• Journal of Distribution Research
• /
• v.16 no.2
• /
• pp.25-56
• /
• 2011

A shifting of marketing paradigms from transaction to relationship has shown in many studies. Although there are many researches about relationship marketing, few of them focuses on relationship marketing combined with retail mix. This study define and measure customer relationship, and find the antecedents and consequences of the customer relationship. For the research, data were collected from 540 persons who are currently customers of five branches of E-mart and Homeplus in Seoul, Korea. Data analysis was performed under the AMOS 6.0. The results are summarized as following; Firstly, the relationship among elements of retail marketing mix and the relationship quality appears significant except communication program. This finding means that communication effect decreases at some point when communication program is excessive. Secondly, the relationship of customer relationship and three factors (frequent shopping intention, up-buying intention and recommend intention) are significant. Thus, this result supports the reasoning why discount stores make an effort to improve customer relationship. Thirdly, the relationship between share of wallet and two factors (frequent shopping intention and recommend intention) appears insignificant. Fourthly, the relationship between share of wallet and up-buying intention is significant. This result implies that up-buying intention is an important factor for discount stores, because up-buying intention is directly linked to financial performance of discount stores. Finally, the direct path between customer relationship and share of wallet is significant relation. For this reason, customer relationship should be managed consistently by discount stores.

• Proceedings of the Korea Institutes of Information Security and Cryptology Conference
• /
• 1997.11a
• /
• pp.19-25
• /
• 1997

At Eurocrypt'91, D. Chaum and E. Heyst introduced the notion of group signatures, which allow members of a group to make signatures on behalf of the group while remaining anonymous. This paper first presents a new type of group signatures with observers. In group signatures with observers, our solution is the most practical group signature scheme, under the assumption that Chaum's electronic wallet is secure.

• The Journal of the Institute of Internet, Broadcasting and Communication
• /
• v.9 no.3
• /
• pp.117-122
• /
• 2009

In these days, world economic crisis is getting worse and most of us are having difficulties in handling financial balance. By noticing that credit card is the most important payment method of individuals, we developed e-receipt system, which helps a person easily keep track of credit card spendings by showing purchase and transaction details in real-time. We've used embedded software engineering techniques in developing the e-receipt system. The system we developed here will benefit most of us by preventing over-spending of credit cards and will lead to healthy spending habits.

• Journal of Korea Multimedia Society
• /
• v.6 no.2
• /
• pp.276-287
• /
• 2003

Wireless Internet has to offer various types of services as much as wired network does in the scope of Internet business. The browser for simple data service using SMS in the early wireless internet cannot serve various multimedia contents. In this paper, We design and implement a Java browser that runs Java program, by adding JVM(Java Virtual Machine) into the web browser for mobile terminals. The Java browser for mobile terminals dynamically loads various Java program you want. This browser makes it possible to be multipurpose mobile terminals for E-Commerce, E-Wallet, Game Device.

• Journal of the Korea Institute of Information Security & Cryptology
• /
• v.28 no.6
• /
• pp.1509-1522
• /
• 2018

The purpose of this study is to support flexible authentication functions in various services using various types of user information. Rather than requiring the same level of authentication for all services, the goal is to identify the level of authentication at the time of user authentication and to increase convenience and efficiency by dynamically granting authority. In this paper, we propose POSCAL (Protocol of Service Control by Authentication Level) protocol which can control service access based on various local authentication information. To verify the function of the authentication framework, we developed the electronic wallet service based on the POSCAL authentication framework and evaluated the implementation function based on the use case scenario. The proposed protocol satisfies user and message authentication, confidentiality of authentication information, integrity of authentication history, non - repudiation of authorization, and access control by service according to security level.

