• The Journal of Industrial Distribution & Business
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• v.8 no.6
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• pp.25-31
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• 2017

Purpose - This study examines car accidents that occurred in South Korea territory, and analyzes criminal liability of the offender and certain issues of driver's insurance, but a civil liability to the injured is excluded as civil liability belongs to auto insurance. Research design, data, and methodology - With carrying out this research, case study of driver's liability and literature review were adopted throughout. For this, car accidents that occurred in South Korean territory were examined and then criminal liability of the offender and certain issues of driver's insurance were analyzed. Results - From this case study on driver's liability it was found that the offender cannot receive insurance money from the insurer irrespective of the valid drive insurance, if there is no 'bill of agreement of criminal consensus'. This study suggests some ideas, offers suggestions of convenience and assistance of qualified claim staff to overcome a hurdle of drive insurance. Conclusions - As long as the accident is not a fraud and scam by the parties concerned, advance payment of agreement of criminal consensus is required to the insured, the policy holder within the limit of liability of driver insurance, on condition that the drive insurance is valid.

• Journal of the Korean Society of Safety
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• v.27 no.5
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• pp.203-210
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• 2012

Traffic accident risk of young drivers(less than 25) is reported to have 8 times as high as that of middle aged drivers(between 30 and 49). Despite the rise of traffic accident risk, few have been attempted to take a look into driving characteristics of young drivers. The purpose of this paper is to analyze age-specific risks of young driver by means of database of insurance and vehicle inspection, thereby collecting data such as age, vehicle mileage, injuries and so on. We conducted Data-Mining(CART) and Portfolio analysis according to age groups(every 10 years). The conclusions which can be drawn from this empirical study are as follows: (1) Despite the fact that young drivers have low vehicle mileage, the rate of fatality is relatively high. (2) Being concerned of vehicle mileage, 24,000km of driving experience is thought to be critical in differing in fatality rate. Having annual average mileage fewer than 24,169 km, accident frequency is relatively lower than that exceeding 24,169 km(1,571 cases). Backed upon these, some recommendations about driver's license system for young driver to improve are given.

• Transactions of the Korean Society of Automotive Engineers
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• v.19 no.2
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• pp.12-19
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• 2011

Real-world accident cases were investigated to understand injury characteristics of the elderly driver. A total 10 cases of car-to-car frontal crash accidents from passenger car including SUV claimed to domestic car insurance company were reviewed. The injury characteristics of the elderly were analyzed from personal information (gender, age), medical treatment record (medical certificate, curative days), vehicle information (model, air-bag, seatbelt) and damage information. This study showed that elderly driver has higher possibility of thorax injury than non-elderly's. Moreover, Injury type and severity were more severe than non-elderly driver at similar type accident conditions. Also, elderly driver's medical treatment period needs 3 times more than non-elderly driver's.

• Korean Journal of Occupational Health Nursing
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• v.29 no.2
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• pp.106-113
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• 2020

Purpose: This study aimed to analyze industrial accident compensation insurance coverage and industrial accidents among concrete mixer truck drivers. Methods: Original data on industrial accidents from 2012 to 2017 were analyzed through descriptive statistics. Results: Industrial accident compensation insurance coverage was 44.6% in 2017. Most concrete mixer truck drivers were affiliated with small businesses. A total of 61 industrial accidents occurred in 2012, 65 in 2014, and 80 in 2017. The major types of industrial accident were falls, slips, and crushes. Conclusion: Because concrete mixer truck drivers are at high risk for industrial accidents, industrial accident compensation insurance coverage and industrial accident prevention should be strongly enforced.

• Transactions of the Korean Society of Automotive Engineers
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• v.18 no.2
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• pp.104-113
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• 2010

Domestic insurance claims were statistically investigated to analyze the elderly driver's accident patterns and injury types in side impact crashes. Medical treatment records and accident vehicle damage photos have been surveyed for 5,419 cases. The results of our statistical analysis showed that the thorax injury risk of the elderly drive group is 8.8 and 4.0 times higher than that of the young and middle age group respectively. Diagnosis showed that most thorax injuries were caused by rib fracture. The head injury risk of the elderly female driver group seemed to be higher than that of the younger female driver group, however, statistical test has not been conducted because of the lack of number of samples for elderly female accident.

