• 한국콘텐츠학회논문지
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• 제12권8호
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• pp.198-206
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• 2012

주택임대차보호법 제4차 개정에서 신설한 임차권등기명령제도는 임대차기간이 만료 후 보증금을 반환받지 못한 임차인에게 임차주택에 임차권등기를 마치면 종전의 대항력과 우선변제권을 그대로 유지되며, 임차권등기 이후에는 주택임대차보호법 제3조 제1항의 대항요건을 상실하더라도 이미 취득한 대항력과 우선변제권을 상실하지 않는 것으로 정하고 있다. 따라서 임차인은 안심하고 자유롭게 주거를 이전할 수 있어 사회 경제적 약자인 임차인의 권익보호에 중점을 두고 있다. 그러나 현실에서는 고액의 임차보증금을 반환받지 못하여 자유롭게 주거를 이전할 수 없는 임차인들이 대부분이고, 어쩔 수 없이 임차권등기명령에 의한 임차권등기를 마쳐서 이주를 하였다 하더라도 빠른 시일내에 임차보증금을 반환받지 못하는 등 여러 가지 문제점이 있는 바 이에 대한 개선방안을 본 연구에서 제시하고자 한다.

• 한국콘텐츠학회논문지
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• 제15권6호
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• pp.411-420
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• 2015

본 연구는 최근 급격하게 상승하는 전세가격에 의해 한국시장에 존재하는 독특한 주거형태인 전세의 사용가치와 서민 주거안정에 대한 심각한 사회 문제가 대두됨에 따라 주거부담 완화를 위한 금융 정책 수립의 올바른 방향을 모색하기 위해 전세보증대출에 영향을 미치는 직접적 요인과 시장 변동성에 대해 분석하고자 했다. 이에 전세가격, 매매가격, 대출금리 등과 같은 전세보증대출 수요에 영향을 미치는 직접적인 관련 변수를 정의하고, 분석 데이터들의 동태적인 설명을 위해 시계열 분석 모형인 벡터오차수정모형(Vector Error Correction Model, VECM)을 이용하였다. 2010년 1월부터 2014년 12월까지의 전세가격과 대출에 관한 은행 자료들을 활용하여 분석한 결과, 전세가격의 상승은 대출금리 인하나 주택 매매가격 상승보다 전세보증대출 증가의 직접적인 요인으로 작용하고 있음을 확인할 수 있었다.

• 한국항공운항학회지
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• 제17권2호
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• pp.52-61
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• 2009

In Korea, there is great lack in jet lease agreements compared to many other countries. Due to such scarcity in numbers of jet lease agreements, problems have never truly surfaced and legal foundation dealing with such issues have not yet been formulated. However, as the globalization is making the world smaller and smaller, the demand for jets will grow. As the Korean aviation industry is expanding tremendously, although very preliminary at this time, the interest and actual execution on private jet lease agreements will grow. The prediction of increase in the private jet ownership is causing the lease industry to be nervous and may require particular preparatory foundation works. Particularly, legal analysis and detailed review maybe necessary to set a precedent with will serve as the grounded rule in the future. It is notable that Vietnam, a country which is believed have a less developed aviation industry than Korea, had already established a specialized jet leasing company, VALC in 2007. Also, when leasing an airplane from a foreign financial institution, it is possible to obtain a government issued guarantee. Therefore, it is urgent for Korea to prepare the legal foundation for the future demands in aviation leasing, as well as private jet leases which in turn would promote national wealth and further develop the financial industry.

