• 제목/요약/키워드: Housing Wealth

검색결과 39건 처리시간 0.019초

Improved Socio-Economic Status of a Community Population Following Schistosomiasis and Intestinal Worm Control Interventions on Kome Island, North-Western Tanzania

  • Mwanga, Joseph R.;Kaatano, Godfrey M.;Siza, Julius E.;Chang, Su Young;Ko, Yunsuk;Kullaya, Cyril M.;Nsabo, Jackson;Eom, Keeseon S.;Yong, Tai-Soon;Chai, Jong-Yil;Min, Duk-Young;Rim, Han-Jong;Changalucha, John M.
    • Parasites, Hosts and Diseases
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    • 제53권5호
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    • pp.553-559
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    • 2015
  • Research on micro-level assessment of the changes of socio-economic status following health interventions is very scarce. The use of household asset data to determine wealth indices is a common procedure for estimating socio-economic position in resource poor settings. In such settings information about income is usually lacking, and the collection of individual consumption or expenditure data would require in-depth interviews, posing a considerable risk of bias. In this study, we determined the socio-economic status of 213 households in a community population in an island in the north-western Tanzania before and 3 year after implementation of a participatory hygiene and sanitation transformation (PHAST) intervention to control schistosomiasis and intestinal worm infections. We constructed a household 'wealth index' based housing construction features (e.g., type of roof, walls, and floor) and durable assets ownership (e.g., bicycle, radio, etc.). We employed principal components analysis and classified households into wealth quintiles. The study revealed that asset variables with positive factor scores were associated with higher socio-economic status, whereas asset variables with negative factor scores were associated with lower socio-economic status. Overall, households which were rated as the poorest and very poor were on the decrease, whereas those rated as poor, less poor, and the least poor were on the increase after PHAST intervention. This decrease/increase was significant. The median shifted from -0.4376677 to 0.5001073, and the mean from -0.2605787 (SD; 2.005688) to 0.2605787 (SD; 1.831199). The difference in socio-economic status of the people between the 2 phases was highly statistically significant (P<0.001). We argue that finding of this study should be treated with caution as there were other interventions to control schistosomiasis and intestinal worm infections which were running concurrently on Kome Island apart from PHAST intervention.

주택소유자(住宅所有者)에 대한 조세감면(租稅減免)의 경제적(經濟的) 효과(效果) : 기존연구(旣存硏究)의 개관(槪觀) 및 정책시사점(政策示唆點) (The Economic Effects of Tax Incentives for Housing Owners: An Overview and Policy Implications)

  • 김명숙
    • KDI Journal of Economic Policy
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    • 제12권2호
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    • pp.135-149
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    • 1990
  • 주택소유자(住宅所有者)는 자가주택(自家住宅) 귀속임료(歸屬賃料)에 대한 소득세비과세(所得稅非課稅), 1세대(世帶) 1주택(住宅)에 대한 양도소득세비과세(讓渡所得稅非課稅) 및 주택상속(住宅相續)에 대한 상속세공제(相續稅控除) 등 여러가지 조세감면혜택(租稅減免惠澤)을 누리고 있다. 본고(本稿)에서는 기존의 연구결과를 중심으로 이러한 조세감면혜택의 경제적(經濟的) 효과(效果)를 살펴보았다. 이에 의하면 주택소유자(住宅所有者)에 대한 조세감면(租稅減免)은 조세부담(租稅負擔)의 수평적(水平的) 수직적(垂直的) 형평(衡平)에 어긋날 뿐 아니라 주택시장(住宅市場) 및 국민경제(國民經濟)에 미치는 여러가지 왜곡효과(歪曲效果)를 통해 자원배분(資源配分)의 효율성(效率性)을 저해하고 역진적인 소득재분배(所得再分配)를 유발한다고 할 수 있다. 특히 자본시장(資本市場)이 불완전(不完全)한 경우 주택조세감면(住宅租稅減免)은 부유층에 대해 필요 이상의 주택(住宅)을 소유토록하는 한편 유동성이 부족한 저소득층(低所得層) 및 젊은층의 주택구입(住宅購入)을 더욱 어렵게 함으로써 주택소유(住宅所有)의 계층간 불균형을 심화시키고 소득분배(所得分配)를 더욱 악화시키는 결과를 초래한다고 할 수 있다. 따라서 주택소유자(住宅所有者)와 무주택자간(無住宅者間) 조세(租稅)의 중립성을 회복하는 것이 중요하며 이를 위해서는 첫째로 무주택자(無住宅者)의 임대료지출(賃貸料支出)에 대해 소득공제(所得控除)를 실시하며, 둘째로 1세대(世帶) 1가구(家口)에 대해서도 양도소득세(讓渡所得稅)를 과세하며, 셋째로 상속과세(相續課稅)에 있어 주택공제(住宅控除)를 폐지하는 것이 바람직하다고 생각된다. 우리나라와 같이 자본시장(資本市場)이 불완전한 경우 주택소유촉진정책(住宅所有促進政策)은 효율적(效率的)인 장기주택금융제도(長期住宅金融制度)의 확립을 통해 실시되어야 하며 정부(政府)의 재정지원(財政支援)은 주거비부담능력(住居費負擔能力)이 최소한의 수준에 미달하는 영세민계층(零細民階層)에 집중(集中)되어야 할 것이다.

