• 제목/요약/키워드: Financial services

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Adoption of the Bring Your Own Device (BYOD) Approach in the Health Sector in Saudi Arabia

  • Almarhabi, Khalid A.;Alghamdi, Ahmed M.;Bahaddad, Adel A.
    • International Journal of Computer Science & Network Security
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    • 제22권7호
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    • pp.371-382
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    • 2022
  • The trend of Bring Your Own Device (BYOD) is gaining popularity all over the world with its innumerable benefits such as financial gain, greater employee satisfaction, better job efficiency, boosted morale, and improved flexibility. However, this unstoppable and inevitable trend also brings its own challenges and risks while managing and controlling corporate data and networks. BYOD is vulnerable to attacks by viruses, malware, or spyware that can reach sensitive data and disclose information, modify access policies, disrupt services, create financial issues, minimise productivity, and entail some legal implications. The key focus of this research is how Saudi Arabia has approached BYOD with the help of their 5-step solution model and quantitative research methodology. The result of this study is a statement about what users know about this trend, their opinions about it, and suggestion to increase the employee awareness.

병원급 의료기관 의료부대사업의 경제적 파급효과 (Economic Effects of Subsidiary Services in Hospitals)

  • 이예슬;이상규;권성탁;김태현
    • 한국병원경영학회지
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    • 제21권1호
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    • pp.32-42
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    • 2016
  • This study is conducted to estimate economic ripple effects of subsidiary services of hospitals. Using the Input/Output Analysis, this study analyzes production inducement effect, added value inducement effect, and labor inducement effect. Also, it assesses potential economic effects of the subsidiary services of which the scope is expanded as the government's proposed in 2014. Data regarding hospital subsidiary services and economic effects are obtained from the hospitals' financial statements on the National Tax Services and the Bank of Korea. The major results of this study are summarized as follows; subsidiary service profits of hospitals are 466 billion won and rent profits of hospitals are 152 billion won. Of these, the rate of subsidiary service profits in tertiary hospitals is about 66% of total subsidiary service profits. Producement inducement effect of subsidiary services of hospitals is higher than that of total industry, service industry and medical service industry. Added value inducement effect of subsidiary services of hospitals is higher than that of total industry, manufacturing industry, service industry and medical service industry. Job position inducement effect of subsidiary service in hospitals is higher than that of total industry, service industry and medical service industry. Also, employment inducement effect of subsidiary service in hospitals is higher than that of total industry and medical service industry. The results may suggest that subsidiary services revenue in medical institutions contribute to improving operating profits. Facing with intense market competition and pressures to control health care costs, hospitals may need to determine whether subsidiary services help boost their profitability and improve customer satisfaction.

정보보호 전문서비스 기업의 인증 및 상장여부가 재무적 성과에 미치는 영향 (The Effects of Certification and Listing of Information Security Service Company on Financial Performance)

  • 신현민;김인재
    • 지식경영연구
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    • 제21권3호
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    • pp.197-213
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    • 2020
  • 본 연구는 정보보호 서비스 기업의 보안 인증과 상장이 재무적 성과에 미치는 영향을 실증적으로 분석하고자 하였다. 정보보호 서비스 인증기업과 인증을 받지 않은 기업, 그리고 상장된 기업과 비 상장된 기업을 대상으로 "정보보호 서비스 인증기업" 제도의 효과를 검토하고 상장여부가 정보보호 서비스 기업의 재무적 성과에 미치는 영향을 분석하였다. 재무적 측면의 매출액, 영업이익, 이익율을 이원분산분석(two-way ANOVA)을 활용하여 성과 분석을 하였다. 본 연구에서 정보보호 서비스 인증 기업과 인증을 받지 않은 기업 간의 경영성과의 차이가 존재하는지 검정한 결과는 매출액, 영업이익, 이익율 등의 재무적 성과에서 정보보호 서비스 인증 기업이 인증을 받지 않은 상장 기업과 비 상장기업보다 양호한 경영성과를 보여 정보보호 서비스 인증 제도가 재무적 성과에 영향을 미치는 것으로 나타났다. 본 연구의 시사점은 정보보호 서비스 인증기업 제도가 정보보호 서비스 기업의 재무적 성과에 영향을 준다는 사실이다. 본 연구의 결과는 미래의 정보보호 산업을 활성화 시키기 위해서 정보보호 서비스 산업에 대한 무리한 정부 규제를 자제함으로써 성장 가능성이 높은 정보보호 서비스 기업을 육성하는 보안 정책의 기초자료로 활용될 수 있을 것이다.

