• 제목/요약/키워드: Risk of Loss

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토지이용도, RUSLE, 그리고 산사태 위험도를 이용한 낙동강유역의 토양 침식에 대한 위험성 및 잠재성 분석 (Risk Assessment and Potentiality Analysis of Soil Loss at the Nakdong River Watershed Using the Land Use Map, Revised Universal Soil Loss Equation, and Landslide Risk Map)

  • 지운;황만하;여운광;임광섭
    • 한국수자원학회논문집
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    • 제45권6호
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    • pp.617-629
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    • 2012
  • 본 연구에서는 낙동강유역을 대상으로 토양 침식 및 유실의 위험성을 분석 및 평가하기 위해 토지이용도를 세부적으로 분석하여 유역별 토양침식 발생의 위험성을 순위화하였다. 또한, 토양침식량을 RUSLE 모형을 이용하여 산정하였고 토지이용도 분석 결과와 함께 토양침식 위험성이 높은 유역을 평가하였다. 최종적으로 해당 유역에 산사태 위험지도와의 비교를 통해 유역내 토양유실 대책 수립을 위한 자료의 활용 방안을 분석하였다. 분석 결과, 전체 낙동강유역내 토양침식 위험성이 높은 것으로 선정된 유역은 내성천유역으로 토지이용도 분석결과와 RUSLE 모형의 결과에서 모두 토양유실 측면에서 위험성이 높은 것으로 나타났다. RUSLE 모형 결과에서 토양침식량이 높은 것으로 나타난 지역과 산사태 위험지역의 분포는 유사한 것으로 나타났으나, 하천 주변의 토지이용에 따른 토양유실의 위험성은 RUSLE를 이용한 산정 결과에서만 확인할 수 있었다.

석유화학공정에서 재정적 위험도에 의한 위험기반검사의 적용 (Application of Risk-Based Inspection with Financial Risk for a Petrochemical Process)

  • 김태옥;이중희;최성규;이헌창;조지훈
    • 한국가스학회지
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    • 제13권4호
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    • pp.53-60
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    • 2009
  • 냉각수, 수증기 등과 같은 유틸리티를 사용하는 설비에서는 장치손상지역에 의한 사고 피해크기(COF)가 0의 값을 나타내고, 이로 인해 위험도가 0으로 나타난다. 따라서 본 연구에서는 위험기반검사(RBI)에서 장치손상지역에 의한 COF로부터 위험도를 산출하는 방법을 개선하여 재정적 손실에 의한 COF로부터 위험도를 산출하는 RBI 절차를 개발하였다. 그리고 장치손상지역과 재정적 손실에 의한 위험도로부터 검사주기를 동시에 산정하는 RBI 프로그램(KS-RBI Ver 3.1)을 개발하여 석유화학공정에 적용하였다. 그 결과, 재정적 손실에 의한 COF로부터 산출한 위험도는 장치손상지역에 의한 COF로부터 산출한 위험도 결과와 거의 유사하였다. 그러나 유틸리티를 사용하거나 고가의 설비에서는 장치손상지역에 의한 경우보다 재정적 손실에 의한 COF로부터 설비의 위험도를 보다 정확하게 산출할 수 있었다.

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보험 손실액을 활용한 자연재해 위험 지도 개발 및 적용방안 연구 (Development of Natural Hazard Risk Map using Insured Claim Payouts and Its Application)

  • 김지명;박영준
    • 한국건축시공학회:학술대회논문집
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    • 한국건축시공학회 2015년도 춘계 학술논문 발표대회
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    • pp.257-258
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    • 2015
  • The amount of damages caused by natural hazards is consistently growing due to the unusual weather and extreme events. At the same time, property damage by natural hazards is rapidly increasing as well. Hence, we need systematic anti-disaster activities and consulting that can react to such a situation. To address these needs, we investigated and analyzed insured claim payouts from natural hazards by administrative area, and calculate the risk index utilizing GIS. According to the index, this map is identifying the areas of greatest natural hazard risk. The ranking of natural disaster vulnerability based on the risk index, and risk grades were divided into five based on the ranking. This map integrates the natural hazard losses to assist in comprehensive and effective loss prevention activities using analysis of regional loss claims from natural hazards. Moreover, this map can be as utilized as loss mitigation and prevention activities to verify the distribution of exposure and hazards.

