• Title/Summary/Keyword: Impact categories

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Impact of Digitalization On the Banking System Transformation

  • Shcherbatykh, Denis;Shpileva, Vira;Riabokin, Maryna;Zham, Olena;Zalizniuk, Viktoriia
    • International Journal of Computer Science & Network Security
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    • v.21 no.12spc
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    • pp.513-520
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    • 2021
  • The purpose of the article is to study the impact of digitalization on the transformation of the banking system, taking into account current innovative development trends. The article analyzes the impact of key factors on the development of the digital economy. Ukraine's ranking positions in terms of digital competitiveness are shown. The necessity of using digital technologies in the sphere of banking activity is substantiated. The dynamics of changes in the number of operating banks in Ukraine is analyzed. The directions of introduction of information technologies in the sphere of banking activity are determined. An analysis of changes in the share of the population of individual EU member states that use the Internet for Internet banking. It is noted that modern transformation trends, digitalization of the economy have a significant impact on the landscape of the banking sector, in this context, the rating of Ukrainian banks in the categories of "Internet Banking" and "Mobile Banking". The advantages and disadvantages of using the capabilities of Internet banking are identified. Based on the study, the importance of expanding the boundaries of digitalization of the domestic banking system is substantiated, which will further increase the level of availability of online services in the field of banking. Prospects for further research are identified in the study of the impact of digitalization on the development of the banking system of foreign countries.

An Analysis of the Correlation between Seoul's Monthly Particulate Matter Concentrations and Surrounding Land Cover Categories (서울시 월별 미세먼지 농도와 주변 토지피복의 관계 분석)

  • Choi, Tae-Young;Kang, Da-In;Cha, Jae-Gyu
    • Journal of Environmental Impact Assessment
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    • v.28 no.6
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    • pp.568-579
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    • 2019
  • The present study aims to identify the effect of land cover categories on particulate matter (PM) concentrations by analyzing the correlation between monthly PM concentrations in Seoul's air quality monitoring network and the percentages of land cover categories by buffers around air quality monitoring stations. According to a monthly correlation analysis between land cover categories and PM concentrations, in the buffer 3km, PM10 showed a better correlation than PM2.5, there was a clear negative correlation with the forest area, the grassland and the urbanized area had some positive correlation with PM10, and the barren land and the urbanized area had some positive correlation with PM2.5. According to a monthly correlation analysis of dominant land cover sub-categories and sub-sub-categories within the buffer 3km, PM10 showed a clear negative correlation with the broad-leaved forest, and some positive correlation with the road was dominant. PM2.5 showed partly negative correlation with the broad-leaved forest and partly positive correlation with the commercial area. There was a very low or no correlation with other grassland and bare land subcategories. A monthly stepwise regression analysis on noticeable land cover sub-categories and sub-sub-categories with positive or negative correlations revealed that an increasing percentage of the broad-leaved forest had a clear effect on reducing PM10 concentrations, and the road was excluded from the selected variables. Although an increasing percentage of the commercial area had some effect on increasing monthly PM2.5 concentrations and an increasing percentage of the broad-leaved forest had an effect on decreasing the PM2.5 concentrations, their effect size was smaller than that on PM10. The forest area around the city center had the largest and clearest effect on reducing PM concentrations. The urbanized area's sub-categories and sub-sub-categories were also confirmed to have some effect on increasing PM concentrations.

Statistical Techniques to Derive Heavy Rain Impact Level Criteria Suitable for Use in Korea (통계적 기법을 활용한 한국형 호우영향도 기준 산정 연구)

  • Lee, Seung Woon;Kim, Byung Sik;Jung, Seung Kwon
    • KSCE Journal of Civil and Environmental Engineering Research
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    • v.40 no.6
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    • pp.563-569
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    • 2020
  • Presenting the impact of meteorological disasters departs from the traditional weather forecasting approach for meteorological phenomena. It is important to provide impact forecasts so that precautions against disruption and damage can be taken. Countries such as the United States, the U.K., and France already conduct impact forecasting for heavy rain, heavy snow, and cold weather. This study improves and applies forecasts of the impact of heavy rain among various weather phenomena in accordance with domestic conditions. A total of 33 impact factors for heavy rain were constructed per 1 km grids, and four impact levels (minimal, minor, significant, and severe) were calculated using standard normal distribution. Estimated criteria were used as indicators to estimate heavy rain risk impacts for 6 categories (residential, commercial, utility, community, agriculture, and transport) centered on people, facilities, and traffic.

