• 제목/요약/키워드: Public Interest Report

검색결과 41건 처리시간 0.029초

미국 소비자금융보호위원회(CFPB)의 2015년 「중재연구 의회보고서」의 내용과 시사점 (Contents and Its Implications of U.S. Consumer Financial Protection Bureau (CFPB)'s 2015 「Arbitration Studies: Report to Congress」)

  • 안건형
    • 무역상무연구
    • /
    • 제77권
    • /
    • pp.69-89
    • /
    • 2018
  • The United States of America is one of the most favoring countries in which mandatory pre-arbitration clauses in the form of adhesion contract have been widely recognized and supported by courts and the Federal Arbitration Act. However, after the financial crisis in 2008 and the National Arbitration Forum scandal in 2009, in enacting the Dodd-Frank Wall Street Reform and Consumer Protection Act ('Dodd-Frank Act'), Section 1028(a) of the Act requires the newly created Consumer Financial Protection Bureau (CFPB) to provide Congress with a report on "the use of agreements providing for arbitration of any future dispute between covered persons and consumers". Section 1028(b) also grants the CFPB the authority to "prohibit or impose conditions or limitations on the use of an agreement between a covered person and a consumer for a consumer financial product or service providing for arbitration of any future dispute between the parties, if the Bureau finds that such a prohibition or imposition of conditions or limitations is in the public interest and for the protection of consumers." Pursuant to the Dodd-Frank Act, the CFPB issued a report entitled "2015 Arbitration Study: Report to Congress 2015 (Report)" in March 2015. This paper examines some major legal issues of the Report and makes a few recommendations for Korean financial institutions which entered into the U.S. financial market or has a plan to do so in the near future.

  • PDF

Do Corporate Governance and Reputation are Two Sides of the Same Coins? Empirical Evidence from Malaysia

  • ESA, Elinda;MOHAMAD, Nor Raihan;WAN ZAKARIA, Wan Zuriati;ILIAS, Norazlina
    • The Journal of Asian Finance, Economics and Business
    • /
    • 제9권1호
    • /
    • pp.219-228
    • /
    • 2022
  • High-profile corporate crises have sparked a surge in interest in corporate governance (CG) and corporate reputation (CR). Company governance issues in many companies contribute to corporate failures and a bad reputation. Transparency is the glue that holds any group or organization together while also connecting it to a coalition of key stakeholders. This research focuses on how corporate governance factors (such as board independence, board size, board meetings, and board gender) and company characteristics affect the reputation of Malaysian public listed companies (PLCs). Many studies have looked into the characteristics of corporate governance in Malaysian businesses. However, none of the research has explored this issue using the new reputation measurement. A sample of the 100 largest companies listed on Bursa Malaysia based on their market capitalization for the year ended 2018 was selected. A new measurement, the disclosure index, was created and used to analyze reputation disclosure in the annual report of a corporation. The independent director, board size, and board meeting were statistically significant and associated with the level of reputation disclosure, according to the findings of this study. The results suggest that company directors prioritize good governance and management quality to boost their firm's reputation and acquire a competitive edge.

중소기업정보화 수준 조사 지표 개선 사례 연구 (Case Study for Restructuring Informatization Level Indices of Small and Medium sizd Enterprises)

  • 양희동;김기호;한현수
    • Journal of Information Technology Applications and Management
    • /
    • 제19권4호
    • /
    • pp.197-212
    • /
    • 2012
  • In this paper, we report the public IT policy case results to restructure informatization level indices for small and medium sized enterprise(SME). The indices restructuring project was initiated by TIPA with the group of experts during 2011, and the newly amended indices was employed as the formal instrument to measure SME informatization level. The critical drivers to reform the indices include simplification for more accurate measurement of SME informatization level, reshaping key representative indices of smart IT to better publicize SME's interest toward advanced IT, and systematic reconfiguration of performance measures which reflect business performance enhancement effect through IT investment. Indeed, the IT performance indices are unified to incorporate the instrument for general SME informatization level survey and IT adoption subsidy's effectiveness appraisal. The procedures and details of logic illustrated in this paper provides useful insight for successful implementation of SME informatization as well as for the better policy deployment of IT subsidization for SMEs.

Diet-Related Health Disparities in African Americans

  • Satia Jessie A.
    • Journal of Community Nutrition
    • /
    • 제8권1호
    • /
    • pp.24-30
    • /
    • 2006
  • Disparities in health and disease between various population subgroups, such as racial and ethnic groups, are a major focus of public health research but also pose considerable challenges. Diet is a key contributor to disparities in many chronic diseases and conditions. Therefore, in order to understand and address racial and ethnic health disparities, it is important to characterize the dietary patterns of the populations of interest. African Americans are at higher risk for many diet-related chronic disease conditions, such as obesity, type II diabetes, cardiovascular disease, and many cancers relative to other racial/ethnic groups in the United States. In this report, I describe the diet-related chronic disease profiles of African Americans, characterize their dietary patterns and food preferences, identify demographic, psychosocial, environmental, and cultural factors that may affect their dietary choices, and propose strategies for improving the dietary and health profiles of African Americans.

