• 제목/요약/키워드: Financial services

검색결과 1,234건 처리시간 0.028초

제조기업의 데이터 품질과 재무적 성과 (Data Quality and Firm Financial Performance in the Manufacturing Industry)

  • 김정철;이춘열;이상호
    • 한국IT서비스학회지
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    • 제11권sup호
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    • pp.153-164
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    • 2012
  • There is a belief that timely and precise data are important to decisions and the better decisions are related to better firm performance. However, empirical research investigating the effect of data quality on firm financial performance is still scarce up to recently. Current study empirically explores such an effect of data quality on firm accounting performance in the Korean manufacturing industry during 2008~2010 with secondary data. The results show that better data quality does not impact on sales and operating profit, but positively and significantly impacts on EVA(Economic Value Added). Raising the level of data quality management maturity by one level can increase EVA by about 34% in manufacturing firms.

핀테크와 빅데이터 기술에 대한 리뷰 (Review of Fintech and Bigdata Technology)

  • 최기우
    • 한국빅데이터학회지
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    • 제1권1호
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    • pp.77-84
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    • 2016
  • 최근 이슈가 되고 있는 핀테크 산업의 종류 및 특징에 대해 알아본다. 이를 통해 핀테크 산업의 본질은 플랫폼 사업이라는 것과 시장선점에 있다는 사실을 확인한다. 아울러 핀테크 산업이 성공하기 위해서는 기존 금융서비스보다 단가를 낮추기 위한 방안이 필요하고 이에 대한 해결책은 바로 빅데이터 활용 및 빅데이터 분석임을 인식 한다. 마지막으로 기존 금융권과 신생 핀테크 업체들 간의 상생을 위한 협력만이 우리나라 핀테크가 나아가야할 방향임을 제언한다.

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농촌지도직 공무원의 지방직 전환 과정과 앞으로의 과제 (Localization Process of Agricultural Extension Personnel and the Tasks for the Future)

  • 김성수
    • 농촌지도와개발
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    • 제3권2호
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    • pp.167-176
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    • 1996
  • Localization process of agricultural extension personnel in Korea were in progress with insufficient debates for effective personnel management. Although the members of the Korean Agricultural Extension Society were strongly opposed to the plan to decentralize agricultural extension personnel from central to local government status, the administrative action took place to localize as of January 1997. The Korean Agricultural Extension Society filed the petition against to the plan pinpointing lowered morale of extension personnel, the financial burden of local governments, jeopardizing stability, undermining efficiency, and people`s attitude towards central and local government. The dangers of decentralization of agricultural extension services may cause serious problems in varied areas. More extensive debates would be needed in deciding the future directions of agricultural extension services analyzing the basic characteristics of agricultural extension, linkages of research and extension, financial burden of local government, specialization of extension personnel, and unnecessary duplication of investment among local governments.

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DEA를 활용한 성과평가 지표의 가중치 결정모형 구축 : 평생학습도시 성과평가 지표 적용 사례를 중심으로 (Learning City Performance Measurement and Performance Measure Weighting Decision based on DEA Method)

  • 임환;손명호
    • 한국IT서비스학회지
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    • 제9권4호
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    • pp.109-121
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    • 2010
  • Most organizations adopt their own performance measurement systems. Those organizations select performance measures to meet their goals. Organizations can give only limited description of what performance measures are. Kaplan and Norton suggest that the Balanced Scorecard (BSC) to complement the conventional performance measures. The BSC can provide management system with a comprehensive strategic vision and integrates non-financial measures with financial measures. The BSC is widely used for measuring corporate performance. This paper investigates how the BSC-based performance measures can be applied to Learning City. The Learning City's performance measures and strategy map on the basis of the BSC are suggested in this research. This paper adopt the AR(assurance region)-DEA model which could limit the range of weight on performance measures to prevent each viewpoint of BSC from having unlimited elasticity. The proposed model is based on CCR model including a property of unit invariance to use the data without normalization process.

전자화폐의 개발현황에 관한 연구 (A Study on the Situation of Development of the Electronic Money)

  • 전순환
    • 정보학연구
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    • 제1권1호
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    • pp.103-117
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    • 1998
  • 최근 컴퓨터 등을 이용한 정보통신기술의 발달은 인터넷의 보급을 급속하게 확산시켰으며, 그 결과 전자상거래와 전자화폐를 등장시켰다. 이러한 전자상거래와 전자화폐의 도입이 미칠 파급효과는 상당하므로 전자화폐의 개념과 각국의 개발현황을 파악한 후 그에 따른 문제점과 대응방안을 제시하는 것이 시급할 것이다.

