• 제목/요약/키워드: Public Insurance Companies

검색결과 53건 처리시간 0.022초

영국의 NHS 개혁 및 의료시장 동향에 관한 연구 (NHS Reforms and Healthcare Market in the United Kingdom)

  • 남은우;전기영
    • 한국병원경영학회지
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    • 제8권4호
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    • pp.1-25
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    • 2003
  • The wave of globalisation initiated by marketisation has increasingly penetrated into all sectors across the world, accordingly, the health & hospital service sector could not be made no escapes, and it currently faces the order of more marketised competition more than ever. Traditionally, the characteristic of the hospital services in the UK has considered as a model of social provision by government. However, contrary to our knowledge, the sphere of the hospital service in the UK has already been immersed in by the marketisation, in which the private actors have been embedded in order to tweak the activities of the hospital service with in the European Union. As the methodology of this research, the qualitative analysis, namely the interview with some doctors in Surgery, NHS Trusts staffs and relevant specialists in has been performed on April to May, 2003. And on the other hand, the various documents related to its service have been analysed. Thus, this paper will review the characteristics of the health service sector in the UK. In doing so, it will illuminate what would be the structural factors derived from its existing system, as a result, it will shed light on how the UK government makes an effort to resolve the problematic situation by reviewing the policy direction of Foundation Hospital proposed recently. In the next stage, it will analyse how all elements consist of the hospital management in the UK has been adjusted and be likely to be changed within Europe. More specifically focuses on how the private hospital service has been managed and related with the activities of its public hospital service-NHS Trusts. Also, under the circumstance, what private health insurance companies function will be studied. In conclusion, it will be concluded that what will be the implication of Korean hospital service market so as to correspond to globally open market by WTO. Now the UK health service system has faced a turning point of becoming more health care market internally and externally pressed by global and regional factors. Thus it is meaningful to scrutinize how a key part of social provision in the health care market system tends to adjust to globally marketised regulation.

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미국(美國) 민간경비의 성장요인 분석 (A STUDY ON THE GROWTH OF PRIVATE SECURITY IN THE UNITED STATES)

  • 이창무
    • 시큐리티연구
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    • 제6호
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    • pp.273-289
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    • 2003
  • The purpose of this study is to explore the underlying causes of the development of private security in the United States. These include the increasing crime rates and fear of crime, the poor performance of public policing, the decentralization of political authority, the increase of mass private property, economic growth and increase of personal income, commodification of security, insurance companies' demand for tighter security and fear of litigation, and historical events such as World War I & II. Based on the findings of this study, it is suggested that no single factor would account for the growth of private security in the United States. In other words, the rapid growth of private security in the United States should be attributed to the interrelated influences of the factors given above. Finally, it might be the contribution of this study that the future development of private security in Korea would be guided by understanding the case of the United States because of the similarities of the developmental process in private security industry of two countries.

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의약품 경제성평가 지침의 주요 내용 (Guidelines for Economic Evaluation of Pharmaceuticals in Korea)

  • 배은영
    • Journal of Preventive Medicine and Public Health
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    • 제41권2호
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    • pp.80-83
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    • 2008
  • An economic evaluation is required in order to apply to the Health Insurance Review and Assessment Service (HIRA) for a listing in the national drug formulary. To assist companies in preparing the necessary documents, HIRA published guidelines for the economic evaluation of pharmaceuticals in 2006. The guidelines are composed of two parts: guidance and explanatory notes. Each guideline reflects the best practice which meets both the theoretical consensus within the academic community and local situations, like data availability. To enhance the transparency of evaluation, guidelines emphasize the reproducibility of data and analysis result. That is, all evaluation processes are required to be described in enough detail to be replicated by reviewers. With growing experience and theoretical development in this area, HIRA guidelines will be revised periodically.

