• 산경연구논집
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• 제9권8호
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• pp.41-50
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• 2018

Purpose - As an important participant in the financial markets, the commercial bank will be impacted by the interest rate marketization. Owing to the special condition of China, this paper tries to explore the impact of operating mechanisms between interest rate marketization and the profitability of the commercial Bank. Research design, data and methodology - This paper applies time series data from 2005 to 2016. Due to the short period of time series, autocorrelation often occurs. Therefore, the fully modified least squares(FMOLS) will be used to conduct an empirical analysis. The reason is that it can move off the autocorrelation between variables and disturbance term. And FMOLS also can make estimated cointegrating parameters closed to normal distribution. More importantly, in order to avoid spurious regressions, the Augmented Dickey-Fuller Test will be used to verify the stationarity of all variables. The total return of asset is treated as the profitability of commercial bank. The net interest spread is treated as a measurement of interest rate marketization. Both are regarded as dependent variables. The non-interest income or gross revenues and impaired loans or gross loans are treated as independent variables. The sixteen representative listed commercial banks are divided into three categories (state-owned, share-holding and city-owned) to conduct an estimation. Results - Via empirical analysis, the findings show that the net interest spread has a positive effect on the profitability of the commercial bank. More specifically, 1% increase in the net interest spread will lead 0.157% increase in the profitability of state-owned commercial bank, 0.269% increase in the profitability of share-holding commercial bank and 0.263% increase in the profitability of city-owned commercial bank. If regarding the sixteen listed commercial city as a whole, 1% increase in the net interest spread will lead 0.267% increase in the profitability of the commercial bank. Conclusions - As the interest rate marketization, the importance of interest rate on the profitability of commercial bank has become more and more significant. The empirical evidences also prove that the net interest spread can bring about the change of the commercial bank's profitability. Therefore, policy-makers of commercial banks should fully understand the operating mechanism between them.

• 한국실내디자인학회:학술대회논문집
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• 한국실내디자인학회 2008년도 춘계학술발표대회 논문집
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• pp.203-208
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• 2008

Installation art in 20th century shows an expanded trend as a result of material, time, or spatial expansion of subject, therefore subjects could be either materials or non-materials. This trend says that three elements-objet, space, and spectator-is inseparable essence of installation art. Nowadays, the borderline between installation art and everyday human life is getting indistinctive, and both Installation art and human life are becoming a part of another. By adapting the flexibility of installation art into the interior space, more interaction could happen, therefore, people will recognize spatial and visual character of Interior space as a visually satisfying Installed object. The main goal of this study is to understand changing of spatial composition in consequence of expressional variety as a result of dispersion of spatial elements. Especially, this study gives a fundamental ideas about private character of installations art in commercial spaces and expressional character of modern installations.

• 열처리공학회지
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• 제35권2호
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• pp.66-73
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• 2022

Partial-hardened hot stamping has been well known to be very effective to absorb more energy in automotive lateral crash. Hardness distribution and dimensional change after partial-hardened hot stamping have been studied to find out effect of thermal deformation of the heated hot stamping die on dimensional accuracy of automotive center pillar. Soft zone of commercial center pillar showed 275~345 in Vickers hardness, indicating bigger non-uniformity which resulted from thermal deformation of heated die. Dimensional changes in soft zone of the commercial center pillar measured by three dimensional scanner were much bigger than that in hard zone. It has been found that hot stamping die compensation considering thermal deformation in soft zone causes a significant decrease in hardness deviation in the soft zone, corresponding to 20 percent of commercial center pillar and subsequently leads to much higher dimensional accuracy.

• 한국실내디자인학회논문집
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• 제19권6호
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• pp.188-196
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• 2010

The Commercial space are changed gradually large scalized and complexed to introduce different culture exchanges and experience. However, the mass-complex commercial space are limited as of their complexed space composition or degree of space depth, which may become factors causing people to get tired easily. Thus, having a design strategy is important to create economical effectiveness in order to overcome these limitations and for the people to stay longer and do their consumption activities through more experiences and social interchanges. Recently, Jerde Partnership's who designed many complex commercial spaces made a commercial success by their unique design strategy to setup a new space and lead the interaction between space and people. The purpose of this study is based on Jerd's design concept to analyze Jerd Partnership's design strategy and space related structure to propose their space construction and design method for mass-complex commercial spaces. The results are as follows. (1)Jerde Partnership's causes the abundant space experience of the user through mass and space constitution to have a theme and a story. (2)They builds an excursion type line of flow system with an organic curve, and a non-daily experience by the change of the space scale and the application of various programs is enabled and guides the stay for the long time. (3)They builds the doorway of various courses and a circulation system through the open space and controls depth of the space. In addition, various events are performed in the center of such a circulation system, and this event makes a unique place.