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How to Recover From the Great Recession: The Case of a Two-Sector Small Open Economy with Traded and Non-Traded Capital

  • Jeon, Jong-Kyou
    • East Asian Economic Review
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    • 제17권2호
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    • pp.161-206
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    • 2013
  • Since the global financial crisis in 2008, the world economy has been suffering from the Great Recession characterized by high and persistent unemployment as well as drastic fall in asset prices. Real business cycle theory or new-Keynesian economics which has been the dominant paradigm in macroeconomics for the last four decades is unable to explain the high and persistent unemployment during the Great Recession. This implies that the economics of Keynes should be taken seriously again as a tool to explain the Great Recession. Farmer (2012) proposes a new way of interpreting the economics of Keynes by providing it with a solid micro-foundation based on labor markets with search. According to Farmer (2012), aggregate economic activity independently depends on the long-term self-fulfilling expectations about the stock prices. As a consequence, the government or the central bank should implement a policy that influences the public's confidence about the stock market. For an open economy like the Korean economy, it is not only stock price but also the price of asset such as house that matters more for the aggregate economic activity. Households in the Korean economy hold more than 70 percent of their wealth in the form of real estate asset, especially housing asset. This makes the public's confidence about the future prices of houses even more important in explaining the business cycles of the Korean economy. Policymakers should implement policies to improve the confidence of households about the housing market to recover from the recession caused by a fall in house prices. Little theoretical work has been done in explaining fluctuations in the aggregate economic activity from the point of house prices. This paper develops a small open economy model with traded and non-traded capital based on Farmer (2012) and shows that the aggregate economic activity also independently depends on the households' self-fulfilling expectations about the future prices of non-traded asset such as houses.

함라마을 부농주거의 건축특성 연구 (The Study on the Architectural Characteristics of the Wealthy Farmhouses in Ham-Ra)

  • 유은미;홍승재
    • 한국주거학회논문집
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    • 제17권6호
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    • pp.99-108
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    • 2006
  • Ham-ra is a village that belongs to Ham-yuel Ri, Ik-san city and also known as the village where 4 millionaire modem age rich farmer households are residing in the center of the village. Originally, central point of the village was Gaeksa and Hyanggyo that is in Suodong, but early 1900s, rich farmers found new Places beside Suodong and built large-scale houses and around it, houses of tenant and commercial places were formed and became the new center of the village. Therefore, Ham-ra village shows well about the changes of the traditional village in the end of Chosun Dynasty aspect that of existent village space according to rich farmer's growth. Especially, the large scaled Korean traditional houses which were built newly in the year between 1917 to 1939 shows main road and Natural stream surrounding the village which are not found in any other village. 3 rich farmers (Lee Bae-won, Jo Hae-young, Kim An-gyun house) and Lee Jib-cheon's houses built a large scaled Sarang-chae and An-chae to compete and to show off there wealth. This residing imitated High-classe house yet accommodated social changes and through a voluntary experiment, is expressing modernity of Han-ok very well. Similarity and creativity in residing form appears well in buildings similar time and village. This research analyzed space composition change of the village and characteristic of Architecture who appear at modern process of typical farmer houses which make a strong resolution to Ham-ra hereupon.

