• 제목/요약/키워드: Household Income

검색결과 1,760건 처리시간 0.027초

가구주 직업에 따른 연령별 가계재무구조의 분석 (Analysis of the Effects of Householder's Occupation and Age on the Financial Structures)

  • 성영애
    • 대한가정학회지
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    • 제41권1호
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    • pp.39-58
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    • 2003
  • This study investigated the effects of the householder's age as a proxy for the family life cycle stage variable and the householder's occupation on the household financial structures. Household financial structures are analyzed by the components of two financial statements(the income and expense statement and the balance sheet statement) and selected financial ratios. The data came from the 1998 Korean Household Panel Study. It was found that the age profiles of household finances such as household income, expenditure, savings and consumption rate, financial assets, real assets and home ownership, debt and net worth usually vary according the householder's occupation. The ratios of debt repayment and the liquidity ratios also vary in part as age changes for each occupational group.

가계재무관리자의 경제적 불안과 재무관리행동에 관한 연구 (A Study on the Economic Distress and the Financial Management Behavior of the Household Financial Managers)

  • 김미린;홍은실
    • 가정과삶의질연구
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    • 제28권5호
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    • pp.113-129
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    • 2010
  • This study explored the level and general propensity of the economic distress and the financial management behavior of household financial managers and analyzes the effects of economic distress and the sub dimensions to financial management behaviors. The research results can be summarized as follows. 1. The overall level of economic distress of household financial managers was middle-levels and the financial management behavior were slightly higher than mid-point. 2. Regarding the household variables on the economic distress of household financial managers, education levels and occupations of husbands, monthly income, financial knowledge were the variables that had a significant negative effect on the economic distress. That is, higher education levels of husbands, husbands with management-level/professional-level career, higher monthly income, and higher level of financial knowledge generated lower economic distress. 3. Regarding the household variables and the economic distress on the financial management behavior, monthly income, and financial knowledge were the variables that had a significant positive effect on the financial management behavior. On the contrary, income-asset distress was negative variable. Thus, higher monthly income, higher level of financial knowledge, and lower level of economic distress generated higher financial management behavior. Statistically significant differences were detected in financial management behavior sub dimensions. From this research, it could be concluded that the main variables affecting the level of financial management behaviors are income-asset distresses and financial knowledge.

An analysis on determinants of farm household income in Gyeongbuk province: focus on the Saemaeul project

  • Lee, Sang-Ho
    • 농업과학연구
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    • 제45권1호
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    • pp.137-142
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    • 2018
  • The aim of this paper was to analyze the determinants of farm household income in the Gyeongbuk province. Data from 5,254 villages in the Gyeongbuk province were used. The main results are as follows. First, the percentage of self-supporting villages for fishing villages was 10.8%, which was higher than the average of 6.4%; however, the percentage of self-supporting villages for mountain villages was only 2.7 percent. Second, the level of income was estimated to positively correlate with the ratio of the roof improvement rate, a sisterhood relationship, farming households, and the number of people under the age of 14. Finally, the results show that variables such as age, farming percentage, roof improvement ratio, and a sisterhood relationship were significant. When the percentage for the roof improvement ratio was higher, the ratio for a sisterhood relationship with another city was higher, and when the proportion of farmers was higher, the average income of the village was higher. Based on the results from the above analysis, the following policy implications are suggested. First, the income levels of rural villages in the 1970s are related to the Saemaul project in Korea. In other words, the Saemaul project contributed to improving the farming household income by direct and indirect methods. Second, it can be seen that it is important to develop policies that take into account different village types within rural areas.

가구특성에 따른 소득계층 변화 (Household Characteristics and Changes in Income Class: 1998~2001)

  • 김진욱;정의철
    • 노동경제논집
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    • 제27권2호
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    • pp.91-115
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    • 2004
  • 본 연구에서는 한국노동패널의 1998년과 2001년 자료를 이용하여 가구별 균등화된 소득에 따른 소득계층을 구분하고 가구특성이 소득계층의 변화에 미치는 영향을 분석하였다. 소득계층은 저소득층, 중산층, 고소득층으로 구분하였으며 소득계층의 변화는 4년 동안 계층 하락, 계층 유지, 계층 상승 등 3가지 변화와, 가장 하락, 하락, 유지, 상승, 가장 상승 등 5가지 변화로 구분하여 순위 프로빗모형을 이용하여 실증 분석하였다. 또한 1998년 저소득층의 가구특성이 계층 상승에 미치는 영향을 분석하기 위해 1998년 저소득층과 설명변수의 상호작용을 고려하였다. 순위 프로빗모형의 추정 결과 1998년 거주지, 가구주 연령, 가구주 교육수준, 가구내 취업자수와 1998년과 2001년 사이의 가구내 취업자수의 변화가 통계적으로 유의하게 나타났다. 설명변수별 한계효과를 추정한 결과 1998년의 가구주 교육수준이 높을수록, 1998년의 가구내 취업자수가 많고 2001년까지 취업자수가 증가할수록 소득계층이 상승할 확률이 더 높아진다는 결과를 얻었다. 가구주 연령에 있어서는 중산층 및 고소득층의 경우 연령이 증가할수록 소득계층 상승 확률은 감소하나 저소득층의 경우 40대와 50대는 소득계층 상승 확률이 증가하는 것으로 나타났다.

