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An Analysis of the Impact of Internet Banking Systems on the Business Performance of Bank (인터넷뱅킹시스템이 은행의 경영성과에 미치는 영향에 대한 분석)

  • Shim, Seonyoung
    • Journal of Information Technology Services
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    • v.13 no.1
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    • pp.23-42
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    • 2014
  • This study investigates the impact of Internet Banking Systems on the business performance of bank. Although Internet Banking Systems were introduced about 15 years ago in Korea, there were few studies which evidenced the relationship between Internet Banking Systems and the performance of banks. For this empirical investigation, this study collected the panel data of 13 domestic banks over 8.5 years and divided the dataset into two parts-the first half period (2003~2007) and the second half period (2008~2011) in order to examine the dynamic changes in the impact of Internet Banking Systems. The fixed-effects panel regression results were different in the two parts of dataset. Internet Banking Systems showed only cost-efficiency impact in the first half period. However, in the second half period, Internet Banking Systems showed positive impact on the bank profitability. Moreover, the dummy variable regarding local bank showed no additional impact on this result, implying that the impact of Internet Banking Systems was still significant for the local banks. The results will deliver managerial interpretation on the value of Internet Banking Systems and additional implication on the strategic planning of Internet Banking Systems for many domestic banks.

Changes in Mechanical Properties of Wood Due to 1 Year Outdoor Exposure

  • KIM, Gwang-Chul;KIM, Jun-Ho
    • Journal of the Korean Wood Science and Technology
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    • v.48 no.1
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    • pp.12-21
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    • 2020
  • For quantitative evaluation of wooden structures, the mechanical performance of members has undergone outdoor exposure tests. A year-long monitoring was conducted using an SPF species. Test groups were divided into twelve (each month) to measure the moisture content, density and ultimate load. Starting from May when moisture content of the test group was at the lowest, simple failure modes were observed more frequently during the first half of the experiment, whereas complex failure modes took over during the second half. Starting from June when moisture content of the test group was the highest, ultimate load decreased by 30% in the second half compared to the first half. A multiple regression analysis confirmed that moisture content of the test group was the variable with most effect on ultimate load of various outdoor variables, and an estimation equation of a simple regression analysis revealed that moisture content and ultimate load formed an inversely proportionate relationship. It is thought that correlational relationships of variables other than moisture content could be applied with the increase in added data amount by longer periods of outdoor exposure tests.

Design of Double-Conversion Down Mixer Using Single Half-LO Frequency at 2.3 GHz (2.3 GHz 대역에서 단일 Half-LO 주파수를 이용한 Double-Conversion Down Mixer 설계)

  • Kim Min-Seok;Moon Ju-Young;Yun Sang-Won
    • The Journal of Korean Institute of Electromagnetic Engineering and Science
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    • v.17 no.8 s.111
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    • pp.719-724
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    • 2006
  • In this paper, we designed the double conversion down mixer by using Half-LO frequency in 2.3 GHz band. The IF frequency is obtained by supplying two LO frequencies to HEMT in both gate type and resistive type. The proposed mixer uses Half-LO frequency the same way as conventional sub-harmonic mixers. However the proposed one uses fundamental component of Half-LO frequency in first stage instead of using second harmonic components of Half-LO frequency, and the IF frequency is obtained by resistive type mixer in second stage, thereby the proposed mixer can improve linearity in comparison with conventional active mixer. We can verify that the proposed mixer has an conversion loss of 5dBm and IIP3 of 16.25dBm by using 10 dBm Power.

Mid-span Spectral Inversion System Applied with Dispersion Management with Different RDPS Determinations for Half Transmission Link (반 전송 링크의 RDPS 결정 방식이 다른 분산 제어가 적용된 Mid-span Spectral Inversion 시스템)

  • Lee, Seong-Real
    • Journal of Advanced Navigation Technology
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    • v.26 no.5
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    • pp.331-337
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    • 2022
  • The length of optical fiber in dispersion-managed link combined with optical phase conjugation to compensate for signal distortion caused by chromatic dispersion and nonlinear Kerr effect is a major factor determining the compensation effectiveness. The dispersion-managed link consists of several fiber spans in which standard single mode fiber and dispersion compensating fiber are arranged. In this paper, the compensation effect in the link that changes residual dispersion per span only by adjusting the length of one type of optical fiber, which is different in the first half link and the second half link with respect to optical phase conjugator (OPC), has been investigated. It was confirmed that the best compensation for 960 Gb/s wavelength division multiplexed signal could be obtained in the dispersion-managed link, in which the cumulative dispersion profile is symmetric around the OPC, and the cumulative dispersion amount is all positive in the first half, and all the cumulative dispersion amount is distributed negatively in the second half.