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Age-Related Loss of Skeletal Muscle and Associated Risk Factors in Middle-Aged Men: A Comprehensive Study

  • Jongseok Hwang
    • 대한물리의학회지
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    • 제18권2호
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    • pp.13-21
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    • 2023
  • PURPOSE: This study examined the specific clinical risk factors in middle-aged men with age-related loss of skeletal muscle mass (ALSMM). METHODS: The present research analyzed the data from a cross-sectional study of 1,564 community-dwelling participants aged between 40 to 49 years old. The participants were screened for ALSMM. The study examined various risk factors, including age, height, weight, body mass index, waist circumference, skeletal muscle mass index, smoking and drinking status, systolic and diastolic blood pressure, fasting glucose levels, and triglyceride and cholesterol levels. RESULTS: The risk factors of ALSMM were height, body mass index, waist circumference, skeletal muscle mass index, systolic blood pressure, diastolic blood pressure, drinking status, fasting glucose, and triglyceride levels (p < .05). The weight, triglyceride, and smoking status variables were non-significant (p > .05). CONCLUSION: The risk factors for ALSMM among community-dwelling adults were determined. These results are expected to contribute to the existing literature on ALSMM and provide potential risk factors associated with the development of ALSMM in middle-aged males.

통신수단에 의한 의복구매시 예견되는 위험부담에 관한 연구 (A Study on the Role of Perceived Risk at the Purchase of Clothing through Mail Order)

  • 정명자;김문숙
    • 한국의류학회지
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    • 제18권1호
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    • pp.81-90
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    • 1994
  • The purpose of this study is to understand the types of risk consumers feel when they shop at home and to compare their feelings with the perceived risk when they shop at stores and the kinds of clothing frequently purchased at home. For this study, the data were collected through the questionnaire distributed to 692 carried and unmarried women. The analysis was done through the t-test, ANOVA and regression. The results are as follows . 1) Compared to those shopping at stores, at-home shoppers perceived a higher risk in eight kinds of clothing. 2) Compared to shopping at stores, product performance risk, psychological risk and time loss risk increased dramatically Among these, the time loss risk showed the most noticeable increase. 3) When the perceived risk was low for a certain item, it was more often shopped at home. Among the perceived risk types, the lower the financial risk and the time loss risk, the item was more frequently shopped at home. 4) Together with store shopping, the perceived risks when shopping at home differed according the use of clothing. 5) The at-home purchase intentions were higher in the order of at-home wear, casual wear and dress/suit. The higher the price and the more important the fit was, shopping at home was more difficult.

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Comprehensive Investigation on the Prevalence and Risk Factors of Coexistence of Age-related Loss of Skeletal Mu scle Mass and Obesity among Males in Their 40s

  • Jongseok Hwang
    • 대한물리의학회지
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    • 제18권3호
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    • pp.1-9
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    • 2023
  • PURPOSE: This study examined the prevalence and specific risk factors in males aged 40-49 years with the coexistence of age-related loss of skeletal muscle mass and obesity (CALSMO). METHODS: The current study analyzed the data obtained from a cross-sectional study involving a sample of 1,218 men who resided in the community and fell within the age range of 40 to 49 years. Multiple risk factors were examined: age, height, weight, body mass index, waist circumference, skeletal muscle mass index, smoking and drinking habits, systolic and diastolic blood pressure, fasting glucose levels, and triglyceride and cholesterol levels. All data were analyzed via complex sampling analysis. RESULTS: The coexistence of age-related loss of skeletal muscle mass and obesity in males was 2.94% (95% CI: 2.06-4.17). The clinical risk factors were low height, high weight, body mass index, waist circumference, skeletal muscle index, systolic blood pressure, diastolic blood pressure, and fast glucose (p < .05). CONCLUSION: The study identifies the prevalence and risk factors for CALSMO among adults in the community. These findings contribute to the existing literature on CALSMO and highlight potential risk factors associated with CALSMO development in males aged 40-49 years.

