• Title, Summary, Keyword: NFC Mobile Payment

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Analysis of Factors Affecting Intention of Continuous Use for Mobile Wallet Based on the Information System Success Model (정보시스템 성공모형을 기반으로 한 모바일월렛 지속사용의도에 미치는 영향 요인 분석)

  • Jeon, Sun-Ho;Kang, Ju-Young;Lim, Jay-Ick
    • Journal of Information Technology Services
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    • v.13 no.4
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    • pp.325-340
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    • 2014
  • Mobile payment system using NFC attracted attention as the mobile payment market grows due to the fast diffusion of smart phones. However, non NFC mobile payment recently appeared because of the slow growth of infrastructure for NFC. With advent of Non NFC mobile payment applications, mobile payment industry is in developing trend. Non NFC mobile payment revitalizes the market by overcoming the limit of NFC with the smart applications using bar code and QR code payment, and providing various discounts, membership benefits and payment information. Therefore, this paper analyzed the intention of continuous use with the quality of mobile payment application based on the information system success model. Three categories of factors which are system quality, service quality, and information quality were used. We verified the significance of the factors affecting the intension of continuous use. mainly, quality of information was considered as an important factor of continuous Intention to Use. Also, unlike previous NFC, it was found that in Non-NFC, compatibility might not be as important factor. Moreover, we suggest a marketing strategy of companies for mobile payment industry which focus on information quality. and future research directions for non NFC payment market.

A Design and Implementation of the Easy Payment System by Using Mobile Device (모바일 휴대장치(스마트폰)를 이용한 간편 결제 시스템 설계 및 구현)

  • Kim, Dae-Kyu;Choi, Se-Ill
    • The Journal of the Korea institute of electronic communication sciences
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    • v.10 no.5
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    • pp.607-614
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    • 2015
  • In this paper, we propose about NFC-based mobile Easy Payment System. Already announced about kind of similar payment system by use smart phone NFC function. However this proposition system will uses an encrypted token and user indirect authentication. This feature makes through to simplify payment without other input necessary information. Also my proposition system has easy security certification process. This mean my system does not adequately to use payment of a large amount. But in retail payment will be very useful payment system.

Anonymous Authentication Scheme based on NTRU for the Protection of Payment Information in NFC Mobile Environment

  • Park, Sung-Wook;Lee, Im-Yeong
    • Journal of Information Processing Systems
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    • v.9 no.3
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    • pp.461-476
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    • 2013
  • Recently, smart devices for various services have been developed using converged telecommunications, and the markets for near field communication mobile services is expected to grow rapidly. In particular, the realization of mobile NFC payment services is expected to go commercial, and it is widely attracting attention both on a domestic and global level. However, this realization would increase privacy infringement, as personal information is extensively used in the NFC technology. One example of such privacy infringement would be the case of the Google wallet service. In this paper, we propose an zero-knowledge proof scheme and ring signature based on NTRU for protecting user information in NFC mobile payment systems without directly using private financial information of the user.

Enhanced Mutual Authentication Scheme based on Chaotic Map for PCM in NFC Service Environment

  • Park, Sung-Wook;Lee, Im-Yeong
    • KSII Transactions on Internet and Information Systems (TIIS)
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    • v.11 no.2
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    • pp.1180-1200
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    • 2017
  • Currently, automated payment services provide intuitive user interfaces by adapting various wireless communication devices with mobile services. For example, companies like Samsung, Google, and Apple have selected the NFC payment method to service payments of existing credit cards. An electronic payment standard has been released for NFC activation within Korea and will strengthen the safety of payment service communications. However, there are various security risks regarding the NFC-based electronic payment method. In particular, the NFC payment service using the recently released lightweight devices cannot provide the cryptographic strength that is supported by many financial transaction services. This is largely due to its computational complexity and large storage resource requirements. The chaotic map introduced in this study can generate a highly complicated code as it is sensitive to the initial conditions. As the lightweight study using the chaotic map has been actively carried out in recent years, associated authentication techniques of the lightweight environment have been released. If applied with a chaotic map, a high level of cryptographic strength can be achieved that can provide more functions than simple XOR operations or HASH functions. Further, this technique can be used by financial transaction services. This study proposes a mutual authentication technique for NFC-PCM to support an NFC payment service environment based on the chaotic map.

