• 제목/요약/키워드: bank effect

검색결과 689건 처리시간 0.028초

One-Bank 방식의 수소충전장치에 대한 정성적 안전성 평가 (Safety Assessment for Hydrogen Gas Filling Facilities(One-Bank))

  • 이광원;김태훈
    • 대한안전경영과학회지
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    • 제14권1호
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    • pp.95-100
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    • 2012
  • This study is about the qualitative safety assessment for hydrogen gas filling facilities in Korea operating with one-bank type. The purpose of this safety assessment is about the development of components for design, fabrication, assembly, operability of dispenser and systems of the safety. For the qualitative safety assessment method, the study used FMEA(failure mode & effect analysis) and HAZOP(hazard & operability). This study evaluated the safety through FMEA and HAZOP then by referring to P&ID and PFD of hydrogen dispenser, thereby examining the dangerousness of the equipments, defects of the structure and problems of the operation.

혼성 표본 추출과 적층 딥 네트워크에 기반한 은행 텔레마케팅 고객 예측 방법 (A Method of Bank Telemarketing Customer Prediction based on Hybrid Sampling and Stacked Deep Networks)

  • 이현진
    • 디지털산업정보학회논문지
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    • 제15권3호
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    • pp.197-206
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    • 2019
  • Telemarketing has been used in finance due to the reduction of offline channels. In order to select telemarketing target customers, various machine learning techniques have emerged to maximize the effect of minimum cost. However, there are problems that the class imbalance, which the number of marketing success customers is smaller than the number of failed customers, and the recall rate is lower than accuracy. In this paper, we propose a method that solve the imbalanced class problem and increase the recall rate to improve the efficiency. The hybrid sampling method is applied to balance the data in the class, and the stacked deep network is applied to improve the recall and precision as well as the accuracy. The proposed method is applied to actual bank telemarketing data. As a result of the comparison experiment, the accuracy, the recall, and the precision is improved higher than that of the conventional methods.

UCP 600 서류심사기준의 문제점과 실무상 유의점 (Some Problems and Practical Notes on UCP 600 Standard for Examination of Documents)

  • 서정두
    • 무역상무연구
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    • 제33권
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    • pp.91-118
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    • 2007
  • In the transaction of credits, banks must examine the presentation to determine, on the basis of the documents alone, whether or not the documents appear on their face to constitute a complying presentation. And bank shall each have a maximum of five banking days following the day of presentation to determine if a presentation is complying. This period does not depend on any upcoming expiry date or last day for presentation. Data in a document, when read in context with the credit, the document itself and international standard banking practice, need not be identical to, but must not conflict with, data in i) that document; ii) any other stipulated document; or iii) the credit. When a bank determines that a presentation is complying, it must honour or negotiate. But, when a bank determine that a presentation does not comply, it may refuse to honour or negotiate. When a bank decides to refuse to honour or negotiate, it must give a single notice to that effect to the presenter. That notice must be given by telecommunication or, if that is not possible, by other expeditious means no later than the close of the fifth banking day following the day of presentation.

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Competition of Islamic Bank in Indonesia

  • Humairoh, Syafaqatul;Usman, Hardius
    • 유통과학연구
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    • 제14권6호
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    • pp.39-44
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    • 2016
  • Purpose - This paper aims to study the competition that occurs in the Islamic Banking industry and to analyze the variables that affect the total revenue of Islamic Banking in Indonesia. Research Design, Data and Methodology - This study observed 10Islamic banks for the period 2010-2013. The annual data are taken from Direktori Perbankan Indonesia, published by Bank Indonesia, and annual report of the observed banks. In analyzing data, Panzar Rosse Approach was applied to analyze the type of Islamic Bank Market and Panel Regression Model for the estimated co-efficients has been used in the Panzar Rosse Approach. Results - Estimation model shows that all the banking cost elements such as the price of capital, unit price of labor, and unit prices of funds have significant positive correlation to Revenue as a dependent variable. The estimated value of H-statistic for the period 2010-2013 is 0.69. It can be interpreted that Islamic banking market in Indonesia shows monopolistic competition. Price of capital and funds has statistically significant effect on Bank's Revenue. Conclusions - The study revealed that the Islamic banking market competition in Indonesia is monopolistic and the major contribution to the H-statistic comes from mainly price of funds.

