• 제목/요약/키워드: Transaction risk

검색결과 199건 처리시간 0.024초

계산직 작업의 근골격계질환 유해요인 평가 (Evaluation of Risk Factors of Musculoskeletal Disorders in Cashier Work Activities)

  • 황재진;정명철;김현주;정최경희;박진욱;이인석
    • 한국안전학회지
    • /
    • 제26권3호
    • /
    • pp.75-82
    • /
    • 2011
  • The objective of this study was to identify risk factors associated with the occurrence of musculo-skeletal symptoms of cashiers and provide suggestions for an improved workspace design. Workload and exertion of each task were measured using job analysis and posture analysis. The three most time-consuming tasks were waiting (43.8%), scanning (23.5%) and payment transaction (22.9%). It was analyzed that the workspace can be improved by applying Korean anthropometric data to the design of the desk height. The most common posture was a standing posture with neutral back, and bent lower arms and hands. Finally, it was revealed that 'scanning' and 'payment transaction' seemed more stressful than other operations. The result of the ergonomic evaluation would be a useful basis for designing an improved workspace.

Biometric verified authentication of Automatic Teller Machine (ATM)

  • Jayasri Kotti
    • Advances in environmental research
    • /
    • 제12권2호
    • /
    • pp.113-122
    • /
    • 2023
  • Biometric authentication has become an essential part of modern-day security systems, especially in financial institutions like banks. A face recognition-based ATM is a biometric authentication system, that uses facial recognition technology to verify the identity of bank account holders during ATM transactions. This technology offers a secure and convenient alternative to traditional ATM transactions that rely on PIN numbers for verification. The proposed system captures users' pictures and compares it with the stored image in the bank's database to authenticate the transaction. The technology also offers additional benefits such as reducing the risk of fraud and theft, as well as speeding up the transaction process. However, privacy and data security concerns remain, and it is important for the banking sector to instrument solid security actions to protect customers' personal information. The proposed system consists of two stages: the first stage captures the user's facial image using a camera and performs pre-processing, including face detection and alignment. In the second stage, machine learning algorithms compare the pre-processed image with the stored image in the database. The results demonstrate the feasibility and effectiveness of using face recognition for ATM authentication, which can enhance the security of ATMs and reduce the risk of fraud.

원유수입을 위한 선물 및 옵션 활용 위험관리 전략 (Risk Management Strategies Using Futures and Options for Importing Crude Oil)

  • 윤원철;손양훈
    • 자원ㆍ환경경제연구
    • /
    • 제18권1호
    • /
    • pp.139-158
    • /
    • 2009
  • 본 연구에서는 국내로 수입되는 중동산 원유를 대상으로 선불과 옵션 등의 파생상품을 활용한 위험관리 전략의 유용성을 실증분석한다. 헤징기간은 1개월에서 12개월로 가정하고 현물가격으로 조달하는 거래전략과 대비하여 1:1로 선물계약을 매수하는 전략, OLS를 활용한 최소분산 헤지비율로 선물계약을 매수하는 거래전략, 콜옵션을 매수하는 거래전략, 칼라거래를 활용한 거래전략을 고려한다. 사전적 분석결과에 따르면 선물이나 옵션 등 파생상품을 활용하면 유가 상승기에 조달비용을 절감시킬 수 있다. 또한 조달비용의 변동폭을 감소시킬 수 있다. 헤징기간이 6개월 이하에서는 선물계약을 활용하는 것이 조달비용 절감과 헤징효율성 향상 측면에서 유리한 것으로 나타난다. 반면 6개월 이상이 소요될 경우 콜옵션 매수전략과 칼라거래를 활용하는 것이 유리한 것으로 나타난다.