Otemachi(大手町) Sequential Urban Redevelopment Project

  • Itoh, Toshio
    • 토지주택연구
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    • 제8권2호
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    • pp.83-89
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    • 2017
  • Otemachi(大手町) is the region where it plays a pivotal role in Japanese economy as representative head offices of companies including financial insurance, general trading, information and communication newspaper media are concentrated. However, regenerating the entire region from worn-out infrastructures of buildings and city into the fresh and vibrant foothold in international business was the problem to be solved. In this situation, was examined on the basis of administrative agencies and relevant enterprises to reconstruct office buildings in phases without ceasing business functions and activities by utilizing the large-scale vacant land occurred from the relocation of the national public institutions. The independent administrative institution 'Urban Renaissance Agency(UR)' has completed the examination of industrialization and participation request for the commencement of the project. In this article, The overview of , the new form of project promoted and cooperated by officials and people, is introduced by UR (Urban Renaissance Agency) reorganizing the land exchange and infrastructure through the land readjustment project, and at the same time, procuring capital and building office buildings in solidarity with private development enterprises and financial institutions.

의약품 보험 급여 및 가격 결정과 경제성 평가의 활용 (Use of Economic Evaluation in the Listing and Pricing of Pharmaceuticals)

  • 이태진
    • Journal of Preventive Medicine and Public Health
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    • 제41권2호
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    • pp.69-73
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    • 2008
  • To curb a rapid increase in expenditures for pharmaceuticals, the Korean government introduced a positive list system and a negotiation process for drug prices at the end of 2006. Economic evaluation of pharmaceuticals has begun to have a pivotal role in the listing and pricing of drugs for the Korean National Health Insurance. There are some points to discuss regarding the use of economic evaluation in the listing and pricing in the context of the Korean system. First, the listing and pricing processes have been fragmented, evoking complaints from pharmaceutical companies and delaying the access of new drugs to patients. Second, there is a concern that the positive list system may limit the range and availability of drugs for patients to choose for treatment. Third, the time schedule for de-listing of existing drugs may not be realistic. Fourth, it is not always easy to provide reliable evidence of cost-effectiveness due to a lack of materials. Fifth, there is no consensus on the range of the ICER (incremental cost-effectiveness ratio) acceptable to the Korean society. In conclusion, in the near future, it will be necessary to evaluate the achievements that the economic evaluation has provided to the Korean society.

정년제도와 사회보장 : 1980년 이후 OECD 회원국들의 노후 소득보장 정책의 변화 (Retirement Age and Social Security)

  • 나병균
    • 한국사회복지학
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    • 제42권
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    • pp.169-198
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    • 2000
  • This paper attempts to analyze the early retirement in the OECD countries and discuss implication of that in the old age policy in Korea. The increase of the early retirement in the almost all OECD countries is a common fact. Especially the rate of early retirement rapidly increased in the 1980s, mostly reflecting the high rate of unemployment and states' policies to reduce it. However, it varies across countries: the unemployment compensation pathway in France, the mixture of social assistance and private insurance in England, VUT in Netherland, the privatization of the early retirement in the U. S., and partial retirement and labor market policy in Sweden. The early retirement in the advanced countries contributes to de-institutionalization and de-standardization in life course model. It resulted in the erosion of the ordinary conception that the retirement was the beginning of the old age. And the last phase of life course became blurred. With respect to the problem of the early retirement, there is a big difference between Korea and the OECD countries. Above all, the retirement age is 55 years in many companies and the public pension is not universalized in Korea. Accordingly the policy for income security of the old age in Korea should be connected with social security policy such as the gradual extension of the retirement age and the expansion of the public pension and labor market policy such as job training for the old age, transformation of the seniority wage system etc.

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사업장 무작위 선정 및 불시측정 방식을 통한 작업환경측정제도 신뢰성 제고 방안 (An improvement plan for a workplace monitoring system through random selection of workplaces and unnoticed measurement inspection)

  • 정지연;강태선;이승길;박해동;김기연
    • 한국산업보건학회지
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    • 제27권2호
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    • pp.105-114
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    • 2017
  • Objectives: The Ministry of Employment and Labor's enforcement programs, such as workplace monitoring inspection, are one of the major public efforts to protect worker's health. Therefore, a more effective inspection method is required for workplace monitoring, which is helpful for controlling health hazards in the workplace. Methods: For this study, we investigated the related safety and health laws, regulations, and inspection guidelines from the USA, Japan, and Korea. We also analyzed the provisions of industrial safety and health acts, which are related to enhancing the reliability of workplace monitoring. We applied the process of opinion convergence through an experts meeting for our research. Results: We proposed an efficient inspection scheme for workplace monitoring that includes how to select companies(mainly randomized inspections by using a workplace measurement database and workers' compensation insurance database), how to proceed with the inspection process(mainly unannounced visits), and who should carry out this project. Conclusions: We conclude that our proposal for the inspection of workplace monitoring could be a very effective tool for reducing the numbers of companies that do not undertake workplace monitoring and could produce reliable monitoring results.