Fascism Expressed in the First Half of the Twentieth Century Fashion (20세기 초반 패션에 나타난 파시즘)

  • Kim, Hae-Kyung;Chu, Mi-Kyung
    • Fashion & Textile Research Journal
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    • v.8 no.1
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    • pp.34-40
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    • 2006
  • Fascism is a term that began to be used from the late 1930s, means an idea and a system that the strong power of the state intervenes or control people's life based on the argument that the existential value of individuals is found only in the total. Fascist looks, which resulted from World War I and II, had brought a new pattern in women's fashion inspired by men's military uniforms. Thus, the purpose of this study was to identify fascist fashion trends in the first half of the twentieth century and to infer various aesthetic values of fascism expressed in fascist fashion looks. The results of this study indicated that expressions of fascism reflected the current ideology of rebellion and appealed to the original national sentiment of the masses. Fascism occurred in response to the contradiction of capitalism and its general crisis had emerged as an ideology with the highest popularity symbolizing power and government during the first half of the twentieth century. It was expressed in military looks as self-centered nationalism and yearning for minorities. Second, fascist fashion looks were not only for political and sexual temptation with the image of power but also for the display of women's status and roles through the bold expression of sexual attractiveness. Finally, fascist fashion looks expressed medieval images praising the feudal age in imagination that contained heroism and at the same time achieved integration under strict social hierarchical order.

Electronic Structure and Half-Metallicity in the Zr2RuZ (Z = Ga, In, Tl, Ge, Sn, and Pb) Heusler Alloys

  • Eftekhari, A.;Ahmadian, F.
    • Journal of the Korean Physical Society
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    • v.73 no.9
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    • pp.1370-1376
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    • 2018
  • The electronic structures, magnetic properties and half-metallicity in $Zr_2RuZ$ (Z = Ga, In, Tl, Ge, Sn, and Pb) alloys with $AlCu_2Mn-$ and $CuHg_2Ti$-type structures were investigated using first-principles density functional theory (DFT) calculations. The calculations showed that $Zr_2RuIn$, $Zr_2RuTl$, $Zr_2RuSn$, and $Zr_2RuPb$ compounds with $CuHg_2Ti$-type structures were half-metallic ferromagnets with half-metallic band gaps of 0.18, 0.24, 0.22, and 0.27 eV, respectively. The half-metallicity originated from d-d and covalent hybridizations between the transition metals Zr and Ru. The total magnetic moments of the $Zr_2RuZ$ (Z = In, Tl, Sn, and Pb) compounds with $CuHg_2Ti$-type structures were integer values of $1{\mu}B$ and $2{\mu}B$, which is in agreement with Slater-Pauling rule ($M_{tot}=Z_{tot}-18$). Among these compounds, $Zr_2RuIn$ and $Zr_2RuTl$ were half-metals over relatively wide regions of the lattice constants, indicating that these two new Heusler alloys are ideal candidates for use in spintronic devices.

A Study on the Housing Adjustment in the First Half of Cho-Sun Dynasty - with special perspectives of microsociological approach - (조선전반기 가족의 주거조절에 관한 연구 - 미시사회학적 접근으로 -)

  • Hong, Hyung-Ock
    • Journal of architectural history
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    • v.2 no.1 s.3
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    • pp.25-41
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    • 1993
  • This study was made to analyze the housing adjustment phenomenon in the first half of Chosun Dynasty by applying Microsociological approach. By reviewing the housing adjustment theory of Morris and Winter, research model for the period was developed in terms of socioeconomic characteristics, normative housing deficit (=cultural norm-housing condition+family norm), constraints, behavioral propensities, and housing adjustment mechanism with the following results : 1. In the first half of Chosun Dynasty the size of the house, the house site and decorating items were specified by law (cultural norm) according to the social status. Although the law was constraints for the housing phenomenon, it was not applied universally. Frequantly the law was violated by the upper class. By the middle of the Dynasty the family norm became more important for the housing phenomenon than the cultural norm. 2. Efforts were made to practice the Confucianism as a cultural norm in the first half of Chosun Dynasty At that time Husband-Living-in-Wife's-House was more popular than Wife-Living-in-Husband's-House. Because the customs were against the Confucianism, the latter was encouraged by law. But it did not change. Instead a compromised system became popular in the middle of the Dynasty. The house shrine was practiced to increase the symbolism of the family, which, in turn, exerted influences in deciding the housing site (cultural norm). These cultural norm was not accepted as the family norm untill the second half of the Dynasty. These trends forced the man and woman use separate areas of the house, and formulated a hierarchic positions within a house. 3. It was shown that the settlement of Confucianism as a family norm was closely related to the popularization of the Ondol system in the house, which functioned as one of the behavioral propensities to encourage diversity of space for many purposes. Though the Ondol system was accepted as a useful heating system earlier, this became more popular in the middle of the Dynasty because the housing pattern with Ondol fitted very well with a large family system with patriarchism. Ondol system for one or two rooms substituted Ondol for all rooms in the second half of the Dynasty. 4. From the beginning of the Dynasty housing adjustment of the family was determined by the social status and by law (cultural norm). Within this cultural norm each family decided its adjustment mechanism according to its economic ability (family norm). Family norm was more important factor than the cultural norm to determine the micro-space pattern in the house. But this period witnessed the formations of new conditions by the ruling class's efforts to implement new ethics for hierarchy and sexual discrimination. According to these conditions the Confucianism overruled the family norm in the later period.