• 한국콘텐츠학회논문지
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• 제15권5호
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• pp.488-497
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• 2015

최근 전세가격 상승으로 가구의 임차부담 정도가 높아지고 있으며, 이러한 임차부담 정도를 측정할 수 있는 새로운 주거임차부담지수 도입이 필요하다. 이를 지수화하기 위하여 한국주택금융공사가 공표하는 주택구입부담지수(K-HAI)산출방법 적용가능성을 임차로 바꾸어 적용한다. 지수산출 결과, 2014년도 1분기 주택임차 부담지수는 114 정도로 추정되며, 임차부담비용이 소득의 35%를 넘는 수치로 나타난다. 서울시를 사례로 2012년 1/4분기부터 현재까지 주거임차부담지수 변화추이를 분석한 결과, 전국 주거임차부담지수보다 서울시 주거임차부담이 지속적으로 증가하고 있다. 본 연구결과를 통해 전세가격 안정화를 위한 해결책을 모색하고. 지속가능한 주택정책 수립시 주거임차 부담정도를 지역별로 살펴보는 정책을 수립할 수 있을 것이다.

• 건설관리
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• 제4권3호
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• pp.25-30
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• 2003

• 한국주거학회논문집
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• 제14권4호
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• pp.109-119
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• 2003

This paper has examined a resident's feeling of satisfaction on residential environment. It has searched a policy direction to improve the quality of residential environment with three models in which what factors have an influence on the resident's feeling of satisfaction is evaluated. First, when the residents were asked why they chose lease APT, Low price was answered the most between two populations. Second, with regard to the feeling of satisfaction by categories, both populations showed similar results. The social prejudice on lease APT such as disadvantage on their children and unfavorable surroundings that has been engraved in people's mind about lease APT for a long time was never an issue any more. Third, when the two populations were examined by regression analysis with three models in terms of what factors had an effect on the feeling of satisfaction, there was no big difference in each effect of variables. Internal environment was a key variable for lease APT while external environment was a core variable for the APT that is converted into installment sale. In order to enhance the feeling of satisfaction on residential environment for lease APT residents, high quality turned out the most important factor between both populations, and then a loan with low interest rate and high average standard of APT followed. As unsatisfactory items, low cultural level, slowness in repairing works, and unsatisfactory finishing work were pointed out with regard to the low quality of internal facilities. In general, it turned out that the APT that was converted into installment sale was more preferable than lease APT. As known in this analysis, housing supply policy needs to be focused on quality and high average standard of APT should be achieved for the working classes.

• 아태비즈니스연구
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• 제12권1호
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• pp.135-149
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• 2021

Purpose - I analyzes risk-to-performance evaluated in the market using data from sale and lease back. Specifically, I analyze from the perspective of financial institutions that purchase sale and lease back based on the cases of investment by ship investment companies and acquisition of ships. Design/methodology/approach - I use 49 sale and lease back data from 2017 to 2019 for empirical analysis. Findings - The main results of this paper are as follows. First, after sale and lease back of domestic ships, the average amount of sales by the leased shipping company is 25.1 billion won, the average amount of investment by the purchased financial institution is 14.6 billion won (60%) and the average length of the ship is nine years. In ship finance, sale and lease back is deemed to be appropriately used as a means of restructuring for a large amount of money. Second, the main risk factor for sale and lease back of domestic ships is credit risk and can be measured in VaR in practice. As a result of the empirical analysis, the average credit risk burden ratio is 9%. As a major risk factor, low creditworthiness of restructuring companies is the key. Third, as a result of measuring the profitability of financial institutions that purchase sale and lease back of domestic ships at a net current price, it has an average value of 300 million won, but the deviation by case is very large. Fourth, the risk adjusted performance of sale and lease back of domestic ships is 0.54 on average compared to the total risk capital, and 0.52 compared to the stock-risk capital, and as with profitability earlier, the deviation of each case is very large and misaligned. In order to boost the sale and lease back market for large and long-term assets, in order to overcome low profitability as a prerequisite for future participation of commercial purchased financial institutions, it is expected that purchase decisions based on expectations versus risk will be necessary. Research implications or Originality - The results of this paper are expected to broaden the understanding of sale and lease back and foster the ability to assess long-term risk and performance. Based on this, it is believed that rapid restructuring of companies through sale and lease back of large amounts of long-term assets will greatly increase the utility of the domestic financial market.