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가사노동 사회화에 관한 연구 (The Study on the Socialization of Household Work)

  • 김영숙;심미영
    • 가정과삶의질연구
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    • 제9권2호
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    • pp.191-207
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    • 1991
  • The purpose of this study is to investigate the degree of socialization of household work and to analyze the influence of demographic and psycho-social variable on socialization of household work. For the purpose of this study, questionnaires were administrated to 314 housewives in Pusan. For the statistical analysis were as follows; 1)The degree of socialization in the domain of food showed significant difference by number of family, number of children, housewife's age, housewife's education, husband's education, income and sex-role attitude. The degree of socialization in the domain of housing showed significant difference by family pattern, housewife's education, husband's education, state of housewife employment. husband's occupation , income and sex-role attitude. The degree of socialization in the domain of clothing showed significant difference by housewife's age, housewife's education, husband's education , state of housewife employment. husband's occupation, income and sex-role attitude. The degree of socialization in the domain of family management showed significant difference by number of children, housewife's age. state of housewife employment, income, period of marriage life and sex-role attitude. The degree of socialization in the domain of home management showed significant difference by housewife's education, husband's occupation, sex-role attitude and share of household work. 2) The socialization in the domain of food was influenced husband's education, income, housewife's education and sex-role attitude. The socialization in the domain of housing was influenced husband's education, income, housewife's occupation and sex-role attitude. The socialization in the domain of clothing was influenced husband's education, income. housewife's occupation and sex-role attitude. The socialization in the domain of family management was influenced husband's education, shave of household work. and sex-role attitude. The socialization in the domain of home management was influenced husband's education, shave of household work, and sex-role attitude.

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종사상 지위와 가구 균등화 소득이 치과 의료 미충족에 미치는 영향 : 2018 한국의료패널 자료를 활용한 분석 (The effect of employment status and household equalization income on unmet dental and medical care needs : a study on the application of Korea Medical Panel Data 2018)

  • 이진하;오경재
    • 한국치위생학회지
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    • 제23권2호
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    • pp.125-132
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    • 2023
  • Objectives: This study used the 2018 Korea Health Panel Survey data to analyze factors affecting employment status and income relating to unmet dental and medical care needs. Additionally it investigated measures to reduce oral health inequality among various socioeconomic classes. Methods: Descriptive statistics for the subjects' unmet dental and medical care needs were calculated through chi-square test analysis, and multivariate logistic regression analysis was applied to identify factors affecting the unmet dental and medical care needs. The odds ratio and 95% confidence interval were calculated for each level. These data were analyzed using STATA 17.0 SE (64-bit) version, and the statistical significance level was set to p<0.05. Results: As a result of unmet dental and medical care needs according to general characteristics, the lower the education level (p<0.001), the higher the age (p<0.001) and the lower the household equalization income (p<0.024) and the smoker status (p<0.003) were, respectively. Factors that have a statistically significant impact on unmet dental and medical care needs were divorce, separation and bereavement (p<0.001) in individuals than in married persons, and being smokers than non-smokers (p<0.009). The frequency of unmet dental and medical care needs were found to be lower in the cases of a high school graduate than an elementary school graduate (p<0.018), and of higher household equalization income (p<0.001) than the lowest household equalization income, respectively. Conclusions: It was found that various factors such as age, education level, household equalization income, employment status, type of working hours type, and smoking status affect unmet dental and medical care needs.

