• Title/Summary/Keyword: Shari'ah

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Perceptions of Islamic banking products: Evidence from Malaysia

  • RAHMI, Mustika;AZMA, Nurul;OBAD, Fahd Mohammed;ZAIM, Muhammad;RAHMAN, Mahfuzur
    • Asian Journal of Business Environment
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    • v.10 no.3
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    • pp.35-42
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    • 2020
  • Purpose: Islamic banking products and services have always claimed to be unique from its traditional interest-based counterpart. However, in practice, many Islamic banks are alleged to have drifted away from its paradigm version. The purpose of this study is to gauge the perception of university students in Malaysia towards Islamic banking products. Research design, data and methodology: Data were collected from 250 Malaysian university students. Structural Equation Modeling (SEM) was performed to test proposed hypotheses to identify factors influencing customers' perception toward Islamic banking products. Results: The main finding indicates that most of the respondents are familiar with Islamic banking products and consider Islamic banking products as useful as its conventional counterparts. The regression results show that respondents are less convinced of adherence to Shari'ah, efficiency and helpfulness of existing Islamic banks. Conclusions: This is a cue to the Islamic banks' stakeholders that they need to realign their practices in an ethically responsible way in accordance with Shari'ah if they wish to secure existing customers and attract potential ones. In a competitive banking environment, most banks provide efficient and readily available service; thus, focusing on this as a strategy hardly distinguishes an Islamic bank from an interest-based bank.

Combining Arbitration with Mediation: Two Cultures of China and Malaysia

  • Chung, Yongkyun
    • Journal of Arbitration Studies
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    • v.26 no.3
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    • pp.149-173
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    • 2016
  • This study vindicates similarities and differences of hybrid process of arbitration and mediation between China and Malaysia. Both countries develop hybrid processes combining arbitration with mediation in their own cultural soils. The Chinese dispute resolver plays the dual role of arbitrator and mediator during the proceedings of hybrid process of arbitration and mediation. On the other hand, a different arbitrator plays the role of mediator, if conciliation fails in Malaysia. On the other hand, judges are allowed to act as mediator during the proceeding in China and Malaysia.

Knitting Plan of Silver Knitted Fabrics for Providing Multi-Functional Properties (Part I) -Studies on the Mechanical Properties and Hand of Silver Knitted Fabrics for Summer- (복합기능성을 부여하기 위한 은 니트 소재의 설계 (제1보) -여름용 은 니트 소재의 역학적 특성 및 태에 관한 연구-)

  • Kwon Young-Ah;Park Jong-Sik
    • Journal of the Korean Society of Clothing and Textiles
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    • v.30 no.6 s.154
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    • pp.870-879
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    • 2006
  • In this study, the difference in the mechanical properties of silver and cotton weft knitted fabrics was studied. Six silver fabrics for the summer ladies' knit outwear were knitted varying knit structure and fabric density. Two commercial cotton knitted fabrics were selected to compare the properties. subjective sensation of hand of the fabrics was also studied. Mechanical properties of the fabric samples were measured by KES-FB system. From these, primary hand values(HV) were evaluated by the conversion equation (KW-403-KTU) and the total hand value(THV) was carried out according to the KW-304 Summer. The result of the research show that silver weft knitted fabrics had lower LT, RT, G, 2HG and higher EM, W, LC, WC, RC than cotton weft knitted fabrics. The use of silver yam contributed to increase in surface roughness of knitted fabrics. As the silver knitted fabrics became thicker compressional energy increased. The use of silver yarns contributed to much better fabric handle compared with the use of cotton yam only. It appeared that coefficient of friction of tuck stitch was larger than that of plain and interlock stitch. KOSHI and FUKURAMI values of the tuck samples were significantly higher than those values of the plain and interlock samples, while SHARI values were low in general. The total hand value of tuck stitch was higher than those of interlock and plain stitch.

The Effects of Water-Absorbent Softner Treatment on the End-Use Properties of Polyester Knitted Fabrics (흡습유연 처리에 의한 PET 소재의 성능 변화 분석)

  • Kwon, Young-Ah
    • Fashion & Textile Research Journal
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    • v.12 no.5
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    • pp.676-682
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    • 2010
  • Superior hydrophilic properties will allow varieties of polyester(PET) fiber materials, fabrics and industrial materials a broader scope of use. The purpose of this study was to investigate the effect of water-absorbent softener treatment on the end-use properties and the hand of polyester knitted fabrics. Two different fabrics were knitted for the summer ladies' outwear; PET jersey and PET mesh. Variables were softner treatment and stitch type(jersey and mesh). Mechanical properties of the fabric samples were measured by KES-FB system. From these, primary hand values(HV) were evaluated by the conversion equation (KW-403-KTU) and the total hand value(T.H.V.) was calculated according to the KN-304 Summer. Both water-absorbent softner treatment and stitch types affected mechanical properties and hand values of PET fabrics. Mesh were thicker than single jersey stitch. As they became thicker, tensile, shear, and compressional energy increased. It appeared that coefficient of friction of mesh stitch was larger than that of single jersey stitch. The coefficient of friction and the mean deviation of surface roughness were decreased by softener treatment. After softner treatment KOSHI and SHARI of the both PET jersey and PET mesh decreased. However, FUKURAMI values of PET jersey increased and that of PET mesh decreased. The T.H.V. of the treated PET jersey was lower than that of the untreated one, while the T.H.V. of the treated PET mesh was higher than that of the untreated one. Overall T.H.V. of the single jersey was better than that of the mesh before and after softner treatment.