Global Environmental Impacts Assessment of Power Generation Technologies with LCA Method (LCA를 통한 국내 발전기술의 글로벌 환경성 평가)

  • Chung Whan-Sam;Kim Seong-Ho;Kim Tae-Woon
    • Journal of Energy Engineering
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    • v.14 no.2 s.42
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    • pp.140-146
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    • 2005
  • In this study, a quantitative environmental impacts assessment was performed for various power technologies with a lift cycle assessment (LCA) method. The LCA is regarded as a useful tool far analyzing diverse environmental impacts at a local, regional, and global aspect. The investigated power plants such as nuclear, coal, and LNC power systems were selected because they took share over $90\%$ of domestic elec-tricity supply in Korea. Furthermore, a wind power technology was included as a representative energy source out of Korean renewable energy systems. According to the three geological aspects, environmental impacts had been categorized into eight types. For these impact categories, characterization had been carried out for comparing environmental burdens of power systems under consideration. Then, normalization had been done in order to gain a better understanding of the relative size among impact categories.

Development of Forest Ecosystem Assessment Technique of Environmental Impact Assessment(II) : Nature Evaluation of Vegetation (환경영향평가중 삼림생태계 평가기법개발(II) : 녹지의 자연성평가)

  • Choi, Song-Hyun;Lee, Kyong-Jae
    • Journal of Environmental Impact Assessment
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    • v.5 no.2
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    • pp.33-47
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    • 1996
  • To select the criteria, literature review was made in the quantitative case of conservation biology, foreign country's EIA and domestic ecology. Among them, a few factors was extracted. To applicate the criteria to domestic forest ecosystem, expert opinion survey was executed to the ecologist. The results were summarized as follows; 1. Classification of sites was made of land use system which is related to forest ecosystem or forest conservation. Sites are divided into 3 categories which are nature preservation area, seminature preservation area and urbanized area. Evaluation criteria is consisted of rarity and naturalness. 2. Each area had different criteria composition according to the site characteristics. Criteria of nature preservation area is rarity in the broad sense (distribution pattern of vegetation), vegetation size, successional stage and depth of organic matters. Those of seminature preservation area are rarity in the broad sense (distribution area of vegetation), vegetation size, successional stage, diameter at breath height and depth of organic matters. And those of urbanized area are vegetation distribution in area, successional stage, age of forest and diameter of breath height. The basic data of criterion was gathered by field survey. 3. Evaluation index and total naturalness index was obtained by adding the each criterion. It is made up of two categories-rarity and naturalness. TNi is divided into 3 grades. Grade I is more than 70% for TNi, grade IT is 50~70%, and grade III is below 50%. According to the each grade, permitted action and facilities were suggested.. This research just focuses on the evaluation of vegetation quality and the assessment results do not directly judge conservation or development. To make better evaluation criteria, various fields of forest ecosystem-geological or physical nature environment and fauna ecosystem etc. -will be added wholly to this research.

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The Effects of Experiential Learning Involving Co-activities on Elementary School Students' Environmental Literacy and Scientific Attitude (환경 관련 체험학습이 초등학생의 환경소양과 과학적 태도에 미치는 효과)

  • Ha, Byung-Kun;Kim, Young-Gwon
    • Journal of the Korean Society of Earth Science Education
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    • v.8 no.2
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    • pp.206-217
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    • 2015
  • The purpose on this study is to identify how effectively experiential learning involving eco-activities make changes in environmental literacy and scientific attitude of elementary students by categorizing those activities into 5 fields of "marine", "rivers", "ecosystem", "climate" and "recycling" and applying those scheme specifically to 5th graders in a elementary school. The conclusion of this study is following. Firstly, after scientific attitude are applied to subjects, a significant disparity was found between experiment group and control group throughout all parts of environmental literacy. In the cognitive category, each specialist concerning his or her own topic was invited to educate the students, and subsequently a positive impact was detected in the category of environmental issue knowledge. In behavioral category, having eco-activities made a significant disparity in all sub-categories of environmental function, active participation, saving activities, recycling activities and so forth. Secondly, experiential learning involving eco-activities made a significant disparity between the two groups in terms of Scientific Attitude, showing effectiveness in all sub-categories except curiosity.

