• Title/Summary/Keyword: Financial Credit

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A Research For Groping of Activating Education in Fisheries High Schools (수산고등학교(水産高等學校) 교육(敎育)의 활성화(活性化) 방안(方案) 모색(摸索)을 위한 조사연구(調査硏究))

  • Moon, Sung-Han
    • Journal of Fisheries and Marine Sciences Education
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    • v.5 no.1
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    • pp.1-14
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    • 1993
  • This study is to observe and activate a groping of education based on the perceptual responses from the teachers and the students in fisheries schools. The conclusions of this study are as follows : First, lower level of the perceptual response was estimated in the curriculum and experimental courses, the financial and administrative supports from the Government, the contribution of a fisheries high school to the local society the wages of seamen and the co-works between the industries and the academies. Second, a careful consideration is needed for the fisheries school to have a different shape. As one way for co-works of the industries and the academies, two year program in school and one year internship in a related company should be formed for the curriculum in a fisheries high school. A localized support for sea area, a fisheries high school's role as a re-eaducation for the seamaen and opening a educational graduate school for teachers in the fisheries university are pursued. Third, the perceptual response from the teachers and the students are globally weighted in the acquisition of the license with a graduation of the school and then the credit for the military services, the entering into the same area of the higher education, the expansion of the experimental materials in the courses, developing the curriculum, the Governmental supports and the awareness for the local society, in order. The issues indicated here should be researched continuously for activating the education in the fisheries high schools.

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Evolutional Process of Economic Integration In The U. S. Broiler Industry (미국브로일러산업의 경제통합전개과정)

  • 박영인
    • Korean Journal of Poultry Science
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    • v.12 no.2
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    • pp.119-126
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    • 1985
  • The purpose of the study is to review the evolutional process of the U.S. broiler industry into the integrated production and marketing systems and to examine the factors influenced such a structural change over the Past half a century. The study is also carried out under the consideration that the experience gained by the integrated U.S. broiler industry could be utilized in applying the system to any non-integrated broiler industries like one in Korea. The U.S. broiler industry has been prevailed in the typical independent operation of all stages, from factor supply through growing to dressing and marketing until such time as growers began to suffer from financial difficulties right after the end of the World Wat II due mainly to lowered price of broilers stemmed from whopping decrease of the demand, which eventually reflected to the allied agribusiness sectors. The feed business field was the first reactor to this situation so that a kind of measures was taken to cope with the problems faced in such a way to provide extended credit on feeds first and help obtain chicks or sell broilers later. This trend has been practiced for broiler related agribusiness through late 1940's to work together with growers by coordinating its function between two or more stages involved in broiler production and marketing process as a means of spreading risk and sharing profit between stages Participated. The integrated system and contract farming thus became Popular across the country through mid 1950's.

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New Direction of Pilot Rural Development -With Respect to Rural Settlement Zone Development Project- (새로운 시범(示範) 농촌(農村) 건설(建設) 방향(方向) - 농어촌정주생활권개발사업(農漁村定住生活圈開發事業)을 중심으로 -)

  • Lim, Jae Hwan
    • Korean Journal of Agricultural Science
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    • v.22 no.2
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    • pp.209-222
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    • 1995
  • To mitigate the development gap between urban and rural area, the government has implemented project planning as the Rural Integrated Development in each Gun level since 1986. On account of shortage of the development fund, the government had changed the Gun level development into Myeon level development so called the Rural Central Settlement Zone Development. The government had started nine pilot projects throughout Korea from 1990. This study is aimed at identifing problems that found in the course of implementation of the projects and recommending the new direction of the successful implementation of the projects in the future. The problems and directions found in the cource of project implementation were as follows: 1. Project implementation by investment priority considering economic and financial rate of return should be made. 2. Objective project planning should be made. 3. Equal allocation of the limited investment fund by group interest and egoism should be prohibited. 4. Enforcement of special man power should be taken into account. 5. Unification of the diversified existing terms and conditions of loans for house construction and improvement. 6. Road development oriented budget allocation should be improved. 7. Sufficient development fund should be procured considering the present rate of sufficiency of the project cost as 36%. 8. Sufficient supply of the credit loans for improvement of living environment of the farmers should be realized. 9. Rational implementation planning in connection with farm household income source development should be made.

