• 제목/요약/키워드: behavior of use

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Mobile Banking Service in Mongolia: The Role of Online Convenience on the Acceptance and Use Behavior

  • Ivanova, Aisena;Noh, Grimm
    • Asia Marketing Journal
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    • 제24권2호
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    • pp.51-61
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    • 2022
  • The goal of this study is to scrutinize the impact of individual online convenience dimensions on mobile banking acceptance and use in Mongolia. A total of 211 valid responses were collected from Mongolian university students who currently use mobile banking application services from local banks. The SmartPLS 3.3 software was used to conduct the confirmatory factor analysis and test the hypotheses. Using structural equation modelling, this research discovered that access convenience, transaction convenience, and possession/post-possession convenience are the main constructs related to the adoption of mobile banking services. Perceived innovation showed a significant positive effect on the adoption of mobile banking technologies. Through practical and theoretical implications, this research aims to assist mobile banking service channels of local and international banks in Mongolia. Identifying which online convenience dimensions impact the adoption and use of mobile banking will contribute to the adoption of competitive strategies for financial institutions and banks.

Critical Factors Affecting Consumer Intention of Using Mobile Banking Applications During COVID-19 Pandemic: An Empirical Study from Vietnam

  • SANG, Nguyen Minh
    • The Journal of Asian Finance, Economics and Business
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    • 제8권11호
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    • pp.157-167
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    • 2021
  • The study analyzes the factors affecting the intention and recommendation to use the mobile banking applications of 314 customers from Vietnam. The study analyzes 7 factors affecting the intention and recommendation to use the mobile banking applications of customers from Vietnam, including (i) Perceived risk; (ii) Perceived ease of use; (iii) Perceived usefulness; (iv) Attitude; (v) Perceived trust; (vi) Social image; and (vii) Innovativeness. Besides, the study also analyzes 4 variables that reflect the customer's demographics, including gender, age, education, and occupation, and 6 variables describing the behavior of customers using mobile banking applications. The study findings indicate that the following factors (i) Innovativeness; (ii) Attitude; (iii) Perceived risk; (iv) Perceived ease of use, and (v) Perceived trust have the most significant impact on customers' behavior of using mobile banking applications in emerging markets such as Vietnam in the context of prolonged pandemic and continuous lockdown in many provinces and cities. The study is also of great value to studies on behavior changes among customers using mobile banking applications after the COVID-19 pandemic in Vietnam. The study will provide additional empirical evidence useful to bank administrators in motivating customers to use mobile banking applications, helping develop a digital economy in Vietnam.

아동의 미디어 이용시간, 문제행동, 학교생활적응 간의 구조적 관계 (Structural Relationships Among Children's Duration of Media Use, Behavior Problems, and School Adjustment)

  • 안수빈;강보람;이강이
    • 아동학회지
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    • 제38권2호
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    • pp.191-204
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    • 2017
  • Objective: The purpose of this study was to explore the structural relationships among duration of media use, behavior problems, and school adjustment, while accounting for gender differences. Methods: The study used 4th-wave panel data from the Korean Children and Youth Panel Study, and 2,119 first graders in elementary school were analyzed. The data were analyzed using Structural Equation Modeling. Results: The results can be summarized as follows. First, the duration of media use had a direct effect on school adjustment. Secondly, the duration of media use had an indirect effect on school adjustment through internalizing and externalizing problems. According to multigroup analysis, gender differences were found in the structural relations among variables. Conclusion: This study emphasizes the needs for media usage education to improve children's school adjustment. Furthermore, it suggests that different intervention strategies for internalizing/externalizing behavior problems are needed depending on gender.