  • PDF

The Effects of Country-Of-Online Retailer on Consumer's Purchase Decision-Making in a Foreign Internet Shopping Mall

  • Hong, Sungjun;Park, Jongchul;Jeon, Seungwon
    • Journal of Korea Trade
    • /
    • 제25권6호
    • /
    • pp.20-33
    • /
    • 2021
  • Purpose - The growth in consumers' online shopping has even been accelerated by the COVID-19 pandemic. While the purchase can be made from any countries online, the purpose is to examine the effect of the country of the online retailer (COOR) on consumers' perceived risk and purchase motivation, focusing on the retailer not on the brand. Design/methodology - Survey data from online shoppers are analized using the structural equation model. Findings - COOR, like COO of the brand manufacturer, positively affect consumer's purchase intension. First, the images and the perceived psychic distances of the COOR affects both perceived risk and purchase confidence. Secondly, this perceived risk and confidence they put on the transaction then affect the purchase intension of the consumer. Originality/value - We show that the quality of the signal comes not only from the manufacturer-branded product item itself with a certain COO, but also from the retailer who carries it.

서울시 주택전세가격 변동양상에 대한 실증분석 (The Empirical Analysis about Structural Characteristics of the Housing Jeonse Price Change in Seoul)

  • 정영기;김경훈;김재준
    • 한국디지털건축인테리어학회논문집
    • /
    • 제12권1호
    • /
    • pp.89-98
    • /
    • 2012
  • While the housing transaction price of Seoul tends to be stagnant or declining in line with the housing market recession since 2007, the jeonse price keeps continual increase. Such flow of jeonse price change has a serious influence on ordinary person's housing stability seriously. Therefore, it is very meaningful in terms of social policy to analyze the trend of recent jeonse price change. This study aims to have an empirical analysis of structural characteristics of the trend of recent jeonse price change. After the review of various previous studies, this study selected housing jeonse price index, non-sold house quantity, jeonse vs. transaction price rate, and housing construction performance as analytical variables, and employed monthly time series resources from January 2007 to April 2011. As a result, when the housing supply reduced, the potential quantity for jeonse market reduced that occurred unbalance of supply and demand in jeonse market. In turn, it caused the increase of jeonse price. And, in case of jeonse vs. transaction price rate change, the rate increased which means the increase of required rate of return of invested demand. As such, the increase of market risk degenerates the investment sentiment which caused the reduction of quantity for jeonse market as a submarket.

글로벌 전자무역에서의 금융지원체인관리 솔루션의 운용현황과 개선방향 - Bolero를 중심으로 - (A Study on the Direction for the Institutional Improvement of Financial Supply Chain Management Solution under Global e-Trade)

  • 채진익
    • 무역상무연구
    • /
    • 제33권
    • /
    • pp.247-275
    • /
    • 2007
  • This paper is to propose the Direction for the institutional improvement of Financial Supply Chain Management(FSCM) Solution which are currently coming into operation under Global e-Trading Platform. The Financial Supply Chain compromise the entire trade processes and information that manage a trader's cash, Accounts payable and receivable, Risk, working capital, and so on in international trade transaction. From a buyer's perspective, this involves the full procurement-to-payment process. For the seller, it is the order-to-cash cycle. Bolero provides the party concerned a e-trade platform which conformed to these fundamental pre-requisites to underpin fully electronic trade. But this FSCM solution have failed to provide the efficient platform to effectively manage the process of Global e-Trade because it does not correspond with e-Trade environment. Therefore, present FSCM system need the institutional improvement as follows: AA) Strengthening the role of the correspondent Bank under e-Trade System, BB) Extending the function of e-Trade intermediary institution, CC) The introduction of Trade Insurance System, etc. So, by streamlining and automating these processes on an open and flexible platform, The party concerned can optimize their trade transaction and maintain better relations with their business partners

  • PDF

북극항로 협력 등 한-러 무역활성화 구축을 위한 연구 (A Study on the Establishment of the Korea-Russia Trade Activation with the Arctic Sea Route Cooperation)

