• 제목/요약/키워드: Payment system

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공공주택공사에서의 도급단가 리스크 규명에 관한 연구 (A Study on the Risk Examination of the Unit Price of Public Housing Construction Projects)

  • 김순영;한충희;백태룡;김균태;이준복
    • 한국건설관리학회논문집
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    • 제11권2호
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    • pp.35-44
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    • 2010
  • 현재 턴키 대안입찰공사에서의 도급내역서 단가가 적정하게 책정되지 않고 있다. 그 사유는 각 입찰제도의 성격 및 그에 따른 단가책정 프로세스가 다르기 때문이며, 이러한 사유로 인하여 턴키 입찰에서는 총액을 맞추기 위한 단가가, 그리고 내역 입찰에서는 저가심의제를 통과하기 위한 단가가 도급내역서에 사용되고 있으면 그 단가는 각 공종별 적정단가라 할 수 없다. 그러나, 도급계약후에는 이러한 단가들이 각 입찰제도의 성격 및 그에 따른 단가책정 프로세스의 고려없이, 모두 도급기성, 설계변경, 물가변동 등 법적 기준단가로 사용되고 있으며, 또한, 저가하도급 판정 기준 및 실적공사단가로도 사용되고 있어 다른 제도에까지 영향을 주고 있는 실정이다. 이러한 시스템은 검증되지 않은 단가를 책정한 입찰자와 발주자에게 모두 리스크 상승요인으로 작용하고 있어, 본 연구에서 그 리스크인자를 규명하고 그 리스크의 정도를 파악하여 향후 그 리스크를 대비하고 관리할 수 있도록 하였다.

중국 소비자의 성별 모바일커머스 수용의도에 미치는 요인에 관한 연구: 광저우.상하이지역 소비자를 중심으로 (Factors Influencing Mobile Commerce Adoption and the Moderating Effect of Gender: Focused on Shanghai and Guangzhou)

  • 이정세
    • 통상정보연구
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    • 제16권3호
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    • pp.25-50
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    • 2014
  • 본 연구는 중국의 상하이와 광저우에 거주하는 소비자들을 대상으로 성별에 따라 모바일커머스를 수용하는데 영향을 미치는 요인이 무엇이며, 남녀 간 어떠한 차이를 보이는지를 분석하였다. 연구모형은 기존의 합리적 행동이론(TRA), 계획된 행동이론(TPB), 기술수용이론(TAM), 통합기술수용이론(UTAUT) 등과 이후 연구된 후속연구들을 참고한 후 모바일기기의의 속성 중 개별성 및 개인성이 중요하다고 판단하여 감성요인들 위주로 선별하여 설계하였다. 분석결과는 중국 소비자의 모바일커머스 수용의도에 영향을 미치는 요인으로서 지각된 위험, 개인의 혁신성, 모바일기기에 대한 친밀성, 사회적 영향이 모두 통계적으로 유의한 영향을 미치는 것으로 나타났으며, 남녀 집단 간의 차이는 여성이 남성에 비해 지각된 위험, 사회적 영향에 더 민감하게 영향을 받는 것으로 나타났으며, 남성은 모바일기기의 친밀감과 개인의 혁신성에서 유의적인 것으로 나타났다. 이와 같은 연구의 결과는 중국의 소비자에게 있어서 모바일기기가 갖는 개별적이고 개인적 속성으로 인해 어떤 다른 쇼핑채널에서 보다 감성적 요인이 중요하게 작용한다는 것을 의미하는 것이며, 시장세분화의 기본요소로서 남녀 집단 간 차이의 결과는 모바일커머스의 운영에 있어서도 남녀 소비자에게 개별적이고 차별화된 마케팅전략의 수립이 필요하다는 것을 시사하고 있다.

