을 미치는 것으로 나타났다.

• 동아시아식생활학회지
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• 제6권1호
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• pp.17-31
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• 1996

In order to reinforce and develop major courses in dietitian producing department, this study analysed and compared the courses of Food Science and Nutrition-related studies at 4-year and 2-year college. Results of the study are as follows: 1. There is no difference In the number of major courses provided by universities(33.2 courses) and junior colleges(32.6 courses), and universities(103) showed higher than junior colleges(79.9) with respect to total credit of courses. 2. Food Chemistry had highest credit(universities=1,532, junior colleges=1,037), while Nutrition Education had lowest credit (universities= 143, junior colleges=99) in the distribution of courses by way of major or classification. 3. The number of courses provided by universities and junior colleges was similar by way of minor classification. Especially, courses related to Food Chemistry showed highest frequency (universities=15, junior college=11) and percentage of credit (universities=32.6 junior college=34.3%), while courses related to Nutrition Education were one subject and percentage of credit was 3.0%. 4. Compared to percentage of the number of questions occupied in national qualifying examination for dietitians, the percentage of the number of credit provided by courses programs is higher in Biochemistry(universites 10.6%, junior colleges 7.5%) and Food Chemistry and Principles of Cooking(universites 27.0%, junior colleges 25.2%), but is lower in Diet Therapy(universites 7.6%, junior colleges 6.7%) and Nutrition Education(universites 4.9%, junior colleges 4.8%)

• 수산해양교육연구
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• 제20권1호
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• pp.68-77
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• 2008

The purpose of this study is to examine the organization of the standard liberal arts curriculum in accordance with the academic credit bank system (ACBS). With the growth of the system, the standard curriculum of the ACBS turned out to have many problems which have to be solved for securing and maintaining the quality of the system. In an attempt to improve the standard liberal arts curriculum of the ACBS, the study analyzed the problems of standard liberal arts curriculum of the ACBS according to three criteria: the organization of subjects in the six liberal arts curriculum areas, the completion of liberal arts and the exchange subjects between majors and the liberal arts. Based on the results of the analysis, the study suggests ways to improve standard liberal arts curriculum. In the future, research needs to be conducted to explore ways to implement the proposed standard liberal arts curriculum of the ACBS in real contexts.