• Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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• 2014.10a
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• pp.394-397
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• 2014

Most of Koreans have smartphone. By using smartphone, they have done internet-banking, e-commerce and private scheduling. However, convenience of smart phone has been made side effect such as tool of fraud and crime. Especially, Smishing on smartphone has been increased rapidly since 2013. Smishing have utilized social-engineering technique with social issue such as Korean near-sea cruse ship, 'Sewol-Ho', Sinking and traditional thanks-giving holiday, 'Chu-Seok', etc. This paper proposed the oncoming trend of smishing on smartphone after 2014. This paper also analyzed the process and technique of smishing on internal financial fraud. It also covered smartphone forensic for using legal evidence. By discovering the connectivity of smishing and financial fraud, this paper could be reference for social security on smartphone.

• Human Ecology Research
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• v.52 no.4
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• pp.429-441
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• 2014

The use of smartphones has grown rapidly over a short period of time, particularly for commuting news search, smart banking, and social networking services, and has had a significant impact on the pattern of contemporary life. Further, a wide range of applications are downloaded on to smartphones. This has also led a considerable number of complaints regarding these applications. In this study, we focus on the levels of dissatisfaction that users experience with smartphone applications and their effects on consumer complaint behavior along with the moderating effects of the complaint handling process and attribution. The aim of this study is to verify whether the following hypothesis--2 (low/high dissatisfaction level of smartphone applications)${\times}2$ (poor/excellent complaint handling process)${\times}2$ (internal/external consumer attribution)--is in accordance with the betweengroup design to build a factorial design experiment. The results of this study are as follows. First, the consumer's tendency to complain significantly influenced their dissatisfaction level. Second, consumer complaint behavior is modulated by the complaint handling process. Third, the external-attribution tendency of consumers was found to lead to more dissatisfaction than the tendency for internal attribution.

• Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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• 2015.10a
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• pp.283-284
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• 2015

Smartphone, tablet PC, notebook, such as the Internet banking and electronic commerce using a mobile device, as well as process and to their work. While going to high availability and convenience of mobile devices castle, SNS, letters, using an email Smishing financial fraud and leakage of personal information such as crime has occurred many. Smishing smartphone accidents increased sharply from 2013, MERS infection cases, landmine provocative events, such as the delivery of Thanksgiving has occurred cleverly using social engineering techniques. In this paper, i analyze the trends in Smishing hacking attacks on mobile devices since 2014. With regard to social issues, it analyzes the process of hacking attacks Smishing leading to financial fraud to mobile users.

• The Journal of the Korea Contents Association
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• v.17 no.6
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• pp.32-38
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• 2017

Despite the opinion that certificate is useless, half of the population in Korea (approx. 35 million) get an certificate, and use it for internet banking, internet shopping, stock trading, and so on. Most users store their certificates on a usb memory or smartphone, and certificates or passwords stored on such storage media can be easily attacked and used to disguise as legitimate users. Due to these security problem of certificate, a various authentication technologies has been proposed such as smartphone owner authentication using SMS, and a personal authentication using biometric authentication. However, a safe technique is not presented yet without user password, and certificate. In this paper, I proposed a method to secure certificate/private key without a user password using a combination of USIM card and smartphone's information. Even if a hacker gets the user password, the certificate, and the private key, he can not use the certificate. User do not need to remember complex password which is a combination of alphabetic / numeric / special characters, and use his certificate safely.

• Journal of the Korea Institute of Information Security & Cryptology
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• v.23 no.6
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• pp.1017-1023
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• 2013

With the growing use of smartphones, many secure applications are performed on smartphones such as banking, payment, authentication. To provide security services, cryptographic algorithms are performed on smartphones' CPU. However, smartphone's CPU has no considerations against side-channel attacks including Electromagnetic Analysis (EMA). In DesignCon 2012, G. Kenworthy introduced the risk of cryptographic algorithms operated on smartphone against EMA. In this paper, using improved experimental setups, we performed EMA experiments on androin smartphones' commercial secure applications. As a result, we show that the weakness of real application. According to the experimental setups, we picked up the operation of w-NAF scalar multiplication from the operation of Google's Play Store application using radiated EM signal. Also, we distinguished scalar values (0 or not) of w-NAF scalar multiplication.