The Adoption and Diffusion of Semantic Web Technology Innovation: Qualitative Research Approach (시맨틱 웹 기술혁신의 채택과 확산: 질적연구접근법)

  • Joo, Jae-Hun
    • Asia pacific journal of information systems
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    • v.19 no.1
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    • pp.33-62
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    • 2009
  • Internet computing is a disruptive IT innovation. Semantic Web can be considered as an IT innovation because the Semantic Web technology possesses the potential to reduce information overload and enable semantic integration, using capabilities such as semantics and machine-processability. How should organizations adopt the Semantic Web? What factors affect the adoption and diffusion of Semantic Web innovation? Most studies on adoption and diffusion of innovation use empirical analysis as a quantitative research methodology in the post-implementation stage. There is criticism that the positivist requiring theoretical rigor can sacrifice relevance to practice. Rapid advances in technology require studies relevant to practice. In particular, it is realistically impossible to conduct quantitative approach for factors affecting adoption of the Semantic Web because the Semantic Web is in its infancy. However, in an early stage of introduction of the Semantic Web, it is necessary to give a model and some guidelines and for adoption and diffusion of the technology innovation to practitioners and researchers. Thus, the purpose of this study is to present a model of adoption and diffusion of the Semantic Web and to offer propositions as guidelines for successful adoption through a qualitative research method including multiple case studies and in-depth interviews. The researcher conducted interviews with 15 people based on face-to face and 2 interviews by telephone and e-mail to collect data to saturate the categories. Nine interviews including 2 telephone interviews were from nine user organizations adopting the technology innovation and the others were from three supply organizations. Semi-structured interviews were used to collect data. The interviews were recorded on digital voice recorder memory and subsequently transcribed verbatim. 196 pages of transcripts were obtained from about 12 hours interviews. Triangulation of evidence was achieved by examining each organization website and various documents, such as brochures and white papers. The researcher read the transcripts several times and underlined core words, phrases, or sentences. Then, data analysis used the procedure of open coding, in which the researcher forms initial categories of information about the phenomenon being studied by segmenting information. QSR NVivo version 8.0 was used to categorize sentences including similar concepts. 47 categories derived from interview data were grouped into 21 categories from which six factors were named. Five factors affecting adoption of the Semantic Web were identified. The first factor is demand pull including requirements for improving search and integration services of the existing systems and for creating new services. Second, environmental conduciveness, reference models, uncertainty, technology maturity, potential business value, government sponsorship programs, promising prospects for technology demand, complexity and trialability affect the adoption of the Semantic Web from the perspective of technology push. Third, absorptive capacity is an important role of the adoption. Fourth, suppler's competence includes communication with and training for users, and absorptive capacity of supply organization. Fifth, over-expectance which results in the gap between user's expectation level and perceived benefits has a negative impact on the adoption of the Semantic Web. Finally, the factor including critical mass of ontology, budget. visible effects is identified as a determinant affecting routinization and infusion. The researcher suggested a model of adoption and diffusion of the Semantic Web, representing relationships between six factors and adoption/diffusion as dependent variables. Six propositions are derived from the adoption/diffusion model to offer some guidelines to practitioners and a research model to further studies. Proposition 1 : Demand pull has an influence on the adoption of the Semantic Web. Proposition 1-1 : The stronger the degree of requirements for improving existing services, the more successfully the Semantic Web is adopted. Proposition 1-2 : The stronger the degree of requirements for new services, the more successfully the Semantic Web is adopted. Proposition 2 : Technology push has an influence on the adoption of the Semantic Web. Proposition 2-1 : From the perceptive of user organizations, the technology push forces such as environmental conduciveness, reference models, potential business value, and government sponsorship programs have a positive impact on the adoption of the Semantic Web while uncertainty and lower technology maturity have a negative impact on its adoption. Proposition 2-2 : From the perceptive of suppliers, the technology push forces such as environmental conduciveness, reference models, potential business value, government sponsorship programs, and promising prospects for technology demand have a positive impact on the adoption of the Semantic Web while uncertainty, lower technology maturity, complexity and lower trialability have a negative impact on its adoption. Proposition 3 : The absorptive capacities such as organizational formal support systems, officer's or manager's competency analyzing technology characteristics, their passion or willingness, and top management support are positively associated with successful adoption of the Semantic Web innovation from the perceptive of user organizations. Proposition 4 : Supplier's competence has a positive impact on the absorptive capacities of user organizations and technology push forces. Proposition 5 : The greater the gap of expectation between users and suppliers, the later the Semantic Web is adopted. Proposition 6 : The post-adoption activities such as budget allocation, reaching critical mass, and sharing ontology to offer sustainable services are positively associated with successful routinization and infusion of the Semantic Web innovation from the perceptive of user organizations.