국제물품매매계약에 관한 UN협약(CISG)과 Incoterms(R) 2010의 위험이전에 관한 연구 (A Study on the Passing of Risk in the United Nations Convention on Contracts for the International Sale of Goods & Incoterms(R) 2010)

  • 임천혁
    • 무역상무연구
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    • 제53권
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    • pp.31-48
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    • 2012
  • If see CISG's passing of risk and altered regulations first, when sales contract accompanies transport of goods and seller does not have duty to deliver goods at particular place, when deliver to the first carter to send to purchaser according to sales contract risk passes to purchaser, and when there is duty that seller must deliver goods to carter at specification place, when goods are delivered to carter at same place, risk does not pass to purchaser. Second, risk about transporting goods passes to purchaser at signing a contract. But, when there is special assessment, risk passes to purchaser when goods are delivered to carter who publish document that embody contract of carriage. Nevertheless, it is loss if seller did not notify this truth to occasion purchaser who could knew loss or damage of goods or know justly at sales contract conclusion defamation danger seller of be burdensome. Third, seller has responsibility about damage or loss as long as hide in own artificiality or forbearance after risk passes to purchaser. Regulation about risk in Incoterms 2010 was separated into 11 condition, and move time of risk differs in angle condition. It is appeared that the substance handles relatively comprehensively because compare in Incoterms 2010 although it is because it becomes if it examines regulation about deliver and passing of risk of goods setting in CISG relatively concise. Also, segments that can become posibility of analysis controversy exist.

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A study on the nash equilibrium of the price of insurance

  • Min, Jae-Hyung
    • 한국경영과학회:학술대회논문집
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    • 대한산업공학회/한국경영과학회 1992년도 춘계공동학술대회 발표논문 및 초록집; 울산대학교, 울산; 01월 02일 May 1992
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    • pp.403-412
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    • 1992
  • This note examines a situation where a risk-neutral insurer and a risk-averse individual (prospective insured) negotiate to reach an arbitration point of the price of insurance over the terms of an insurance contract in order to maximize their respective self-interests. The situation is modeled as a Nash bargaining problem. We analyze the dependence of the price of insurance, which is determined by the Nash solution, on the parameters such as the size of insured loss, the probability of a loss, the degree of risk-aversion of the insured, and the riskiness of loss distribution.

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의복구매시 소비자가 지각하는 위험에 관한 연구( I ) -위험의 유형분류, 소비자 인구변인과의 관련을 중심으로- (Risk Perceived by Consumers in Apparel Buying Situation ( I ) - Risk Types and Their Relationships with Consumers' Demographic Variables-)

  • 김찬주
    • 한국의류학회지
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    • 제15권4호
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    • pp.405-416
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    • 1991
  • This paper examined the risks perceived by consumers in apparel buying situation by 1) measuring the contents and perception level of risk, 2) categorizing each risk into meaningful factors (risk types), 3) analyzing the relationships between risk types and consumers' demo-graphic variables. 224 respondents deliberately selected to include each level of S demographic variables were contacted with 37-item question3.ire. Factor analysis showed that 32-item perceived risk could be categorized into 6 risk types: psychological. social, economic, time/convenience loss, fashionability loss, performance risk. Psychological risk were perceived highest in terms of perception level while social and performance risk showed relatively low perception level. 4 of 5 demographic variables including sex, education level, income, occupa-tion showed partial relationship with each risk type after ANOVA and Duncan test. Sex had the greatest influence on risk perception level and each age level (20's, 30's, 40's) showed different risk structure.

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전자상거래 환경에서 지각된 위험이 지각된 가치 및 재구매의도에 미치는 영향

  • 단려니;정철호;박경혜
    • 한국데이타베이스학회:학술대회논문집
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    • 한국데이타베이스학회 2010년도 춘계국제학술대회
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    • pp.203-212
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    • 2010
  • The mam purpose of this study is to find out how perceived risk elements influence to customers' perceived value and repurchase intention in the electronic commerce environment. To achieve the goal, we set 6 sub-dimensions - privacy risk, social risk, time loss risk, economic risk, psychological risk, and performance risk - based on comprehensive consideration of related studies, and established a research model included 2 factors such as perceived value and repurchase intention to measure performance in internet shopping malls. From 174 customers of the electronic commerce shopping malls survey data have been collected and analyzed based on the covariance structural model method. The results of this study are summarized as follows. Firstly, five perceived risk characteristics of privacy risk, time loss risk, economic risk, psychological risk, and performance risk are significantly positive effect on perceived value. Secondly, perceived value IS very significantly related to repurchase intention in electronic commerce shopping malls. Consequently, we discussed the strategies to create perceived value and repurchase intention in electronic commerce environment. Also we suggested the implications and further research directions.

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