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A Study on Life-Cycle Categorical Variables of Quasi-Market SOC Public Enterprise (공기업 수명주기 분류변수 도출을 위한 기초연구 : 준시장형 SOC 공기업을 대상으로)

  • Park, Dong Sun;Shin, Wan Seon
    • Journal of Korean Society of Industrial and Systems Engineering
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    • v.37 no.4
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    • pp.168-176
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    • 2014
  • The enterprise life cycle derived from the product life cycle consists of introduction, growth, maturity and decline. The enterprise tries to reach the growth stage early and stay at the maturity stage stably through expanding its businesses and investing for the new technology. The public enterprise is not different but its life cycle is more prone to be affected by the national development and policy. A typical example can be found in the case of the quasi market SOC public enterprise which spends massive amount of fund to provide social infrastructure. After the fulfillment of its mandated mission it is exposed to the pressure of a merger or a closure usually because large portion of the debt is directly linked to the national financial stability and credit ratings. This research is focused on the variables that influence the life cycle of the quasi market SOC public Enterprise for its future competitiveness is in connection with its normalization, advancement and rationalization. In this respect, categorical variables system centering on public characteristics and profitability drew eight categorical variables such as policy outcomes, public benefit, finance and business values etc.

Analysis of Mentors' Roles using IPA in the Workplace Mentoring : From the Perspective of Mentors and Mentees (IPA를 이용한 직장멘토링에서 멘토의 역할 분석 : 멘토와 멘티의 관점에서)

  • Kim, Jae Kyeong;Choi, Bhang Gil;Choi, Il Young;Son, Yu Kyung
    • Journal of Information Technology Services
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    • v.20 no.4
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    • pp.69-80
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    • 2021
  • Many studies have discussed the effectiveness of mentoring from a mentor or mentee perspective. However, it is is necessary to deeply understand the formal mentoring relationship from the perspective of both the mentor and the mentee because the mentoring relationship is the interaction between the mentor and the mentee. Therefore, in this study, the mentors' role through IPA was compared and analyzed from the perspective of mentors and mentees. A survey was conducted on 376 employees of the financial bank, and the managers in charge of the company's official workplace mentoring and employees who participated in the mentoring program were interviewed. As a result of the analysis, mentors are more satisfied with the rewarding experience, while mentees are satisfied with commitment, and organizational ascendency and impact. In addition, mentees judge that "Coach", "Provides support", "Provides vision & widens horizons", "Broaden experience", "Cooperation", "Motivates", "Networking ability", "Provide cross-functional information", "Role model", "Share credit", "Teacher", and "Transfer skills, leadership, & technology" are important as mentor's roles are important. Therefore, in order to foster mentors for effective workplace mentoring, it is necessary to educate the mentor in advance about the mentors' role that the mentee considers to be important.

Causal Links among Stock Market Development Determinants: Evidence from Jordan

  • MUGABLEH, Mohamed Ibrahim
    • The Journal of Asian Finance, Economics and Business
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    • v.8 no.5
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    • pp.543-549
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    • 2021
  • The stock market plays a crucial role in the growth of industry and trade, which eventually affects the economy. This paper studies the determinants of stock market development in Jordan using yearly time-series data (1978-2019). The autoregressive distributed lag approach is applied to examine co-integration, while the vector error correction model is employed to estimate (long-run and short-run) causal relationships. The results show that macroeconomic determinants such as gross domestic product, gross domestic savings, investment rate, credit to the private sector, broadest money supply, stock market liquidity, and inflation rate are important determinants of stock market development. These findings provide vital implications for policymakers in developed and emerging stock markets. First, economic development plays an imperative role in stock market development. Second, developing the banking sector is mandatory because it can significantly promote stock market development. Third, domestic investment is a significant determinant of stock market development, especially in emerging countries. However, it is vital to launch policies that lead to encourage investment and promote stock market development, and this could be done through (1) encouraging competition, (2) improving the institutional framework, and (3) removing trade blocks by establishing a mutual connection between foreign private investment entities and government authorities.

Safe Web Using Scrapable Headless Browser in Network Separation Environment

  • Jung, Won-chi;Park, Jeonghun;Park, Namje
    • Journal of the Korea Society of Computer and Information
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    • v.24 no.8
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    • pp.77-85
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    • 2019
  • In this paper, we propose a "Safe Web Using Scrapable Headless Browse" Because in a network separation environment for security, It does not allow the Internet. The reason is to physically block malicious code. Many accidents occurred, including the 3.20 hacking incident, personal information leakage at credit card companies, and the leakage of personal information at "Interpark"(Internet shopping mall). As a result, the separation of the network separate the Internet network from the internal network, that was made mandatory for public institutions, and the policy-introduction institution for network separation was expanded to the government, local governments and the financial sector. In terms of information security, network separation is an effective defense system. Because building a network that is not attacked from the outside, internal information can be kept safe. therefore, "the separation of the network" is inefficient. because it is important to use the Internet's information to search for it and to use it as data directly inside. Using a capture method using a Headless Web browser can solve these conflicting problems. We would like to suggest a way to protect both safety and efficiency.