정보보호 관리체계를 위한 주요 통제영역 연구: 금융 관련 조직을 중심으로 (A study on primary control area for information security management system (ISMS): focusing on the finance-related organizations)

  • 강윤철;안종창
    • 인터넷정보학회논문지
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    • 제19권6호
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    • pp.9-20
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    • 2018
  • 금융서비스산업 전반에 고객의 금융정보 및 금융서비스를 적절하게 보호하고 유지하기 위해, 조직은 정보보호 관리체계(ISMS), 개인정보보호 관리체계, 비즈니스연속성 관리체계와 같은 경영시스템을 도입하여 운영하기 시작하였다. 본 연구는 금융권이 ISMS를 고려하는 것이 바람직하며 정보보안 문화, 실무 및 가이드라인을 고려하는 다양한 조직 안에 각기 다른 형태를 가질 수 있다는데서 출발하였다. 금융서비스산업 내에서도 분야에 상관없이 적용 가능하고 보편적으로 널리 알려진 국제 정보보호 관리체계 ISO27001을 도입한 금융 관련 조직을 대상으로 인증 심사에 따른 부적합 추이 및 통제 요인의 분석을 통해 해당 ISMS의 주요 통제 영역을 도출하게 된다. 이에 따라 ISMS를 도입하여 운용하고 있는 금융 관련 5개 조직의 사례분석을 통해 정보보호 수준의 개선 효과를 분석해 보고자 했다. 금융 섹터에서 인증을 유지하고 있는 곳이 적어 실증 연구를 위한 자료 확보가 어려웠지만, 초기 연구 대상으로서의 의미가 있는 것으로 분석되었다. 분석을 통해, 대상 업체들에서 최초심사로부터 3년 주기가 지나는 동안 부적합 건수가 매년 감소하고 있음을 확인할 수 있었다. 부적합 빈도수가 가장 높았던 물리적 환경적 보안, 의사소통 및 운영관리, 접근통제 영역이 각 23%, 19%, 17%를 나타내 전체 부적합의 59% 정도를 차지하는 주요 통제영역으로 도출되었다. 이를 통해 금융권에서 중요하게 다루어지지 않았던 기술적, 관리적, 물리적 보안 이슈를 ISMS가 충족시키고, ISMS가 금융서비스산업에 적용 가능한 효과적인 관리체계가 될 수 있음을 발견하였다.

금융회사 클라우드 운영 모델 결정 방법론 (A Methodology for Determining Cloud Deployment Model in Financial Companies)

  • 김용호;곽찬희;이희석
    • 경영정보학연구
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    • 제21권4호
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    • pp.47-68
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    • 2019
  • 클라우드 서비스 및 운영 방식이 다양해지면서 선택할 수 있는 클라우드 컴퓨팅의 종류가 많아지고 있는 만큼 금융회사에는 각 전산시스템에 적합한 클라우드를 선택할 수 있는 의사결정 방법이 필요한 상황이다. 본 연구에서는 기업의 비전 및 전략 수립을 위해 사용되는 BSC(Balanced Scorecard, 균형성과 관리) 프레임워크를 활용하여 금융회사에서 클라우드 도입을 위해 고려해야 할 요인들을 BSC의 4대 관점(재무, 고객, 내부 프로세스, 학습과 성장)에 따라 분류하고 최종 12개의 고려 요인을 선정하였으며, 다기준 의사결정 방법 중의 하나인 AHP(Analytic Hierarchy Process, 분석적 계층 프로세스) 기법에 따라 평가 항목들을 성과 평가 관점과 클라우드 고려 요인으로 계층화하여 최종 의사결정모형을 제안하였다. 나아가 금융회사의 시스템을 계정계, 정보계, 채널계 시스템으로 구분하고 금융회사 두 곳의 금융 전문가와 정보 기술 전문가의 의사 결정 결과를 취합하여 각 시스템 별 클라우드 도입 시 고려 요인에 대한 중요도 및 클라우드 운영 모델의 적합도에 대한 비교 분석을 수행하였다. 분석결과 모든 시스템에서 공통적으로 중요하게 평가된 일부 고려 요인도 있었지만 대부분의 고려 요인은 시스템 별 중요도가 매우 다르게 평가되었으며, 실제 시스템 별 적합한 클라우드 운영 모델은 서로 상이하였다. 이를 통해, 각 금융회사에서는 클라우드 컴퓨팅 도입 시 각 시스템 별 클라우드 고려요인을 평가하여 운영 모델을 선정해야 한다는 시사점을 주었으며, 더불어 본 연구에서 제시하는 일련의 절차와 방법론을 통하여 금융회사의 클라우드 컴퓨팅 도입에 대한 인식을 제고하고 클라우드 컴퓨팅 도입 확산에 기여할 것으로 기대한다.

건강보험 기본급여의 우선순위 (Priority-setting in Expanding the Basic Benefit Package in Korean Health Insurance Scheme)

  • 정형선;김주경;이규식;신의철
    • 보건행정학회지
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    • 제14권2호
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    • pp.34-57
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    • 2004
  • Universal health insurance normally requires a basic benefit package, whose design intersects with almost all other aspects of the health insurance debate. Despite its central importance, basic benefit package has not received the analysis it deserves in Korea. The issue of how to decide which health services should be delivered and to whom has been a matter for consistent policy debate. Many industrialized countries observed in this study have been dealing explicitly or implicitly with the basic benefit package. The methods vary from having a specific positive list of services (Bismarkian countries) to the use of guidelines (Beveridgian countries). The purpose of this paper is to form the underlying principles and process for determining what is included or left out by getting accurate and representative responses from health-related personnel. Mail survey is used. Economic burden for treatment, seriousness of disease and urgency of treatment are ranked at the first three priorities. Services that had been suspended because of financial crisis in health insurance scheme in 2001 were selected as items which should firstly be expanded into coverage. Diagnostic test against heart disease and vaccination were also selected as items which should additionally belong to the list of covered services.