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제약조건을 고려한 통합대중교통망의 대안경로탐색 (Finding Alternative Routes in Inter Modal Transit Networks Considering Constraints)

  • 이미영;백남철
    • 한국ITS학회 논문지
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    • 제4권1호
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    • pp.1-13
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    • 2005
  • 다양한 대중교통수단이 함께 구축되어 있는 통합대중교통망(Integrated Transit Network)에 대하여, 최적통행시간 경로정보뿐만 아니라 다수의 최적통행시간 정보를 제공하는 방안에 대한 기초연구는 그 사례를 찾아보기 어렵다. 본 연구는 다수의 대중교통경로를 탐색하기 위하여, 버스와 지하철의 두 수단이 함께 존재하는 복합교통망에서 K개의 최소통행시간을 갖는 경로를 탐색하는 방안을 제안한다 제안된 방안은 통행정보에서 대중교통 사용자가 일반적으로 필요로 하는 다음의 3가지 제약조건 (1) 수단의 서비스시간제약, (2) 통합거리비례제 요금제약, 3) 환승회수제약을 고려한다. 사례연구를 통해 K개의 최소통행시간 경로정보뿐만 아니라 위의 제약조건을 조합적으로 반영하여 사용자에게 필요한 경로정보의 질적 향상 및 다양화에 대한 가능성을 제시한다.

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척수손상 장애인의 자가운전 특성에 관한 연구 (The Study of the Driving Characteristics in Persons With Spinal Cord Injury)

  • 김수일;나은우;김덕용;배하석
    • 한국전문물리치료학회지
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    • 제10권2호
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    • pp.71-84
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    • 2003
  • The purpose of this study was to provide information on driving characteristics in persons with spinal cord injury through basic statistic analysis of the survey results. The survey was administered to 44 drivers with spinal cord injury. The subjects' general, neurologic and driving characteristics were analyzed, as well as the degree of difficulty in using their vehicles between tetraplegia and paraplegia. The results were as follows: thirty-five (79.6%) of forty-four respondents was men. The average age was 35.0 years old and the age at the time of injury was 29.0 years old. Their neurologic characteristics were tetraplegics 12 (27.3%) and paraplegics 32 (72.2%). Among complete lesions, the highest level those who could drive independently was C7. All the vehicles were equipped with special devices, including "power steering", "automatic transmission" and "hand controls". The vehicles for cervical cord injury were equipped with "grip bars" as well as for the degree of difficulty in using their vehicles, all the subjects felt that "moving the wheelchair in and out of their vehicles" was too difficult for them to do. We suggest that the driver training should be an essential part of the rehabilitation program for patients with spinal cord injuries to maximize their mobility in the community. This training seems to be essential in order to modify the standards of the Handicapped Drivers Ability Test and to aid the driver rehabilitation program in the health insurance payment system. Also, the driver rehabilitation training program should include instruction in that moving wheelchairs in and out of vehicles.

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Value Chain Optimization in Timber Supply Chain: Case Study in Gangwon-do

  • Kang, Byongrho;Kim, Hyoungtae;Jang, Jaeyoung;Woo, Heesung;Woo, Jongchoon
    • Journal of Forest and Environmental Science
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    • 제34권4호
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    • pp.304-312
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    • 2018
  • This study investigates to identify the impact factors of timber production cost on the relationship between production cost components and revenues generated by evaluating the entire timber supply chain. In this research, selected 13 logging zones as target areas and classified 14 forest production cost factors, six groups. Additionally, established 13 externalenvironmental factors with related stakeholders and forestry experts. And the BCR (Benefit Cost Ratio) method was then used to analyze the economics of each zone. Filled up a checklist and rated using 5 point scale for each target region, and extracted major cost factors for the production economy of the item. The analysis of major cost factors in the timber production revealed that wood grab equipment usage fee was the first ranked and forest trees purchase cost was ranked in the $2^{nd}$Also, the $3^{rd}$ranking was logging expenses, and transport cost, which accounted for 84% of the total cost, was ranked in the $4^{th}$. In addition, the rock land ratio, slope, timber payment (forest trees purchase cost), special timber, ratio of timber, DBH (Diameter at Breast Height), and mixed forest ratio were the factors that most affected the timber supply chain cost.

