• Title/Summary/Keyword: LTV

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Analysis of the Redemption Risk of Renters Using CoLTV (CoLTV 지표를 이용한 임대차주의 상환위험 분석)

  • Lee, Ta Ly;Song, Yon Ho;Hwang, Gwan Seok;Park, Chun Gyu
    • Korea Real Estate Review
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    • v.28 no.1
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    • pp.65-77
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    • 2018
  • This paper analyzes the redemption risk of renters by estimating the LTV and CoLTV with finance market big data (individual credit information) and housing market big data (actual housing transaction data). The analysis showed that when using LTV, the redemption risk was higher in the case of the monthly renter than of the chonsei renter. On the other hand, when using CoLTV, the chonsei renter had a higher redemption risk than the monthly renter. This implies that there is a need to activate a guarantee system, such as risk management using the CoLTV index and the chonsei deposit return guarantee because it is possible for renters to experience losses on their chonsei deposits due to the higher redemption risk. Another implication is that the risk manager should consider the individual characteristics of renters because of the different effects of the redemption risk stemming from the characteristics of the rental contract and the personal characteristics of the renters. CoLTV was just a concept until this study calculated it using housing big data and actual housing transaction information. It helps identify the redemption risk through the characteristics of renters and their contracts.

A Study on Simulation Analyze on Scheduling Application to Lifetime Value(LTV) (LTV(Lifetime Value)를 적용한 일정계획의 시뮬레이션 분석에 관한 연구)

  • 양광모;박재현;강경식
    • Journal of the Korea Safety Management & Science
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    • v.6 no.1
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    • pp.219-228
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    • 2004
  • We can be acquire the conformation about on the due date of supplier by using the A TP(A vail able to Promise) function of management about real and concurrent access on the supply chain, also decide the affect about product availability due to forecasting or customer's orders through the A TP. Under the these environments, defines the A TP rule that can improve the customer value and data flow related the LTV(Life Time Value) and builds on a algorithm. In this paper, It consolidates the necessity on a LTV (Life Time Value) and analyzes data which is concerned of Customer Value. Under the these environments, defines the LTV rule that can improve the customer value. And then, Scheduling plays an important role in shop floor planning. Therefore, this study tries to proposed that Scheduling by customer needs group for minimizing the problem.

Research on Aggressivity of Light Truck Vehicle and SUV to Passenger Vehicle (승용차량에 대한 경트럭 및 SUV의 공격성 연구)

  • Kim, Guan-Hee;Park, In-Song
    • Transactions of the Korean Society of Automotive Engineers
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    • v.17 no.5
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    • pp.133-139
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    • 2009
  • When two cars impact each other, it is usually known smaller vehicle's passenger likely to be more seriously injured than bigger one's. Generally it is known that SUVs and Light Truck Vehicles (LTVs) are bigger and heavier than passenger vehicles and their drive height such as bumper rail and side member, and front end stiffness are higher than those of passenger vehicles. Because of these characteristics the occupants of passenger vehicle struck by SUVs or LTVs are more likely to experience severe injury or fatal injury. To evaluate SUV and LTV's aggressivity to passenger vehicle, SUV to passenger vehicle and LTV to passenger vehicle head-on crash test have been carried out. And finally the way how to reduce incompatibility between SUV and LTV and passenger vehicles is suggested.

RBF Network Based QFT Parameter-Scheduling Control Design for Linear Time-Varying Systems and Its Application to a Missile Control System (시변시스템을 위한 RBF 신경망 기반의 QFT 파라미터계획 제어기법과 alt일 제어시스템에의 적용)

  • 임기홍;최재원
    • 제어로봇시스템학회:학술대회논문집
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    • 2000.10a
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    • pp.199-199
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    • 2000
  • Most of linear time-varying(LTV) systems except special cases have no general solution for the dynamic equations. Thus, it is difficult to design time-varying controllers in analytic ways, and other control design approaches such as robust control have been applied to control design for uncertain LTI systems which are the approximation of LTV systems have been generally used instead. A robust control method such as quantitative feedback theory(QFT) has an advantage of guaranteeing the stability and the performance specification against plant parameter uncertainties in frozen time sense. However, if these methods are applied to the approximated linear time-invariant(LTI) plants which have large uncertainty, the designed control will be constructed in complicated forms and usually not suitable for fast dynamic performance. In this paper, as a method to enhance the fast dynamic performance, the approximated uncertainty of time-varying parameters are reduced by the proposed QFT parameter-scheduling control design based on radial basis function (RBF) networks for LTV systems with bounded time-varying parameters.

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A Study of Simulation Analyze on Lifetime Value(LTV) According to Weight (가중치 변화에 따른 LTV(Lifetime Value) 시뮬레이션 분석에 관한 연구)

  • 양광모;최성희;박재현
    • Proceedings of the Safety Management and Science Conference
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    • 2004.05a
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    • pp.291-294
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    • 2004
  • Last 2003, the CRM mayor was not lively glaringly. At beginning of the year, it may be said that gained result fewer than half of that is forecasted. Enterprises are seen that there are a lot of occasions that did not carry CRM project that planned very first time in practice or put off investment program until 2004 altogether. This can see that it is thing which CRM's accuracy of data analysis process drops up to now and investment of enterprises is unprepared. In this paper, It consolidates the necessity on a LTV (Life Time Value) and analyzes data which is concerned of Customer Value. Under the these environments, defines the LTV rule that can improve the customer value. And then, Scheduling plays an important role in shop floor planning. Therefore, this study tries to proposed that Scheduling by customer needs group for minimizing the problem.