• Proceedings of the Korea Information Processing Society Conference
• /
• 2005.05a
• /
• pp.1083-1086
• /
• 2005

Now these days, many technical concepts and tools have been developed in the cryptographic field. Most digital signature schemes used in practice, such as RSA or DSA, have an important role in information privacy and secure authentication for perfect user. A clearly advantage of such schemes over with security proven relative to such common cryptographic assumptions, is their efficiency: as a result of their relative weak requirements regarding computation, bandwidth and storage, these scheme have so far beaten proven secure schemes in practice. Our aim is to contribute to bridge the gap that exists between the theory and practice of digital signature schemes. In this paper we present a digital signature that ensures information privacy. More precisely, under an appropriate assumption about RSA, the scheme is proven to be existentially forgeable under adaptively chosen message attacks. This mechanism can be applied to smart cards or E-Wallet for maintaining secure authentication for user’s information privacy.

• Proceedings of the Korean Society of Computer Information Conference
• /
• 2014.01a
• /
• pp.287-290
• /
• 2014

보편화된 카드 사용은 현금 사용과 달리 지출의 파악이 어려워 과소비를 조장한다. 불필요한 지출을 줄여 합리적인 소비활동을 위해서 본 논문에서는 카드 결제 시 수신 받는 SMS를 통합적으로 관리하여 결제 내역을 분석할 수 있도록 해주는 카드 결제내역 관리 앱을 제안한다. 터치환경에 적합한 Metro UI를 메인화면에 사용하여 메인에서 모든 메뉴로의 접근을 가능하게 하였고, 사용 내역을 수동으로 입력하지 않아도 SMS를 자동으로 분석하여 쉽고 빠르게 이용 가능하다.

• The Journal of Asian Finance, Economics and Business
• /
• v.7 no.12
• /
• pp.385-388
• /
• 2020

At present, the payment system in Thailand changes from a paper-based system to a cashless payment system. A coin has its two sides, so the cashless payment has its advantages and disadvantages. This article describes the general advantages and disadvantages of a cashless society in Thailand in the COVID-19 situation. The cashless payment in Thailand consists of credit cards, automated teller machines, direct debit, mobile/Internet banking, e-Wallet, PromptPay, and QR code. The cashless payment is able to assist the government for tax collection accuracy and facilitates users to make financial transactions more transparent and efficient. In addition, the cashless system provides benefits to businesses in which they are able to increase sales and expand business by providing convenient, safe and faster services to customers in making payment for goods/services. It assists businesses to save time and cost of cash management and reduce the paperwork. The cashless payment made the life of students, housewives, and elderly people very easy to carry out financial transactions and there is no need to meet the financial institution staff. This payment system needs advanced technology system skills, a smartphone, and a technology facility. Finally, the cashless payment can reduce the spreading of COVID-19.

• The KIPS Transactions:PartC
• /
• v.9C no.3
• /
• pp.351-358
• /
• 2002

Recently, personal business styles have been rapidly changed into e-business due to the rapid progress and deployment of Internet. As a result of the change, new and safe ways of payment such as electronic wallet, electronic money and electronic check have been developed and introduced. In this paper a secure and user-friendly payment method is addressed. One of most important reasons why newly developed safe payment methods are not widely used in e-business is lack of convenience for the users. On the other hand credit card based payment, which is traditional one, is the most prevailing due to the user-friendliness. However this payment also has some problem in sense of security. In this paper, we design and implement a secure credit card-based payment system using one-time credit information. The main features are "payment information must be new", "can use the old credit system", and "do not require client software".

• The Journal of Society for e-Business Studies
• /
• v.17 no.1
• /
• pp.137-150
• /
• 2012

For social demand and technological development, systematic private information management and security guidance have been enhanced; however, the issue of leakage and invasion of private information is shown in many ways. In the management of such private information, the issue of how to protect such information is one of the sensitive key elements. As a criterion to decide the management policy of each property information consisting of private information, this article suggests Dynamic-Security-Level-Measurement for property information. DSLM adopts the variable characteristics of property information as the element of measurement. By applying this method, it is possible to provide information management functions to cope with the changes of each property information security level of an individual actively. It is expected that this will improve the security of previous information management methods even more and also contribute to the improvement of security in integrated systems such as the integrated ID management system and electronic wallet.