Mechanism for Bank Erosion and Local Scouring in Estuary of the Hangang River

  • Lee, Samhee;Han, Hyeongjun;Choo, Jeongho
    • 한국습지학회지
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    • 제16권4호
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    • pp.453-462
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    • 2014
  • The levee and bridge pier in estuary of the Hangang River are exposed in a dangerous condition due to bank erosion and local scouring occurred since the summer season in 2011. At first, it is presumed that the high sandbar formed in river channel of the study area was an important element in the occurrence of bank erosion and local scouring. It can be presumed that the record-breaking depth of freezing due to cold wave for the long term during the winter season between 2010 and 2011 as well as the heavy intensive rainfall of 2011 had a decisive effect on the first damage of A section. The second damage of B section mainly occurred around the bridge pier constructed on the high water channel before it was washed away during the winter season between 2011 and 2012. It is considered that the second damage was caused by ice formation and ice floes.

대형석탄화력발전용 보일러 관군의 Anti-Noise Baffle 설치에 따른 음향공진 (Acoustic resonance by Inserting Anti-noise Baffle in the Tube Bank of Boiler of a Large Fossil Power Plant)

  • 방경보;김철홍
    • 한국소음진동공학회:학술대회논문집
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    • 한국소음진동공학회 2004년도 추계학술대회논문집
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    • pp.178-183
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    • 2004
  • This paper presents phenomena of vibration and noise due to acoustic resonance in tube bank of a large fossil power plant. The phenomena of acoustic resonance may arise when the vortex shedding frequency coincides with the acoustic natural frequency. In this system dominant frequency of vibration and noise was 37.5Hz. The $3^{rd}$ acoustic natural frequency calculated was 37.2 Hz. When the difference of vortex shedding frequency and acoustic natural frequency is within ${\pm}20%$, acoustic resonance could occur. If system is the state of acoustic resonance, vibration and noise become large. In order to prevent acoustic resonance, anti-noise baffle should be installed in the tube bank. In the case of installing baffle, we should consider the number of baffle and the effect of acoustic mode due to baffle extension length. To do this, we did acoustic mode analysis. After installing anti-noise baffle, acoustic resonance was disappeared and vibration magnitude and noise level was reduced dramatically.

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Role of Informal Sector Competition on Innovation in Urban Formal Manufacturing Enterprises in India

  • Shekar, K Chandra
    • Asian Journal of Innovation and Policy
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    • 제10권1호
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    • pp.1-38
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    • 2021
  • The paper examines the role of the informal sector on innovation activities of urban formal manufacturing enterprises in India. It provides empirical evidence on firm-level linkages between formal and informal sectors by using the World Bank Enterprise Survey, 2013-14 and the Innovation Follow-up survey, 2014. Primarily, the paper aims to examine the effect of informal sector competition on innovation in urban formal manufacturing enterprises in India. Secondly, the paper analyses the mediation effect of informal sector competition on innovations in the urban manufacturing enterprises. It determines the direct and indirect influence of business regulations and constraints on innovation outcomes through the mediation effect of informal sector competition by using the SEM "Structural Equation Modeling" guidelines. The econometric results show that informal sector competition has a negative effect on the introduction of product innovations while industry-level informal sector competition has a positive effect on product innovation through the local knowledge spillovers from the informal to the formal sector. However, the informal sector competition was found to have no significant effect on the probability of introducing process innovations. Further, the results show the inhibitive role of informal sector competition on innovation in urban formal manufacturing enterprises is more severe for firms with heavy regulatory burdens and is relatively weakened in firms with resource constraints. This suggests that the informal sector plays an important role in the NIS (National Innovation System) in India.

LPS로 유도된 RAW264.7 세포주에서 개화정도별 괴화 EtOH 추출물의 항염증 효과 비교연구 (A Comparison of Anti-inflammatory Effects of Sophorae Flos EtOH Extracts at the Different Flowering Stages on LPS-induced Inflammation in RAW264.7 cells)

