• Title/Summary/Keyword: Personal Finance

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The urban household's housing fund and its contributing factors according to the type of housing mobility (도시가계의 주거이동유형별 주택자금규모와 관련변수에 관한 연구)

  • 김순미
    • Journal of the Korean Home Economics Association
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    • v.35 no.2
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    • pp.95-110
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    • 1997
  • The purpose of this study were 1) to identity housing fund by the type of housing mobility and 2) to analyze the variable contributing to housing fund by the type of housing mobility. For these purposes, the 1993 KHPSD data was used and the sample in this study consisted of 2,796 couple households. Statistics employed for the analysis were frequencies, means, univariate analysis and multiple regression analysis. As the results, the composition and the amount of housing fund according to the type of housing mobility, were different respectively. Housing fund was consisted of previous housing sales price, savings deposits, loans, inheritance, subsidy, and personal debts. Households who already own houses used housing finance for their housing fund easily while renters were at a disadvantage to use housing finance. Moreover, among the contributing factors, home ownership, number of family member, residence, average monthly income, average monthly expenditure, husband's education attainment, satisfaction with housing, husband's job, and the type fo housing were positively associated with the amounts of housing funds. However, duration fo residence tended to negatively related to the amounts of housing funds.

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A Study of financial knowledge and Information Need of consumers (소비자의 금융지식과 금융정보 요구에 관한 연구)

  • 김경자
    • Journal of the Korean Home Economics Association
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    • v.36 no.3
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    • pp.105-116
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    • 1998
  • The level of knowledge and need on consumer information in the area of personal finance were investigated in this study, based on a survey of 422 Bucheon residents. The results showed that the level of financial knowledge of respondents was low while the level of need for financial information was relatively high. The variables related to the knowledge and need level were also investigated. Suggestions were made to guide the direction of financial education program for consumers.

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A Study on the Adoption Factors and Performance Effects of Mobile Sales Force Automation Systems (모바일 SFA(mSFA) 시스템의 수용 요인 및 도입 성과에 관한 연구)

  • Kim, Dong-Hyun;Lee, Sun-Ro
    • Korean Management Science Review
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    • v.24 no.1
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    • pp.127-145
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    • 2007
  • This study attempts to examine the acceptance factors of mSFA systems based on the innovation diffusion and technology acceptance model, and to measure the performance effects of mSFA systems using BSC metrics. Results show that (1) the characteristics of mobility and interactivity have positive impacts on perceived usefulness, ease of use, and professional fit. But the characteristics of personal identity were not perceived as useful due to users' negative feelings about privacy infringement and surveillance. (2) Job fit has positive impacts on perceived usefulness and professional fit. (3) Perceived usefulness, ease of use, and professional fit positively influence the degree of users' dependence on mSFA systems, which have positive impacts on users' performance measured by the personal BSC metrics including perspectives of finance, customer, internal process, and learning and growth.

Successful Aging of the Middle-class Baby Boomer Generation (베이비부머세대의 성공적 노화 : 중산층을 중심으로)

  • Hong, Sung-Hee;Kwak, In-Suk
    • Journal of Family Resource Management and Policy Review
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    • v.16 no.4
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    • pp.69-92
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    • 2012
  • The purpose of this study is to describe and analyze the baby boomers' perception of and preparation for their successful aging. Seven women and three men were interviewed with the use of an unstructured questionnaire. Their perceptions of their likelihood of future successful aging were not negative, and were influenced by a range of considerations that included health, leisure, finance, volunteer services, family relationships, and elderly life without children's supports. They tried to prepare several kinds of sports, leisure activities, and volunteer services for their elderly life. However, their reasons for preparing these activities varied, and the background of their differences consisted of the family background, personal values, and experiences. Moreover, men and women responded differently to their personal experiences as they related to their elderly life. Women were likely to match their family relationship with their perception and preparation for successful aging, and men were not.

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A Study on the Effect of Blockchain on Personal Information Protection

  • Kim, Seong-Kyu (Steve)
    • Journal of Multimedia Information System
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    • v.6 no.3
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    • pp.125-130
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    • 2019
  • In this paper, Blockchain is mentioned as the next-generation core IT technology. As an immature technology, there are not many practical use cases, but it is expected to be widely applied in various industries such as cryptocurrency, finance, public, etc. to increase efficiency and enable new services that did not exist in the past. Nevertheless, the generalization of blockchain technology is still difficult. In particular, from the viewpoint of personal information protection, GDPR of Europe, etc., is becoming stronger. Considering that the core of the blockchain is the change of information sharing and processing method, it is very important how the blockchain can affect, especially from the viewpoint of privacy, and how the Privacy Act can be applied to the blockchain. However, the discussion on this part also seems to be insufficient. Therefore, in this paper, blockchain By analyzing the implications and implications of technologies and services using them from the perspective of the Privacy Act, we will discuss how the blockchain will be used to prevent leakage of privacy.

