• 산업경영시스템학회지
• /
• 제29권3호
• /
• pp.43-54
• /
• 2006

The National Wealth Survey Method has been used to estimate capital stocks in Korea by the Korea National Statistical Office in every 10 years. However, this method requires huge amount of time and money, Since the Benchmark Year Method also has similar problems of difficulties to estimate the annual retirement rate and depreciation, the Korea National Statistical Office is now considered to adapt the Perpetual Inventory Method being used by the most OECD countries as an alternative. Hence, in this paper, the concepts of the Perpetual Inventory Method are introduced and its formation plans for the National Wealth Survey are suggested.

• 가족자원경영과 정책
• /
• 제7권2호
• /
• pp.45-57
• /
• 2003

This study analyzed the differences in household debt characteristics by wealth levels. The dataset used was the 2000 National Survey of Family Income and Expenditure. The major findings of this study were as follows; First, about 49% of sample owned some amounts of debt. Household in high wealth levels had lowest debt burden while households in low wealth level had highest debt burden. Second, the amounts of debt owed to financial agents were highest regardless of wealth levels. Third, all groups borrowed money for the purpose of purchasing real estate.

• International Journal of Human Ecology
• /
• 제2권1호
• /
• pp.17-38
• /
• 2001

The purpose of this study is to take a new look at factors affecting the spending of retired elderly households by identifying the effects of different types of wealth components, along with socio-demographic factors, on current consumption. A tobit linear regression model was utilized to estimate parameters in the consumption functions. Data was drawn from the 1990 Consumer Expenditure Survey, Interview Survey in the United States.Total consumption and various consumption categories were the most responsive to changes in annual income flow and the least responsive to changes in property assets. The four wealth components differed in their influence on consumption categories among retired elderly households. In addition, age, residential area, household type, and education were found to be significant factors affecting total consumption and consumption categories of the retired elderly.

• 산업경영시스템학회지
• /
• 제41권2호
• /
• pp.141-152
• /
• 2018

Although the 1997 Raw Data of the National Wealth Statistical Survey (South Korea) is timely 20-year-old data, it is meaningful as a benchmarking in the capital stock estimations of Korea, which is estimated by PIM (permanent inventory method). In the case of machinery/equipment, it is the data that can analyze in depth the changes in the industrial structure of Korea. In the case of ASL (average service life) which has economic concept, since the change of ASL is not so large, ASL yielded by the Raw Data of the 1997 National Wealth Statistical Survey is meaningful as reference value for the ASL estimated by the Bank of Korea and the National Statistical Office. As you know Japan has changed its service life due to changes in its industrial structure. However, many of its assets are still used for the years indicated in Showa (before 1989). The same trend with other countries such as Japan. However, the United States is constantly devoted to assessing the useful ASL and value of assets by distinguishing between the Hulten-Wykoff models and those not. Korea has also benchmarked the useful ASL of the United States and Japan when it conducted its own survey every 10 years by due diligence until 1997. In this study, the 'constraint' Iowa curve estimation by the Raw Data of the 1997 National Wealth Statistical Survey is based on the age records of the assets and the maximum age of the assets appropriately derived. And then we made modified Iowa curve by smoothing. From this modified one, we suggested ASL by asset. After 1997, the vintage disposal data directly were collected by the National Statistical Office with Oh Hyun Seung, Cho Jin Hyung, in order to estimate the useful ASL. Since then, the B/S team of the Economic and Statistics Bureau of the Bank of Korea has been working on a new concept of content training.

