• Title/Summary/Keyword: Method of Payment

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Valuation of Willingness to Pay for Forest Fire Prevention (산불 예방(豫防)을 위한 지불의사금액(支拂意思金額) 평가(評價))

  • Kim, Seong Il;Hong, Sung Kwon;Kim, Jae Jun;Kim, Tong Il
    • Journal of Korean Society of Forest Science
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    • v.90 no.4
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    • pp.573-581
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    • 2001
  • The purposes of this study are to estimate mean willingness to pay (WTP) for preventing forest fires by contingent valuation method (CVM), and to calibrate the variables affecting WTP. The forest fire prevention fund was utilized as a payment vehicle to elicit respondents' willingness to pay (WTP). A total of 500 adults who reside in Seoul Metropolitan area were selected by two-stage cluster sampling and conducted the face-to-face interview. The scenario was designed to meet the requirements for double-bounded dichotomous choice CVM. More than half of the respondents (64.6%) have a willing to pay for the fund. The mean WTP was \4,532. Therefore a total WTP for the population was \34,165,758,000. The calibration of Weibull proportional hazard model showed that education level, environmental conservation intention and negative consciousness about the effect of forest fire were independent variables strongly influencing the WTP.

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A Proposal for Mobile Gallery Auction Method Using NFC-based FIDO and 2 Factor Technology and Permission-type Distributed Director Block-chain (NFC 기반 FIDO(Fast IDentity Online) 및 2 Factor 기술과 허가형 분산원장 블록체인을 이용한 모바일 갤러리 경매 방안 제안)

  • Noh, Sun-Kuk
    • Journal of Internet Computing and Services
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    • v.20 no.6
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    • pp.129-135
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    • 2019
  • Recently, studies have been conducted to improve the m-commerce process in the NFC-based mobile environment and the increase of the number of smart phones built in NFC. Since authentication is important in mobile electronic payment, FIDO(Fast IDentity Online) and 2 Factor electronic payment system are applied. In addition, block-chains using distributed raw materials have emerged as a representative technology of the fourth industry. In this study, for the mobile gallery auction of the traders using NFC embedded terminal (smartphone) in a small gallery auction in which an unspecified minority participates, password-based authentication and biometric authentication technology (fingerprint) were applied to record transaction details and ownership transfer of the auction participants in electronic payment. And, for the cost reduction and data integrity related to gallery auction, the private distributed director block chain was constructed and used. In addition, domestic and foreign cases applying block chain in the auction field were investigated and compared. In the future, the study will also study the implementation of block chain networks and smart contract and the integration of block chain and artificial intelligence to apply the proposed method.

(A New Offline Check System with Reusable Refunds) (거스름의 재사용이 가능한 새로운 오프라인 수표시스템)

  • 김상진;최이화;오희국
    • Journal of KIISE:Information Networking
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    • v.30 no.3
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    • pp.355-370
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    • 2003
  • In offline check systems, a client does not have to pay the exact amount. Instead, a client refunds the difference between the check value and the paid amount. In most offline systems, clients can not spend the remainder. But if the refund can be made spendable, it would provide a more convenient payment method. In this paper, we present a new offline system, which allows refunds to be reused as payments. In our system, the shop issues a new check using its private key for the difference. This new check, called the refund check, can be spent in the same way as checks issued by the bank. If the refund check is deposited to, or refunded at the bank, the bank charges the issuer of the check for the amount. The form of a check in this system is much simpler than previous check systems. It also uses a more flexible and efficient denomination method. The refund check is unlinkable to the check used in the payment where the refund check was issued. This system provides coin and owner tracing mechanisms to reinforce controls on illegal use of anonymous checks and was designed with consideration to the atomicity of transactions.

The Internal Marketing Strategy for the Performance of Medical Service -A Focus on the Compensation Package for the Internal Customers- (의료서비스의 내부마케팅 전략수립을 위한 내부고객세분화와 보상정책의 적용에 관한 연구)

  • Paik, Soo-Kyung
    • Korea Journal of Hospital Management
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    • v.6 no.3
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    • pp.90-108
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    • 2001
  • This research examines the compensation package maximizing the utilities of internal customers by applying the market segmentation theory. Data were collected from four Korean hospitals in Seoul, Pusan and Kyunggi-do. The research is designed to seek the compensation package maximizing the utility of doctors and nurses by applying the market segmentation theory. The compensation package for doctors and nurses was classified into 5 attributes which are level of salary, payment method, education, promotion, reward method. The test results were as follows. First, the relative importance of each attribute in the compensation package is different. The level of salary is the most important, reward method is the next. Second, the utility of doctors increases by 8.7%, when they are segmented on the basis. of their preference for compensation attributes while that of nurses increases by 39.8%. The results of this study imply that the utility of doctors and nurses increases with differentiated compensation package for internal customer segmented by their preference.

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A Study on the Deflection Mode of a Ship's Plate according to the Arc-Length Method (호장증분법에 의한 선체판의 처짐모드에 관한 연구)

  • 고재용;박주신;이돈출;박성현
    • Proceedings of the Korean Society for Noise and Vibration Engineering Conference
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    • 2003.05a
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    • pp.732-737
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    • 2003
  • Recently, the buckling is easy to happen a thin plate and High Tensile Steel is used at the structure so that it is wide. Especially, the buckling is becoming important design criteria in the ship structure to use especially the High Tensile Steel. Consequently, it is important that we grasp the conduct after the buckling behaviour accurately at the stability of the body of ship structure. In this study, examined closely about conduct and secondary buckling after initial buckling of thin plate structure which receive compressive load according to various kinds aspect ratio under simply supported condition that make by buckling formula in each payment in advance rule to place which is representative construction of hull. Analysis method is F.E.M by ANSYS and complicated nonlinear behaviour to analyze such as secondary buckling.