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A New Gain Scheduled QFT Method Based on Neural Networks for Linear Time-Varying System (선형 시변시스템을 위한 신경망 기반의 새로운 이득계획 QFT 기법)

  • Park, Jae-Seon;Im, Ki-Hong
    • Journal of Institute of Control, Robotics and Systems
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    • v.6 no.9
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    • pp.758-767
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    • 2000
  • The properties of linear time-varying(LTV) systems vary because of the time-varying property of plant parameters. The generalized controller design method for linear time-varying systems does not exit because the analytic soultion of dynamic equation has not been found yet. Hence, to design a controller for LTV systems, the robust control methods for uncertain LTI systems which are the approximation of LTV systems have been generally ised omstead. However, these methods are not sufficient to reflect the fast dynamics of the original time-varying systems such as missiles and supersonic aircraft. In general, both the performance and the robustness of the control system which is designed with these are not satisfactory. In addition, since a better model will give the more robustness to the controlled system, a gain scheduling technique based on LTI controller design methods has been uesd to solve time problem. Therefore, we propose a new gain scheduled QFT method for LTV systems based on neural networks in this paper. The gain scheduled QFT involves gain dcheduling procedured which are the first trial for QFT and are well suited consideration of the properties of the existing QFT method. The proposed method is illustrated by a numerical example.

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Analytical Proof of Conservation of Power in the LTV Phase Noise Theory for Noisy Oscillators (선형시변 발진기 위상잡음 이론의 전력 보존성의 증명)

  • Jeon, Man-Young
    • The Journal of the Korea institute of electronic communication sciences
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    • v.7 no.4
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    • pp.855-859
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    • 2012
  • This study derives a generalized PSD formula in the LTV phase noise theory for noisy oscillators. The derived formula analytically proves that the LTV phase noise theory can predict the conservation of the power in the noisy oscillation signals. Additionally, the derived formula allows the theory to account for the behavior of the power spectrum over the entire frequency range including the regions around higher harmonics as well as fundamental frequency.

A Macroprudential Approach to Financial Supervision and Monetary Policy in Emerging Economies (금융시장의 안정과 통화신용정책의 효율성을 위한 거시건전성 감독의 방향)

  • Park, Yung Chul
    • KDI Journal of Economic Policy
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    • v.34 no.1
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    • pp.1-27
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    • 2012
  • This paper attempts to define, construct a policy framework, and analyze interactions with monetary policy of macroprudential policy. The available pieces of evidence suggest that the effects of the LTV and DTI regulations for financial stability are rather unclear in Korea. It also shows that when financial markets exhibit instability in a stable inflationary environment, macroprudential policy could run into conflict with monetary policy. This paper proposes an appropriate modality of macroprudential policy to minimize the potential conflict with monetary policy.

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A Design of ATP Model Related eCRM Using LTV (LTV를 이용한 eCRM을 연계한 ATP 모델구현에 관한 연구)

  • 박재현;양광모;강경식
    • Journal of Korean Society of Industrial and Systems Engineering
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    • v.25 no.4
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    • pp.54-60
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    • 2002
  • In the Supply chain, The ATP(Available to Promise) function doesn't only give customers to conformation of delivery. It can be used by the core function with ATP rule that can reconcile supplies and demands on the supply chain. Therefore We can be acquire the conformation about on the due date of supplier by using the ATP function of management about real and concurrent access on the supply chain, also decide the affect about product availability due to forecasting or customer's orders through the ATP. In this paper, It consolidates the necessity on a ATP and analyzes data which is concerned of ATP. tinder the these environments, defines the ATP nile that can improve the customer value and data flow related the eCRM and builds on a algorithm.

A Study on Determining Weight of Lifetime Value(LTV) using Analytic hierarchy Process(AHP) (계층분석과정을 활용한 고객생애가치 가중치 결정에 관한 연구)

  • 양광모;강경식
    • Journal of the Korea Safety Management & Science
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    • v.4 no.3
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    • pp.131-140
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    • 2002
  • Today's environment of enterprise is changing, They have to face customer' demands with the right product, the right service and supply them at the right time. And also cut down logistics and inventory cost and bring up the profit as much as they can. This means the change of putting enterprise first in importance to putting customer first importance. therefore to correspond to customer's demand, shorting lead time is becoming a essential condition. The answer to this changes of environment is supply chain management. In this paper, It consolidates the necessity on a LTV(Life Time Value) and analyzes data which is concerned of Customer Value. Under the these environments, defines the LTV(Life Time Value) rule that can improve the customer value. We solved this problems using AHP(Analytic Hierarchy Process) for consistency at relationship matrix, AHP(Analytic Hierarchy Process) is based on Saaty's consistency rate. If consistency rate is under 0.1 point, preference rate's weights are acceptable. This study develop a program for AHP weights and support Satty's consistency rate.