• Title/Summary/Keyword: Young Households

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Determinants of the Demand for Cash-Value Life Insurance (저축성 보험 보유 및 보유액에 영향을 미치는 요인 분석)

  • Baek Eun-Young;Joung Soon-Hee
    • Journal of Families and Better Life
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    • v.23 no.3 s.75
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    • pp.217-230
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    • 2005
  • The purpose of this study was to examine factors related to the purchase of cash-value life insurance of households. Based on human capital and bequest motive theories of the demand for life insurance, this study developed a conceptual model of the demand for life insurance of households. In addition, in order to capture the beneficiaries' preference and expected lifetime utility, expected future financial needs were included in the conceptual model. Using Heckit analysis, the model was estimated by two stages. The results supported that human capital, bequest motives and expected future financial needs were significant factors on both decision to have insurance and the mont of insurance. Specifically, if the household's head expected to have a higher potential in the future, the household was more likely to have insurance. If a household had dependents, the household was more likely to have insurance. As income or monthly expenditure increased, the probability of haying insurance and the amount of the insurance increased However, savings or social insurance were positively related to the purchase of insurance.

The Prevalence of Depression and Related Factors among Adults (제주지역 성인의 우울 유병률과 관련 요인)

  • Park, Eun-Ok;Kim, Moon-Doo;Son, Young-Ju;Song, Hyo-Jeong;Hong, Seong-Chul
    • Research in Community and Public Health Nursing
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    • v.20 no.3
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    • pp.277-284
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    • 2009
  • Purpose: This study was to investigate depression prevalence and related factors of depression in Jeju Province. Methods: The study sample selected using randomized cluster sampling method, and the unit of cluster was 25 households. Data were collected from 1275 adults in 723 households through home visit interview. The response rate was 89.4%. The instrument used for measuring depression was CES-D, the cut-off score was 21. Data were analyzed using Chi-square test and logistic regression. Results: The prevalence of depression in Jeju was 18.1%. The significant differences were found with depression prevalence rate by the group of gender, age, inhabited area, marital status, educational status, monthly household income, life satisfaction, socioeconomic status, perceived health status, morbidity during last 2 weeks, perceived stress, perceived fatigue, participation in social activities, and family life satisfaction. The most predictive factors among those variables were perceived fatigue with 17.93 of odds ratio, family life satisfaction with 9.86 odds ratio, and perceived stress with 9.66 of odds ratio. Conclusion: The prevention and management of depression program development was suggested and mental health promotion program for the prevention of depression was suggested.

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An image analysis system Design using Arduino sensor and feature point extraction algorithm to prevent intrusion

  • LIM, Myung-Jae;JUNG, Dong-Kun;KWON, Young-Man
    • Korean Journal of Artificial Intelligence
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    • v.9 no.2
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    • pp.23-28
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    • 2021
  • In this paper, we studied a system that can efficiently build security management for single-person households using Arduino, ESP32-CAM and PIR sensors, and proposed an Android app with an internet connection. The ESP32-CAM is an Arduino compatible board that supports both Wi-Fi, Bluetooth, and cameras using an ESP32-based processor. The PCB on-board antenna may be used independently, and the sensitivity may be expanded by separately connecting the external antenna. This system has implemented an Arduino-based Unauthorized intrusion system that can significantly help prevent crimes in single-person households using the combination of PIR sensors, Arduino devices, and smartphones. unauthorized intrusion system, showing the connection between Arduino Uno and ESP32-CAM and with smartphone applications. Recently, if daily quarantine is underway around us and it is necessary to verify the identity of visitors, it is expected that it will help maintain a safety net if this system is applied for the purpose of facial recognition and restricting some access. This technology is widely used to verify that the characters in the two images entered into the system are the same or to determine who the characters in the images are most similar to among those previously stored in the internal database. There is an advantage that it may be implemented in a low-power, low-cost environment through image recognition, comparison, feature point extraction, and comparison.

Growth of food industry from change of consumer's living environment: HMR market growth factor (소비자들의 생활환경 변화에 따른 식품 시장의 성장: 가정간편식(HMR) 시장 성장 요인 분석)

  • Lee, Doo-Young
    • Food Science and Industry
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    • v.50 no.3
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    • pp.33-38
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    • 2017
  • One noticeable thing about the recently opened 'Starfield Hanam' and 'Hyundai Department Store (Pangyo)' is consumer's interest and positive response to their hosted food brands ranging from restaurants, dessert cafes and coffee shops. Department store and shopping complex, so-called aggregation of lifestyle are making the most out of food brands as a differentiation strategy and consumer's interest on it act as a barometer for current consumption trend. Along with the high interest on food market, changes in lifestyle, such as increasing ratio of two or less households, advent of multiple communication channels as SNS, deluge of information and gradually developing individualism, are creating needs for convenient but high quality eating culture. This need contributed in transforming the product family which was once famous as 'Instant Food' into a 'Home Meal Replacement (HMR)'. Since local food companies are striving to keep pace with the trend and actively penetrating HMR market, regardless of long-term recession, the Korean domestic food market is steadily growing with a bright future.

