• 제목/요약/키워드: Home-owning

검색결과 23건 처리시간 0.022초

농촌여성의 경제적 지위에 관한연구 -경북지역 농촌지도자층 농가를 중심으로- (A study on the Economic Status of Rural Women)

  • 조희금
    • 가정과삶의질연구
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    • 제16권4호
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    • pp.41-54
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    • 1998
  • The purpose of this study is to analyze the compensation of rurul women receive instead of their physical participation and contribution to their households. I am specifically concerned with the rural women's economic status in relation to their decision making power on household and agricultural economic issues as well as property held in their names. The data of 166 rural men and women in Jyungpook Province are collected by using questionnaires in June 1998. The findings of this study are as follows; 1) Rural women contribute average 53% of their husbands' contribution to agricultural labor which is on average 43.0% of total annual household income. 2) The decision making power on major economic issues remains still very low among rural women. Rural women are still excluded from the possibility of actually owning assets such as property,. Only 189% had assets under their names for assets. 3) The significant factors concerning the rural women's decision making power on econo ic issues are gender-role attitudes of rural women and the husband's judgement of how much their wives contribute to the annual household income. 4) the major factors which influence rural women owning household assets are the decision making power on economical matters contribution to the annual household income and each woman's education level.

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A Comparison of Housing Welfare Policies among Major Asian Countries in the Modern Era

  • Chiu, Rebecca L.H.
    • 토지주택연구
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    • 제4권1호
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    • pp.23-31
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    • 2013
  • The regional economic crises in the late 1990s and the global economic crisis in the late 2000s had reduced the differences in housing policies among the major Asian economies. This paper attempts to explain and compare housing welfare policy shifts between subsidizing home owning and subsidized renting from the perspectives of the economic and social roles of housing, the lock-in effect of policy processes, and the welfare provision strategy of the East Asian economies. It argues that the impact of economic crises on housing welfare policy in East Asia depended on the duration and the intensity of the crisis and the length and severity of the subsequent economic depression. Another important factor was the role of housing in the economic and social development, especially whether housing market development was considered as an engine of economic growth or revival, and whether the tools of housing policy caused the economic crisis. The loss of impetus for home ownership drive and the new emphasis on rental subsidy provision are new policy trends. Nonetheless, the economic revival since mid-2009 has caused the re-introduction of home ownership subsidies for quenching the housing affordability problems and enhancing home ownership making use of the strong economic conditions.

한국과 일본 대학생의 전통복식에 대한 인식차이연구 (A Study on the Difference between Korean and Japanese College Student's Recognition of Their Traditional Costume)

  • 이희남;한승희
    • 한국의류학회지
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    • 제30권4호
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    • pp.623-632
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    • 2006
  • This study discusses the traditional costume of Korea and Japan and cognitive factors affecting its recognition by conducting a survey on both Korean and Japanese students so that comparative analysis of the differences about whether to rent or own traditional costume and about whether the students surveyed have visited the other country reciprocally, can be made to set the future course of the traditional costume which have gradually been worn less frequently and favored by less people. College students of Japan and Korea were chosen for this study and asked to fill in a questionnaire. 491 respondents were analyzed using SPSS10.0 for frequency analysis, factors analysis and t-test. Findings of this study are as follows: Firstly, there were 7 factors affecting the Korean student's recognition of Hanbok while 6 factors involved in Japanese student's recognition of Kimono. Korean students thought highly of the traditional costume and yet had less knowledge of it compared to the Japanese students. Secondly, analysis of the student's recognition of their counterpart's traditional costume showed that there were equally 4 factors affecting the student's recognition. Students found the traditional costume difficult to wear and uncomfortable when worn. Japanese students regarded Hanbok as an abstract form of the traditional Korean culture while Korean students viewed Kimono as a realistic form of something concrete. Thirdly, analysis of the differences about the recognition based on the student's owning or renting the traditional costume. or visiting the counterpart's country, showed that students owning the traditional costume were more positive about the traditional costume and well versed in it. And students having visited their counterpart's country thought more favorably of the traditional costume of their counterpart.

권역별 주택금융부채 실태 (Home Financing and its Debt Load of Home-owning Households in korea)

  • 한지영;이현정
    • 한국주거학회:학술대회논문집
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    • 한국주거학회 2011년도 춘계학술발표대회 논문집
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    • pp.296-300
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    • 2011
  • It's well known that housing is one of the largest holdings in household wealth and at the same time the majority of households highly concentrate on it for their wealth accumulation. Coupled with a low interest rate and increasing housing price, the rationale is conspicuous and the propensity to debt-financed consumption becomes strengthened. This research was to examine the risk of home financing. In doing so, the study utilized several secondary data to identify the characteristics of households who finance loans for home buying in three regions of the nation - so-called Bubble 7, Seoul Metropolitan Area, and others. Based on the 2009 KB survey, the major findings were as follows: the majority of the studied households in Seoul Metropolitan Area who owned a house lived in rental housing, housing accounted for 89% of the household wealth, and home loans taken on were a ballon payment amortized for a short-term period (5 years) with an adjustable interest rate. In addition, the payment method most of the households depend on is income. The financing mechanism fueled debt load of the households, and further they are financially very vulnerable to such factors as increase in interest rate, unemployment and market downturn. In the absence of understanding the financial system, the consumption behavior leads to house-poor, so that financial accountability and ethics are addressed while the intervention of the government in home financing system should be more cautious but stimulate financial soundness in household wealth accumulation.