  • 고원민;이동성;장미;김경수;이희숙;백흠영;오현철;김윤철
    • 생약학회지
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    • 제44권3호
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    • pp.291-297
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    • 2013
  • Sophorae Flos (SF), a composite of flowers and flower-buds of Sophora japonica, has long been used in traditional Korean and Chinese medicines for the treatment of hemostasis and inflammation. In this study, we investigated anti-inflammatory effect of four EtOH extracts at the difference in blooming stages of flowers on LPS-induced inflammation in RAW264.7 cells. We classified the flowers of Sophora japonica with SF-1 (length of flower is shorter than calyx), SF-2 (length of calyx is shorter than flower), SF-3 (full bloom), and SF-4 (not blooming at all). We examined HPLC analysis, whether quercetin and rutin are major component of these Sophorae Flos extracts or not. As a result, SF-1 contained quercetin, but the others did not. In addition, quercetin, SF-1, and SF-4 act on the suppression of pro-inflammatory mediators including inducible nitric oxide synthase (iNOS), cyclooxygenase (COX)-2, nitric oxide (NO), prostaglandin E2 ($PGE_2$) against lipopolysaccharide (LPS)-induced activation in RAW264.7 cells. Of these, SF-1 showed the best anti-inflammatory effect. These results suggest that Sophorae Flos with the highest content of quercetin would be used for the treatment of various inflammation diseases.

수출입과 기업의 노동수요 (International Trade and Labor Demand of Korean Firms: Focusing on Heterogeneous Firm Productivity)

  • 음지현;박진호;최문정
    • 경제분석
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    • 제25권3호
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    • pp.30-69
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    • 2019
  • 본 연구는 국제무역에 참여하고 있는 우리나라의 기업들을 대상으로 수출입이 기업의 노동수요에 미치는 영향을 살펴보았다. 통계청의 기업활동조사 데이터를 이용하여 2006년부터 2014년까지 제조업 24개 업종에 속해 있는 기업들의 수출입이 노동수요에 미치는 영향을 시스템 GMM 방법을 사용하여 분석하였다. 분석 결과, 생산성이 높은 기업에서는 수출이 늘어나면서 생산 확대를 위한 노동수요가 창출되는 효과가 나타난 반면 생산성이 낮은 기업에서는 이러한 효과가 유의하게 나타나지 않았다. 그러나 기업이 오프쇼어링을 이용하여 국내업무를 해외로 재배치한 경우, 수출이 유발하는 노동수요 증가 효과가 축소되는 것으로 분석되었다. 한편, 수입증대는 기업의 노동수요를 감소시키는 것으로 나타나는 데, 이는 수입제품이 노동을 대체하는 효과 때문인 것으로 보인다. 반면 기업이 오프쇼어링을 이용하는 경우, 생산 효율성 증대로 수입의 노동수요 감소효과가 완화되는 것으로 나타났다. 본 연구의 결과는 수출입이 기업의 고용에 미치는 영향은 기업의 생산성 및 글로벌 아웃소싱 참여 여부에 따라 달라질 수 있음을 시사한다.

학점은행제 패션전공 학위과정 교육서비스품질이 학습만족도와 교육기관충성도에 미치는 영향 (Effect of Education Service Quality on Learning Satisfaction and Education Institution Loyalty of Fashion Major Degree Programs in the Academic Credit Bank System)

  • 이혜윤;박명자
    • 한국의상디자인학회지
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    • 제19권3호
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    • pp.89-97
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    • 2017
  • The purpose of this study is to analyze the difference and influence of educational institutions and majors on education service quality, learning satisfaction, and educational institution loyalty, and to provide information on an Academic Credit Bank System appropriate for the two types of education institutions and learners. Looking at the difference in education service quality, learning satisfaction and educational institution loyalty, Lifelong Education Organizations of Universities showed positive awareness compared to Job Technical colleges. Especially, differences in awareness regarding quality of education facilities were largest, followed by educational institution loyalty and learning satisfaction. Looking at the difference in awareness according to educational institution and majors, learners at Lifelong Education Organizations of Universities had positive awareness compared to Job Technical colleges in terms of quality of facilities, learning satisfaction and educational institution loyalty. No difference was found according to major. Looking at the effect of awareness of education service quality on learning satisfaction and educational institution loyalty, factors of education service quality affected learning satisfaction in the order of education>administration>facilities for Lifelong Education Organizations of Universities, and the effect on educational institution loyalty was found in the order of administration> education with no effect shown by facilities. For learners at Job Technical colleges, factors of education service quality affected learning satisfaction in the order of administration>education>facilities. Influence on loyalty to educational institution was found in the order of administration>facilities>education.

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