• Title/Summary/Keyword: Rate Effect

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An empirical study on the influence of product portfolio and interest rate on the lapse rate in the life insurance industry (생명보험산업에서 상품 판매비중과 금리가 해약률에 미치는 영향에 관한 연구)

  • Jung, Se-Chang;Ouh, Seung-Cheol;Kang, Jung-Chul
    • Journal of the Korean Data and Information Science Society
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    • v.22 no.1
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    • pp.73-80
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    • 2011
  • The purpose of this study is to analyse the influence of product portfolio and interest rate on the lapse ratio. This issue is very important because of the recent introduction of IFRS and CFP. The fixed-effect model and the random-effect model are estimated with using panel data and the Hausman test is employed in order to select a model. The results of this study is summarized as follows. Firstly, the random effect model is selected. According to the model, the lapse rate increases as the portfolio of savings plan, sickness, and death increases and the interest rate is high. Secondly, health insurance and variable insurance product show a negative relationship with the lapse rate.

Acute Effects of Tobacco and Non-tobacco Cigarette Smoking on the Blood Pressure and Heart Rate

  • Kho Young-Lim;Yi Sang-Gu;Lee Eun-Hee;Chung Moon-Ho
    • Journal of Environmental Health Sciences
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    • v.32 no.3
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    • pp.222-226
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    • 2006
  • Smoking of tobacco cigarettes is associated with a rise in blood pressure together with increase in heart rate. This study was aimed to examine the acute effect of tobacco and non-tobacco cigarette smoking on the blood pressure and heart rate by randomized crossover study. In the results, systolic/diastolic blood pressure and heart rate changes after smoking were significantly different between male and female group. Blood pressure and heart rate were elevated after smoking, but statistical significance for the difference was identified only in the female group. Because Non-tobacco smoke made from leaves of E. ulmoides has no nicotine, its effect on blood pressure and heart rate was negligible. Remarkable difference of heart rate changes in women was observed between tobacco cigarette smoking group and non-tobacco cigarette smoking group.

Studies on the Dissolution of the Famotidine Matrix Tablets using Polymer (고분자를 이용한 파모티딘 매트릭스 정의 용출에 관한 연구)

  • Choi, G. H.;Han, S.S.;Sohn, D.H.;Kim, J.B.
    • Journal of Pharmaceutical Investigation
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    • v.24 no.3
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    • pp.139-144
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    • 1994
  • The effect of some formulation variables on the release rate of famotidine, a $H_2$ receptor antagonist, from cellulose matrices containing hydroxypropylcellulose (HPC) in different ratios and types was investigated. The effects of tablet shape and compression pressure on dissolution rate of famotidine were studied. And the effect of the pH of dissolution media was also studied. Increase in the ratio of polymer to drug decreased the release rate of famotidine. Increase of the polymer viscosity also decreased the release rate. The release rate of famotidine was dependent on the pH of dissolution media. The release rate of drug was not much dependent on the compression pressure but dependent on the tablet shape and/or surface area. Consequently, the release rate of famotidine can be modified by changing the HPC contents, types of polymers with different viscosity grades or using appropriate fillers.

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Rate-acceleration of TEMPO-mediated Polymerization of Styrene in the Presence of Various Acids

  • Hong, Chang-Kook;Jang, Heang-Sin;Hong, Sang-Hyun;Shim, Sang-Eun
    • Macromolecular Research
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    • v.17 no.1
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    • pp.14-18
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    • 2009
  • The acceleration effect of various organic acids, such as methanesulfonic acid (MSA), ethanesulfonic acid (ESA), 4,4'-sulfonyldibenzoic acid (SDA), diphenylacetic acid (DPAA), and $\rho$-toluenesulfonic acid (TSA), on the rate of styrene bulk polymerization with 2,2,6,6-tetramethylpiperidinyloxy (TEMPO) and benzoyl peroxide (BPO) was investigated. The addition of organic acids significantly accelerated the rate. Among these organic acids, DPAA showed an efficient rate-accelerating effect with living nature of polymerization. When DPAA was used as a rate-accelerating additive for TEMPO-mediated living free radical polymerization (LFRP), the rate of polymerization was dramatically enhanced, the linearity of reaction kinetics was successfully maintained, and the polydispersity was effectively controlled.

Moderating Effects of Public Health Service Utilization Rate between Public Health Resources and Community Mental Health (지역사회 공공보건자원과 지역사회 정신건강의 관계에서 공공보건서비스 이용률의 조절효과)

  • Kim, Jae-Hee
    • Journal of the Korean Applied Science and Technology
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    • v.37 no.2
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    • pp.268-278
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    • 2020
  • This study aimed to identify the moderating effect of public health service utilization rate between public health resources and community mental health. The subjects included 144 local communities, from the data of 6th Community Health Plan and the 2015 Community Health Survey. Public health resources were measured by public health budget, public mental health budget and public mental health personnel; and mental health was measured by rate of perceived stress, rate of depressive mood and suicide rate. The hierarchical regression analysis was used to identify the moderating effects. The results were as followed. First, the effect of public mental health budget on rate of depressive mood was moderated by public health service utilization rate. Second, the effect of public mental health personnel on rate of depressive mood was moderated by public health service utilization rate. Third, the effect of public mental health personnel on suicide rate was also moderated by public health service utilization rate. Fourth, the effect of public health resources on mental health differed between the groups with high and low public health service utilization rate. In improving community mental health, the measures to improve the public health service utilization rate should be considered to ensure that reinforcing public health resources leads to the improvement of community mental health.

