• Journal of Families and Better Life
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• v.19 no.5
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• pp.279-291
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• 2001

This study was peformed to identify a credit limit of the household. For this purpose, the differences in household economy by debt burden and the effects of debt burden on household economy was analyzed with the data of the Family Income and Expenditure Survey in 1999. The results showed that the household with debt burden, are likely to cut savings not consumption expenditures. The critical level of debt burden which distorts the household economy is found to be 25%. If the debt burden of the household exceeds 25%, they are no longer to save and ought to borrow to repay current debt.

• International Journal of Advanced Culture Technology
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• v.10 no.3
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• pp.85-92
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• 2022

In previous private education expenses were concentrated only on expenses for elementary, middle, and high school students. Therefore, it is difficult to understand the actual condition of preschool children's private education expenses. To solve this problem, we analyze the 2013 and 2020 data of the Korea Welfare Panel to confirm the private education expenditures of pre-school children. Also, we examine the differences and changes in private education expenditures according to household variables. We selected the household variable as the socio-demographic variable of the study subject. We defined the household variable as the area and income of the household. We show the actual results of private education expenses for household variables using frequency analysis, descriptive statistical analysis, t-test, and one-way ANOVA of SPSS 27.

• Korean Management Science Review
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• v.11 no.2
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• pp.29-41
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• 1994

This paper analyses the stochastic nature of the Permanent Income Hypothesis (PIH) by specifying the variance-covariance structure of PIH based on Hall and Mishkin[3]. Maximum likelihood is employed to estimate the model by explicitely incorporating the heteroscedastic nature of the data into the likelihood. The data used are individual Korean household consumption and income data. The results indicate that the data are generally consistent with the Permanent Income Hypothesis, and about 11 percent of the total variation in consumption may be attributable to the excess sensitivity of consumption to income.

• Journal of Families and Better Life
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• v.9 no.1 s.17
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• pp.113-130
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• 1991

The purpose of the present study was to describe the expectation and the performance on the housework socialization of the age homemakers and to ivestigate their relationships to the demographic characteristics and the influences of other related factors. 344 homemakers who were older than 45 years and were living in Chunlabuk-do, 1990 were sampled for this study. The data were collected by questionnaire designed by the researcher and analyzed by using frequency, one-way ANOVA analysis of variance, t-test, and multiple regression analysis. The major findings were as follows ; 1) The aged homemakers' housework socialization score was higher than the average, The score of the expectation was higher than one of the present performance. Scores for the utilization of the household equipments and the utilization of employes's services were higer comparing to those for other variables of the performance and the expectation respectively. 2) There was the significant differences in the each of the present performance varibles related to th housework socialization among the following demographic varables ; Age of homemakers, years of marriage, education, residence area, types of housing, monthly income, and level of housework equipment possession. 3) There was the significant differences in the expectation on the housework socialazation among the following variables ; age of homemakers, years of marriage, education, monthly income, and types of housing. The significant differences were found in the utilization of grouped, the utilization of the commodity, the utilization of the household equipments as subvariables of housework socialization, among age of homemakers, years of marriage, and level of education, The significant differences were found in the utilization of employee's services among age of homemakers, types of family, and level of health. 4) The level of education and monthly income significantly influenced on the present performance of the house work socialization. Years of marriage, significantly influenced on the utilization of grouped, education on the utilization of the commodity.(the utilization of the producted materials) and the utilization of employee's services and monthly income on the utilization of the household equipments (the utilization of the household appliances, and equipments). The years of marriage and education significantly influenced on the expectation on the housework socialization in the order, Age of homemakers and years of marriage significantly influenced on the utilization of grouped, the utilization of the commodity, the utilization of employee's services and age of homemakers and monthly income on the utilization of the household equipments.

• Journal of Families and Better Life
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• v.29 no.5
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• pp.121-140
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• 2011

The purpose of this study is to understand how the economic conditions and needs of single-parent families are different between single-mother and single-father families, and also how they are dependent on household composition. The data for this study were drawn from the 1st Korea Welfare Panel Study and analyzed by frequencies, means, ${\chi}^2$, t-test, F-test, and logistic regression with the STATA 9.1 program. The major findings are as follows: (1) Single-parent families are more likely to live in a three-generation household than married couple families. (2) The composition of a three-generation household of single-parent families is affected by sex, age, education, type of marital disruption, the type of employment of single parents and the age of the last-born child. (3) The income-to-needs ratio is not significantly different depending on the sex of the single parents and their household composition. However, material hardship is significantly low in three-generation household single-parent families. (4) There are differences between three-generation single-parent families and independent single-parent families in income sources: The ratio of public transfer to total incomes is higher in three-generation households than independent households, while the ratio of private transfer to total incomes is higher in independent households.