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노부모와 동거하는 기혼여성자녀의 시장노동 참여 및 참여 시간 결정 요인 : 기혼여성자녀와 노부모와의 시간자원 이전을 중심으로 (Intergenerational Time Transfers between Married Women and their Co-residing Elderly Parents and their Impact on Married Women's Labor Force Participation)

  • 한지수;홍공숙
    • 대한가정학회지
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    • 제45권6호
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    • pp.61-75
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    • 2007
  • This paper examines the intergenerational time transfers between married women and their co-residing elderly parents, and how they affect married women's labor force participation and work hour. The sample was drawn from the "2004 Time Use Survey" conducted by Korea National Statistical Office and the Heckman's 2-step model was estimated to examine these relationships. We find that women's caregiving time for their elderly parents reduces their likelihood of participating in the labor force. On the contrary, parental time transfers for married women increases the probability of their labor force participation. We find no evidence that the actual hours of paid work is related to the time transfers between married women and their elderly parents. In other words, after married women decide to participate in the labor force, their work hours are not affected by the time spent for parents and time gained from parents to them. Parental income is positively associated with the married women's labor force participation whereas husband's income is negatively related. The married women working in service occupation and earn salaries work longer hours than those employed as laborer and wage workers. Having older parents and owning the second home reduce working hours of married women.

은퇴준비를 위한 재무계획 프로그램 개발에 관한 기초연구 - 가족생활주기적 관점의 재정복지실현을 중심으로 - (A Preliminary Study on Financial Program Development for Retirement Preparation - Focused on Famiy Life Cycle Stage -)

  • 문숙재
    • 대한가정학회지
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    • 제35권5호
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    • pp.1.1-15
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    • 1997
  • The purposes of this study were to identify the household's financial status by life cycle stage and no analyze contributing factors to financial planning for retirement preparation among Korean marred couples. For these purpose, 2074 married couples those being under 55 and having either single earner or dual earners were selected, and total sample was divided into three stages; young-aged(<35), middle-aged(35-44) & old-aged(45-54). Statistics were frequencies, means, percentile, and logistic analysis. The results were as follows. First, old-aged had higher level of total income, total expenditure and total assets than either young-aged or middle-aged. In addition, households those holding private pensions were likely to have higher total income, total expenditure and total assets than those owning no private pension. while middle-aged had a highest total debts. Second, gini coefficients of total income and total expenditure between three aged groups were similar, but old-aged had the highest gini coefficient of total assets and total debts. In particular, gini coefficients of total assets and total debts of households those having no private pension were greater than those holding private pensions. third, contributing factors to private pension ownership of young-aged were family & household-related factor and financial factor, middle-aged's factors were household head's characteristics and financial factor. Also, old-aged's factors were household head's characteristics, family & household-related factor and financial factor.

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인터넷과 기혼여성의 직업생활 - 여성전용 웹사이트 회원의 사례를 중심으로 - (The Internet Use and Working Life of the Married Women - Focusing on Cases which have a Membership of the Women Portal Site -)

  • 차성란
    • 가족자원경영과 정책
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    • 제6권1호
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    • pp.189-212
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    • 2002
  • This study was purposed to explore how the information society effects on the working life of the married women. To answer the question, with theroetical background, 6 married women's cases which were selected through women's portal internet site were analysed. As results, these married women had contracting base, part-time jobs. Their jobs were chacterized by computerizing. They were different with traditional jobs in the industrial society. Internet sites were effectively used for work information network by them. So, in the future, many married women will be able to find working opportunity in a home-based part-time job through internet. And they presented aptitude for their work. Her children and husband were proud of her. They had confidence in their working ability Many women had a project publishing a book, owning a business, and making new products by her own's idea.

