• Journal of Information Technology Applications and Management
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• v.29 no.2
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• pp.39-50
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• 2022

This research confirmed whether banks and saving banks increase their deposit margin under changes in the base rate. This paper has conclusions as follows. First, when the Bank of Korea changes the base rate, deposit rate variable are significant with panel analysis in the total data set and saving banks. This result implies that changes in the base rate affect deposit margin. Second, this study confirmed whether banks and saving banks maximize their deposit margin as base rate changes. As a result, when the Bank of Korea cut the base rate, the deposit margins of banks and saving banks decreased significantly. Still, their deposit margins are not statistically significant in the opposite situation. Therefore, this paper could not find evidence that banks and saving banks behave to maximize their deposit margin. Maybe, this phenomenon can appear because these financial institutions recognize this criticism.

• The Journal of Asian Finance, Economics and Business
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• v.8 no.4
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• pp.727-734
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• 2021

The study aims to examine and analyze the factors that affect the return on assets (ROA) by placing net interest margin (NIM) as a moderating variable in influencing ROA. This research was conducted on 27 banks listed on the Indonesia Stock Exchange (IDX) for the period 2015 to 2018 with a total sample data of 91. The data used is a combination of time series data and cross-section data. The sampling technique used was the purposive sampling method. The data analysis technique used was path analysis with multiple regression analysis technique. The results of the analysis showed that the capital adequacy ratio (CAR) and loan to deposit ratio (LDR) have a positive but insignificant effect on ROA. NIM as a moderating variable does not influence the impact of CAR on ROA. However, NIM as a moderating variable is able to influence the impact of LDR on ROA. From the results of this study, it is evident that the LDR will increase the ROA at banks that generate high NIM.

• Journal of the korean society of oceanography
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• v.31 no.1
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• pp.32-36
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• 1996

The oyster shell bed (more than 47 cm thick) atop the Gaipri Point (granite coastal bluff) in the Hampyung Bay, southwest coast of Korea which is a coastal area of southeastern margin of the Yellow Sea basin has been interpreted as unique typhoon deposit formed at about 3610 yr BP or later. The unconformable boundary between the oyster shell bed by typhoon and the granitic soil horizon of the Gaipri Point is 820 cm high above the mean high-tide water level (MHWL). The $^{14}C$ age of the oyster shells is 3610${\pm}$70 yr BP.

• Economic and Environmental Geology
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• v.24 no.2
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• pp.83-96
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• 1991

Haenam pyrophyllite deposit occurred in the rhyolitic tuff of late Cretaceous age is located in the northern part of Haenam-gun, Jeonranam-do. The ore of the Haenam deposit is predominantly composed of pyrophyllite and illite accompanying such clay minerals as kaolinite, chlorite, and smectite. Pyrophyllite ore at the center of altered mass is often associated with kaolin minerals and high temperature minerals such as corundum, andalusite, and diaspore. On the basis of mineral assemblage the Haenam deposit can be devided into three alteration zones from the center to the margin of the deposit; the pyrophyllite zone, kaolinite zone, and illite zone. All alteration zones are associated with appreciable amounts of chalcedonic quartz. Those mineral assemblages indicate that hydrothermal solution which produced the Haenam deposit is strongly acidic solution with high silica and hydrogen activity and low $SO_4{^{2-}}$ activity. Discriminant analysis shows that $Na_2O$, $K_2O$, and $Al_2O$, of major elements are discriminant elements which classify alteration zones, while in case of trace elements Cr, Ni, and Sr turned out to be discriminant elements in this deposit. According to the mineral assemblage and illite geothermometry, pyrophyllite ore is considered to have been formed at about $240-290^{\circ}C$. K-Ar isotopic age for illite from this deposit indicates that it was formed at much the same age of later stage volcanics in the area, suggesting that the hydrothermal alteration of these deposits is associated with later volcanism of the area.

• The Korean Journal of Quaternary Research
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• v.9 no.1
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• pp.43-60
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• 1995

The Kanweoldo Deposit in the Cheonsoo Bay western coast of Korean Peninsula is considered to be influenced by severe freezing condition under cold humid environment of the last glacial age. The evidence of severe freezing in the some upper part of the fine-grained Kanweoldo Deposit is characteristically irregular wavy la-mellar structure with the interval of 2∼8mm. In particular lamina show very compacted fabrics composed of rounded or spheroidal discrete aggregates covered by silt caps. Such laminar structure and associated micro-fabrics might owe to soil freezing such as ice segregation in lens form cryophoresis pressure from growing ice and disturbance by frost-creep. Furthermore pedogenesis of cold-humid type such as gleyzation or peseudo-gleyzation also might af-fect the kanweoldo Deposit in the priod of severe cold-humid cli-mate of the Wrm. The Kanweoldo sediment and organic remnant(16,708 B.P. with error limit of 250 years) affected by severe cryogenic activities sug-gest that the paleoclimate of Late Wrm in Korea might be so cold and humid as to engender the cryogenic structure in subaerial silty and sandy silt deposits.