Features Of The Implementation Of Inclusive Education: The Role Of The Teacher

  • Klochko, Oksana;Pohoda, Olena;Rybalko, Petro;Kravchenko, Anatoly;Tytovych, Andrii;Kondratenko, Viktoriia
    • International Journal of Computer Science & Network Security
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    • v.22 no.11
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    • pp.109-114
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    • 2022
  • The article theoretically analyzed and specified definitions such as: "professional development of personality, competence, professional competence of a teacher". Structural components of professional competence are defined, namely: theoretical involves deep knowledge in the field of special pedagogy, special psychology; technological involves the use of acquired knowledge in practical activities and personal in which important personal characteristics of a special teacher are noted. Criteria and levels of development of professional competence of future special teachers are determined. The article analyzes the peculiarities of the professional activity of a teacher in the conditions of an inclusive educational space, in particular, the special training of a teacher as an integral component of this process. Emphasis is placed on the cooperation of teachers in an inclusive educational institution for the socialization of a child with special needs and her preparation for independent life.

A Comparative Analysis on the Perceptions of Users' and Financial Company Employees' on MyData Services: Using Q Methodology (마이데이터 서비스 수용 의도와 요인에 대한 사용자와 금융사 직원의 인식 비교 연구: Q 방법론을 활용하여)

  • Lee, Jungwoo;Kim, Chulmin;Song, Young-gue;Park, Hyunji
    • Journal of Information Technology Services
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    • v.21 no.3
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    • pp.1-25
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    • 2022
  • The financial MyData service has implemented in January 2022 and launched 45 services by banks, securities, credit cards and fintech companies. This study applied the Q methodology, to identify the user types of MyData services and compared the perceptions of employees of financial institutions who plan and develop the MyData services. There are three types of MyData service users: active users, limited users who focus on consumption and asset status inquiry, and sensitive users for personal information. There were two types of recognition of financial company employees. One is the active user support other is the sensitive user for personal information support. The analysis of subjective perceptions can be used as a reference for establishing a company's MyData service marketing strategy and establishing related policies to improve the MyData ecosystem.

A Study on Measures for Preventing Personal Information Leakage in Financial Corporations (금융사 개인정보 유출 방지 방안에 관한 연구)

  • Jeong, Gi Seog
    • Convergence Security Journal
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    • v.14 no.4
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    • pp.109-116
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    • 2014
  • Personal information leakage in financial corporations including three card corporations has occurred constantly this year. It is due to incomplete encryption system and negligent personal security. Solicitors are known as a cause of information leakage because they operate with leaked information. Information leakage can cause secondary damage with mental demage to person and result in a drop in reliability as well as an operating loss in financial corporations. Also because it can destroy a base of credit society, prevention of recurrence is badly needed. The government finally announced 'general measures for prevention of information leakage in the field of finance' with sanctions reinforcement and restriction to collect, possess, provide personal information as the main agenda. And a related law revision is going in the National Assembly. In this paper, effectiveness of government measures is weighed with the cause analysis of information leakage and countermeasure for prevention of information leakage is found.

The Research of Security Vulnerabilities of Smartphone (스마트폰 보안 취약 요소에 따른 분석 연구)

  • Choi, Hee Sik;Cho, Yang Hyun;Joo, Heon Sik
    • Journal of Korea Society of Digital Industry and Information Management
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    • v.9 no.3
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    • pp.119-127
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    • 2013
  • The merits of Smartphone are portability, convenience and especially a lot of information can be stored in the device. Especially in Smartphone, users can install programs that cannot install to normal cell phone and users can use many different services through these Smartphone programs. Also Smartphone can connect to Internet through network, so it can access information anytime, anywhere easily. Security of personal information and variety of information which stored in Smartphone are in risk. In Chapter 2 of thesis, it will discuss the definition and features of the Smartphone and market trends. In Chapter 3 of thesis, it will discuss security vulnerabilities of Smartphone and it will analyze and research security vulnerabilities of Smartphone in Chapter 4. In conclusion, it will check users' identification twice in useful application especially application that relate to finance and mobile payment. By checking users' identification several times, it will help to defend from security threats. Users can use Smartphone safely and convenience by know how to prevent from mobile hacking for personal and private information. the quality of APIs matching by the clustering and hierarchical relationships mechanism.

ERP-Based Accounting Information System Implementation in Organization: A Study in Riau, Indonesia

  • NUR D.P., Emrinaldi;IRFAN, Muhammad
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.12
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    • pp.147-157
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    • 2020
  • In the accounting information system implementation, the users should consider the benefits and advantages of the system. This paper examines the effect of the Enterprise Resources Planning based (ERP-based) accounting information system implementation on user impact and organizational impact. The population in this study is companies listed on the Indonesian Stock Exchange, especially companies based in Riau, Indonesia. These companies currently use the ERP-based accounting information system. Research samples are employees who use the ERP-based accounting information system. For data analysis, we use structural equation modeling (SEM). Based on data analysis, high-quality information system implementation generate high-quality information that can give satisfaction to the user. Moreover, the information system is related to user skill, satisfaction, and knowledge sharing which improve personal skills; enhanced personal skill contributes to organizational performance. On the other hand, there is no effect of training on personal skills and there is no effect of information quality on perceived usefulness. This research gives implication to the organization for implementing a high-quality ERP-based accounting information system that positively impacts organizational performance. Future research is expected to examine information system implementation in different research objects and conditions.