• Korean Journal of Adult Nursing
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• v.29 no.3
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• pp.256-265
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• 2017

Purpose: The aim of this study was to identify levels of health literacy and reported health behaviors among older adults with cardio-cerebrovascular disease residing in rural areas. Methods: A cross-sectional survey was conducted with a convenience sample of 134 older people (mean age=75.5 years, 71.6% Female) registered at seven health centers. The structured questionnaires were used to measure levels of health literacy and health behaviors. Results: The average functional health literacy score was $6.08{\pm}3.04$, and the health behavior score was $62.92{\pm}6.45$. Respectively health behavior was positively associated with health literacy. Education, economic status, number of family members, number of social activities and health literacy were contribution factors explaining 40.64% of the variance in health behavior. Health literacy specifically explained 12.5% of health behavior. Conclusion: These findings suggest that strategies for improving health behaviors and reducing health inequalities may benefit from adopting a stronger focus on health literacy within prevention, patient education, and other public health interventions. Further longitudinal studies are needed to help confirm that improving health literacy in the elderly may be effective in changing health behaviors.

• The Journal of Asian Finance, Economics and Business
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• v.8 no.5
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• pp.403-411
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• 2021

This paper discusses the relationship between debt literacy, peer-to-peer lending, and over-indebtedness in Indonesia. It is essential because the number of loans on this platform continues to increase, both legal and illegal. Data was collected online in collaboration with commercial market research firms, JajakPendapat.net. Debt literacy and over-indebtedness were measured by self-assessment with questions from Lusardi and Tufano (2009a). Questions for debt literacy are about interest compounding, debt interest, and the application of time value of money in payment options. The question for over-indebtedness is about the amount of debt and the conditions resulting from that debt. By using descriptive methods, it is clear that the majority of respondents, both borrowers and non-peer-to-peer lending borrowers are debt illiterate, and those who have poor debt literacy have huge debt. Overall, only 1.85% of the respondents were debt literate. Those who live on the island of Java have better literacy because they are the center of economic growth in Indonesia. Debt from peer-to-peer (P2P) lending also has the potential to create problems, namely over-indebtedness. P2P lending borrowers also have very poor debt literacy. However, there is no difference in debt literacy between P2P lending borrowers and non-P2P lending borrowers.

• The Journal of Information Technology
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• v.8 no.3
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• pp.117-129
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• 2005

The topic of this study is a survey research about the economic recognition related to economic ethics and information literacy of students(6,779) extend from elementary school to university. First, for the ability to use computers, it is recognizing that 49.6% of students are normal, 38.6% are superior, and 12.8% are inferior. In part of class, it tends to recognize that it is the superior as the level of school is the lower excepting middle school students. Second, we can find great difference between male students and female students related to purpose of using internet, 79.8% of male students are using computer to play game or entertainment(1), search data or knowledge(2), chatting or massenger(3), 70.1% of female students are using internet to search data or knowledge(1), chatting or massenger(2) and meeting of similar taste. Third, it shows a tendency that the economic activity using internet or cell-phone increases faster as the level of schools is higher. In detail, they primarily use buying or settlement of products(63%), purchasing internet service(20.9%). Fourth, for using illegal CD, not only they didn't feel guilty in all levels of schools, excepting university students, it is showed that the trust of intellectual poverty right is weaker as the level of schools is higher. So, it is becoming serious problems. It seems a task which should be supplemented through economic education of schools in the future.

• The Journal of Asian Finance, Economics and Business
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• v.7 no.12
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• pp.647-655
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• 2020

This study introduced income mobility analysis using pseudo-longitudinal panel data from Family Income and Expenditure Survey (FIES) to consider the dynamic process of individual's well-being through time. Since there is no comprehensive measurement of income mobility because of its dynamic process, various income mobility indices such as Chi-square, Average Jump Index, Atkinson et al. Mobility Ratio, and Shorrocks' Mobility Index were used. These indices revealed that Filipino households' income movements are more mobile than expected, and their income status improved from 2000 to 2015. As income mobility takes place, income inequality is reduced by 91.80 percent (91.80%). Furthermore, the growth effect is the main factor of income mobility. This indicates that households took the economic opportunities from economic growth to earn more. However, income mobility due to transfer effect (transfer of income from one household to another through lottery winning and borrowing) increased when the economy is not good. The higher income mobility due to growth effect compared to transfer effect, whether the economy is good or bad, means that households learned how to use their income in savings, investments, and entrepreneurship. This is the result of a successful financial literacy program of the government wherein households realized financial stability and security.

• Journal of Korean Library and Information Science Society
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• v.49 no.2
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• pp.179-199
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• 2018

The purpose of this study is to analyze the difference of economic condition of students, that is, the difference of basic information utilization ability stemming from education gap. First, we investigated information literacy for high school freshmen who can control the difference of information utilization education experience by school. In doing the research, 629 high school students in the metropolitan city were surveyed using web. we analyzed the educational gap between schools depending on their economic conditions and analyzed the correlation between education gap and basic information utilization ability. As a result, it was found that there is a very significant negative correlation between the ratio of students who get support for school expenses and basic information utilization ability. Second, regression equation was produced through regression analysis of information literacy regression to analyze the effect of educational gap on basic information literacy. In addition, it seeks to consider alternatives that can improve the inequality of information literacy which is derived from education gap.