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A Study on Futuristic Image of Fashion - Futuristic Image in 20C Fashion - (미래적 이미지 패션의 연구)

  • Ryu, Hyun-Jung
    • Journal of the Korea Fashion and Costume Design Association
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    • v.14 no.2
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    • pp.11-21
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    • 2012
  • The purpose of this study is to understand of future image in fashion for 20C, to suggest a guideline's role in the development on fashion designs study. The methods of this study are used academic literatures as well as practical study. Futuristic image in fashion is to introduce about the future period, as fashion goes ahead times. Trends and formative characteristics of future image in 20C fashion are summarized as follows. First, futuristic images in fashion for 20C had emerged strongly futurism, space look, kinetic look, glitter look, techno look, cyber look. Second, perspectives on response for future society's changes are summarized as follows. Attitude of futuristic images of fashion, futurism, space look, kinetic look and glitter look, had been favorable about future society's changes until 1980. In 1990, techno look had been defensive and cyber look had been aggressive about future society's changes. Third, formative characteristics of future image in 20C fashion are studied shape, material, color, pattern. Shape was preferred linear and geometric form in the first half of the 20C, but body conscious type had appeared often in the second half of 20C. Material maintained the luster or the metal touch. Color was based image of colorless and preferred the gold, silver or color feels like metal. Pattern was preferred clarity with geometric type in the first half of the 20C. On the other hand in the second half of 20C pattern of future image was dominated by vague and abstract chaotic type.

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Adaptability of Third Grade Children in Cases of Early Entrance to Elementary School (만 5세 조기취학 아동의 초등학교 3학년 적응도에 관한 연구)

  • Back, Kyung Sun;Lee, Dee Kyun
    • Korean Journal of Child Studies
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    • v.21 no.2
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    • pp.189-212
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    • 2000
  • This study investigated the adaptability of 3rd grade children in Taejon who had started first grade at 5 years of age. Subjects were 64 third grade children, half of whom had started first grade at 5 years and half at 6 years of age. Thirty-four parents and 36 elementary school teachers were also sampled. The General Intelligence Test, the Learning and Thinking Ability Test, and the Socio-Emotional Development Checklist were administered to the children. Parents and Teachers responded to the Questionnaire on the Adaptability of Early Entrance Children. There were no statistically significant differences between children who started first grade at 5 and those who started at 6 years of age in their Intelligence scores, Learning and Thinking Ability scores, and the Socio-Emotional Development scores. Parents as sell as teachers felt that the early entrance system was positive for children.

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Angular Effect of Virtual Vertices Inserted to Treat The Boundary Edges on an Infinite Conducting Surface

  • Hwang, Ji-Hwan;Kweon, Soon-Koo;Oh, Yisok
    • Journal of electromagnetic engineering and science
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    • v.13 no.1
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    • pp.16-21
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    • 2013
  • This study presents the angular effects of virtual vertices inserted for effective treatment of the boundary edge laid on an infinite conducting surface in a half-space scattering problem. We investigated the angular effects of virtual vertices by first computing the radar cross section (RCS) of a specific scatterer; i.e., a tilted conducting plate in contact with the ground surface, by inserting the virtual vertex in half-space. Here, the electric field integral equation is used to solve this problem with various virtual vertex angles (${\theta}_{\nu}$) and conducting plate inclination angles (${\theta}_r$) ranging from $0^{\circ}$ to $180^{\circ}$. The effects of the angles ${\theta}_{\nu}$ and ${\theta}_r$ on the RCS computation are clearly shown with numerical results with and without the virtual vertices in free- and half-spaces.