A Study on the Effect and Business Demand of the Orchard Scale-Up Project (과원규모화사업 효과 및 사업수요에 대한 연구)

  • Lim, Cheong-Ryong;Park, Young-Jun
    • Journal of Korean Society of Rural Planning
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    • v.29 no.1
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    • pp.11-17
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    • 2023
  • In this study, the effect of orchard expansion, structural improvement, and potential demand of the orchard scale-up project implemented since 2004 to strengthen the competitiveness of orchard farmers was examined. The results of the analysis are summarized as follows. First, looking at the effect of scale-up by checking the standard income data of the Rural Development Administration, it was possible to confirm the effect of scale-up in that the income per unit area increases as the scale increases. Second, through the scale-up project, the effect of structural improvement in transferring the orchards of the aged farm households to the younger farm households was confirmed to be 13 years old on average in the case of a sale business and 16 years old in the case of a lease business. Third, it was found that income increased at a statistically significant level after participating in the orchard scale-up project for major fruit crops such as apples, pears, and peaches. Fourth, it was found that age and cultivated area had a statistical effect on the probability of participating in the orchard scale-up project for farmers who did not participate in the project. The potential business demand using the estimated results was found to be between 25,203 and 37,089.

Housing Expenditures of Elderly Households and Implication for Economic Well-Being (노인가계의 주거비지출과 경제복지)

  • Shim, Young
    • Korean Journal of Human Ecology
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    • v.1 no.1
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    • pp.57-68
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    • 1992
  • 1970년대 이래로 노인들의 평균적인 경제상태가 향상되어 왔지만, 상당한 수의 노인들이 여전히 빈곤할 뿐만 아니라 노인들 각자가 경험하는 경제복지는 다르다. 본 연구는 노인들이 경험하는 경제복지를 조사하고 이를 바탕으로 상이한 노인가계들간의 복지상태를 비교하였다. 경제복지는 주거비가 차지하는 가계소득에 대한 비로 측정하였다. 노인가계는 노부부가계, 노인남성가계, 노인여성가계로 구분하였다. 미국의 3,449 노인가계들이 연구분석에 사용되었다. 노인가계들간의 경제복지를 비교하기 위해 다중회귀분석이 사용되어졌다. 분석결과에 의하면 상이한 노인가계들간에 경제복지는 상당한 차이가 있었다. 특히 노인여성인 경우 경제복지가 가장 낮은 것으로 나타났다.

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A Study on the Non-Destructive Investigation Method of Tile Defect in the Bathroom (욕실 타일 하자에 대한 비파괴 조사 방법에 관한 연구)

  • Jung, Gi-Tae;Kim, Bum-Soo;Lee, Jung-Hun;Song, Je-Young;Oh, Sang-Keun
    • Proceedings of the Korean Institute of Building Construction Conference
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    • 2017.11a
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    • pp.209-210
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    • 2017
  • Recently, bathroom tile defects in households are occurring more frequently. Until now, the destructive investigation method has been required to analyze tile defects. This study proposes a non-destructive using a thermal emission camera imaging as a possibly more precise method of investigating tile failure compared to previous existing methods.

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Studies on Insolvency Prediction for young Korean debtor (한국 청년가계의 부실화 가능성 연구)

  • Lee, Jonghee
    • Journal of Family Resource Management and Policy Review
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    • v.23 no.2
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    • pp.99-115
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    • 2019
  • This study examined the insolvency likelihood of young debtors from the 2018 Household Financial and Welfare Survey. This study used the Household Default Risk Index (HDRI), which considers the ratio of total debt to total assets (DTA), and a total debt service ratio (DSR) to examine the insolvency level of debtors. The descriptive analyses showed no difference in frequency of households with a high probability of insolvency between those less than 35 years of age and those over 35 years of age. However, the median HDRI value for those less than 35 years of age was higher than those over 35 years of age. The multivariate analyses indicated that educational expenses for young Korean debtors was a factor that increased their probability of insolvency, while income was the only variable that decreased their insolvency likelihood.

The Cause and Adaptation Process of Kwihyang Nongga (귀향농가(歸鄕農家)의 발생원인(發生原因)과 적응과정(適應適程))

  • Woo, Jong-Hyeon
    • Journal of the Korean association of regional geographers
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    • v.3 no.1
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    • pp.99-113
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    • 1997
  • The purpose of this study is to find out about the cause and adaptation process of urban households going to rural areas for agricultural management(Kwihyang nongga) through the microscopic analysis of a case study. Research results are summarized in the followings. The cause of Kwihyang nongga before the 1980s was generally due to the social causes like the support of dependent family or rural-to-urban migrants' maladjustment in urban society. After the 1980s, however, it was related to the economic reasons such as the increase of households' income by commercial agriculture more than the social ones. Most of Kwihyang nongga was traditionally the households which came back to their native places, rural areas. Recently the urban households which did not originally come from rural areas are going to rural space because of the cultivation of high profit oriented agricultural products. Recent Kwihyang nongga increased the size of commercial agriculture through leased farmland, not by a purchase of agricultural land. Even though the number of Kwihyang nongga is now a few, it is expected that the influence of Kwihyang nongga on rural society will be various and high because it consists of young generation. The increase of Kwihyang nongga may be one of the ways to mitigate the decreasing rate of utilization of agricultural lands due to the labor shortage of rural areas after industrialization. To solve rural problems related to underpopulation, it is necessary to establish the active plicies of helping Kwihyang nongga. The actions for Kwihyang nongga ought to emphasize the improvement of educational conditions and living facilities as well as financial aids and the improvement of farming conditions.

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