뷰티 자원 봉사활동에 관한 실태 조사 (A Study on Volunteerism for Beauty Services)

  • 지정훈;최근희
    • 한국패션뷰티학회지
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    • 제4권4호
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    • pp.75-80
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    • 2006
  • There are three goals of college students volunteerism. First, to act up to community needs. Second, to strengthen the academic ability and social responsibility, required skill as a citizen. Third, to provide opportunity for students quantitatively as well as qualitatively. We have many social backgrounds why we need beauty volunteerism but, if we summarize, things going like this, 1. An advanced age has come, and most of the elderly citizens are suffering from financial difficulties. 2. They have strong desire for youth regardless their physical mental aging. 3. The elderly citizens: living in solitude, the disabled, war veteran's family and low-income family. 4. The coverage of beauty is getting various and has many services areas. Up to present, beauty services are just limited to hair but skin and make-up have the various ways. This study final aims are how to do effective healthy volunteer activity and develop a program to fit according to each person's major, improve the curriculum in order to have effective volunteerism.

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Prevention in the United States Affordable Care Act

  • Preston, Charles M.;Alexander, Miriam
    • Journal of Preventive Medicine and Public Health
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    • 제43권6호
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    • pp.455-458
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    • 2010
  • The Affordable Care Act (ACA) was signed into law on March 23, 2010 and will fundamentally alter health care in the United States for years to come. The US is currently one of the only industrialized countries without universal health insurance. The new law expands existing public insurance for the poor. It also provides financial credits to low income individuals and some small businesses to purchase health insurance. By government estimates, the law will bring insurance to 30 million people. The law also provides for a significant new investment in prevention and wellness. It appropriates an unprecedented $15 billion in a prevention and public health fund, to be disbursed over 10 years, as well as creates a national prevention council to oversee the government's prevention efforts. This paper discusses 3 major prevention provisions in the legislation: 1) the waiving of cost-sharing for clinical preventive services, 2) new funding for community preventive services, and 3) new funding for workplace wellness programs. The paper examines the scientific evidence behind these provisions as well as provides examples of some model programs. Taken together, these provisions represent a significant advancement for prevention in the US health care system, including a shift towards healthier environments. However, in this turbulent economic and political environment, there is a real threat that much of the law, including the prevention provisions, will not receive adequate funding.

여성결혼이민자의 의료서비스 이용경험 (Married Female Migrants' Experiences of Health Care Services)

  • 고진강;고선강
    • 한국간호교육학회지
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    • 제15권1호
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    • pp.89-99
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    • 2009
  • Purpose: The purpose of this study was to describe married female migrants' experiences of health care services and to help nursing researchers, nursing educators, and clinical nurses understand married female migrants' experiences. Method: A conventional content analysis method was utilized. Individual in-depth interviews with 15 married female migrants were conducted. Subject recruitment was performed at a district in Seoul. Results: Ten categories were induced: language barrier, financial burden, insufficient time with a physician, complexity of utilization process, lack of support from peer group, health care providers' discrimination, anxiety regarding lack of information about children's health, health care providers' concerns and efforts to minimize the language barrier, family support, and advanced health care service environment. Conclusion: This study provides basic knowledge regarding married female migrants' experiences related to health care services. Future research should designate and utilize valid instruments to measure the positive and negative experiences and to explore strategies to strengthen the positive features while eliminating the negative ones. Finally, the Korean nursing education curriculum should include cultural competence and knowledge about an ethnic minority's right to health service utilization.

Survey of Status for Ageing Population, Charge Organizations and Polices in UK

  • Kee, Dohyung
    • 대한인간공학회지
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    • 제33권5호
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    • pp.387-394
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    • 2014
  • Objective: The purpose of this study is to survey trend and the real state of ageing population in UK, and its charge organizations, relevant policies and studies. Background: As in other countries, UK population is ageing and people aged 65 or over account for about 17% of population in UK. Considering this ageing population, there are varying basic studies and policies for older people in UK. Method: First, the author consulted ageing and its policies in UK with some faculties in an UK university. Next, based on the results of consultation, wide literature survey was conducted, which includes papers in relevant academic journals, publications and website surfing. Results: A number of basic studies for surveying status and characteristics of older people as well as simple population trend for them have been conducted in UK. Healthcare services are free for all UK residents, and varying social care services including equipment, home and residential cares, financial support, etc., are provided by local governments. Cost of social cares is means-tested and is not free for everyone. There are a number of governmental or non-profit organizations dedicated to help older people access social care services or to financially fund research projects older people. Conclusion: There are more basic studies, and healthcare and social care services for older people in UK, compared to Korea. Application: It would be useful as basic data for establishing effective polices for old people in Korea.