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대중교통시설과 근린시설의 접근도에 따른 교통이용행태 및 교통비용 (Travel Demand and Transportation Cost of Household According to Accessibility to Public Transport and to Service Facilities)

  • 김성길
    • 대한교통학회지
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    • 제24권6호
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    • pp.65-74
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    • 2006
  • 승용차이용이 많이 유발될 수밖에 없는 지역으로의 주거이동은 쉽게 간과되는 가구의 교통비 지출에도 원인이 있다. 가구의 자동차수요를 적게 일으키고 교통비를 절감시키는 주거입지와 구조를 알아보기 위해서는 주거지역의 공급시설수준에 따른 가구의 교통수용행태를 분석하고 이러한 자료를 기반으로 실제에 가까운 가구의 교통비용을 산정할 필요가 있다. 본 연구는 대중교통시설을 비롯한 근린시설들에 대한 접근도가 가구의 교통이용행태와 더불어 교통비 지출에 미치는 영향을 분석하는데 목적이 있다. 연구지역은 광역 함부르크 시이고 1,640가구들을 통행행태에 대한 설문조사가 실시되었다. 개인의 대중교통이용과 교통거리는 대중교통 공급시설만으로는 큰 영향을 받지 못하고 근린시설공급이 뒷받침 되어야 한다는 사실이 분석결과에서 나타났다. 또한 대중교통시설 및 근린시설이 부족한 지역일수록 여기에 있는 가구들의 승용차 보유수와 교통거리가 증가되었으며 이에 따라 결국 가구들의 교통비용이 늘어났다. 가구그룹들에서 교통비의 최고치와 최저치 사이에 가구당 월 약 200유로 차이가 났다. 가구가 쉽게 감지하기 어려운 주거입지별 평균 교통비용이 가시화되어 가구들에게 홍보된다면 가구의 주거이동행태를 교통수요가 적은 지역으로 유도하는데 기여할 수 있다.

노인복지 측면에서 본 충청북도지역 노인단독가구의 생활환경 분석 및 개선 방안 - 사회적 관계 및 가사노동실태를 중심으로- (The Analysis of Living Environment of the Elderly Households in Chungbuk Province and Suggestions from the Perspective for the Well-being of the Elderly -Focused on Social Relationship and Housework Implementing-)

  • 조영희
    • 가정과삶의질연구
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    • 제15권1호
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    • pp.173-190
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    • 1997
  • The purpose of this study is to investigate social relationship and housework implementing of the elderly households in Chungbuk and to provide suggestion s from the perspective for the well-being of the elderly. The data of this study are collected through questionaire and the data of 244 respodents are analyzed using Frequency Contingency analysis one-way ANOVA. The results are as follows: firstly most elderly tend to have a close relationship with their neighbors in their houses. The activity of social relationship is routine behavior and the satisfaction of social relationship with their neighbors is high, The older the age the lower the education level and the poorer in physical health the more frequently they meet their neighbors and friends the more frequently they go to establishments for elderly and tend to play games such as a flower cards game. Secondly the average time implementing housework by elderly women is about 3.63 hours. The attitude toward housework is a l ttle negative. The average housework eqipments owned by them are 4.8 The older the poorer in physical health the lower level of owning housework equipments the shorter is the time implementing housework and the more negative is the attitude toward housework.

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주택매매 세율규제에 따른 문제점 고찰 (A Study on the Problems of Home Sales Tax Rate Regulation)

  • 서권복
    • 문화기술의 융합
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    • 제7권1호
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    • pp.140-144
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    • 2021
  • 우리 인간은 살아가면서 현대문명의 발달과 함께 좀 더 나은 생활환경을 추구하고자 한다. 특히 의식주의 향상을 위해 많은 노력을 기울이고 있는 현실이다. 그 가운데 주택의 개념은 삶의 질을 향상시키기 위한 주요 기능으로 작용한다. 그런데 이러한 주택의 매매를 둘러싸고 정부의 지나친 세율규어제제 정책으로 오히려 전월세 비용을 부추기며 나아가 주택매매 마저 원활하게 대처하지 못하고 있는 현실이다. 일반적으로 주택(아파트 등) 보유로 인한 소요비용으로는 취득시와 보유시로 나누어 볼 수 있다. 여기에 주택 장기보유로 많은 세금을 부담하고 있다. 이어 주택매매에 따른 양도세율의 상승으로 재산권 처분이 자유롭지 못하고 있다. 이는 시장원리를 제약하는 요소로 기능한다. 최근 부동산 정책 발표에 따르면 종합부동산세, 양도세 등 다주택자 세금강화에 이어 규제지역 다주택자에 대한 양도세 중과세율을 인상한다는 것이다. 이렇게 되면 주택매매는 원활하지 못하고 오히려 전·월세를 부추기는 현상을 초래할 수 있는 것이다. 다주택자의 주택처분을 유도하기 위해서는 다년간 보유기간에 따라 양도세율을 인하하는 정책이 필요해 보이는 부분이다. 취득 후 20년간 보유하였다면 그 동안 많은 세금을 납부하여 이익을 환원한 것이다. 그렇기 때문에 매매에 따른 양도세를 부과하지 말아야 할 것이다. 20년 이상 보유주택의 무세금 원칙적용은 향후 시장원리에 부응하며 전월세 정책 등에도 효과적으로 기능할 것이다.