서울시 일부 청소년의 인터넷 중독수준 실태 (The Analysis of the Internet Use Behavior Among Adolescents)

  • 정인선;문인옥
    • 한국학교ㆍ지역보건교육학회지
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    • 제5권
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    • pp.11-23
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    • 2004
  • The purpose of this study was to analyze the internet usage patterns among adolescents and to provide basic data for the development of internet addiction prevention program. The subjects of this study were 1169 students in middle and high school students in Seoul, Korea. Self-administered questionnaires were employed and data were analysed by SPSS 12.0. Major conclusions were as follows: 1. Most of the students were found to be the normal internet users. On the other hand, potential risk group was 8.2% and high risk group was 4.7%. Every students have had an experience of inter use. The 90.6% of the students' households had internet links. The percentage of students who were using internet more than 3 hours a day was 25.7%, and The most popular type of website was entertainment. 2. Male students showed greater percentages of potential risk and high risk group than female students. The students having parents in divorce, remarriage and separation were more likely to be in potential risk group than those having normal parents. The staying alone in home after school and small sleeping time were positively related to high level of internet addiction. 3. The characteristics of the students in potential risk and high risk group were longer duration of the internet use, internet use through the whole week, frequent internet use late at night, frequent use of pornographic site, main purpose of internet use for entertainment and shortage of rest during internet use. This study results had an limitation of generalizing to entire Korean adolescents because the sample of this study was middle and high school students living in Seoul. Future study was needed for the analysis of internet use behavior of the entire Korean adolescents, and for the identification of the accurate predictors for adolescents' internet addiction.

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대학생의 수업 중 스마트폰 사용 행동 영향 요인 연구 (A Study on the Factors Affecting Smart Phone Use Behavior of University Students in Class)

  • 이종만
    • 한국컴퓨터정보학회논문지
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    • 제18권4호
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    • pp.191-199
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    • 2013
  • 본 논문의 주요 목적은 왜 대학생들이 수업 중에 스마트폰을 사용하는지를 조사하고, 지각된 이익, 지각된 비용, 태도, 사회적 영향, 의향, 습관으로 구성된 하나의 스마트폰 사용행동 예측 모형을 개발하는 것이다. 제안 모형은 120명의 대학생 스마트폰 사용자들로부터 수집된 설문 데이터를 이용하여 분석하였다. PLS 분석 결과는 다음과 같다. 첫째, 의향과 습관은 수업 중 스마트폰 사용행동의 중요한 예측요인들로 밝혀졌다. 둘째, 태도와 사회적 영향뿐만 아니라 지각된 이익과 지각된 비용도 수업 중 스마트폰 사용에 영향을 주는 요인들로 나타났다.

계획된 행위이론을 적용한 중년여성의 운동의도 및 운동 예측모형 (Predicting Exercise Behavior in Middle-aged Women : An Application of the Theory of Planned Behavior)

  • 이미라
    • 대한간호학회지
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    • 제30권3호
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    • pp.537-548
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    • 2000
  • The objectives of this study were to verify the effectiveness of the Theory of Planned Behavior in predicting exercise intention and exercise behavior, and to examine the determinants of exercise intention and exercise behavior in the sample of middle-aged women. The subjects who participated in this study were 263 middle-aged women. The instruments used for this study was a survey of general characteristics, attitude (18 items), subjective norm (2 items), perceived behavioral control (19 items), intention (3 items), and exercise behavior (7 items and 23 items for each). Analysis of data was done by use of descriptive statistics and correlation analysis with SAS PC program. The hypothetical model based on the Theory of Planned Behavior was tested by use of LISREL 8.12a program. The results of this study were as follows. 1) The overall fit of the hypothetical model to the data was good(chi-square=11.76, p=0.03, RMSEA=0.07, standardized RMR= 0.03, GFI=0.99, AGFI=0.94, NFI=0.97, NNFI=0.95). 2) Perceived behavioral control, attitude, and subjective norm were significant determinants of exercise intention, and these variables explained 35% of the total variance of exercise intention. 3) Perceived behavioral control, intention, and attitude were significant determinants of exercise behavior. But, subjective norm was not a significant determinants. These four variables explained 69% of the total variance of exercise behavior. In conclusion, this study shows the applicability of the Theory of Planned Behavior in explaining exercise behavior of middle-aged women, and suggests that health care providers should focus on perceived behavioral control and attitude rather than subjective norm to improve exercise behavior of middle-aged women.