순천시 지역적 특성에 따른 보건의료정보 요구도 비교 (Health services Information Need Difference between Urban and Rural Area in Sooncheon City)

  • 민혜영;오현주
    • 농촌의학ㆍ지역보건
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    • 제25권2호
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    • pp.413-425
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    • 2000
  • 1. 도시지역과 농촌지역의 특성과 각 주민들의 요구를 고려한 서비스를 제공하여야 한다. 도시지역 주민의 경우 보건소의 업무 중에서 질병예방이 우선이라고 하였으며 농촌지역 주민들의 진료 서비스가 우선이라고 하였다(부표 1 참조). 2. 보건소의 역할에 대한 중요성을 재인식할 뿐만 아니라 지역사회 정보화에 맞추어 지역의료체계의 핵심적인 중추기관으로서의 기능을 재정립해야 한다. 따라서 순천시 역시 주민의 보건소에 대한 의존도가 상당히 높다는 것을 감안하여 보건소에서 지역주민이 원하는 정보화 서비스를 구체적으로 파악하여 지역보건의료 서비스의 정보화에 관련된 계획을 수립하는데 이 연구의 결과를 기초로 삼아야 한다(부표 2와 부표 3 참조).

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한방외래의료 이용의 사회경제적 결정요인 연구: 의료패널자료를 이용한 고정효과모형과 합동 Ordinary Least Square 모형의 비교 (Socioeconomic Determinants of Korean Medicine Ambulatory Services: Comparing Panel Fixed Effect Model with Pooled Ordinary Least Square)

  • 박민정;권순만
    • 보건행정학회지
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    • 제24권1호
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    • pp.47-55
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    • 2014
  • Background: Korea is considered to have an integrative health system where both western medicine and Korean (traditional) medicine are officially recognized and provided. Although Korean medicine has been covered by National Health Insurance over 20 years, equity in the utilization of Korean medical care has rarely been examined. Methods: We examined medical care utilization and expenditure of outpatient Korean medicine using panel fixed effects model to remove selection bias. Then we compared it with pooled ordinary least square (OLS) model. This study used Korea Health Panel data, which provides accurate information on out-of-pocket health care payment, including non-covered medical services. Results: Principal findings indicate that the frequency of the utilization of Korean medicine is related with unobservable individual choices different from western medicine, so the panel fixed effect model is appropriate. But pooled OLS model is better fitted for the expenditure of Korean medicine, after controlling for western medical care expenditure. After adjusting for the selection bias, socioeconomic status (income, education) was significantly associated with the expenditure of Korean medicine, but not with the frequency of the utilization of Korean medicine. Conclusion: This study shows that expenditure of Korean medicine utilization is inequitable across socioeconomic groups, which implies that health insurance coverage of Korean medicine is not sufficient.

수협 어선원 재해보상보험 자료를 이용한 연안선망어업 위험요인 분석 (Analysis of risk factors of the fisherman's in coastal purse seine fishery using the accident compensation insurance proceeds payment data of NFFC)

  • 최규석;이춘우;박수봉;장용석;이유원
    • 수산해양기술연구
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    • 제56권4호
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    • pp.340-346
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    • 2020
  • In this study, the risk factors of coastal purse seine fisherman were analyzed through a survey of fishery workers of coastal purse seine fishery and the accident compensation insurance data of the fisheries workers of the National Federation of Fisheries Cooperatives (NFFC). The classified fishing operation accident data was analyzed through 4M (Man, Machine, Media, Management) model of the National Transportation Safety Board (NTSB) and the accident prevention measures were presented using Harvey's 3E (Engineering, Education, Enforcement) model. The rate of accidents on coastal purse seinens each year was 75.8‰, 36.7‰ and 74.8‰ from 2015 to 2017. The accident frequency resulting from slipping was the highest, and the risk of a contact with gear was low. When comparing each insurance data, the average value of the contact with gear accident was the highest. This research result is expected to be important data in identifying and preventing safety hazards of coastal purse seiner fisherman in the future.

