• 보험의학회지
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• 제27권2호
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• pp.75-79
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• 2008

This article summarizes current knowledge about the metabolic syndrome (MetSyn) and addresses the question, "Does the MetSyn add new information that is important from an underwriting and pricing perspective?"

• 보험의학회지
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• 제29권2호
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• pp.8-17
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• 2010

• 보험의학회지
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• 제2권1호
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• pp.37-44
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• 1985

A study on the occurrence of hepatitis B has been done for 2,680 employees in Daehan Life Insurance Company. The positive rates of HBsAg and anti-HBs were 6.56% and 18.9% respectively. The positive rates of HBsAg and anti-HBs were higher by 2.25% and 2.06% respectively in male than in female. HBsAg and anti-HBs positives were higher at age of 30 to 50 years than other age groups. The drinker group shows higher positive of HBsAg and anti-HBs by 10.44% and 4.26% respectively than non-drinker group. Most of the results of liver function tests in HBsAg positive cases were within reference ranges. HBsAg or anti-HBs positive rate in the family members of HBsAg or anti-HBs positive employees was higher than the over-all positive rates of all subjects, by 14.55% in case of HBsAg and by 2.21% in case of Anti-HBs.

• Journal of Information Technology Applications and Management
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• 제11권3호
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• pp.89-116
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• 2004

Insurance companies are in a fierce race to catch a new customer. In this situation. sales force automation technologies are often used to support customer relationship management strategies. This study sets out a research model predicting SFA(Sales Force Automation) usage through theoretical studies. Survey data were collected from 145 salespeople across 2 firms that had implemented sales force automation tools and hypotheses were tested empirically. Data were analyzed by path-analysis method of AMOS. The major findings of this study are as follows: Computer self-efficacy, user involvement and voluntariness have a statistically significant influence on the positive perceptions of SFA. These perceptions have a statistically significant influence on user satisfaction and usage of SFA. while user satisfaction has a statistically significant influence on SFA usage. This paper concludes with the discussion of these results and their implications for academic researchers and insurance company managers.

• 한국건축시공학회지
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• 제13권2호
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• pp.102-111
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• 2013

During the administration of a construction project, various types of participants are engaged in the project. From the design phase to the maintenance phase, these participants may confront many risks. To avoid these risks, participants should utilize an insurance company or a bond company. The types of risks and liability that a construction manager may face are listed in the construction law or contract. But there are some arguments related to risk transferring and the content of risks. For this reason, construction managers must carefully consider any possible risks in the contract and the construction law. Therefore, for construction managers to deal with risks appropriately, the introduction of a legal requirement to carry professional liability insurance, a defined compensation range for damages, a method of guarantee in the event of defects, a defined compensation claim period for damage, and a method of damage claim were suggested in this study.

• 유통과학연구
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• 제19권5호
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• pp.35-48
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• 2021

Purpose: This research aims to analyze the influence of relational penetration capability on salesperson performance and the influence of customer orientation, customer knowledge accessibility, and salesperson-customer relationship quality on the relational penetration capability of the insurance service industry in Central Java. Research design, data, and methodology: This explanatory research involved 211 respondents. Path analysis was used to analyze the primary data obtained. Results: The customer orientation positively influences relational penetration capability and customer knowledge accessibility which can improve salesperson performance. The salesperson-customer relationship quality shows a positive impact on the salesperson's relational penetration capability, salesperson performance, and relational penetration capability which will lead to an improved salesperson-customer relationship. Higher knowledge levels of customer necessity have important implications for a salesperson's capability of finding potential customers and of fulfilling customers' requirements through careful analysis of necessity. Conclusions: The salespeople should be capable of building and maintaining a good relationship with their customers as an indication that salespeople of Insurance Service Company Distribution in Central Java have good performance.

• 보험의학회지
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• 제28권1_2호
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• pp.19-24
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• 2009

This article discusses the use of fasting blood glucose (FBG) and hemoglobin A1c (A1c) to identify insurance applicants who have diabetes or are at high risk for developing diabetes in the future. The conclusion is that the addition of A1c to insurers'underwriting requirements, either as a reflex or a routine (universal) test, may be a cost-effective strategy to manage the risk associated with impaired fasting glucose (IFG) and diabetes.

• 한국IT서비스학회지
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• 제5권1호
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• pp.17-34
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• 2006

As insurers have undergone changing customer expectations, increased cross-industry competition and restructured distribution channels, they need to enhance customer relationships, cut costs, increase agility and streamline operations while differentiating the core competency. As such, the importance of e-business transformation has increased where organizational core processes are restructured around customers and interned-based technology is adopted for flexible and adaptive information systems. This paper presents a case study of process innovation for e-business transformation in a Korea-based leading property & casualty insurance company. The company initiated three years-long e-business transformation program to remain competitive and to keep sustainable growth under risky and down economy. The program, which covered enterprise-wide business processes such as product, marketing & sales, customer, claim, investment & loan, accountings, etc., included redesigning processes from customers' viewpoint and then implementing process-aligned information systems. Leadership, sponsorship, change management, performance measurement, business and IT alignment, empowerment, and customized methodology, were emphasized throughout the program. As a result, the company could expect not only improvements in customer-centricity, sales productivity, and operational excellence but also increased revenues and profits in the next three years. The presented case addresses a feasible approach for enterprise-wide e-business transformation. Although the strategies, actions, and business and IT models are not described in detail due to confidentiality, the methodology and the success factors would be applicable to other insurers and possibly organizations in different industries.

