• Title/Summary/Keyword: Free charges

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Voluntary Insurance for Ensuring Risk-Free On-the-Go Banking Services in Market Competition: A Proposal for Bangladesh

  • Rahman, Akim M.
    • The Journal of Asian Finance, Economics and Business
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    • v.5 no.1
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    • pp.17-27
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    • 2018
  • In 21st Century business world, services are carried out in multifaceted, competitive and rationality manner that are characterized by evolving many factors, which are often unpredictable. On-the-go banking is a product in financial sector. However, it faces serious pitfalls being it riskiness. Bank customers compete for time-saving options. On contrary, PCBs compete for marginalizing its operating costs for enhancing its revenues. On strategic tactics, PCBs targets city customers in multi-facets including offering incentives for enhanced usages of on-the-go banking. Influencing customer's intention, attitude and behavior in banking, PCBs also offers incentive under market system along with often informational asymmetry. However, it causes exploitation. In most cases customers don't read terms & conditions of services. They don't save contract-copy. These weaknesses cause abuses. Customer faces hidden charges, extra fees, account hacked. Addressing the issue, Voluntary Insurance Option is proposed where PCBs will introduce it as a product of bank-services. Transferring risk away from customer will benefit both PCBs and bank-customers. This product can attract new customers who were on the brink using digital banking but just felt it was too risky. This model can facilitate the parties involved for increasing usage of on-the-go banking-services while customers can maintain optimal utility of usages.

The Effect of Hygrothermal Aging on the Properties of Epoxy Resin

  • Wang, Youyuan;Liu, Yu;Xiao, Kun;Wang, Can;Zhang, Zhanxi
    • Journal of Electrical Engineering and Technology
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    • v.13 no.2
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    • pp.892-901
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    • 2018
  • Because of excellent electrical properties, epoxy resin is widely used in packaging and casting power equipment. Moisture and temperature in the environment are inclined to seriously affect the insulation tolerance of epoxy resin. This work focuses on the aging characteristics of epoxy resin in hygrothermal environment. Scanning electron microscopy images show that there are micro-crack, micro-slit and holes inside aged samples. The moisture absorption process undergoes three equilibrium stages and it does not follow the Fick's second law. Observing the change of hydrogen bonds in the infrared spectra of the dried samples, it is found that chemically moisture absorption immerges when the physical moisture absorption entered the third equilibrium stage. By Debye equation to fit the imaginary part of the dielectric constant, it is concluded that the uniformity of water molecule has a great influence on the electrical conductivity loss. Furthermore, the polarization loss can be more easily affected by water molecules than small free molecules. After the aged samples being dried, their real and imaginary part of the dielectric constant descend, but their original electrical properties cannot completely restored. After chemical moisture absorption appears inside the material, the residual space charges increase significantly and the charge dissipation rate slow down obviously.

New Single-stage Interleaved Totem-pole AC-DC Converter for Bidirectional On-board Charger

  • ;Kim, Sang-Jin;Kim, Byeong-U;Sin, Yang-Jin;Choe, Se-Wan
    • Proceedings of the KIPE Conference
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    • 2018.07a
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    • pp.192-194
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    • 2018
  • In this paper a new single-stage ac-dc converter with high frequency isolation and low components count is introduced. The proposed converter is constructed using two interleaved boost circuits in the grid side and non-regulating full bridge in the DC side. An optimized switching is implemented on the two interleaved boost circuits resulting in a ripple-free grid current without a ripple cancellation network; hence very small filter inductors are used. A simple and reliable closed-loop control system is easily implemented, since the phase-shift angle is the only independent variable. Moreover, current imbalance is avoided in the presented topology without current control loop in each phase. The proposed charger charges the battery with a sinusoidal-like current instead of a constant direct current. ZVS turn on of all switches is achieved throughout the operation in both directions of power flow without any additional components.

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A Data Envelopment Analysis Model for Evaluation of Efficiency of Deep-Sea Fishing Industry (원양어업의 효율성 평가를 위한 자료포락 분석 모형)

  • Kim, Jae-Hee;Choi, Kang-Deuk;Kim, Soo-Kwan
    • The Journal of Fisheries Business Administration
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    • v.39 no.3
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    • pp.49-65
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    • 2008
  • In Korea, deep-sea fishing industry is faced with pressure of being thrown out of business, because of the upcoming unfavorable business conditions such as the fishing regulation of coastal countries, Korea-US Free Trade Agreement(KORUS FTA), and the other socio-economic changes. Hence, we present an evaluation of future business competitive for the deep-sea fishing industry so that the government can develop a concession plan for the deep-sea fishing industry by utilizing the results of this study. In efficiency analysis of deep-sea fishing industry, the decision maker may have two problems: (1) how to deal with multiple inputs and outputs of deep-sea fishing industry and (2) how to assign the weights on different inputs and outputs, In this paper, we proposed to use Data Envelopment Analysis (DEA) to estimate efficiency of deep-sea fishing industry with multiple inputs and outputs. In the DEA, The direct impact of KORUS FTA, fishing regulation of coastal countries, fishing charges, and competitive fishing conditions were used as input parameters while the profitability and secured fishing quarters, as outputs. The results of DEA-BCC model indicate that 6 out of 12 DUMs have better efficiency under variable return to scale assumption.