미국 담배소송의 변천과 보건법정책 효과 (The Development of Tobacco Litigation in USA and it's Impact of Law and Politics in Public Health)

  • 김운묵;김지현
    • 의료법학
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    • 제12권1호
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    • pp.133-173
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    • 2011
  • Since mid-1960s the reports from the Surgeon General, the World Health Organization, and other health experts state that there is no risk-free level exposure to smoking and secondhand smoke. Tobacco smoke is made up of more than 7,000 chemicals. Hundreds are toxic, and at least 70 are carcinogens. The chemicals in tobacco smoke reach smoker's lungs quickly every time smoker inhale causing damages immediately. Inhaling even the smallest amount of tobacco smoke can also damage smoker's DNA, which can lead to cancers. Smoking is responsible for more than 87% of lung cancers, but there are a host of other chronic diseases directly related to exposure to tobacco smoke. It's also a major cause of heart disease, stroke, aortic aneurysm, peripheral arterial disease and most of the other diseases. In the United States, each year with more than from 440,000 to 520,000 deaths caused by smoking and exposure to involuntary smoke. They conclude that smoking is the single most important source of preventable morbidity and mortality. The United States of America have about 60-year history of tobacco litigation. Tobacco litigation has been an important tool in tobacco control strategies aimed at limiting the activities of tobacco companies and providing redress to people who have become ill as a result of their use of tobacco products. Tobacco litigation is a kind of tort litigation. Quite often, as in the asbestos and other mass tort litigation episodes, tobacco litigation can play an educational role, warning the public about the magnitude of health risks that might otherwise be less clearly perceived. Tobacco litigation allows smokers, their families or other victims of smoking to sue tobacco companies in order to be compensated for the harm they have suffered. Potential benefits of tobacco litigation include compensation for smoking-related damages, strengthening regulatory activity, publicity, documents disclosure and changing tobacco industry behavior. And also tobacco litigation can limit the political activities of tobacco industry, protect human rights of smokers and non-smokers, increase burden to tobacco price-up and enhance the effects of law and politics in public health.

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의료기관의 활동기준원가 산출 모형 (Development of the Model for Activity Based Costing in the Hospital)

  • 전기홍;조우현;김보경;김병조
    • 한국병원경영학회지
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    • 제6권2호
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    • pp.37-69
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    • 2001
  • A new cost management system, called Activity Based Costing (ABC) system, has arisen to solve the limitation of a Traditional Cost Accounting (TCA) system until last two decades and ABC has been applied by many companies. TCA systems have limitation in tracing cost because they arbitrarily allocate overhead cost to the cost objects without standard for direct cost distribution. ABC is an accounting system that assigns costs to products or services based on the resources they consume. The costs of all activities are traced to the products for which they are performed. Therefore ABC is a cost management system that provides a matrix to accurately quantify consumed resources triggered by activities and activities triggered by products and services. There is little implementation of ABC in the health services field, one of service industries, due to complicated and many activities, and volatile cost object. However, the necessity for applying reasonable cost accounting system is largely issuing as strategy responding hostile environment, and financial pressure, and it is imperative to implement the Activity Based Costing (ABC) system. Therefore, this study presents the framework to develop ABC system for total health service organizations. Cost objects in this study base on medical service activities per health insurance claim from one general hospital located in Metropolitan Statistical Areas (MSAs). Medical service activities include all health insurance claims in the hospital. The purpose of the study is presenting useful tools and basic frame to develop Activity Based Costing system for health service organizations which want to use ABC system. The steps to develop ABC system for health service organizations are following: 1. Identifying of activity centers; 2. Definition of cost objects and activity by activity center; 3. Analysis of activity and tracing activity contribution; 4. Allocation of direct cost for specific activity; 5. Allocation of indirect cost for specific activity; 6. Allocation of depreciation for facilities, applicants, and consumption goods; 7. Allocation of administration cost; 8. Allocation of cost among activity centers; and 9. Tracing cost of cost objects by activity center. This study identified necessary information from existing reports which hospitals generally made by each step, and defined outcome which had to be produced in each step using this information. The steps of this study had limitation to apply all different size hospitals because the steps were structured ABC system by one hospital, however, this study used similar basic framework and methods with general cases. When a health service organization want to apply Activity Based Costing (ABC) system on all activities of it in future days, this study is very useful to design system structure in the health service organization.

