• Journal of the Korean Society for information Management
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• v.19 no.1
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• pp.23-46
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• 2002

With explosively increasing digital contents, library and Information center should have a new role between knowledge providers and knowledge users as information brokering organization. Electronic transaction system should be required for performing this brokering service since economic value is added to information and knowledge in information society. The developments and changes around library are keeping up with increasing building digital library and digitalizing printed sources. With the rapidly changing circumstances, the Internet is currently witnessing an explosive growth. By serving as a virtual information resource. the Internet can dramatically change the way business is conducted and Information is provided. However because of features o( the Internet like openness and information sharing, it has fundamental vulnerabilities in security issues. For Instance, disclosure of private information and line eavesdropping such as password, banking account, transaction data on network and so on are primary obstruction factors to activation of digital contents delivery on network. For high network security and authentication, this paper looks at smart card technologies and proposes multi-authentication protocol based on smart card on open network, implements and analyzes it.

• The Journal of The Korea Institute of Intelligent Transport Systems
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• v.20 no.2
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• pp.58-71
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• 2021

The number of elderly people worldwide is rapidly increasing and the mobility handicapped suffering from inconvenient public transportation service is also increasing. In Korea and abroad, various policies are being implemented to provide high-quality transportation services for the mobility handicapped, and budget support and investment related to mobility facilities are being expanded. The mobility handicapped spends more time for transit transfer than normal users and their satisfaction with transit service is also lower. There exist transfer inconvenience points of the mobility handicapped due to various factors such as long transfer distances, absence of transportation facilities like elevators, escalators, etc. The purpose of this study is to find transfer inconvenience points for convenient transit transfer of the mobility handicapped using Smart card Big data. This study process traffic card transaction data and construct transfer travel data by user groups using smart card big data and analysis of the transfer characteristics for each user group ; normal, children, elderly, etc. Finally, find transfer inconveniences points by comparing transfer patterns between normal users and the mobility handicapped. This study is significant in that it can find transfer inconvenience points for convenient transit transfer of the mobility handicapped using Smart card Big data. In addition, it can be applicated of Smart card Big data for developing public transportation polices in the future. It is expected that the result of this study be used to improve the accessibility of transit transportation for mobility handicapped.

• The Journal of The Korea Institute of Intelligent Transport Systems
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• v.2 no.2 s.3
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• pp.73-84
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• 2003

Due to the problems of existing prepaid plastic card issued by Korea Highway Company, the prepaid electronic payment system using a smart card, called HipassPLUS Card, was developed to overcome the Problems. PSAM is one of the main component of the systea which can retrieve the value from HipassPLUS card, transmit the transaction data to CSAM, and store the accumulated account lists. For the safety of the elecoonic payment system, the functions of PSAM should be faultless. This paper developed a test module including the test method, the test checklist, and the test procedure. The test module examines the functionality and security of the payment mechanism to insure that the value stored in HipassPLUS card can be raid to PSAM by the merchants and the standardized SAM. The test module also inspects the transmission mechanism to send and store the transaction data kom PShM to CSAM correctly and safely. Ihe module is designed to test the standard items using the test checklists for PSAM. The test items and the test checklists of PShM was selected under the provision of the specification of Korea Highway Company and ISO standard. Ihe evaluation on PSAM using the test module indicates that PSAM satisfies the evaluation criteria on the quality characteristics of the functionality, security, and compatibility.

• Journal of Internet Computing and Services
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• v.15 no.1
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• pp.157-170
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• 2014

As the increase of transaction using mobile banking continues, threat to the mobile financial security is also increasing. Mobile banking service performs the financial transaction using the dedicate application which is made by financial corporation. It provides the same services as the internet banking service. Personal information such as credit card number, which is stored in the mobile banking application can be used to the additional attack caused by a malicious attack or the loss of the mobile devices. Therefore, in this paper, to cope with the mobile financial accident caused by personal information exposure, we suggest outlier detection method which can judge whether the transaction is conducted by the appropriate user or not. This detection method utilizes the user's input patterns and transaction patterns when a user uses the banking service on the mobile devices. User's input and transaction pattern data involves the information which can be used to discern a certain user. Thus, if these data are utilized appropriately, they can be the information to distinguish abnormal transaction from the transaction done by the appropriate user. In this paper, we collect the data of user's input patterns on a smart phone for the experiment. And we use the experiment data which domestic financial corporation uses to detect outlier as the data of transaction pattern. We verify that our proposal can detect the abnormal transaction efficiently, as a result of detection experiment based on the collected input and transaction pattern data.

• Journal of the Korean Geographical Society
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• v.45 no.5
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• pp.592-608
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• 2010

This study investigates the diurnal pattern of transit ridership in the Metropolitan Seoul area. For the purpose, we use a weekday Smart Card passenger transaction data in 2005. Eleven passenger trip patterns are found from 2.74 million passengers moving on the Metropolitan Seoul Metro system. Among them, we analyze 2.4 million passengers blonging to five trip types having only one or two transaction record during a day. A total of 357 metro stations are classified to four types according to their diurnal pattern of passenger riderships. We analyze the relationships between passenger's trip chain patterns and subway station's diurnal transit ridership patterns. The result shows that the ratio of the number of passengers of particular time of the day is hierarchically related with trip chain patterns.