• 한국조사연구학회지:조사연구
• /
• 제8권2호
• /
• pp.1-19
• /
• 2007

이 연구는 사회조사에서 개인의 경제적 지위 측정값으로 주택자산의 적용 가능성을 알아 보았다. 이를 위하여 주택자산을 수입이나 주관적 계층평가처럼 기존에 널리 사용되고 있는 경제적 지위 측정값들과 비교하였다. 아울러 이러한 경제적 지위 측정값들과 다른 사회적 변수와의 관계를 살펴봄으로써 기존 변수와 주택자산의 유용성을 비교해 보고자 한다. 이를 위하여 전국의 3,000여 가구를 대상으로 조사된 2005년 전국가족실태조사 중에서 수도권 아파트 거주자 자료와 국민은행의 아파트 시세 자료를 사용하였다. 자료의 제한점에도 불구하고, 이 연구는 몇 가지 시사점을 제시하고 있다. 첫째, 다른 경제적 지위 측정값들과 분포나 다른 변수와의 관계에서 아파트 자산은 상이한 결과를 보였다. 자료수집이라는 측면만을 고려하여 경제적 지위를 측정하는 것은 연구자의 의도와 다른 결과를 산출할 수도 있다는 점을 보여 주고 있다. 둘째, 불완전하지만 아파트 시세 같은 보다 객관적인 지표의 활용 가능성을 적극적으로 검토할 필요가 있다. 최근에 부동산 자산에서 계층별 격차가 더 커지고 있다는 점을 고려할 때, 보다 객관적인 자료가 사회조사에서 적용된다면, 연구자의 의도를 보다 정확하게 반영할 수 있는 한 가지 방법이 될 것이다.

• 한국경제지리학회지
• /
• 제22권2호
• /
• pp.196-213
• /
• 2019

본 논문은 2018년 가계금융복지조사 원자료를 대상으로 기존 O-B(Oaxaca-Blinder) 요인분해를 일반화하고 정교화한 가중화 및 RIF(Recentered Influence Function) 회귀 기반의 2단계 O-B 요인분해 기법을 사용하여 순자산 불평등의 수도권과 비수도권 격차 요인들을 분석한다. 이는 소득, 연령, 교육, 가구유형 등과 같은 사회 경제적 요인들의 지역 간 분포 차이가 순자산 불평등의 지역 간 격차에 어떻게 기여했는지를 밝히는 것이다. 자료의 한계에도 불구하고, 분석 결과는 소득, 이혼, 농림어업과 기능조립직, 다문화가구 변수들의 지역 간 차이는 순자산 불평등의 수도권과 비수도권 간 격차를 심화시키지만, 상용직, 관리전문사무직, 서비스판매직, 가구규모 변수들은 그 격차를 완화시키고, 생애주기의 지역 간 차이는 상쇄적인 역할을 한다는 것을 보여준다.

• 한국경영과학회:학술대회논문집
• /
• 한국경영과학회/대한산업공학회 1999년도 춘계공동학술대회:정보화시대의 지식경영
• /
• pp.343-343
• /
• 1999

• 한국노년학
• /
• 제29권1호
• /
• pp.215-230
• /
• 2009

본 연구의 목적은 은퇴자들이 은퇴 후 삶을 영위하기 위해 필요한 은퇴자금의 충분성을 분석하고 그에 영향을 주는 요인을 확인하는 것이다. 은퇴자금 충분성을 평가하기 위해 은퇴소요자금의 산정을 통한 객관적 측면과 은퇴자 스스로 인식한 주관적 인지 측면으로 구분하였다. 또한 두 가지 측면으로 분석된 은퇴자금 충분성의 결정에 영향을 미치는 요인을 각각 규명하였다. 본 연구는 한국투자자교육재단에서 50세 이상 은퇴자들을 대상으로 2007년 실시한 은퇴자조사의 자료를 토대로 분석을 실시하였다. 그 결과 우리나라의 은퇴자들은 재정적으로 충분히 준비되지 못한 상태에 있다는 점이 확인되었다. 객관적 충분성 분석 결과에 따르면, 거주주택을 제외한 모든 자산을 은퇴자산으로 사용할 경우 23.2%의 은퇴자만이 현재의 지출을 지속적으로 감당할 수 있을 것으로 나타났다. 또한 조사대상자의 25.7%가 본인의 은퇴자금이 은퇴 후 생활을 영위하는데 있어서 충분할 것이라고 인지하고 있었다. 은퇴자금의 객관적 충분성과 주관적 충분성의 일치 정도를 비교해보면 전체의 약 1/4에 해당하는 23.8%의 은퇴자가 자신의 은퇴자금 충분성 분석결과와는 다르게 인지하고 있는 것으로 나타났다. 또한 12.9%의 은퇴자들은 은퇴자금이 충분하지 않을 것으로 추정되었으나, 자신의 은퇴자금이 충분한 것으로 평가하고 있었다. 은퇴자금의 충분성에 영향을 주는 요인을 분석한 결과 가계소득이나 자가 소유 여부 등과 같은 재정 변수는 긍정적으로 유의하게 나타났으며, 은퇴 준비 여부 또한 중요한 변수임이 확인되었다. 연구 결과들을 토대로 은퇴자들과 예비 은퇴자 가계를 위한 은퇴대비 방안과 정책적 시사점을 논의하였다.