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균형성과표(BSC)에 의한 건설산업의 주요성공요인과 성과지표개발에 관한 연구 (BSC Perspective of an Exploratory study of Developing CSF/KPI Pool in Korean Construction Industry)

  • 오익진;이정훈;이중정
    • 한국IT서비스학회지
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    • 제5권1호
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    • pp.35-46
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    • 2006
  • In recent years, academic scholars and practitioners have given increasing attention to the importance of strategic performance measurement systems including both financial and non-financial performance metrics. The Balanced Scorecard (BSC) is known as integrated performance management framework that helps an enterprise to translate strategic objectives into relevant performance within an organization. While the current literatures and management articles offer BSC design and implementation. there are few reports of detailed validation of using the rationalized sets of CSF (Critical Success Factors) and KPI (Key Performance Indicators) for the Korean construction industry. This paper first propose the perceived sets of CSF/KPI using current literatures and validate with a major construction company's executives and senior managers in Korea. The paper then examines whether the perceived sets of CSF/KPI have co-relationships with the firm performances. The results of the research contribute in heightening of competitiveness of the Korean construction companies in strategic and performance management.

코스닥 IT기업의 개발비의 가치관련성 (Value Relevance of Development Cost in IT Firms of KOSDAQ)

  • 김문현
    • 한국IT서비스학회지
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    • 제8권3호
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    • pp.67-81
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    • 2009
  • This study aims to test the valur relevance of development cost particularly focusing on IT firms of KOSDAQ. Test period is from 2005 to 2007 and the samples are 2,271 year-firms including 1,692 firms that reported development cost in financial statements. The basic test model is a modified Ohlson(1995)'s linear model. The empirical results show that there is the negative relation between stock price and development cost reported as asset. It means that development costs reported as asset is considered as expense in the market. It implies that development activities of KOSDAQ IT firms is not related to market-leading technologies or goods. Otherwise it might reflect the conservative valuation of market on the unstability of KOSDAQ market itself.

Examining Customers' Intention of Continued Use and Cross-Buying on Internet-Only Banks

  • Annie Tsui;Kyung Young Lee;Paola Gonzalez;Bo Yu
    • Asia pacific journal of information systems
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    • 제34권1호
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    • pp.114-149
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    • 2024
  • Internet-only banks (IOB) refer to financial institutions which provide services entirely through online digital platforms without physical branches. Although IOBs have been around for over 26 years, there is still room for investigating what factors motivate customers to use them continuously and extensively. Therefore, this study aims to examine what factors lead to customers' intention of continued use and cross-buying on IOBs by extending the Post-Acceptance Model of IS Continuance (PAMISC). The result shows that perceived economic benefit and ongoing trust have significant relationships with the intention of continued use and that ongoing trust has significant direct and mediating (via intention of continued use) relationships with the intention of cross-buying. Also, personal innovativeness positively moderates the relationship between ongoing trust and the intention of cross-buying. This study sheds light on the literature on branchless financial services and PAMISC. IOB practitioners should revisit the effectiveness of customers' economic benefits to establish ongoing trust with customers.

International Trade in Services and the Role of English

  • Lee, Kyounghee
    • East Asian Economic Review
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    • 제16권3호
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    • pp.291-314
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    • 2012
  • This paper attempts to investigate to what extent English proficiency can boost international trade in services. To achieve this purpose, this paper estimates the determinants of services trade including language variables with the aggregated and disaggregated data for nine different subsectors of OECD countries. The empirical tests are based on a theory-based gravity model derived from Anderson and von Wincoop. The findings show that English proficiency has a significant influence on services trade, while other languages such as French and German have only weak and mixed effects. In particular, communication, financial, commercial, insurance, and business services are revealed to be the most impacted by the level of English proficiency. The results imply that governments can use their English policies to promote international trade in services.

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글로벌 전자무역에서 SWIFT의 TSU BPO의 도입과 과제 (A Study on the Introduction and Implications of the Bank Payment Obligation under SWIFT's Trade Services Utility)

  • 채진익
    • 무역상무연구
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    • 제49권
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    • pp.409-434
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    • 2011
  • SWIFT has designed Trade Services Utility(TSU) to meet the new paradigm of electronic trade. The Trade Services Utility is a matching and workflow application that sits on the SWIFT network. The TSU is designed to help banks offer advanced supply chain services to their corporate customers who are involved in open account trading. Nowadays, the Bank payment obligation(BPO) can optionally be included in a baseline by mutual consent. The BPO is an irrevocable and conditional obligation of an obligor bank(buyers bank) to pay a specified amount to seller's bank according to an established baseline of a single TSU transaction. Therefore, SWIFT enables its customers to automate and standardise financial transactions, thereby lowering costs, reducing operational risk and eliminating inefficiencies from their operations. Whereas, Banks can use the core functionality of the Trade Services Utility to offer competitive services that complement existing services. But SWIFT need to come up with the measures of activating the TSU BPO. So, this paper is to introduce TSU BPO and check the measures for the activation of the TSU BPO under the electronic trade environment.

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