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A Study on the Snap-through Behaviour According to the Initial Deflection Shape of Plate Members (초기처짐형상에 따른 판부재의 천이거동에 관한 연구)

  • 고재용;이계희;박주신
    • Proceedings of the Computational Structural Engineering Institute Conference
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    • 2003.10a
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    • pp.348-356
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    • 2003
  • Recently, the buckling is easy to happen a thin plate and High Tensile Steel is used at the steel structure and marine structure so that it is wide. Especially, the post-buckling is becoming important design criteria in the ship structure to use especially the High Tensile Steel. Consequently, it is important that we grasp the conduct post-buckling behaviour accurately at the stability of the ship structure or marine structure. In this study, examined closely about conduct and snap-through behaviour after initial buckling of thin plate structure which apply compressive load according to various kinds initial deflection shape under all edges simply supported condition that make by buckling formula in each payment in advance rule to place which is representative construction of hull. Analysis method is F.E.M in used ANSYS program and complicated nonlinear behaviour to analyze such as secondary buckling with snap-through behaviour. Nonlinear buckling control is applied between newton-raphson method and arc-length method in this study

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Consideration of a structural-change point in the chain-ladder method

  • Kwon, Hyuk Sung;Vu, Uy Quoc
    • Communications for Statistical Applications and Methods
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    • v.24 no.3
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    • pp.211-226
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    • 2017
  • The chain-ladder method, for which run-off data is employed is popularly used in the rate-adjustment and loss-reserving practices of non-life-insurance and health-insurance companies. The method is applicable when the underlying assumption of a consistent development pattern is in regards to a cumulative loss payment after the occurrence of an insurance event. In this study, a modified chain-ladder algorithm is proposed for when the assumption is considered to be only partially appropriate for the given run-off data. The concept of a structural-change point in the run-off data and its reflection in the estimation of unpaid loss amounts are discussed with numerical illustrations. Experience data from private health insurance coverage in Korea were analyzed based on the suggested method. The performance in estimation of loss reserve was also compared with traditional approaches. We present evidence in this paper that shows that a reflection of a structural-change point in the chain-ladder method can improve the risk management of the relevant insurance products. The suggested method is expected to be utilized easily in actuarial practice as the algorithm is straightforward.

A Proposal for the Methodology of Partition of Property by the Married Couple in the Process of Divorce -Applied to the system to division of remainder used in Germany- (부부 이혼시 재산분할액 산정과정에 대한 제안 -독일의 잉여청산제 적용을 중심으로 -)

  • 문숙재;윤소영;이윤신
    • Journal of the Korean Home Economics Association
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    • v.40 no.12
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    • pp.159-170
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    • 2002
  • This study, with a view to establishing the objective and concrete methodology of partition of properly by the married couple in the process of divorce, is to suggest the calculation method of impartial division of property by means of applying the system to division of remainder used in Germany. Generally, the process of estimating the amount of partitioned property has two steps, the first of which is to calculate the remainder of the husband and the wife each. The second step is to compare the remainders of the couple and calculate the difference in order for the spouse who has more to claim the payment of a half of the difference. This method has the advantage of dividing impartially the remainder obtained by labor in the married life.

A Study on the Blind Type of Waterproofing Layer of Wheel Tracking of Test Method and Valuation on Working of Live Load (이동하중이 작용하는 비노출 방수층의 윤하중 시험방법 및 평가에 관한 연구)

  • Eom Deok-Jun;Seon Yun-Suk;Kwon Si-Won;Oh Sang-Keun
    • Proceedings of the Korean Institute of Building Construction Conference
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    • 2005.11a
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    • pp.1-5
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    • 2005
  • There are a lot of problem about waterproofing membrane coating for concrete deck of bridge and waterproofing sheets for concrete of deck of bridge because it couldn't confirm waterproofing's defeat after construction. These problems make a waterproofing material damage and concrete deck of bridge damage. So It needs a lot of money for repair work and reinforcement work. Therefor the structure slab of using waterproofing material protect invasion of water. Also, Concrete deck of bridge need a endurance permeability for the reduction repair payment. In this study, An experimental study on the quality standardization test method waterproofing layer on working of live load

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A Study on the Development of the Wheel Tracking Test and Evaluation Method on Blind Type of Waterproofing Layer (비노출 방수층의 윤하중 시험 및 평가방법 개발에 관한 실험적 연구)

  • Song Je-Young;Eom Deok-Jun;Kwak Kyu-Sung;Oh Sang-Keun
    • Journal of the Korea Institute of Building Construction
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    • v.6 no.1 s.19
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    • pp.67-72
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    • 2006
  • There are a lot of problem about waterproofing membrane coating for concrete deck of bridge and waterproofing sheets for concrete of deck of bridge because it couldn't confirm waterproofing's defeat after construction. These problems make a waterproofing material damage and condrete deck of bridge damage. So It needs a lot of money for repair work and reinforcement work. Therefor the structure slab of using waterproofing material protect invasion of water. Also, Concrete deck of bridge need a endurance permeability for the reduction repair payment. In this study, An experimental study on the quality standardization test method waterproofing layer on working of live load.