• Asian Pacific Journal of Cancer Prevention
• /
• 제17권3호
• /
• pp.1269-1276
• /
• 2016

Background: Tobacco consumption continues to be the leading cause of preventable deaths globally. The objective of this study was to examine the associaton of selected socio-demographic variables with current tobacco use in five countries that participated in the Phase II Global Adult Tobacco Survey in 2011 - 2012. Materials and Methods: We analysed internationally comparable representative household survey data from 33,482 respondents aged ${\geq}15years$ in Indonesia, Malaysia, Romania, Argentina and Nigeria for determinants of tobacco use within each country. Socio-demographic variables analysed included gender, age, residency, education, wealth index and awareness of smoking health consequences. Current tobacco use was defined as smoking or use of smokeless tobacco daily or occasionally. Results: The overall prevalence of tobacco use varied from 5.5% in Nigeria to 35.7% in Indonesia and was significantly higher among males than females in all five countries. Odds ratios for current tobacco use were significantly higher among males for all countries [with the greatest odds among Indonesian men (OR=67.4, 95% CI: 51.2-88.7)] and among urban dwellers in Romania. The odds of current tobacco use decreased as age increased for all countries except Nigeria where. The reverse was true for Argentina and Nigeria. Significant trends for decreasing tobacco use with increasing educational levels and wealth index were seen in Indonesia, Malaysia and Romania. Significant negative associations between current tobacco use and awareness of adverse health consequences of smoking were found in all countries except Argentina. Conclusions: Males and the socially and economically disadvantaged populations are at the greatest risk of tobacco use. Tobacco control interventions maybe tailored to this segment of population and incorporate educational interventions to increase knowledge of adverse health consequences of smoking.

• 한국주거학회논문집
• /
• 제26권1호
• /
• pp.109-118
• /
• 2015

The purpose of this research is to examine generational distinctions of housing investment and household wealth for two different age cohorts - 'baby-boomers' and 'eco-boomers'. In so doing, national survey data of two different periods were analyzed and the primary results are summarized as follows; aggregate assets of both generations have risen, and the rising household debt for baby-boomers was related to loans for living expenses while eco-boomer's debt was ascribed to home-buying loans. In the midst of economic slowdown, the age cohorts had conservative asset allocation in preference for risk-averting investment like savings. The main purpose of saving and investment was distinctive across the groups? retirement for baby-boomers and home purchase for eco-boomers. Both groups prioritized reduction of household liabilities and also were cautious on investing in real estate. Still home-buying was considered to be an important driver for asset accumulation. While baby-boomers were unwilling to dispose any form of owned real estate, eco-boomers found it challenging to take on a long-term investment like home-buying, especially in economic uncertainties. Rather the young generation would diversify asset allocation with better-returning investment commodities like stocks, bonds and derivatives.