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신뢰관계 유지율 분석을 통한 보험회사의 비즈니스 모델 개발 (Development of a Business Model for Korean Insurance Companies with the Analysis of Fiduciary Relationship Persistency Rate)

  • 최인수;홍복안
    • 한국컴퓨터정보학회논문지
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    • 제6권4호
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    • pp.188-205
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    • 2001
  • 보험자의 고지의무는 최대선의원칙의 상호성에 그 바탕을 둔 것으로서 최근에 들어와 영미보험법계에서 널리 인정되고 있는 추세이다. 보험자 고지의무의 위반효과로서 전통적인 구제수단인 보험계약 해지(취소)와 기납입 보험료의 반환만을 인정한다면 보험계약자를 적절히 보호해 주지 못하는 경우가 발생할 수 있으며, 이를 위해 보험 계약자에게 손해배상 청구를 인정하는 문제가 논의되고 있다. 일부 영미법계 국가의 법원에선 이를 이미 승인하고 있는데 그 법률적 기초를 제공하는 것이 바로 신뢰관계 이론이다. 신뢰관계의 개념은 이제 더 이상 형평법이나 영미법계의 국가만의 법 이론이 아니다. 따라서 어느 영역에서보다도 공공의 이익(public interest)과 밀접한 관계가 있는 보험계약의 본질로서 신뢰관계를 인정하는 것은 공평 타당한 보험계약 당사자 관계를 추구하는 하나의 효율적인 방안이 될 것이며, 이는 보험자 고지위반 효과로서 손해배상 청구를 인정하는 법률적 기초를 제공할 수 있게 된다. 앞으로 우리나라 보험산업에서도 보험계약의 본질로서의 신뢰관계를 인정해야만 보험 산업의 경영실적과 질적 수준을 높이게 된다고 본다. 따라서 이와 같은 신뢰관계를 잘 유지하는 것, 즉 신뢰관계 유지율을 높이는 것이 보험산업에 있어서의 관건이 된다고 본다. 신뢰 관계 유지율은 우리나라에서는 금액비교식을, 미국에서는 건수비교식을 사용하여 계산하고 있다. 그런데 보유계약의 건별 금액이 차이가 있어 상호 절대 비교가 불가능하고, 월별 회차별로 나타내기 때문에 회사전체의 보유계약의 유지상태의 실력을 알아 볼 수 없다는 한계가 있다. 본 연구에서는 보험계약의 본질로서 신뢰관계를 인정하고 보험회사전체의 보유계약의 유지상태의 실력을 알아 볼 수 있는 새로운 신뢰관계 유지율을 개발하여 보험회사의 내실 (질)있는 성장을 추구하는 포괄적 실력평가 기준을 제시하였다. 즉, 기준시점의 보험계약 각 각을 기초로 하여 납기월수 대비 통상 유지된 계약의 개월 수로 표시한 건수비교식 신뢰관 계 유지율이라고 하는 것을 개발하였다. 이 포괄적 실력 평가 기준인 신뢰관계 유지율은 해당 보험회사가 얼마나 재무구조가 튼튼하고 또한 얼마나 값싼 보험료를 책정할 수 있는가를 나타내며, 건수비교식 신뢰관계 유지율을 이용하여 A손해보험회사의 실력을 평가 분석하였다. 보험회사의 실력을 평가 분석해 본 결과 나타난 신뢰관계 유지율의 악화는 신계약제일의 외형성장위주의 정책이 낳은 결과이며, 질적성장보다는 양적인 신계약위주의 영업에 치중함으로 말미암아 고비용 저효율의 악순환을 거듭하여 왔음을 알 수 있었다. 본 연구에서는 외형성장위주의(시장점유율 확대)경영 정책인 고비용 저효율의 악순환 구조에서 벗어나기 위한 개선방안으로 내실위주의 경영정책인 저비용 고효율의 수익 극대화 구조인 새로운 비즈니스 모델을 개발하였다.

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