• Journal of Korea Society of Digital Industry and Information Management
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• v.16 no.1
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• pp.41-54
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• 2020

In this paper, it will study various problems such as personal information infringement from when using various useful Apps in the Smartphone environment. It also researched the vulnerabilities Mobile Apps and the risks of personal information leakage when using Smartphone information to decrease threat and find solution. In the second chapter, it will check the existing Mobile App related Apps. In the third chapter, it will check the threats and major factors that caused by the leakage of personal information which related to the app. Then it will suggest solution and end with conclusion. This paper also looked at various problems that caused by illegal adverse effect from illegal personal information collection. Then it researched and made suggestion to make consideration on safety of personal information and privacy infringement that threat to personal information For safety of mobile banking, it proposed a safety method to separate and manage the code which has the core logic which required to run the App. For safety of direction App, when running the direction App, even if the information is collected, location information for unauthorized accessed will encrypt and store in DB, so that access to personal information is difficult. For delivery App environment, by using the national deliver order call center's representative phone to receive a telephone order then, the customer information is delivered to the branch office when it receive order and it will automatically delete information from the server when the delivery is completed by improving DB server of order. For the smart work app environment, the security solution operates automatically by separating and make independent private and work areas. Then it will suggest initialization for company's confidential business information and personal information to safe from danger even if loss.

• Journal of Digital Convergence
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• v.13 no.5
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• pp.205-211
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• 2015

Recently, a mobile communication network and the wireless terminal is suddenly develop, mobile office service is more and more the sportlight. However, the user may receive an attack from a malicious third party if the up/download the data in the remote to perform the work in a mobile office environment. In this paper, we propose scheme to manage the information lost due to theft smartphone that contain spill prevention personal information and company information from the mobile office environment (call history, incoming messages, phonebook, calendar, location information, banking information, documents, etc.). The proposed scheme using the number of triangular fuzzy information about the state of the personal information and business intelligence to implement a pair-wise comparison matrix. In particular, the proposed scheme is to prevent the value obtained by constructing a pair-wise comparison matrix for personal information and business intelligence and pair your smartphone is lost when a third party not allow access to personal information and corporate information is leaked to the outside.

• The Journal of Asian Finance, Economics and Business
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• v.7 no.12
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• pp.385-388
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• 2020

At present, the payment system in Thailand changes from a paper-based system to a cashless payment system. A coin has its two sides, so the cashless payment has its advantages and disadvantages. This article describes the general advantages and disadvantages of a cashless society in Thailand in the COVID-19 situation. The cashless payment in Thailand consists of credit cards, automated teller machines, direct debit, mobile/Internet banking, e-Wallet, PromptPay, and QR code. The cashless payment is able to assist the government for tax collection accuracy and facilitates users to make financial transactions more transparent and efficient. In addition, the cashless system provides benefits to businesses in which they are able to increase sales and expand business by providing convenient, safe and faster services to customers in making payment for goods/services. It assists businesses to save time and cost of cash management and reduce the paperwork. The cashless payment made the life of students, housewives, and elderly people very easy to carry out financial transactions and there is no need to meet the financial institution staff. This payment system needs advanced technology system skills, a smartphone, and a technology facility. Finally, the cashless payment can reduce the spreading of COVID-19.

• Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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• 2016.05a
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• pp.201-202
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• 2016

Recently, Fintech, a technology that was created as a result of mixture of finance and IT technology, has become a big issue with the development of IT technology and widespread of smartphone usage. Although a continuous research to let new mobile banking payment system to settle in the domestic market is necessary, the research available is inadequate in the status quo. Trust, which is lacking at the moment, is regarded the most important factor in mobile banking payment system. This study, therefore, investigate into factors that building trust that effects people's usage of mobile financial payment systems.

• The Journal of Society for e-Business Studies
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• v.21 no.4
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• pp.41-53
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• 2016

Today, leading smartphone manufacturers offer biometric technologies such as fingerprints, voice recognition, and iris patterns in their flagship models. These biometric technologies are used for authentication. Biometric authentications are widely used in device security and even in financial transaction. This paper examines cases where a user uses biometric authentication during financial transaction (both online and smartphone banking), and explains biometric for non-repudiation by digital signature. Finally, the paper also explains technical and legal requirements for biometric authentication in the area of financial services.