소득수준별 가구 경제요인이 우울에 미치는 영향에 대한 종단적 고찰 (Longitudinal Study on the Effects of Depression by Household's Economic Factors According to Income Levels)

  • 성준모
    • 한국사회복지학
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    • 제62권1호
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    • pp.109-132
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    • 2010
  • 본 연구의 목적은 가구원의 우울정도에 영향을 미치는 가구내 경제요인이 무엇인지를 가구의 소득수준별로 알아보는 것이다. 이를 위해 한국복지패널 1,2차년도 자료를 활용하여 패널 회귀분석을 실시하였다. 연구결과, 가구원이 인식하는 주관적인 가족수입 만족도 변화가 우울정도에 미치는 영향력이 큰 것으로 나타났다. 일반 가구원의 경우 직접적인 소득이나 지출관련 변수들의 변화가 우울변화에 영향을 미치는 반면, 저소득층 가구원의 경우는 이러한 변수들이 우울에 유의미한 영향을 미치지 않았다. 통제변수중에서는 나이, 혼인상태, 교육수준 등이 유의미한 영향요인이었다. 이러한 결과를 통하여 우울의 차이를 가져오는 가구 경제요인이 무엇인지를 탐색적으로 이해하였으며, 우울과 관련한 사회복지적 개입에 있어서 가구경제 지원에 대한 정책적 방향을 논의하였다.

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Correlation Analysis between Median Household Income and LEED-Certified Public Transportation Access

  • Han, Hee Su;Kim, Boo-Young;Park, Young Jun;Son, Kiyoung
    • 한국건축시공학회지
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    • 제14권3호
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    • pp.266-272
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    • 2014
  • The Leadership in Energy and Environmental Design (LEED) Green Building Rating System provides third-party verification for environmentally sustainable construction. But while LEED-certified buildings provide healthier work and living environments, Previous studies have shown that LEED certification does not provide any direct economic incentives to owners and developers. To address this issue, this study aims to investigate the economic benefits of LEED criteria. The objective of this study is to examine whether or not there is a significant correlation between median household income and the number of bus stops and light rail stations for a given parcel that meet LEED sustainable site criteria for public transportation access. The findings showed that the number of bus stops had a positive correlation with median household income, which means that more bus stops a given parcel had that met LEED criteria, the greater the median household income of a block group where the given parcel was located would be, though this positive correlation was very weak.

A Computable General Equilibrium-Top Down Behavioral Microsimulation on Assessing the Philippine Tax Reform

  • DIZON, Ricardo Laurio
    • The Journal of Asian Finance, Economics and Business
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    • 제8권1호
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    • pp.543-550
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    • 2021
  • The purpose of the study is to investigate the simulated effects of the Philippine tax reform, which is called Tax Reform for Acceleration and Inclusion Law, on household income and occupational choice. The study utilized the Family Income Expenditure Survey and tax collection as input to Computable General Equilibrium-Top Down Behavioral Microsimulation approach to determine the effect of Philippine tax reform on household income and occupational choice. The results of the study show that the household income in the Philippines will increase due to the implementation of the Philippine tax reform. Also, the study had found that tax reform results drive the household to shift from being farming entrepreneur to salaried workers since the utility derived from being workers is much higher compared to the utility derived from being entrepreneur. The findings of this research suggest that the Philippine Tax Reform for Acceleration and Inclusion Law is beneficial to the household since their income would increase, which will further result to an increase in their capability to buy goods and services. However, the tax reform would also lead to imbalance between the distribution of numbers of workers across sectors such as entrepreneurial farming, entrepreneurial non-farming, and wage sector.

도시 노동자가계의 소비지출분석 - 時系列 자료를 중심으로- (Analysis of consumption expenditure in urban household budgets -Using time series data-)

  • 김정숙
    • 가정과삶의질연구
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    • 제10권2호
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    • pp.19-36
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    • 1992
  • The purpose of this paper is to analyze empirically the tendency of household consumption expenditure according to the change of social and economical condition, and the factor which influences consumption expenditure of urban household. The data used in analysis are time-series. The data are statistic form Urban Household Economy Survey published by the Economic Planning Board, dating form the first quarter of 1970 to the fourth quarter of 1989. The income of household and consumption expenditure materials were deflated as consumer price index to exclude the influence of prices and the influence of household composition are considered to deflated as the size of the household under assumption of homogeneity. The consumption expenditure items were categorized to 12 relatively large range items. The time-series data were analyzed by using the Two Stage Least Squares and the Ordinary Least Squares. The following is the result of analysis. 1) Rather than the income increase of previous years. the average income increase for two years influences more significantly on consumption expenditure of household. In the case of influence on consumption expenditure for each item by increase in disposable income, such categories as furniture and utensils. clothing and footwear, housing, medical care, culture and recreation, and transportation and communication have significant influence. 2) Among consumption expenditure categories, the increasing factors were furniture and utensils, and clothing and footwear. And the decreasing factors were housing, medical care, culture and recreation ,and transportation and communication. The relative prices, however, had significant influence on categories such as housing, furniture and utensils, medical care , culture and recreation, and transportation and communication and all of them were the decreation factors. 3) Among with changes of social and economical conditions, miscellaneous showed the highest increase in marginal propensity to consume and foods was the lowest. Also culture and recreation and housing brought up a great change of the income elasticity of demand.

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