• The Journal of Korean Society for School & Community Health Education
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• v.19 no.2
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• pp.77-86
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• 2018

Objectives: This study aimed identify of the level and effect of the e-health literacy and health behavior in health science majors Methods: The data was collected from March 5 to March 15, 2018 for student majoring in health science at a university in the C city. The data were analyzed with the SPSS 21.0. Results: First, the e-health literacy were statistically significant in grades (F=5.769, p=0.001), health interest (F=10.553, p<0.001) and health care time (F=3.841, p=0.023), and health behavior were statistically significant in subjective health condition (F=5.476, p=0.05), health interest (F=16.716, p<0.001), and health care time (F=28.479, p<0.001). Second, the e-health literacy were correlated with grades, health care time, economic level and health interest, and health behavior were related to health care time, e-health literacy, subjective health condition and health interest. Third, health behavior related factors were health care time, e-health literacy, grades, subjective health condition, and health interest. Conclusion: The related knowledge and skills should be applied to basic classes in order to ensure that health science majors care can accurately utilize the information on the e-health.

• International Journal of Knowledge Content Development & Technology
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• v.6 no.2
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• pp.109-147
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• 2016

This study comprehensively analyzed domestic and foreign literature related to the value and impact of libraries on education, social behavior and economic conditions, developed a survey to investigate the librarians' perception of the libraries' value and impact, and accordingly investigated the perception of librarians according to the types of libraries in which they worked, public versus university. The results showed that the impact is greatest on education and literacy with a mean score of 3.98, followed by their social impact with 3.67 and their economic impact with 3.46. When subordinate items were analyzed it was found that the librarians perceived that the role that libraries are playing in the education area is expanding and their impact on reading and literacy is becoming greater and greater. Libraries were viewed as essential elements for education and the education system. When the difference in perception related to the impact of libraries was compared by types of libraries, the librarians in public libraries tended to rate their facilities higher than the librarians working in universities on most of the items.

• Journal of Korean Clinical Nursing Research
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• v.22 no.1
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• pp.28-37
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• 2016

Purpose: This study was to investigate the relationships between among health literacy, knowledge and self-care behavior in elderly patients with heart failure(HF). Methods: 166 patients (age ${\geq}65$ years) with HF were recruited in a cardiovascular center of an university affiliated hospital. The structured questionnaire included Health literacy, Dutch Heart Failure Knowledge Scale, European Heart Failure Self-care Behavior, Self-Care of Heart Failure Index. Data were analyzed by descriptive statistics, Chi-test, Pearson correlation analysis, t-test and ANCOVA using SPSS/WIN version 21.0. Results: Participants with the high level of health literacy were more likely to be younger (p=.001), men (p=.001), with more education (p<.001), and have a job (p=.004), and with a higher economic status (p=.005). The positive correlations between the level of health literacy, knowledge, and self-care behavior were confirmed (p<.001). Participants with the high level of health literacy showed higher level of knowledge, more self-care behavior for health maintenance, and confidence. Conclusion: This study shows that the level of health literacy may influence knowledge and self-care behavior in elderly patients with HF. In order to improve self-care behaviors in elderly patients, a strategic nursing approach based on the level of patients' health literacy needs to be considered.

• Journal of the Korea Academia-Industrial cooperation Society
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• v.21 no.11
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• pp.301-308
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• 2020

This research analyzes the economic attitude and economic literacy of college students that attended college or graduated within one year. The study measures diverse traits of economics, such as economic rationality, economic interest, risk aversion, and competitive spirit or selfishness. Results show that students enrolled in economics courses have an interest in economics, received high grades, and graduates have a relatively higher level of economic rationality. Second, students who have taken courses in economics showed a higher level of interest in economics. Thus, the correlation between such education and students' interest cannot be denied. Third, regardless of their experience in taking economics courses, the level of knowledge in economics is low for community college students. Although the rationality and interest of those students enrolled in economics courses are higher compared to students not enrolled in such courses, it does not play a pivotal role in enhancing their economic intelligence. This shows that the current education in economics positively influences an individual's economic traits but does not necessarily generate knowledge in economics. Education should focus more on associating essential economic concepts with real-world issues.

• 한국노년학
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• v.38 no.2
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• pp.291-308
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• 2018

The purpose of this study is to analyze the factors influencing financial preparedness for retirement of the middle-aged North Korean defectors (resettling in South Korea) using concepts of 'financial literacy' and 'financial inclusion'. Those questioned were 100 North Korean defectors of 40-60 years-old residing in Seoul and Gyeonggi-do Province selected by convenience sampling, one of the non-probability sampling. Path analysis is used as a main analysis method. The results of the study show a direct effect in which increased financial literacy resulted in better financial preparedness for retirement among middle-aged North Korean defectors at a statistically significant level. In addition, by boost-trapping method, financial inclusion has its mediating effect on the relationship between financial literacy and financial preparedness for retirement. However, this study shows that influence of financial literacy on financial preparedness for retirement is different across economic statues. The mediating effect of financial inclusion on the relationship between financial literacy and financial preparedness is statistically significant only for the low-income group. Meanwhile, for the above average income group, financial literacy has a direct effect on the financial preparedness after retirement at a statistically significant level. Based on these results, this study suggests practical and policy implementation such as necessity of customized financial education suited to their economic status, development of financial instruments for retirement, introduction of financial social workers to prepare stable old age of North Korean defectors.