• 한국지역지리학회지
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• 제3권2호
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• pp.121-150
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• 1997

본 연구는 경북의 사례지역 비교분석을 통하여 임차농의 지역성을 밝히는 것이 목적이다. 이를 위하여 대구시의 농업 공간체계(대략 경상북도와 일치)를 대상으로 중심도시에서의 거리와 영농형태에 따라 5개 군(郡)을 연구대상지역으로 선정한 후 각 군을 대표하는 마을(이동(里洞))을 택하여 총 77개 임차농가에 대한 설문조사를 무작위로 행하였다. 연구지역의 범위가 제한적이면서도 분석의 결과는 임차농의 지역성을 잘 드러내고 있다. 이러한 지역성은 특정 공간체계가 형성하는 공간질서와 이 공간질서내에서 특정 장소가 발현하는 국지성이 결합하여 형성된 것이다. 이 경우의 공간질서는 주로 거리조락으로 나타나고 국지성은 지역의 고유한 자연환경과 인구요인의 차이에서 발현된다. 한편 본 연구지역의 지역성을 포괄적으로 파악할 수 있는 기본 기준은 지역농업의 상업화 정도인데 그것은 한국의 임차농이 봉건적 소작농에서 자본주의적 차지농(借地農)으로 이행하는 과도기에 있기 때문이다. 이상과 같은 임차농의 현저한 지역성은 기존의 획일적인 임차농 설명논리의 현실 괴리문제를 제기하였다.

• Journal of Biosystems Engineering
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• 제40권3호
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• pp.178-185
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• 2015

Purpose: This research suggests a method of establishing criteria for working area and operating cost for a long-term lease of agricultural machinery. Methods: Eight crops were selected-three food crops and five open-field vegetables-and agricultural machines used for sowing, transplanting, and cultivation in dry-field farming were analyzed. Results: The break-even acreage for agricultural machinery under a long-term lease was found to differ by agricultural machine, ranging from 1.0 to 5.8 ha. In terms of arable land area, the break-even acreages for harvesting machinery and transplanters were 15.6 to 26.1 ha and 6.1 to 8.6 ha, respectively. The working area lessees should secure was divided into two cases: (1) 2.0 to 11.6 ha when leasing individual agricultural machines (sowing and transplanting) for a long-term period, and (2) more than 10 ha when farmers who cultivate beans, potatoes, garlic, onions, and so on lease sowing and transplanting machines as a set. When agricultural machinery was leased for a long term, the operating cost and working time were reduced by 27.6 to 74.4% and 2.5 to 21.6%, respectively, indicating considerable effect. Conclusions: A long-term lease project needs to be promoted to overcome the limitation of short-term leases of agricultural machinery. The local government should lead this project and facilitate the mechanization of dry-field farming. The department in charge of agricultural machinery lease projects needs to set the working area to cover the rate and maintenance cost for farmers who lease agricultural machinery for the long term.

• 농촌지도와개발
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• 제9권1호
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• pp.43-60
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• 2002

Recently the North Korea has been suffered from the grain shortage, and the fundamental reason was in the socialistic land regulations and collective production which restrain farmers' labor desire. So one of the key in solve the problem may be in the reformation of the socialistic land regulations and collective production, however, the capitalistic land regulations may not work as the reformational alternative in the North Korea. The third alternative for land should consider efficiency and equality of reformation itself as well as environmental problems. The purpose of the study was to discuss the possible application of the Public Land Lease from Henry $George(1839{\sim}1897)'s$ theory. The basic idea of the Public Land Lease was that the government has the right of sentence and the right of profit for the land, and the individual has the right of use for the land. Under the Public Land Lease, the individual must pay the land rent for the period of the use for land, and must return the land when the contract is over. If the North Korea's rural land regulations reformed into the Public Land Lease, it would be the first reformational model beyond china.