농촌의료보험의 당면과제와 개선방향 (Reforming the Rural Health Insurance Programs in Korea)

  • 문옥륜
    • 농촌의학ㆍ지역보건
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    • 제16권2호
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    • pp.179-194
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    • 1991
  • Despite its universal coverage of health insurance, the rural health insurance program(RHIP) stands at the crossroads in Korea. The RHIP has weaknesses in stability of financing, problems of inequities in the provision of health services and has suffered from high cost of running the program. The author has analyzed these problems from the perspective of health insurance policy and presented several options for improvement. First of all, this study urged the importance of a firm Governmental commitment of RHIP with the 50% subsidization of contributions as the Government had promised, instead of the current 40%. This can be justified from the 20% subsidization by the Government for the contributions of private school teachers and their dependents, who belong to richer segments of the population. Second, various cost containment measures ought to be sought curbing the rising demand for medical through strengthening health education and increasing individual responsibility, and tightening the claim review process. Third, this study requires the Government to run a demonstration project on the introduction of case payment system for primary health care. Fourth introducing an income-related cost sharing scheme is another possibility. Reforming the cost sharing formula for large medical expenditures is recommendable for a beginning. This measure can take the form of tax credit for medical expenditures of the poor. Fifth, the degree of financial adjustment among health insurance plans should be levelled up for enhancing stability of RHIP and social solidarity. Sixth, health policy should be redirected toward development of rural health resources and higher priority should be put on relieving difficulties in access to care. Seventh. the insurance plan owned-hospital needs to be developed or provision of health services in the medically underserved areas, and the need of such facilities is particularly acute for geriatric care, rehabilitation and renal dialysis, etc. Eighth, more generous insurance benefits are required of the elderly who are suffering the most : elimination of the maximum 180 days of benefit period and provision of glasses and artificial dentures, etc. Ninth. the economies of scale principle is working for the operating expenses of regional self-employed insurance plan. Thus, measures should be instituted to pursue an optimum size of health insurance plans. Lastly, excessive dependence on exclusion items is an evil so that some radical remedies are urgently required to cut them.

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한국과 미국 공공 임대아파트 거주자의 이동과 단지 내 활동 - 서울 SH공사 아파트와 미네소타 주 PHA 아파트의 비교를 중심으로 - (The Comparison of Residents' Movement and Activities of Public Rental Apartments in Korea and the United States - Focused on the Comparison of SH Apartments and PHA Apartments -)

  • 신경주;장상옥
    • 한국주거학회논문집
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    • 제19권2호
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    • pp.1-10
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    • 2008
  • The purpose of this research is to compare residents' movement and activities in SH apartment in Yangcheon-Gu, Seoul (SH apartment) and PHA apartment in St. Paul, Minnesota (PHA apartment) in order to improve the quality of rental housing environment. This study had surveyed 418 residents of SH apartments in Korea and used the secondary data gathered from 1,462 residents of PHA apartments in the United States. The results of this study are as follows: The criteria of Korean residents in SH apartments when choosing their residences are lower rent payment and shorter waiting time. They seemed to have no other options than public rental housing. On the contrary, American residents in PHA apartment had more option to choose from. Therefore, Korea needs to offer more variety types of residents that can be lead to better satisfaction of low income classes. Most of the SH apartments residents has lived for long-term, in the average of more than 6 years, and wanted to live continually at their current dwelling. PHA residents showed similar tendency. However, long term residency may lead to permanent occupation of the public rental apartment by the same family. Hence, a system which can provide equal residency opportunities to all low-income classes need to be developed. Residents of SH apartment were satisfied with the personal activities but were not satisfied with group activities among residents or regarding resident meetings. However, residents of PHA apartments were more satisfied with their management because there is more in-housing-complex activity programs. Therefore, more activity program for a resident should be developed after analysing programs of different apartments and current conditions in Korea. There were some noticeable divergences among residents, based on their age, term of residence and physical, emotional and mental problem, when evaluating in-housing-complex's programs. Thus, these factors are also need to be considered when planning and examining evaluation about the management of rental apartments.