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An Analysis of Income Models for Open Access in Korean Scholarly Journals (오픈액세스 수입원 분석을 통한 국내 학술지의 성향 연구)

  • Joung, Kyoung-Hee
    • Journal of the Korean Society for Library and Information Science
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    • v.44 no.3
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    • pp.137-154
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    • 2010
  • The purpose of this study is to examine the tendency of open access income models in gratis open access journals and fee-based online journals in Korea. This study found that there was no clear difference between two groups and fee-based online journals had several of the same characteristics of open access journals. That is, the societies published fee-based journals have requested APC to authors and additional page charges for the articles with research funding. Also, in case of fee-based online journals, the journals received subsidies from external funding agencies were more than free OA journals. These findings show that fee-based online journals in Korea have a lot of capability to transition to open access journals.

Effects of LC Alignment by Controlling Ion-beam Energy Density (이온빔 에너지 밀도 조절에 따른 액정 배향 효과)

  • Park, Hong-Gyu;Lee, Kang-Min;Oh, Byeong-Yun;Kim, Byoung-Yong;Kang, Dong-Hun;Han, Jin-Woo;Kim, Young-Hwan;Ok, Chul-Ho;Han, Jeong-Min;Lee, Sang-Keuk;Seo, Dae-Shik
    • Proceedings of the Korean Institute of Electrical and Electronic Material Engineers Conference
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    • 2007.11a
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    • pp.399-399
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    • 2007
  • Recently, it is widely studied to liquid crystal (LC) alignment using ion-beam exposure. Because conventional rubbing method has some problems such as defects from dust and electrostatic charges during rubbing process. Therefore rubbing-free techniques like ion-beam method are strongly required. We studied LC alignment by controlling ion-beam energy density and electro-optical (EO) characteristics of twisted nematic LC on the polyimide surface. In this experiment, a good uniform alignment of the nematic liquid crystal (NLC) with the ion-beam exposure on the polyimide (PI) surface was observed. In addition, it can be achieved the good EO properties of the ion-beam-aligned twisted nematic liquid crystal display (TN-LCD) on PI surface.

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Case Study on the Explosive Demolition of Steel Truss Bridge using Charge Container for Cutting Structural Steel (강재 절단용 장약용기를 이용한 철골 교량 발파해체 시공사례)

  • Park, Hoon;Suk, Chul-Gi;Noh, You-Song
    • Explosives and Blasting
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    • v.36 no.1
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    • pp.20-33
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    • 2018
  • A locally damaged structure is a structure that cannot be reused due to having parts that have lost their structural function as a result of abnormal load across the interior or exterior of the structure. The causes of the abnormal load occurrences can be classified into natural disaster and artificial disaster. Locally damaged structures caused by this abnormal load have risk factors that may lead to the possibility of additional secondary collapses, so such structures require immediate and complete dismantling. The case presented in this study involves the application of explosive demolition to a steel truss structured bridge in the Philippines that was damaged due to construction failures and the hurricane. Although shaped charges were needed in explosive demolitions, difficulties in locally obtaining such material. So, we made a charge container to charging of emulsion explosive during the explosive demolition. The explosive demolition resulted in the vertical free fall of the mid-section of the bridge and the free fall rotating of the both end section of the bridge. The neighboring posts and bridge piers did not show signs of damages, while post-demolition fragmentation of removed parts was found to be satisfactory.

Usefulness of Drones in the Urban Delivery System: Solving the Vehicle and Drone Routing Problem with Time Window (배송 네트워크에서 드론의 유용성 검증: 차량과 드론을 혼용한 배송 네트워크의 경로계획)