Change point analysis in Bitcoin return series : a robust approach

  • Song, Junmo;Kang, Jiwon
    • Communications for Statistical Applications and Methods
    • /
    • 제28권5호
    • /
    • pp.511-520
    • /
    • 2021
  • Over the last decade, Bitcoin has attracted a great deal of public interest and Bitcoin market has grown rapidly. One of the main characteristics of the market is that it often undergoes some events or incidents that cause outlying observations. To obtain reliable results in the statistical analysis of Bitcoin data, these outlying observations need to be carefully treated. In this study, we are interested in change point analysis for Bitcoin return series having such outlying observations. Since these outlying observations can affect change point analysis undesirably, we use a robust test for parameter change to locate change points. We report some significant change points that are not detected by the existing tests and demonstrate that the model allowing for parameter changes is better fitted to the data. Finally, we show that the model with parameter change can improve the forecasting performance of Value-at-Risk.

국내중독현황 (Statistics of Poison Exposure in Korea)

  • 황정연;고재욱
    • 대한임상독성학회지
    • /
    • 제1권1호
    • /
    • pp.59-64
    • /
    • 2003
  • Objective: This study was conducted for the nationwide statistical survey of poison exposure to provide the rationale for establishing and developing the poison control center (PCC) in Korea. Design: Study group for Korea PCC in National Medical Center reviewed the medical literature on poison exposure of Korea from death reports of National Statistical Office (NSO), the toxic exposure statistics from the report of National Health Insurance Corporation (NHIC), and poison related data from 119 ambulance services (FD) for the purpose of obtaining the poison and its related data. We also conducted questionnaire from the expert who work in emergency medicine department at the designated 320 emergency medical centers in Korea for the preparedness and acknowledgement about necessity of PCC and their need for that. Results: We reviewed the reliable data from the death report of NSO, poison exposure data from NHIC, and running report from FD. Poisoning death occured at home ($36.7\%$) and hospital ($46.3\%$). Poisoning are more common in rural area than the city area. Patients were seen more frequently in the local clinics than in any hospital. The drugs ($45.7\%$) and pesticide ($18.1\%$) are common poison. Common place to poison exposure were residential area ($39.9\%$), industry ($9\%$). mass residential area ($7\%$). and farm ($6\%$). The education level were primary school ($33.2\%$), high school ($23.7\%$), and middle schol ($21.3\%$) in order. We have to provide the poison guideline for lay public to understand easily, and for medical experts. The medical facilities need to be invested and have more interest for toxicology. All medical staff who work in the designated emergency medical center want PCC to establish. They want to have poison information from hospital ($91.3\%$), regional poison information center ($45.0\%$), regional poison control center ($52.5\%$), nationwide poison information center ($48.8\%$), nationwide poison control center ($46.25\%$), as a role of poison control center. They also want that pcc have poison epidemiologic study and statstics, training program for the experts, registration of rare case of posion on website, reflection of policies to activities for antidote production etc., speedy consultation system for poison analysis, public education, establishment of both regional and national pee, etc. Conclusion: Poison center must be established to provide poison information for all the public and medical experitise, focusing rural area and private clinic, to detoxify, to reduce the cost, time, morbity, and mortality through the whole country.

  • PDF

군(軍) 홍보활동이 장병 정신전력에 미치는 영향에 관한 연구 -국방일보 홍보사례 설문 분석을 중심으로- (A study on Public & Media activity's Impact on Enhancing Moral Strength in the Army -On the basis of a Daily Report of National Defense's Analysis on the Survey-)

  • 김기주;양종훈
    • 한국콘텐츠학회논문지
    • /
    • 제17권3호
    • /
    • pp.444-453
    • /
    • 2017
  • 군에서 정신교육의 목적은 투철한 국가관, 안보관, 필승의 군인정신으로 무장된 싸우면 이기는 전사를 육성하는 것이다. 이를 위해 군에서는 신병교육, 병과 학교교육, 부대교육 등 대상과 기관에 따라 다양한 정신교육을 진행하고 있다. 또한, 정신교육의 효과를 높이기 위해 콘서트식 형식의 문화활동을 접목한 교육 등을 모색하고 있다. 하지만 현재 군에서 이루어지고 있는 정신교육은 대부분 국가관, 안보관 지식정보 전달위주의 교육으로 이뤄져 정신교육의 궁극적 목적인 자발적 전투의지를 가진 전사육성에는 한계점을 가지고 있다. 이에 각급 부대에서 실시하고 있는 다양한 부대홍보활동을 통해 정신교육이 가진 한계점에 대한 극복방안을 모색하게 되었다. 교육학에서 분류하고 있는 정서, 흥미, 태도, 성격, 가치관 등의 정의적 영역을 각급 부대에서 이뤄지고 있는 홍보활동으로 확대한다면 정신교육이 행동으로 표출되는데 도움이 될 것으로 판단하여 2016년 6월부터 7월까지 531명의 장병을 대상으로 부대홍보활동이 장병들의 자긍심과 임무수행 의지에 미치는 영향을 조사했다. 그 결과 부대홍보활동은 장병들의 소속부대에 대한 자긍심에 긍정적 영향을 미치는 것으로 확인되었으며, 또한 자긍심은 부대원들의 임무수행의지 향상에 많은 영향을 주는 것으로 조사되었다. 이번 연구에서는 그동안 국민들과의 소통, 국민들의 신뢰획득을 위해 활용된 홍보활동이 소속부대 장병들의 정신전력 향상, 그 중에서도 행동으로 표출하는데 많은 도움이 된다는 결론을 얻었다.