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시각장애인의 정보요구 및 이용행태에 관한 연구 - 대구광역시립수성도서관 이용자를 중심으로 - (A Study on the Information Needs and Behavior of Visually Handicapped)

  • 오선경
    • 정보관리연구
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    • 제41권1호
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    • pp.97-126
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    • 2010
  • 오늘날 시각장애인은 정보접근과 도서관 이용에 많은 어려움을 겪고 있다. 이에 공공도서관은 장애인의 기본권(정보접근 이용권)을 보장하여 시각장애인의 지식정보격차를 해소하고 정보해득력을 강화 시켜 삶의 질 향상과 사회참여 통합을 이룰 수 있도록 해야 한다. 본 연구는 시각장애인의 정보요구와 정보이용행태를 분석하고 그들이 도서관을 어떻게 이용하고 있는지를 살펴봄으로써 시각장애인을 위한 공공도서관 서비스의 구체적이고 실질적인 방안을 제시하고자 하는 데 목적이 있다. 이를 위하여 대구광역시립수성도서관에 정상회원으로 등록된 시각장애인을 대상으로 전화면담기법을 사용하여 그들의 정보요구, 정보원 선택 및 이용행태, 정보입수의 어려움과 격차, 공공도서관 이용행태, 공공도서관 서비스 이용의 만족도를 분석하였다.

서울지역 노인들의 근린시설 이용실태와 근접정도에 대한 분석 (The analysis of elderly using behavior and propinquity of neighborhood facilities)

  • 이민아;이영심
    • 한국주거학회논문집
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    • 제11권2호
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    • pp.37-49
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    • 2000
  • The purpose of this study was to examine elderly using behavior and propinquity of neighborhood facilities and to analyze the relationship of propinquity and using behavior of each neighborhood facility. The results of the study indicated that the elderly are using more frequently and living more close to leisure facility such as sports/health facility, hobby/education facility, and entertainment facility. Age and health status of the elderly were the important factors on the use and propinquity of neighborhood facilities. On the other hand, the elderly having higher education and economic status were more likely to use and live close to leisure facilities. For the elderly, the need of physical propinquity to neighborhood facilities and providing information about the facility location were required. For the mid-aged people, the education about leisure culture of the later-hood years were suggested since the use of neighborhood facility is depending on one's habit.

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여자대학생의 물질주의 가치성향과 화폐에 대한 태도 및 금전사용행동 (The Material Values, Attitudes toward Money, and Money Use Behavior of Female Collegians)

  • 홍은실;황덕순;한경미
    • 가정과삶의질연구
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    • 제19권1호
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    • pp.143-158
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    • 2001
  • The purpose of this study was to examine the influences of the material values, attitudes toward money, and the background variables to the money use behavior of female collegians. The samples were selected from 541 female collegians. Cronbach$\alpha$, One-way ANOVA, Duncan test, Multiple regression, Path analysis were used as statistical analysis. The results were summarized as follows : Resulting from multiple regression analysis, the money use behavior of female collegians had the positive linear relationships with the variables such as mothers level of education, material values, and 3 money attitude - the means of security, the symbol of anxiety, the means of pleasure - in five money attitude dimensions. The most influential variable was money attitude of the means of security.

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관광경험에서의 스마트폰 활용 행태와 사용자 임파워먼트와의 관계에 관한 연구: 중국인을 대상으로 (A study of Relationship Smartphone use behavior and User empowerment in Tour experience : Focusing on Chinese people)

  • 구철모;유문정;전유희;이지민;정남호
    • 지식경영연구
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    • 제17권1호
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    • pp.155-174
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    • 2016
  • Recent years, a smartphone has been playing a role of searching, booking, and decision-makings in the tourism industry through tourists' user experiences and engagements. This study investigated the tourists' behavior toward smartphone usage regarding Chinese visitors who were ranked in Korea inbound tourism. This research model formulated two types of usage which identified explorlative use and exploitive use and the antecedent relationships of user empowerment including user competence, user impact, usage meaning, user trust. We analyzed SmartPLS2.0 for the hypotheses and found that first, user competence has a positive influence both of exploitative use and explorative use, second, user impact has a positive influence on exploitative use, but has not influenced on explorative use, third, usage meaning has not influence on exploitive use, but has a postitive influence on explorative use, and finally user trust has influence on both of exploitive and explorative use. Based on the results we found, we suggested Chinese tourists' smartphone usages' behaviors and theoretical and practical implications.

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