  • 김봉철
    • 무역학회지
    • /
    • 제44권4호
    • /
    • pp.115-128
    • /
    • 2019
  • This article analyzes issues regarding the economic development of the arctic area with the aim of finding ways to help solve the problems and to support sustainable economic development of the arctic area. Some proposals are introduced for establishing a sound legal infrastructure of the Korea-Russia economic development of the arctic area. As Russia develops the Arctic area and the route through the Arctic area, Korea will gain the possibility of transportation efficiency, vitalization of international transaction, and finding new markets. Resource development in the North Pole is ongoing, with matching international transaction and economic benefits. To reflect the Korea-Russia interests and to sustain the effect, the legal infrastructure is inevitable. For example, it would be reinforced by pushing forward the Korea-Russia FTA. The legal infrastructure for economic cooperation of Korea and Russia has to reflect that 'the development of the Arctic area and making the route through the Arctic area' should increase the sustainability and vitality of international transaction. The legal infrastructure for economic benefits can also help mitigating non-economic arguments of international community such as the security risk in the Korean-peninsula and around the world.

자동차 보험 거래에 있어서 전자적 채널 이용 의도의 영향 요인: UTAUT 모델의 응용 (Determinants of Intention to Use Electronic Channel of Automobile Insurance: Applying the UTAUT Model)

  • 이미화
    • 한국정보시스템학회지:정보시스템연구
    • /
    • 제22권1호
    • /
    • pp.181-200
    • /
    • 2013
  • Electronic channel of automobile insurance has emerged as an attractive way of lowering costs and saving time to do the transaction for customers. Electronic channel refers to using web sites to find useful information on insurance products, buy automobile insurance, and ask for services related to the insurance. This study suggests a modified model of the UTAUT and examines the factors influencing intention to use electronic channel in the transaction of automobile insurance. Based on 203 responses from potential automobile insurance buyers, the results showed that performance expectancy, effort expectancy, social influence, service expectancy, and security risk are significantly related to intention to use electronic channel. The results also showed that age as a moderator influences the effects of performance expectancy and effort expectancy on intention to use electronic channel. The study results would improve the understanding of the factors to which managers of insurance companies should pay attention in order to increase their sales through electronic channel.

대형할인매장을 위한 B2B 매출정보지원 프로세스 설계 (The Design of Third Order Process for B2B)

  • 장진익;김원중
    • 한국산업경영시스템학회:학술대회논문집
    • /
    • 한국산업경영시스템학회 2002년도 춘계학술대회
    • /
    • pp.163-170
    • /
    • 2002
  • In the form of B2C transaction, making an on-line order by using the website increases rapidly. An off-line order at the whole sale outlets is geometrically increasing. However, it is so true that both types of market are showing a tendency to become computerization. As to apply this type of computerized B2B transaction to this kind of large scale wholesale outlets, the most important fact to be considered is that there must have no data error. In addition to this, an accurate counting of actual stock is a precondition to decide a suitable amount of production and a timely delivery of goods. In this study, reducing elements of the risk that may create a difference In between actual stock and that in the computer, the integrated B2B ordering system is designed by taking actual cases an example in order to manage the information for a sale, which is conducted by various system in the large scale wholesale outlets such as E-mart, Carefour or the same kinds.

  • PDF

Consistency preservation techniques for Location Register System in Mobile Networks

  • Kim, Jang-Hwan
    • International Journal of Internet, Broadcasting and Communication
    • /
    • 제12권2호
    • /
    • pp.144-149
    • /
    • 2020
  • A database called Home Location Register(HLR) plays a major role in location management in mobile cellular networks. The objectives of this paper are to identify the problems of the current HLR system through rigorous analysis, to suggest solutions to them. The current HLR backup method is a process of simply writing the changed memory SLD block to disk, which has a problem in maintaining database consistency. Since information change and backup are performed separately by separate processes, there is a risk of information inconsistency when an error restart occurs. To solve this problem, a transaction concept was introduced for subscriber-related operation functions and a recovery method through logging and checkpointing was introduced. The subscriber related functions of tasks terminated normally by the suggested process are recovered with consistency even after system restarts. Performance is also not affected seriously because disk tasks for log occur with only subscriber related functions.