Authentication Scheme based on NTRU for the Protection of Payment Information in NFC Mobile Environment (NFC 모바일 환경에서 결제정보보호를 위한 NTRU 기반 인증 기법)

  • Park, Sung Wook;Lee, Im Yeong
    • KIPS Transactions on Computer and Communication Systems
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    • v.2 no.3
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    • pp.133-142
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    • 2013
  • Recently, smart devices for various services have been developed using converged telecommunications, and the markets for near field communication (NFC) mobile services is expected to grow rapidly. In particular, the realization of mobile NFC payment services is expected to go commercial, and it is widely attracting attention both on a domestic and global level. However, this realization would increase privacy infringement, as personal information is extensively used in the NFC technology. One example of such privacy infringement would be the case of the Google wallet service. In this paper, we propose an mutual authentication scheme based on NTRU for secure channel in OTA and an zero-knowledge proof scheme NTRU based on for protecting user information in NFC mobile payment systems without directly using private financial information of the user.

Design of NFC-based Mobile Electronic Micro-payment System for Traditional Market Activation (전통시장 활성화를 위한 NFC 기반 모바일 전자소액결제 시스템의 설계)

  • Cha, ByungRae;Kim, Dae-Gue;Kim, YongIl;Kim, JongWon
    • Smart Media Journal
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    • v.2 no.3
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    • pp.23-33
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    • 2013
  • In this paper, we find out about the effort and status of GwangJu metropolitan city to reinvigorate traditional market. And we propose the micro payment model based on Android NFC and tokenization technique to support the small trader's micro payment in aspect of information technology more than the physical infrastructure and environmental improvement projects to reinvigorate the traditional market. The micropayment model supports facilities of payment using smart phone based on NFC, and the encryption and tokenization support the indirection authentication and privacy of users.

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A Secure Mobile Payment System for Near Field Communication System (NFC를 이용한 안전한 모바일 지급결제 시스템)

  • Lee, Yo-Ram;Oh, Soo-Hyun
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.14 no.7
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    • pp.3487-3494
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    • 2013
  • Diverse application service such as mobile payment, access control or smart poster have been provided by using smart devices with built-in Near Field Communication technology. Especially, a mobile payment system can provide convenience to its users, but it also can poses including data disclosure while transmitting. There are vulnerabilities while generating session keys used to encrypt data in transaction processes as proposed in KS X 6928, the standard for mobile payment system. Therefore, in this thesis, I analyzed weaknesses of session keys used to encrypt transaction data and proposed a more secure mobile payment system based on NFC to enhance security. The proposed system will provide security functionalities such as key freshness, mutual authentication and key confirmation.

Design of MD Authentication and Privacy for Mobile Micro-payment based on NFC (NFC 기반 모바일 소액 결제를 위한 MD 인증과 프라이버시 설계)

  • Kim, Yong-Il;Kim, Dae-Gue;Cha, Byung-Rae
    • Journal of Advanced Navigation Technology
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    • v.17 no.1
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    • pp.47-55
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    • 2013
  • In this paper, we propose the micropayment model based on NFC, authentication, and privacy technique to support micro-payment in aspect of information technology to reinvigorate the traditional market. The micropayment model supports facilities of payment using smart phone based on NFC, and the encryption and tokenization support the functions of MD authentication, indirection authentication, and privacy of user's payment.

User certification module development of Gallery-Auction for NFC-based 2 Factor mobile electronic payment (NFC 기반 2 Factor 모바일 전자결제를 위한 갤러리-옥션의 사용자인증 모듈 개발)

  • Jo, Won Oh;Cha, Yoon Seok;Oh, Soo Hee;Choi, Myeong Soo;Kim, Hyung Jong
    • Smart Media Journal
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    • v.6 no.3
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    • pp.29-40
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    • 2017
  • Lately weight for smartphone mounted to function for NFC is increasing, rapidly. Because of this, NFC related technology is made by many companies. We developed Gallery-Auction for security enhancements and new services of NFC-based 2 factor electronic payment system. Enhanced security features development of user authentication module through fingerprint recognition to apply FIDO authentication technology and developed electronic contract voice service of Gallery-Auction using TTS(Text to Speech). Therefore we enhanced convenient and simple authentication method and security through NFC mobile electronic payment.

NFC Payment System Model for Security Privacy and Location Information of User (사용자 개인 정보 및 위치 정보를 보호하기 위한 NFC결제 시스템 모델)

  • Kim, Kyung-Ihl;Jeon, Gwi-su;Chae, Gyoo-Soo
    • Journal of Convergence Society for SMB
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    • v.5 no.2
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    • pp.21-26
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    • 2015
  • Recently, NFC technology of short-range wireless communication using a smart phone to perform personal authentication with the electronic payment has been in the spotlight in various fields. However, the security associated with the personal information and the location information is vulnerable because it is easily fused with the existing mobile services and devices. In this paper, we propose a model for NFC payments help protect personal information and location information of NFC payment systems and services in various fields. Proposed model uses tag-based services in order to protect personal information and position information. The proposed model using the tag-based services is the place to check the various features available information in a simple Tag that can be easily accessed.

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