  • Chung, Yerim;Park, Taejoon;Min, Yunhong
    • Journal of the Korean Operations Research and Management Science Society
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    • v.41 no.3
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    • pp.75-96
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    • 2016
  • This paper investigates the usefulness of drones in an urban delivery system. We define the vehicle and drone routing problem with time window (VDRPTW) and present a model that can describe a dual mode delivery system consisting of drones and vehicles in the metropolitan area. Drones are relatively free from traffic congestion but have limited flight range and capacity. Vehicles are not free from traffic congestion, and the complexity of urban road network reduces the efficiency of vehicles. Using drones and vehicles together can reduce inefficiency of the urban delivery system because of their complementary cooperation. In this paper, we assume that drones operate in a point-to-point manner between the depot and customers, and that customers in the need of fast delivery are willing to pay additional charges. For the experiment datasets, we use instances of Solomon (1987), which are well known in the Vehicle Routing Problem society. Moreover, to mirror the urban logistics demand trend, customers who want fast delivery are added to the Solomon's instances. We propose a hybrid evolutionary algorithm for solving VDRPTW. The experiment results provide different useful insights according to the geographical distributions of customers. In the instances where customers are randomly located and in instances where some customers are randomly located while others form some clusters, the dual mode delivery system displays lower total cost and higher customer satisfaction. In instances with clustered customers, the dual mode delivery system exhibits narrow competition for the total cost with the delivery system that uses only vehicles. In this case, using drones and vehicles together can reduce the level of dissatisfaction of customers who take their cargo over the time-window. From the view point of strategic flexibility, the dual mode delivery system appears to be more interesting. In meeting the objective of maximizing customer satisfaction, the use of drones and vehicles incurs less cost and requires fewer resources.

Structure and $Ca^{2+}$-ion effects on the function of $\alpha$-cyclodextrin Glucanotransferase from B. macerans : An X-ray study (Bacillus macerans에서 정제한 $\alpha$-cyclooextrin glucanotransferase의 구조와 칼슘이온이 기능에 미치는 영향 : X-ray 연구)

  • 최희욱;홍순강
    • KSBB Journal
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    • v.19 no.2
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    • pp.159-163
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    • 2004
  • The X-ray structure of the cydodextrin-glucanotransferase of Bacillus macerans was solved by molecular replacement at 2.0 ${\AA}$ resolution. The refined structure has a crystallographic R-factor of 16.6%, (R$\sub$free/ = 20.5%). A new metal binding site occupied by two Ca$\^$2+/-ions was found at an accession channel of the active site. There is a large accumulation of negative charges that bind these Ca$\^$2+/-ions, thereby connecting segment ${\beta}$13-${\alpha}$G (residue 254-276) to the main body of domain A (at ${\alpha}$H, residue 283-297). The segment 313-${\alpha}$G contains the catalytic residue Glu258 between subsite 1 and -1 and Tyr260 (subsite 2) which is located at the entrance of the active site. The Ca$\^$2+/-site 3a,b may have a major role for the activity and specificity of this CGTase, although it is not even conserved for the a-subclass of CGTases.

Development of Radiation Free Soft X-Ray Ionizer with Ion Control (완전차폐 및 이온조절형 연X선식 정전기제거장치의 개발)

  • Jeong, Phil Hoon;Lee, Dong Hoon
    • Journal of the Korean Society of Safety
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    • v.31 no.5
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    • pp.22-27
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    • 2016
  • The Electrostatic Charge Prevention Technology is a core factor that highly influences the yield of Ultra High Resolution Flat Panel Display and high-integrated semiconductor manufacturing processes. The corona or x-ray ionizations are commonly used in order to eliminate static charges during manufacturing processes. To develop such a revolutionary x-ray ionizer that is free of x-ray radiation and has function to control the volume of ion formation simultaneously is a goal of this research and it absolutely overcomes the current risks of x-ray ionization. Under the International Commission on Radiological Protection, it must have a leakage radiation level that should be lower than a recommended level that is $1{\mu}Sv/hour$. In this research, the new generation of x-ray ionizer can easily control both the volume of ion formation and the leakage radiation level at the same time. In the research, the test constraints were set and the descriptions are as below; First, In order not to leak x-ray radiation while testing, the shielding box was fully installed around the test equipment area. Second, Implement the metallic Ring Electrode along a tube window and applied zero to ${\pm}8kV$ with respect to manage the positive and negative ions formation. Lastly, the ion duty ratio was able to be controlled in different test set-ups along with a free x-ray leakage through the metallic Ring Electrode. In the result of experiment, the maximum x-ray radiation leakage was $0.2{\mu}Sv/h$. These outcome is lower than the ICRP 103 recommended value, which is $1{\mu}Sv/h$. When applying voltage to the metallic ring electrode, the positive decay time was 2.18s at the distance of 300 mm and its slope was 0.272. In addition, the negative decay time was 2.1s at the distance of 300 mm and its slope was 0.262. At the distance of 200 mm, the positive decay time was 2.29s and its slope was 0.286. The negative decay time was 2.35s and its slope was 0.293. At the distance of 100 mm, the positive decay time was 2.71s and its slope was 0.338. The negative decay time was 3.07s and its slope was 0.383. According to these research, the observation was shown that these new concept of ionizer is able to minimize the leakage radiation level and to control the positive and negative ion duty ratio while ionization.