액티브 시니어 계층을 고려한 주택단지 계획기준 연구 -서울시 베이비붐 세대를 중심으로- (Housing Planning Criterion for Active Senior Generation -Focused on Baby Boomer in Seoul-)

  • 우미경;박태원
    • 한국콘텐츠학회논문지
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    • 제14권7호
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    • pp.529-540
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    • 2014
  • 우리나라의 베이비 부머는 전체 인구구조의 약 1/4을 차지하는 인구집단으로서, 기존의 세대들이 경험하지 못한 기대수명 100세라는 초 고령화 시대에 직면하고 있다. 이들 세대는 압축적 경제성장의 주역으로 건강한 신체와 풍부한 경제력, 여가 문화적 소비욕구를 바탕으로 지속적 경제활동과 적극적 사회참여 욕구를 가지고 있어 기존의 노인세대와 구분되는 새로운 인구계층으로 '액티브 시니어'의 주 대상으로 불리고 있다. 본 연구는 전국에서 가장 높은 베이비 부머 거주 밀도를 보이는 서울시를 대상으로 예비적 고령자로서 베이비 부머의 주거욕구가 무엇인지 소비자 관점에서 상향식 과정을 통해 살펴보고 이를 주거단지계획 기준으로 선정하고자 하였다. 분석결과, 서울시의 베이비부머는 주거단지계획 기준요소로 '사회 접근성'을 가장 높게 평가하고, '의료 접근성'은 두 번째로 중요한 요소로 판단하였다. 기타 '생활 편의성', '공간 인지성' 등이 차하의 순위를 기록하였다. 연구를 통해 서울시에 거주하는 베이비 부머는 생애주기적 관점에서 액티브 시니어가 지향하는 라이프 스타일과 매우 유사하다고 분석되었고, 이는 기존 노인세대가 보였던 고령자 전용적 거주선호와 구별되는 액티브 시니어의 틈새적 주거욕구라 판단된다.

한국 노년층의 사회자본에 대한 인식 유형화 및 영향요인 (Factors and Categorization of Perception toward Social Capital for Korean Older Adults)

  • 홍석호;황선영;김순은
    • 한국노년학
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    • 제37권3호
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    • pp.707-726
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    • 2017
  • 본 연구는 노인들의 개인수준에서 사회자본을 어떻게 인식하고 있는지에 대한 유형을 분류하고 이러한 차별화된 유형에 영향을 미치는 요인들을 실증적으로 분석하는 것을 목적으로 한다. 연구목적 달성을 위해 2014년 전국거주 만 65세 이상 1,060명 노인을 대상으로 조사한 '노인문제 및 지역사회자본 조사연구' 데이터를 활용하여 K-평균 군집분석과 다항명목 로지스틱 회귀분석을 실시하였다. 본 연구의 주요변수인 사회자본은 신뢰, 규범, 네트워크, 사회참여로 측정하였고 영향요인으로는 인구학적, 사회계층적, 정치종교적, 그리고 주거환경적 변수들을 선택하였다. 분석 결과 노인의 사회자본 인식에 대한 3가지 유형(사회자본 잠재형, 사회자본 단절형, 사회자본 풍족형)이 발견되었다. 3가지 유형들은 서로 다른 외재적 특징(나이, 교육, 생활수준, 주택소유, 정치성향, 종교, 거주지역, 주거형태)을 가지고 있었다. 사회자본 잠재형과 비교하여 나이가 젊을수록, 정치 성향이 진보적일수록, 종교가 없다고 응답할수록, 농어촌에 거주하지 않을수록 사회자본 단절형에 속할 확률이 높았다. 반면, 여성일수록, 학력이 높을수록, 연립과 다세대 주택에 거주하지 않을수록, 생활수준이 높을수록, 기독교를 믿을수록, 농어촌에 거주하지 않을수록 사회자본 풍족형에 속할 확률이 높게 나타났다. 본 연구의 분석결과를 기반으로 하여 실천적 정책적 제언을 제시하였다.

매직미러 실현을 위한 가상 패션코디네이션 연구 -RFID 코드 제안 중심으로- (Study on Virtual Fashion Coordination to Realize Magic Mirror -Focus on RFID Code Proposal-)

  • 이운영
    • 복식
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    • 제56권8호
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    • pp.83-94
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    • 2006
  • In this era of ubiquitous service, a computing device has functions similar with human beings. It influences all major fields of human life, such as clothing, dieting and housing. In order to use the coordination functions of the magic mirror, which might be a basic part of clothing in the era of ubiquitous service, this study concentrates on product information that should be inputted in RFID chip in detail in order to exercise virtual fashion coordination. Information should be inputted in RFID chip to use magic mirror for fashion coordination, a direction for doing this was also suggested. After coding the suggested clothing items, virtual fashion coordination was implemented as a fashion illustration. This study is as following, First, sorts standard code for suitable coordination in 4 images and presented to a proof. Code denoted by 10 characters. Each code literal special quality marks by two characters and divided by season, image, fabric, item, rotor, five items. Item middle of characters of 10 code, when agree on article more than 8, coordination is enabled. Secondely, It is presented by coordination to dressing action picture by suitable coordination classified apart in whole occasions, and coordination method by wearer inclination is remembered wearer's dressing action picture to Magic mirror including layered look. Thirdly, wardrobe of Magic mirror clothes that always buy newly in magic mirror, is washing and clothes that do not take to wardrobe did to be controlled. Fourth, Wealth and schedule is suggested firster than wearer's dressing action.

