• KSCE Journal of Civil and Environmental Engineering Research
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• v.31 no.4B
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• pp.315-322
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• 2011

This study reviewed the Weiss model, probably the only theoretical study available on the fixed- to true-interval rainfall conversion factor (CF), and implemented to propose a modified Weiss model. Also, the characteristics of the temporal distribution of rainfall were considered in the estimation of CF to overcome the problem of these two models, whose results were compared with those estimated empirically. As results, the CF was found to be differently estimated depending on the temporal distribution of rainfall. Especially, the theoretical CF estimate for the center-concentrated rainfall distribution was found to be very similar to that of empirical results of domestic and foreign studies.

• Proceedings of the Korea Water Resources Association Conference
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• 2011.05a
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• pp.403-407
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• 2011

본 연구에서는 임의시간 환산계수(Conversion Factor, CF)와 관련하여 거의 유일한 이론적 연구인 Weiss 모형을 자세히 검토하고, 그 문제점을 보완한 수정 Weiss 모형을 제안하였다. 특히, 임의시간 환산계수를 이론적인 방법을 통해 산정하는 과정에서 강우 지속기간과 강우 시간분포의 특성을 반영하지 못하는 한계를 극복하는 시도의 하나로서 강우의 시간분포 특성을 고려하여 CF를 결정하였다. 이를 실제 관측 자료에 근거한 국내 외 CF값들과 비교해본 결과, 수정 Weiss 모형을 근거로 산정한 CF값은 강우 시간분포의 특성에 영향을 받으며 그 형태에 따라 다양한 값이 나타남을 확인할 수 있었다.

• Proceedings of the KSRS Conference
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• 2007.03a
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• pp.292-295
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• 2007

개발계획이나 환경계획 수립시에 절대적인 해발고도를 기준으로 지형적 특성을 분석한다면 절대표고가 낮은 지역은 대부분 개발가능지로 구분된다. 따라서 지역적 특성을 반영하는 상대표고를 적용하여야 하나 산의 경계구획，능선설정 등의 어려움으로 아직 전국단위의 구체적인 연구는 미흡한 실정이다. 이에 본 연구에서는 최근 Weiss 가 제안한 지형위치지수 ( Topogr aph i c Position Index, TPI) 를 적용하여 전국 단위의 상대표고 분석 가능성을 검토하였다. TPI 모델 도출 결과와 기존 환경부 국토환경성 평가에 사용한 Gaia EZeye 모델 결과를 중첩 비교한 결과 정확도가 높은 것으로 나타났다.

• The Korean Journal of Financial Management
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• v.22 no.2
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• pp.213-226
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• 2005

Adverse selection is a heavily scrutinized subject within the financial intermediary industry. Consensus is reached regarding its effect on the loan interest rate. Despite the similar features of financial service offered by the credit card, we still have controversy regarding credit card interest rate on how is adverse selection incurred with the change of interest rate. Thus, this paper explores how does the adverse selection, if ever, take place and affect the credit card interest rate. Information asymmetry regarding the credit card users' type represented by the default probability is assumed. The users are assumed to be rational in that they want to minimize the per unit dollar expense associated with the commercial transaction and financing between the two typical payment methods, cash and credit card. Suppliers, i.e. credit card companies, would like to maximize their profit and would be better off with more pervasive use of credit cards over the cash. Then we could show that the increasing credit card interest rate is subject to the adverse selection, sharing the same tenet with that of the bank loan interest rate proposed by Stiglitz and Weiss. Hence the current theory predicts that credit card market also suffers from adverse selection with increasing interest rate.