The Impact of Business Risk-Based Audit Approach on Reducing Unsystematic Risks: Evidence from Jordanian Banks

  • AL-QUDAH, Laith A.
    • The Journal of Asian Finance, Economics and Business
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    • v.8 no.1
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    • pp.343-352
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    • 2021
  • This study aims to identify the impact of the audit approach based on business risks (i.e., external environment risk, operations risk, information risk) in reducing unsystematic risks (i.e., operational risk, credit risk, liquidity risk, capital risk, and administrative risk) in Jordanian banks. To reduce the effect of unsystematic risks and, thus, improve banking performance, an audit approach based on business risks has emerged. To achieve the objectives, this study relied on descriptive statistics and the regression approach to study twenty-five Jordanian banks. The researcher used the intentional sampling method represented by employees of the accounting, financial and control departments in Jordanian banks. Seventeen banks contributed to the study, with a percentage of 68%, totaling 356 employees. A questionnaire was designed to obtain the data, and due to homogeneity among the sampling members, a purposive sample was drawn and 300 questionnaires were distributed. The results of the study found a statistically significant effect of the audit approach based on business risks with its combined dimensions on reducing unsystematic risks in Jordanian banks. The results of the study also found a statistically significant effect of the business risk-based audit approach with its combined dimensions on reducing operational risks in Jordanian banks.

The Efficiency of Islamic Banks: Empirical Evidence from Indonesia

  • YUSUF, Ayus Ahmad;SANTI, Nur;RISMAYA, Erin
    • The Journal of Asian Finance, Economics and Business
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    • v.8 no.4
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    • pp.239-247
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    • 2021
  • Conventional banks are often considered more efficient than Islamic banks because they have been operating for decades, but Islamic banks have shown rapid development recently. Therefore, this study mainly aims to compare the level of efficiency of conventional banks and Islamic banks and which ones have the best level of efficiency. This study employs panel data using Stochastic Frontier Analysis (SFA) as the data analysis technique. The data used is annual data from 13 conventional banks and 13 Islamic banks in Indonesia during the 2014-2019 period. The result shows no significant difference in the efficiency of conventional banks and Islamic banks. This result is presumably influenced by the small size of the bank and the total number of banks used in the study. The data used in the study is limited to the period from 2014 to 2019. The variables utilized are also limited to the availability of financial report data which is publicly published. This study provides additional empirical evidence regarding conventional banks' and Islamic banks' efficiency in Indonesian banking by using the latest data. While theoretically, Islamic banks are expected to be more efficient than conventional banks, this study did not find any strong support for the case in Indonesia during the observation period.

Ex Post Monitoring and Loan Repayment Performance in Rural Vietnam

  • HA, Van Dung;DANG, Truong Thanh Nhan
    • The Journal of Asian Finance, Economics and Business
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    • v.8 no.8
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    • pp.365-373
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    • 2021
  • Loan monitoring is a fundamental element of credit control. The importance of loan monitoring is to reduce loan defaults and to increase loan repayment performance. The ex-post monitoring can also increase the loan quality and thus a concern to many creditors in the market economy. This study identifies the role of ex-post monitoring on loan repayment performance in the context of rural Vietnam. Employing primary data from rural areas of Vietnam, this study investigates the impacts of ex-post monitoring on loan repayment performance of individual borrowers in terms of on-time loan repayment and the rate of loan repayment. Descriptions of borrower demographics, loan information, and ex-post monitoring show the initial picture of borrowers and loans in Vietnam's rural areas. Quantitative estimations that use the Probit and the Tobit model confirm the argument that better ex-post monitoring would result in better loan repayment performance in both on-time repayment and repayment rate. Thus, some policy suggestions have been made to improve the monitoring system in each financial institution. The study also indicates that some other factors too affect loan repayment performance such as borrower's characteristics (education, agricultural working area, and income) as well as loan's characteristics (loan size, maturity, and loan purpose).