• Journal of Wellbeing Management and Applied Psychology
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• v.7 no.1
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• pp.1-7
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• 2024

Purpose: The improvement of the social security system can greatly affect residents' future uncertainty, and it is important to study the relationship between public pensions and household consumption. Research design, data and methodology: Using the 2018 China Household Panel Survey (CFPS) data, the instrumental variable method is used to analyze the impact of pension insurance on urban residents' consumption. Results: The results of the study show that there are differences in the impact of three different pension insurance systems on household consumption. The pension insurance for public sector significantly boosts household consumption, and having a pension insurance for public sector can increase household consumption by 7.7%. The pension insurance for enterprise employee will reduce household consumption, but this is only significant for urban households. The pension insurance for urban and rural residents has a negative impact on household consumption. For the 16- to 39-year-old group, having a pension insurance for urban and rural residents will reduce household consumption by 5.7%. At the same time, household income, assets, scale, and education level will positively stimulate household consumption. Conclusions: The study reveals varying impacts among different pension types, highlighting the need for optimizing social security schemes to incentivize higher consumption rates.

• The Korean Journal of Community Living Science
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• v.13 no.1
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• pp.51-65
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• 2002

The purpose of this study were to empirically verify the influence of varables on psychological well-being of married and employed urbanite and to provide a basis for promoting the quality of life. The subject of this study were 270 married and employed urbanite and interviewed with a questionnaire. The data were analyzed by SPSS/PC+ program for the frequency, mean, standard deviation, and regression analysis. The major results of this study were as follows: 1) The score of management of division of household work was a medium-level. The score of psychological well-being of married and employed urbanite was relatively high. 2) Variables that affect management of division of household work were sex, income, degree of using information, and degree of stress recognition. 3) Variables that affect psychological well-being were degree of work satisfaction, degree of income propriety, degree of stress recognition, fate control orientation and material orientation. 4) The influenced level of degree of work satisfaction on psychological well-being of married and employed urbanite was highest among the other variables.

• Journal of Families and Better Life
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• v.9 no.1 s.17
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• pp.95-112
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• 1991

This study is planned to provide the basic idea to seek for the appropriate Time Management Strategies and to investigate the Time Management Strategies and household work time of wives. For these research tasks, the data are collected through the questionnaire rand 479 respondents were housewives in seoul. Their data are analyzed using Frequency, ANOVA, Pearson's Correlation Analysis, Simple Regression Analysis, Multiple Regression Analysis. The Major findings of this study were as follows ; 1) There are significant differences in the time management strategies according to housewife's age, education level, and employment status, children's number, the type of housing, the type family, income and sex role attitude. 2) There are significant differences in the household work time according to housewife's age, education level, employment status, family size, children's number, type of housing, income, sex role attitude and time pressure perceptibility. 3) The Household work time is found to be negatively correlated to the Time Management Stategies except the adjustment of leisure and sleep time. 4) The Household work time is significantly related to housewife's employment status and the adjustment of leisure and sleep time.

• Journal of Distribution Science
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• v.15 no.6
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• pp.25-36
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• 2017

Purpose - The purpose of the study was to investigate the financial difficulty of the elderly in each income group and to examine the factors having related influence. The study adopted models with Korean welfare panel material and examined factors that having influence upon low income elderly's selection on retail business. Research design, data, and methodology - The study investigated the effects having influence upon the financial difficulty of elderly household as well as common household. It also examined independence variables having influence upon household's financial stress and found out the direction of financial control in elderly household. The study investigated the effect of financial stress upon economy to support consumption of the elderly. Results - In cases of financial difficulties, independent variables of the debt increased the financial difficulties of elderly households relying upon traditional markets. The elderly households had financial difficulties because of independent variables of the debt except for loan from financial institution. Conclusions - In this study, the elderly's financial stress had influence upon the use of retail business and the characteristics of residing and family. Further study shall give support policies for the elderly to alleviate financial burden.

• Journal of Families and Better Life
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• v.22 no.5
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• pp.75-89
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• 2004

The purpose of this study is to investigate the factors that determine daily financial resources interchange between adult children and their parents. The data were drawn from KLIPS(Korea Labor and Income Panel Study), vol. 5(2002). From this dataset, one thousand eight hundred and thirty six adult children's households that had interchanged with or transferred financial resources to or from their parents were selected for this study. The results of this study were as follow: First, when compared to non-interchanging households, the households that interchanged financial resources with their parents tended to have a household head who is economically active, and had relatively plenty of financial resources. Second, the amount of the transaction was much larger for the adult children's households that were reciprocally interchanging financial resources with their parents than the households that transferred resources one-way, either taking from or giving to parents. Third, the main determinants of interchanges with their parents were the household head's demographic characteristic(sex, age, and education) and residential area what affected the amount of the exchanges, on the other hand, were the household head's demographic characteristic(sex, age, and education), household income, and assets.