Strain rate effect of steel-concrete composite panel indented by a hemispherical rigid body

  • Zhao, Weiyi;Wang, Lin;Yang, Guotao;Wang, Ziguo;Gao, Zepeng;Guo, Quanquan
    • Steel and Composite Structures
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    • v.36 no.6
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    • pp.703-710
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    • 2020
  • This paper presents numerical and theoretical investigations on the strain rate in steel-concrete composite (SC) panels under low-velocity impact of a hemispherical rigid body. Finite element analyses were performed on five specimens with different loading rates. The impact energy was kept constant to eliminate its influence by simultaneously altering the velocity and mass of the projectile. Results show that the strain rate in most parts of the specimens was low and its influence on bearing capacity and energy dissipation was limited in an average sense of space and time. Therefore, the strain rate effect can be ignored for the analyses of global deformation. However, the strain rate effect should be considered in local contact problems. Equations of the local strain and strain rate were theoretically derived.

Effect of a non-absorbable gag on the absorption process in a vortical tube absorber (수직원관형 흡수기의 흡수과정에 미치는 비흡수가스의 영향)

  • 허기준;정은수;정시영
    • Korean Journal of Air-Conditioning and Refrigeration Engineering
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    • v.10 no.4
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    • pp.456-465
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    • 1998
  • Effect of a non-absorbable gas on the absorption process in a vertical tube absorber was investigated numerically. The water vapor mined with air as the non-absorbable gas is absorbed into LiBr/water solution film. The flow is assumed to be laminar and fully developed in both liquid and gas phases. The diffusion and energy equations were solved in both phases to give the temperature and concentrations, from which heat and mass fluxes were determined. It was shown that the local absorption rate decreases as the mass fraction of air in water vapor increases. The vapor pressure of water at the liquid-vapor interface reduces significantly since the non-absorbable gas is accumulated near the interface. The effect of non-absorbable gases on absorption rate becomes larger as the mass flow rate of the vapor decreases. For small amount of non-absorbable gases the total absorption rate of water vapor increases as the mass flow rate of the vapor decreases. Total absorption rate increases as the mass flow rate of the vapor increases for large concentration of non-absorbables at the inlet of an absorber.

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Effect of Sperm Treatment and Co-culture on cleavage of Porcine Oocytes Matured In Vitro (정자처리와 공배양이 체외성숙된 돼지 난포란의 분할에 미치는 영향)

  • 이장희;김창근;정영채;박충생
    • Journal of Embryo Transfer
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    • v.9 no.3
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    • pp.269-277
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    • 1994
  • The objective of this study was to develop an effective in vitro production system capable of obtaining more porcine embryos from immature oocytes These experiments were conducted to examine the effect of sperm factor on the IVF and IVD, and the effect of coculture with somatic cells on the IVD of embryos. Although the concentration of epididymal sperm for IVF did not affect on cleavage rate, but 5 x 105 sperm/mi showed the highest cleavage rate(48.7%) and the developmental potential of IVF oocytes from this concentration was also greatly higher (P$^{\circ}C$-stored sperm for l2hrs and the cleavage rate from fresh sperm was significantly higher (P<0.05) than that from frozen sperm, but the developmental potential after IVF was slightly high from the frozen sperm. The cleavage rate of IVF oocytes cocultured with oviductal epithelial cells and cumulus cells was 76.3% and 72.9%, respectively. There was no difference between two coculture systems but this rate was significantly higher(P<0.05) than that of medium alone(42.0%).

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Effect of EGR Rate on Combustion and Emission Characteristics in a Single-cylinder Direct Injection Diesel Engine with Common-rail (직접분사식 커먼레일 단기통 디젤엔진에서 EGR율에 따른 연소 및 배기특성)

  • Heo, Jeong-Yun;Cha, June-Pyo;Yoon, Seung-Hyun;Lee, Chang-Sik
    • Transactions of the Korean Society of Automotive Engineers
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    • v.19 no.2
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    • pp.20-25
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    • 2011
  • The purpose of this work is an experimental investigation of combustion and emission characteristics in DI diesel engine applied high EGR rate as a method of low-temperature combustion. In order to analyze the effect of EGR rate variation, a single-cylinder DI diesel engine was operated under various EGR rate conditions. In addition, injection timing was variously controlled to investigate the effect of injection timing in DI diesel engine using the cooled-EGR system. The NOx emissions were decreased in accordance with the increase of EGR rate. On the contrary, soot emissions were generally increased under applied EGR conditions. However, soot emissions were decreased in a few injection timings under high EGR rate conditions. The EGR results show that the ignition delay were increased by decreased oxygen concentrations in combustion chamber under the high EGR rate.

Effect Analysis of Certification of ISO 9000 Quality Management System (ISO 9001:2000 품질경영시스템 인증 도입효과 분석)

  • Kwon, Bong-Gi;Kim, Ho-Gyun;Yun, Won-Young
    • Journal of Korean Society for Quality Management
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    • v.34 no.2
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    • pp.1-11
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    • 2006
  • This paper is related to the effect analysis of certification of ISO 9000 Quality Management System. We collect and analyze the field data of certification costs and profit from companies that are located at southeast area in Korea. The effect analysis is based on the type and scale of companies. We use defective rate and inventory turnover rate as the criterion of positive effect after certification. As a result, we may conclude that the certification of ISO Quality Management System gives companies positive effects.