국내 초고층 주거의 친환경적 실내 공간 계획 및 개선방안 연구 - 친환경 건축 인증 제도에 의한 사례 분석을 중심으로 - (A Study on the Improvement and Environment-friendly Interior Space Planning of High-rise Residences in Korea - focuesd on the case analysis by environment-friendly architectural certification -)

  • 김자경
    • 한국실내디자인학회논문집
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    • 제17권3호
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    • pp.23-33
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    • 2008
  • After the concept of apartments was introduced in 1960s in Korea, on account of the development of architectural technology and science, high-rise residences in Korea are getting higher, and these residences have been becoming high-rise commercial/residential buildings since 1990. Nowadays, as the construction of high-rise commercial residential building complex is booming, the difference between these complex and high-rise apartments is getting smaller, and these two kind of high-rise residences are becoming new residential style in Korea. And these high-rise residences are considered the symbol of wealth owing to the marketing strategy emphasizing high quality, refined interior, a fair view, and the protection of privacy. However, high-rise residences bring about many problems related to health and psychology caused by the consumption of a large amount of energy, pollutant emission, the deterioration of the quality of indoor air, and vibration. For this reason, in this study, we tried to emphasize the necessity of environment-friendly access to provide healthy living environment and to reduce the negative effect of housing life in high-rise residences, and find the method to improve environment-friendly quality and health of residents in interior space. Therefore, this study aims to detect the problems and the items to be improved of interior spaces of high-rise residences by quantitative, qualitative analysis of the evaluation elements and the floor planning elements deduced from environment-friendly architectural certification in Korea and the other countries, and suggest the guideline to improve the environment-friendly quality of these interior spaces.

Prediction Model of Real Estate ROI with the LSTM Model based on AI and Bigdata

  • Lee, Jeong-hyun;Kim, Hoo-bin;Shim, Gyo-eon
    • International journal of advanced smart convergence
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    • 제11권1호
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    • pp.19-27
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    • 2022
  • Across the world, 'housing' comprises a significant portion of wealth and assets. For this reason, fluctuations in real estate prices are highly sensitive issues to individual households. In Korea, housing prices have steadily increased over the years, and thus many Koreans view the real estate market as an effective channel for their investments. However, if one purchases a real estate property for the purpose of investing, then there are several risks involved when prices begin to fluctuate. The purpose of this study is to design a real estate price 'return rate' prediction model to help mitigate the risks involved with real estate investments and promote reasonable real estate purchases. Various approaches are explored to develop a model capable of predicting real estate prices based on an understanding of the immovability of the real estate market. This study employs the LSTM method, which is based on artificial intelligence and deep learning, to predict real estate prices and validate the model. LSTM networks are based on recurrent neural networks (RNN) but add cell states (which act as a type of conveyer belt) to the hidden states. LSTM networks are able to obtain cell states and hidden states in a recursive manner. Data on the actual trading prices of apartments in autonomous districts between January 2006 and December 2019 are collected from the Actual Trading Price Disclosure System of the Ministry of Land, Infrastructure and Transport (MOLIT). Additionally, basic data on apartments and commercial buildings are collected from the Public Data Portal and Seoul Metropolitan Government's data portal. The collected actual trading price data are scaled to monthly average trading amounts, and each data entry is pre-processed according to address to produce 168 data entries. An LSTM model for return rate prediction is prepared based on a time series dataset where the training period is set as April 2015~August 2017 (29 months), the validation period is set as September 2017~September 2018 (13 months), and the test period is set as December 2018~December 2019 (13 months). The results of the return rate prediction study are as follows. First, the model achieved a prediction similarity level of almost 76%. After collecting time series data and preparing the final prediction model, it was confirmed that 76% of models could be achieved. All in all, the results demonstrate the reliability of the LSTM-based model for return rate prediction.