• Asia Marketing Journal
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• 제17권4호
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• pp.89-104
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• 2016

Based on the observation that insurance companies in Korea, unlike those in other financial sectors and those in other countries, dominantly use the agent-based push-type marketing strategy, this paper hypothesizes that difference in distribution systems originating from characteristics of financial products can lead to welfare asymmetry between financial institutions and customers, merely due to their financial matching. For this analysis, we employ a simple matching theoretic model, try to understand the welfare implications of distribution systems from a matching theoretic perspective, and analyze the bottom of negative perceptions of insurance industry. The proposed model suggests that this welfare asymmetry derives mainly from financial matching through the distribution systems, which implies that any efforts to improve the insurance industry must consider changes in the matching process, namely the distribution system. We hope that this paper complements and extends the existing literature on insurance distribution systems in terms of methodologies and research subjects.

• 한국사회복지학
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• 제40권
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• pp.157-190
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• 2000

As the Law on the Prevention of Domestic Violence was enacted in Korea, it has become necessary to work on how to intervene effectively in Korean men who batter. The purpose of this study is to establish the framework of the intervention model which is relevant to Korean wife-batterers. In the States, the psychoanalytic model, cognitive-behavioral model, and feminist model are most widely used with men who batter. As yet, the consensus on which model is most effective has not been reached. In this study, each model is reviewed briefly. And then it is suggested that in the light of Korean culture the educational model is more relevant than therapeutic model. Several points are also suggested, which need to be considered when feminist model is used in Korean culture. It is also insisted that the integrated model based on ecological theory is necessary to intervene effectively in such a multi-dimensional problem as domestic violence. For the group intervention, it is suggested to use educational model primarily and to use therapeutic model complementarily. Based on the framework suggested in this study, to develop the specific structure of the program, to implement it, and to test its effectiveness will be the tasks of the future researches.

• International Journal of Human Ecology
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• 제3권1호
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• pp.73-94
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• 2002

The important argument explored in this article is women's position in welfare regimes. By examining feminist critiques on the welfare state, we intend to look into whether the welfare state is designed to promote the equal status of both men and women. In the post-war period, it was believed that social provision, together with full employment and rising real wages, would improve the welfare of all citizens. However, women were inevitably treated as second class citizens by the new welfare legislation and were assumed to be economically dependent on their husbands. As a result, though welfare provision plays a significant and liberating role in women's lives in some ways, it may also serve to restrict women by defining them in certain ways. This contradictory situations is especially true in successfully developing third world countries such as Korea. This is because the western welfare state can be misconceived as an idealistic model in which men and women obtain equality in terms of social context.

• 한국사회복지학
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• 제46권
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• pp.60-88
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• 2001

This paper examined the impacts of the welfare reform program, California Work Pays Demonstration Program(CWPDP), implemented in 1992. CWPDP was designed to move welfare recipients into the labor market by reducing the amount of AFDC grants and one-third earned income disregard. The evaluation of the policy impacts on the welfare recipients was conducted in two areas: employment and earnings. This study used a subset of a database created by the California Department of Social Services, and University of California Data Archive and Technical Assistance. The subset is composed of 3,936 AFDC-FG cases selected in LA County: 1,311 control cases and 2,625 experimental cases. The control group was kept on the AFDC rules as of September 1992, while the experimental group was subject to AFDC rule changes implemented under CWPDP. The analyses of the employment and earnings using the random effects probit model and the random effects regression model, respectively, indicated that CWPDP did not effectively encourage female heads to participate in the labor market. It also revealed that CWPDP did not significantly increase the earnings of female heads. The findings imply that the disincentive structure of the public assistance program is not the main barrier preventing female heads from getting jobs and leaving the welfare rolls. Rather, participation in the labor market and exit from welfare is mainly determined by their own demographic characteristics and the economic cycle. Based on the findings, policy implications are suggested on the National Minimum Protection Program in Korea. Those include a flexible exemption rate for the earned income of beneficiaries, affordable child care services, and guaranteed public jobs.

• KDI Journal of Economic Policy
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• 제29권2호
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• pp.177-196
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• 2007

본 논문은 조세제도의 개편이 (기존의 세수를 유지하는) 경제 및 효용에 미치는 영향에 대해 소국경제를 위한 동적 일반균형모델을 한국경제에 적용하여 분석한다. 여러 가지의 조세제도 개편의 효과를 분석하는데, 특히 기업의 법인세나 가계의 근로소득세를 소비세(부가가치세)로 대체하는 경우 단기 및 장기적으로 어떠한 효과가 있는가를 살펴본다. 모델의 결과에 따르면 이같은 세제개편은 대체로 경제 전체의 효용을 1~3% 정도 증가시킨다. 단기적으로는 경제가 나빠지지만 장기적인 이익이 단기적인 효용감소를 능가한다. 하지만, 기업의 법인세를 낮추고 이를 가계의 근로소득세로 대체할 경우, 경제 전체의 효용은 낮아진다.

• 디지털융복합연구
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• 제16권10호
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• pp.89-99
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• 2018

본 연구의 목적은 기초자치단체 간 사회복지지출의 공간적 자기상관성을 살펴보고, 사회복지지출 규모에 영향을 미치는 요인을 분석하는 데 있다. 본 연구에서는 공간적 자기상관성을 고려한 공간오차모형을 적용하여 복지지출에 영향을 미친 영향요인을 분석하였다. 분석결과 지자체 간 1인당 사회복지지출의 공간적 자기상관성이 나타났다. 그리고 공간회귀분석을 통해 선행연구에서 도출된 각 요인들이 1인당 사회복지지출에 미치는 영향을 살펴보면, 사회 경제적 요인, 행정적 요인 그리고 재정자주도 요인은 지자체 복지지출에 정(+)의 영향을 미치는 것으로 분석되었다. 반면 전년도 복지예산, 정치적 요인, 지방세 등은 복지지출에 영향을 미치지 않은 것으로 나타났다. 본 연구는 기존 선행 연구와는 달리 지자체 간 복지지출의 공간적 자기상관성을 확인하고 영향요인을 살펴본 데 의의가 있다. 본 연구에서는 횡단적 분석만을 실시하였기에, 향후에는 다년도 사회복지지출 자료를 활용한 시계열 분석이 이루어질 필요성이 있다.

• 한국사회복지학
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• 제32권
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• pp.160-180
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• 1997

• 한국사회복지학
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• 제27권
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• pp.275-304
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• 1995

• 한국사회복지학
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• 제29권
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• pp.24-41
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• 1996

• 한국사회복지학
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• 제29권
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• pp.68-104
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• 1996