건강보험 보장성 강화 및 지속가능성 제고 방안 연구 (A Study on Strengthening of Health Care Protection and Sustainability Plan)

  • 정용주
    • 한국콘텐츠학회논문지
    • /
    • 제21권4호
    • /
    • pp.96-110
    • /
    • 2021
  • 우리나라는 세계에서 가장 빠른 속도의 저출산·고령화와 저성장·저금리의 시대에 적응해야 하는 직면해 처해 있다. 저출산, 고령화로 인하여 건강보험 재정수입 요인은 감소하고 있으며, 국민의 건강에 관한 관심, 고비용 의료기술 및 의약품의 개발은 건강보험 재정 지출은 증가하게 있다. 본 연구에서는 건강보험의 보장성 강화와 재정의 안정화, 의료의 형평성에 대하여 검토해보고자 한다. 첫째, 국내의 정책보고서, 국내외 문헌, 선행연구를 통해 건강보험의 현황과 한계를 파악하였다, 둘째, 외국의 건강보험정책인 재정 안정화 대책에 대하여 구분하여 검토하였다. 이 연구를 근거로 건강보험의 보장성 강화와 재정 안정화를 통하여 지속 가능한 건강보험을 유지하기 위해서는 현재 건강보험의 재정수입 구조를 혁신하여야 할 것이다. 또한, 정부지원금의 확대, 새로운 조세 수입을 발굴하여야 할 것이다. 진료비 지불제도, 의료전달체계를 개편하여 재정을 절감하는 정책도 필요할 것이다.

가공제품에 대한 생활주변방사선 실태조사 자료를 활용한 통계분석 (Statistical Analysis Using Living Radiation Survey Data on Processed Products)

  • 최경호;조정근
    • 대한방사선기술학회지:방사선기술과학
    • /
    • 제43권2호
    • /
    • pp.123-128
    • /
    • 2020
  • Radiation Following the 2011 Fukushima nuclear accident in Japan, public interest and anxiety about radiation safety increased, and vague anxiety about commonly exposed living radiation was generated. The Atomic Energy Safety Commission has been conducting a survey of processed products that advertise "negative ions" and "far-infrared" emissions under the Living Radiation Safety Management Act. In this study, in-depth analysis was performed from a statistical point of view using the measurement data presented in the Nuclear Safety Committee's actual survey analysis report as secondary data. As a result, there was a statistically significant difference (p<0.005) between latex and civil affairs products. There were also statistically significant differences (p<0.05) in the results of testing whether there were significant differences in the annual exposure dose between groups after categorizing 71 civil products, including radon beds, into bed, bedding, and living and other categories. The correlation analysis results also confirm that, as is commonly known, the annual doses received from processed products are associated with radon derived from U-238 and Th-232.

Absorption cooling R&D in Europe

  • Kuhn, A.;Petersen, S.;Riebow, D.;Sahin, D.;Ziegler, F.
    • 대한설비공학회지:설비저널
    • /
    • 제33권3호
    • /
    • pp.50-57
    • /
    • 2004
  • This article reviews absorption cooling R&D in Europe from the viewpoint of fundamentals, cycle development and applications. The review contains information on R&D, predominantly of public projects in the field of sorption cooling. We report on research which is performed in Europe with some stress on Germany. There is progress in fundamentals, thermodynamic cycle design, and also applications. In the fundamentals part the discussion about thermodynamics, working pairs, and heat and mass transfer is reflected. Today's discussion on thermodynamic cycles is not very strong. Main focus is on special solid sorption cycles, compression­sorption hybrids, and open cycles, In the applications part the chilling business is the main issue. Some interest is given to the improvement of efficiency on and the adaptation to low temperature waste heat use, but the stress is on the use of solar energy as heat source. The area of heat pumping for heating purposes is less prominent but not at all negligible. Finally, industrial heat pumping involves the reverse cycle (heat transformer, heat pump type Ⅱ) also, but there is no significant activity.

  • PDF