• Asia-pacific Journal of Multimedia Services Convergent with Art, Humanities, and Sociology
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• v.6 no.12
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• pp.469-481
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• 2016

Freight car accidents occur frequently and have a high mortality. In this reason, freight can insurance fee has been raised drastically. But speeding and overloading of trucks are still not decreased. We need to consider a measure about voluntary safe driving of truck drivers. We select UBI(Usage-Based insurance) as a measure for safe driving of truck drivers. UBI is a car insurance system and insurance fee is flexible. If vehicle drivers drive safely, insurance fee is discounted. The other way, if vehicle drivers drive dangerously, insurance fee is increased. In now, very high insurance fee for truck drivers, UBI is a effective way for leading a truck driver to safe driving. The most important thing in UBI is to evaluate truck driver rationally and accurately. In this paper, we select the reasons of truck accidents and develop driving evaluation model from multiple regression analysis and correlation analysis with accident reasons and truck accidents.

• Fire Science and Engineering
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• v.31 no.4
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• pp.119-127
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• 2017

This study analyzed the cause of car explosion that occurred in the riverside park. The car carrying a male driver and a female passenger was parked in the park and explosion occurred inside the car. After the explosion, the driver and the passenger got burned. When they went to the hospital by the 119 Rescue Service, they stated that the car was sprayed with thinner before they had a quarrel and the explosion occurred during their quarrel. However, after several days, they changed their statement. They said that gasoline in the plastic bottle was poured and ran into the cigarette lighter. They tried to pull the cigarette lighter but pushed it by mistake. Then explosion occurred. Because only the explosion by mistake could receive car insurance, whether the cause of explosion was intentional or not became an issue. The car exploded was carefully investigated and analyzed. The statement of the driver and passenger was analyzed in the aspect of fire science. As a result, it was demonstrated that this car explosion occurred by driver's intention.

• Transactions of the Korean Society of Automotive Engineers
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• v.21 no.6
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• pp.58-63
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• 2013

It is very difficult to evaluate the impact speed, who caused the accident and what the injury risk of the vehicle occupants was from the outcome of the accident. That's the main reason why there are so many insurance fraud related to vehicle accident. In this study, a vehicle crash accident suspected to an insurance fraud had been reconstructed to evaluate crash speed and the relationship between the crash accident and passenger injury risk. To do this, the scene was reconstructed based on accident investigation report and three vehicle crash tests were done at 27kph, 37kph and 70kph. The crash speed of 27kph and 37kph were chosen based on the damaged vehicle and 70kph was chosen based on the driver's statement. Based on the damage of vehicle and dummy injury measure, impact speed is estimated around 20 to 30kph and the dummy measures show that the passengers are not seems to be severely injured in this speed range.

• The Korean Society of Law and Medicine
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• v.13 no.1
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• pp.11-40
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• 2012

National Health Insurance Act has been enforced all over the People as part of the effort to assure the minimum constitutional human worth and dignity in the aspect of the right to pursue health for preventing misfortune that comes to death without even a chance to be received treatment for illness or injury. Meanwhile auto insurance is compulsory in certain parts in order to promote benefits of everyday life and the rapid recovery of the damage caused by traffic accident when one have negligently driven a car which has become the necessities in daily life. Any injured driver in a traffic accident can be treated by National Health Insurance without getting an auto insurance in various circumstances, but Article 3 paragraph 2 of Traffic Accident Act don't allow exception of criminal punishment when he has driven a car without license, drunken, or tresspassing the centerline, etc. When the injury occured by his own certain negligence is judged to 'when he has intentionally or through gross negligence caused a criminal conduct or intentionally contributed to the occurrence of an accident' of National Health Insurance Act, insurance benefits can be restricted. Such a restriction could harm the right to pursue happiness and health of People by depriving the poor, who cannot afford to pay, of chances to get treatment. Here we will see benefit restriction by 'gross negligence' of National Health Insurance Act Article 48 paragraph 1, which has largest portion of such restriction. It is desirable to delete 'gross negligence' clause from above paragraph and to interpret 'when' clause restrictively for diminishing confusion of interpreting and guaranteeing the right of health.

• The Journal of the Korea institute of electronic communication sciences
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• v.10 no.4
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• pp.483-490
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• 2015

In this paper, The UBI(: Usage Based Insurance) insurance products for existing and analyze a variety of data pertaining to the operation or disposition or utilization of advanced telematics devices, such as digital recording device operates as a means to identify the insured or the insurer operates in real time recording (monitoring). Therefore, this study performs a city in wireless communication infrastructure functions Traffic Information System : leverage(UTIS : Urban Traffic Information System) and to develop a system that linked insurance products, such as PAYD, PHYD and MHYD. Utilizing the UTIS systems and analyze the driver's vehicle driving recorder tendencies.