• 한국임상수의학회지
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• 제33권5호
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• pp.274-277
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• 2016

To determine the concentrations of commercial milks and the effect of different teat dipping methods on iodine concentrations of bulk tank milk, iodine concentration was analyzed by inductively coupled plasma mass spectrometry (ICP-MS). The 59 bulk tank milk samples were collected. The 8 brands of commercial whole milk and 5 brands of commercial organic milk were purchased. The iodine concentrations of bulk tank milks of 59 dairy farms were in the range from 42.7 to $562.5{\mu}g/L$. The iodine levels of 4 different teat dipping methods with pre-dipping, post-dipping, pre & post-dipping, and non-dipping were $138.9{\pm}41.1$, $200.6{\pm}106.9$, $205.1{\pm}93.2$, and $110.9{\pm}70.4{\mu}g/L$, respectively. No significant difference (P > 0.05) was observed among 4 different teat dipping methods. Iodine concentrations of commercial whole milks were in the range from 149.1 to $210.4(178.8{\pm}22.0){\mu}g/L$, and iodine concentrations of commercial organic milks were in the range from 85.0 to $356.9(214.2{\pm}123.3){\mu}g/L$. Iodine concentrations of commercial milk in Korea are relatively low comparing with those of other countries.

• 한국소성가공학회:학술대회논문집
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• 한국소성가공학회 2009년도 추계학술대회 논문집
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• pp.137-138
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• 2009

There is a growing interest to replace the commercial steels with non-heat treated steels, which does not involve the spheroidization and quenching-tempering treatment in the steel-wire industry production. However, non-heat treated steels should satisfy high strength and good formability without performing heat treatment. Therefore, it is important to investigate optimum materials showing a good combination of strength and formability after the cold drawing process. In this presentation, non-heat treated steel wire rod produced by POSCO will be introduced and discussed on detail technical concepts.

• 한국근적외분광분석학회:학술대회논문집
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• 한국근적외분광분석학회 2001년도 NIR-2001
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• pp.1525-1525
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• 2001

Non-destructive determination of soluble solids(Brix) in harvested fruits using near infrared(hereafter, NIR) spectroscopy has been reported by many researchers. We have just reported on non-destructive estimation of Brix in harvested melons using a NIR Systems Model 6500 spectrophotometer(Ito et al., 2000). There is a melon cultivar that is difficult to judge the harvest time from the external appearance. If we can determine Brix in growing fruits non-destructively in the field, immature fruits will not be harvested. A portable m spectrophotometer for field use has been just developed by Kubota Corporation. The spectral data of growing melons were measured by the portable spectrophotometer. A commercial program was used for multiple linear regression analysis. Brix in growing melons could be estimated by a multiple regression equation calibrated with harvested melons. Absorbances of 906 and 874 nm were included as the independent variables in the multiple regression equation, and these wavelengths are key wavelengths for non-destructive Brix determination.

• 자원리싸이클링
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• 제18권1호
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• pp.52-57
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• 2009

비철금속은 종류가 많아서 비철금속 전반에 걸친 리싸이클링 현황을 파악하기에는 분량이 너무 방대하기 때문에 아직까지 개별 금속에 대해서는 비철 금속 리싸이클링 현황을 조사하긴 했지만 전반적으로 조사 발표된 적은 없다. 본 고에서는 상용 비철금속인 동, 연, 아연, 알루미늄, 니켈 및 마그네슘에 대하여 최근 몇 년간의 국내 수요, 생산량과 스크랩에 대한 리싸이클링 현황을 조사, 발표한다.

• 무역상무연구
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• 제33권
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• pp.3-28
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• 2007

A non-documentary conditions is a condition contained in the credit without reference to the presented document in compliance therewith, thereby causing many problems to all parties involved in letter of credit transactions. The purpose of this study is to examine the regulations on the non-documentary conditions under Uniform Customs and Practice for Documentary Credits: UCP, International Standby Practices: ISP98, United Nations Convention on Independent Guarantee and Stand-by Letters of Credit: CIGSLC and Uniform Commercial Code: UCC and also the opinions on the effect of non-documentary conditions through the analysis of several cases on the non-documentary conditions. The result of this study can be summarized as follows: First, UCP, ISP98, CIGSLC and UCC stipulate that banks will deem non-documentary conditions as not stated and will disregard them. Second, courts used to permit the effect of non-documentary conditions. Finally, all parties should not attempt to put in any non-documentary conditions in order to prevent disputes on the effect of non-documentary conditions.

• Food Science and Biotechnology
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• 제15권6호
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• pp.871-876
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• 2006

Rheological behavior of commercial hot pepper-soybean paste (HPSP) was evaluated in small amplitude oscillatory and steady shear tests. Storage modulus (G'), loss modulus (G"), and complex viscosity (${\eta}^*$) as a function of angular frequency (${\omega}$), and shear stress (${\sigma}$) as a function of shear rate (${\gamma}$) data were obtained for 5 commercial HPSP samples. HPSP samples at $25^{\circ}C$ exhibited a non-Newtonian, shear-thinning flow behavior with high yield stresses and their flow behaviors were described by power law, Casson, and Herschel-Bulkley models. Time-dependent flow properties were also described by the Weltman, Hahn, and Figoni & Shoemaker models. Apparent viscosity over the temperature range of $5-35^{\circ}C$ obeyed the Arrhenius temperature relationship with activation energies (Ea) ranging 18.3-20.1 kJ/mol. Magnitudes of G' and G" increased with an increase in ${\omega}$, while ${\eta}^*$ decreased. G' values were higher than G" over the most of the frequency range (0.63-63 rad/sec), showing that they were frequency dependent. Steady shear viscosity and complex viscosity of the commercial HPSP did not fit the Cox-Merz rule.