A Business Evaluation Model for Internet Shopping Mall in Electronic Commerce (전자 상거래에서 인터넷 쇼핑몰의 비지니스 평가 모델)

  • 박용진;한주윤;정봉주
    • Korean Management Science Review
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    • v.17 no.3
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    • pp.97-118
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    • 2000
  • This paper proposes an evaluation model for internet shopping mall business by defining its characteristics and evaluation criteria. We analyzed the characteristics of internet shopping mall business environments and classified the business into four major categories. We derived the evaluation criteria which can evaluated all categories comprehensively. The proposed criteria are cost, netizen, technology, transaction, and marketing, each of which gives a significant impact on the business profitability. Based on these criteria, a quantitative evaluation method was developed. We also proposed a penta-classification scheme which can be used to identify the overall characteristics shape of each internet shopping mall business site. An actual application of our evaluation model was illustrated in order to show that our proposed model may be used in the real business sites.

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A multi-dimensional crime spatial pattern analysis and prediction model based on classification

  • Hajela, Gaurav;Chawla, Meenu;Rasool, Akhtar
    • ETRI Journal
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    • v.43 no.2
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    • pp.272-287
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    • 2021
  • This article presents a multi-dimensional spatial pattern analysis of crime events in San Francisco. Our analysis includes the impact of spatial resolution on hotspot identification, temporal effects in crime spatial patterns, and relationships between various crime categories. In this work, crime prediction is viewed as a classification problem. When predictions for a particular category are made, a binary classification-based model is framed, and when all categories are considered for analysis, a multiclass model is formulated. The proposed crime-prediction model (HotBlock) utilizes spatiotemporal analysis for predicting crime in a fixed spatial region over a period of time. It is robust under variation of model parameters. HotBlock's results are compared with baseline real-world crime datasets. It is found that the proposed model outperforms the standard DeepCrime model in most cases.

A Study on Socio-economic Impact Assessment System for Marine Oil Spill (유류유출시 사회경제적 영향평가 제도 연구)

  • Lee, Moon-Suk;Kwon, Suk-Jae;Park, Se-Hun
    • Journal of the Korean Society of Marine Environment & Safety
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    • v.16 no.1
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    • pp.49-55
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    • 2010
  • Marine oil spill accidents not only devastates marine ecosystem but also Ins significant adverse socio-economic impact on local community whose living is dependent on clean marine system Although the Marine Environment Management Act of the Republic of Korea stipulates tim marine pollution impact survey must be conducted at the time of the oil spill, the articles do not provide specifics or concrete survey items for socio-economic impact assessment Moreover, there are redundancy questions in the provisions related to socio-economic impact assessment. This paper examined several difficulties encountered in carrying out the socio-economic impact assessment for marine oil spill as required in the law, and presented some recommendation., for the plan to improve the assessment mechanism systematically through the development of the research categories and indicators of socio-economic impact assessment.