• The Journal of Information Technology
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• v.2 no.2
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• pp.107-125
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• 1999

The growing popularity of Internet and the technology revolution of information communication has affected our financial system, and electronic banking has increased its scale and range since '90. Now this changes, deeply and fast, invade the our economical-social environments. Without having to go to a bank, customer and merchants will be able to perform freely complicated financial transactions by accessing online banking network and CD/ATM etc. Customer can use the various payment method - cash, credit card, smart cards, electronic money in real world and cyberspace, and manager the assets more efficiently. They increased their money liquidity yet. Banks need to expand the various baskets of transaction services and methods to satisfy their customer needs and create new participator, Government had to evaluate and forecast the trend of electronic banking, and establish a new rules and standards in the new electronic payment system.

• International Journal of Advanced Culture Technology
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• v.11 no.2
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• pp.125-131
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• 2023

OVO is a digital platform that provides simple payments and smart financial services, as well as one of the largest digital payment platforms in Indonesia. It has wide coverage and security when making payments, and supports multiple settlement currencies. The purpose of this study is to explore the history, business model, and future strategic direction of OVO, an Indonesian e-wallet. To date, OVO has built its own mobile payment ecosystem covering a wide range of consumer scenarios including e-commerce, travel, offline shopping and finance. And it supports mobile banking, online banking, debit cards or selected partner merchants. Its three largest transaction categories are in the transportation, retail and e-commerce sectors. With over 110 million consumers and 1.3 million merchant users, it is one of the dominant e-wallets in Indonesian market and has become the country's e-payment market leader. OVO eWallet's 'One Card' model offers convenience and choice for users, thus contributing to the rapid growth of OVO eWallet. And OVO eWallet competes fiercely with other competitors, but OVO eWallet continues to grow in terms of the number of users and market share. Finally, this study analyzes the strategic goals and plans of OVO eWallet, predicts its future direction. OVO eWallet has a huge success, but there are still competition and challenges to face.

• Journal of the Economic Geographical Society of Korea
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• v.14 no.2
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• pp.116-128
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• 2011

Some subway passengers may want to have their fresh vegetables purchased through internet at a service facility within the subway station of the Metropolitan Seoul subway system on the way to home, which raises further questions about which stations are chosen to locate service facilities and how many passengers can use the facilities. This problem is well known as the pickup problem, and it can be solved on a traffic network with traffic flows which should be identified from origin stations to destination stations. Since flows of the subway passengers can be found from the smart card transaction database of the Metropolitan Seoul smart card system, the pickup problem in the Metropolitan Seoul subway system is to select subway stations for the service facilities such that captured passenger flows are maximized. In this paper, we have formulated a model of the pickup problem on the Metropolitan Seoul subway system with subway passenger flows, and have proposed a fast heuristic algorithm to select pickup stations which can capture the most passenger flows in each step from an origin-destination matrix which represents the passenger flows. We have applied the heuristic algorithm to select the pickup stations from a large volume of traffic network, the Metropolitan Seoul subway system, with about 400 subway stations and five millions passenger transactions daily. We have obtained not only the experimental results in fast response time, but also displayed the top 10 pickup stations in a subway guide map. In addition, we have shown that the resulting solution is nearly optimal by a few more supplementary experiments.

• Proceedings of the Korean Information Science Society Conference
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• 2010.06a
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• pp.38-39
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• 2010

수도권 대중교통 이용자는 2004년 서울시의 대중교통 체계 개편에 따라 교통 카드를 사용하여 버스와 지하철을 이용하게 되었다. 교통 카드를 사용하는 각 승객의 승차와 하차에 관한 데이터가 하나의 트랜잭션으로 구성되고, 하루 천만 건 이상의 트랜잭션들로 구성된 대용량 교통카드 트랜잭션 데이터베이스가 만들어지고 있다. 대중교통을 이용하는 승객들의 승차와 하차에 관한 여러 정보를 담고 있는 교통카드 트랜잭션 데이터베이스에서 유용한 패턴이나 정보를 탐사해내는 연구가 계속 진행되고 있다. 이런 연구 결과는 수도권 대중교통 정책을 입안하는데 중요한 기초 자료가 되고 수도권 승객들에게 대중교통을 보다 잘 이용할 수 있는 정보로 제공된다. 교통카드 이용률은 2006년 79.5%, 2007년 80.3%, 2008년 81.6%로 점차적으로 증가하고 있다. 대용량의 교통카드 트랜잭션 데이터베이스에 대한 연구를 살펴보면 하루 동안의 교통카드 트랜잭션 데이터베이스에서 순차 패턴을 탐사하는 알고리즘을 연구하였고[1], 승객들의 통행 패턴에 대한 분석연구를 확장하여 일 년에 하루씩 2004년에서 2006년까지 3일간의 교통카드 트랜잭션 데이터베이스로부터 승객 시퀀스의 평균 정류장 개수와 환승 횟수 등을 연도별로 비교하였다[2]. 수도권 지하철 시스템의 특성에 관한 연구로는 네트워크 구조 분석이 있었고[3], 승객의 기종점 통행 행렬(Origin-Destination trip matrix)에 의한 승객 흐름의 분포가 멱함수 법칙(power law)임을 보여주는 연구가 있었고[4], 지하철 교통망에서 모든 링크상의 승객들의 흐름을 찾아내는 연구가 있었다[5]. 본 논문에서는 교통카드 트랜잭션 데이터베이스에서 지하철 승객들의 통근 패턴을 탐사해내는 방법을 연구하였다. 수도권 지하철 네트워크에 대한 정보를 입력하고 하루치의 교통카드 트랜잭션 데이터베이스에 연구된 방법을 적용하여 8가지 통근 패턴들을 탐사해내고 분석하였다. 탐사된 패턴들 중에서 많은 승객들이 지지하는 출퇴근 패턴에 대해서는 시간대별로 승객수를 그래프로 보여주었다.