• 항공우주정책ㆍ법학회지
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• 제21권1호
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• pp.169-189
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• 2006

2007년 고흥 우주센타에서 우리가 만든 KSLV(Korea Small Launching Vehicle)이 발사될 예정이며, 우리나라의 우주개발을 체계적으로 진흥하고 우주물체를 효율적으로 이용관리하기 위하여'우주개발진흥법'이 제정되었고 효력을 발휘하고 있다. '우주개발진흥법'제3조 (1)항에서"정부는 다른 국가 및 국제기구와 대한민국이 맺은 우주 관련 조약을 지키며 우주공간의 평화적 이용을 도모한다."라고 규정하고 있는바, 대표적으로 우주조약(1967)과 책임협약(1972)등이 그 대표적인 국제협약들이다. 우주물체로 야기된 손해에 대한 책임협약 제2조에서 발사국은 자국의 우주물체에 대하여"지상(on the surface of the earth) 또는 비행중인 항공기(aircraft in flight)에서 발생된 손해에 대하여 절대적(absolutely liable)으로 배상할 책임이 있다고 규정하고 있다. 우주개발진흥법 제14조 (우주사고에 따른 손해배상책임)에는"우주물체를 발사한 자는 그 우주물체로 인한 우주사고에 따른 손해배상책임을 부담하여야 한다."는 규정은 발사허가의 문제를 넘어, 우주발사자에게 명백하게 책임을 부담하고 있는 것이다. 또한 우주책임협약(1972) 제2조에는 발사국(A launching State)이 배상책임의 주체가 되어 있다. 따라서, 현재 다른 나라의 사례에서 보면, 우주발사자는 제3자 피해 등에 대한 책임보험까지만 배상을 하고 그 보다 많은 배상액이 요구될 때에는 국가가 손해배상을 부담하는 체재로 수행하고 있다. 여기서, 우주발사자에게 제조물책임법을 적용시킬 수 있느냐의 문제가 제기된다. 우리나라는 2002년 7월 1일부터 시행하고 있다. KSLV개발에 있어서 KARl와 러시아제작사간 계약은 공동개발인지 기술이전개발 인지에 대한 명확한 이해가 부족하다. 특히, 러시아 회사들에 대한 책임면책에 대한 규정들이 없는 것으로 알고 있는데, 우주개발의 통념상 상호면책을 한다는 인식만으로 러시아 회사들의 제작 및 개발책임들을 면책할 수 있는 방안은 없다고 판단된다. 따라서, 명백한 책임면책 조항이 없다면, 러시아 회사들에 대하여, 한국의 제조물책임법이 적용될 수 있다고 판단된다. 가장 중요한 법적논점은 KARl와 주요부품업체간에 제조물책임법을 적용할 수 있는가에 대한 문제이다. KARl는 모 주요부품업체간의 물품구매계약특수조건에 대한 합의서 제17조에 제조물책임법에 대한 규정을 하고 있다. 참고로, Appalachian Insurance co. v. McDonnell Douglas 사례를 검토할 필요가 있는데, 본 사건은 Western Union Telegraph사 소유의 원거리 전기통신위성이 본 궤도 진입에 실패한 사례이다. Western Union의 보험회사는 완전한 손실로 간주하여 그 위성에 대해 Western Union 사에 1억 5백만 달러의 보험금을 지급하였다. 5개의 보험회사- Appalachian 보험 회사, Commonwealth 보험회사, Industrial Indemnity, Mutual Marine Office, Northbrook Excess & Surplus 보험회사 - 는 McDonnell Douglas와 Morton Thiokol 그리고 Hitco사를 상대로 과실과 제품에 대한 엄격한 책임을 물어 고소를 했다. Appalachian Insurance co. v. McDonnell Douglas사례를 참고로, KARl는 주요 제작업체의 제조물책임을 면책시켜주는 계약을 맺어야 한다. 주요제작업체가 제조물 책임을 면하기 위하여, 자비로 보험을 들게 되면 곧 KSLV 제작비만 증가하게 되기 때문이다. 따라서, Government Contractor Defense(정부계약자 항변)'의 법적개념을 적용시킬 수 있는지 여부에 대한 연구가 필요하다.

• 품질경영학회지
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• 제25권4호
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• pp.140-153
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• 1997

In this paper, we explain Production Liability(PL) law and research Protection and Deference of Manufacturing Company for Production Liability Law. As Protection of Manufacturing company for PL law, we suggest company wide strategy and check list of organization of PL, design, manufacturing field, explanatory note, warning and instruct passage, sales and after service etc as TQM(total quality management) strategic. TQM of protect management of PL, which are all systematic manage of company. We also suggest defence of PL law as inside of company and insure PL insurance as outside of company.