• Economic and Environmental Geology
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• v.47 no.5
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• pp.541-549
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• 2014

The annual borate production in Turkey is about 3 million tons, which occupies approximately 61 percent of total annual world production. Turkey has five boron deposits including Bigadic, Emet, Kestelek, Kirka, and Sultancayir. At present, Bigadic, Emet, and Kirka deposits are operating. Kirka boron deposit is distributed within volcanoclatic sedimentary group as mainly layered, rarely brecciated and massive types. Major borate is borax associated with colemanite and ulexite. They show a horizontal symmetrical zonation from Na borate (borax) in the center of deposit to Na-Ca borate (ulexite) and Ca-borate (colemanite) in margin. Bigadic boron deposit is known as the largest colemanite deposit in the world. This deposit occurs as two borate bearing horizons in Miocene volcanoclastic sedimentary group. Thickness ranges from several meters to 100 meter with a length of several hundreds meters. Borate ore bodies which are mainly composed of colemanite and ulexite are alternated with claystone, mudstone, tuff and layered limestone as lenticular shape. Sultancayir boron deposit is mainly distributed within gray limestone. Main borate minerals of this deposit are pandermite and ulexite. Pandermite and ulexite occur as colloform aggregate and small veinlet, respectively. Turkish boron deposits are evaporite deposit which were formed in Miocene playa-lake environment. Boron was supplied to the deposits by the volcanic and hydrothermal activities.

• Economic and Environmental Geology
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• v.55 no.1
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• pp.53-61
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• 2022

The Gasado Au-Ag deposit is located within the south-western margin of the Hanam-Jindo basin. The geology of the Gasado is composed of the late Cretaceous volcaniclastic sedimentary rocks and acidic or intermediate igneous rocks. Within the deposit area, there are a number of hydrothermal quartz and calcite veins, formed by narrow open space filling along subparallel fractures in the late Cretaceous volcaniclastic sedimentary rock. Vein mineralization at the Gasado is characterized by several textural varieties such as chalcedony, drusy, comb, bladed, crustiform and colloform. The textures have been used as exploring indicators of the epithermal deposit. Mineral paragenesis can be divided into two stages (stage I, ore-bearing quartz veins; stage II, barren carbonate veins) considering major tectonic fracturing event. Stage I, at which the precipitation of Au-Ag bearing minerals occurred, is further divided into three substages (early, middle and late) with paragenetic time based on minor fractures and discernible mineral assemblages: early, marked by deposition of pyrite and pyrrhotite with minor chalcopyrite, sphalerite and electrum; middle, characterized by introduction of electrum and base-metal sulfides with minor argentite; late, marked by argentite and native silver. Au-Ag-bearing mineralization at the Gasado deposit occurred under the condition between initial high temperatures (≥290℃) and later lower temperatures (≤130℃). Changes in stage I vein mineralogy reflect decreasing temperature and fugacity of sulfur (≈10^-10.1 to ≤10^-18.5atm) by evolution of the Gasado hydrothermal system with increasing paragenetic time. The Gasado deposit may represents an epithermal gold-silver deposit which was formed near paleo-surface.

• Economic and Environmental Geology
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• v.48 no.6
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• pp.525-536
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• 2015

Trapiche project corresponds to the advanced exploration stage which is thought to be a part of various porphyry copper deposits occurring in the margin of Andahuyalas-Yauri metallogenic belt. This deposit is genetically related to the monzonitic porphyry intrusion and Oligocene breccia pipe. Mineralization consists of primary sulfides such as pyrite, chalcopyrite, bornite, and molybdenite and secondary sulfides such as chalcocite, covellite and digenite. It occurs malachite, tenorite and cuprite as copper oxide. As a result of lixiviation or enrichment process, mineralization shows untypical zonation structure. Breccia and porphyry areas characterize the vertical zonation patterns. In the northern area, lixiviation zone, secondary enrichment zone, transitional zone and primary mineralized zone are distributed in northern area. In the western area of deposit, oxidation zone and mixed zones are narrowly occurred. Inferred resources of deposit is estimated to be 920 Mt @ 0.41% Cu with the cut-off grade of 0.15%.

• Journal of the Mineralogical Society of Korea
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• v.7 no.1
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• pp.25-39
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• 1994

The Deogbong napseok clay deposit which is composed mainly of dickite and pyrophyllite has been formed by hydrothermal alteration of the Late Cretaceous volcanic rocks consisting of andesitic tuff and andesite. The mineralogy of the napseok ores and the hydrothermal alteration processes have been studied in order to know the nature of the interaction between minerals and fluids for the formation of the deposit. Chemical distribution shows that alkali elements and silica were mobile but alumina was relatively immobile during the hydrothermal processes. It is evident that enrichment of alumina and leaching of silica from the host rock led to the formation of the napseok ore, whereas the enrichment of silica in the outer zone of the deposit gave rise to the silica zone. A large amount of microcrystalline quartz closely associated with dickite and pyrophyllite suggests the increasing activity of silica. Thus Si which was released away from the argillic zone by the increasing activity of silica. Thus Si which was released away from the argillic zone by the increasing activity of silica solubility moved out precipitating in the margin of the deposit to form the silica zone. Variation in dickite crystallinity implies the local change in the stability of the system. Thermodynamic calculation shows that the invariant point of pyrophyllite-dickite (kaolinite)-diaspore-quartz assemblages at 500 bars in the system $Al_{2}O_{3}-SiO_{2}-H_{2}O$ is about 300 $^{\circ}C$. Based on the mineral assemblages and the experimental data reported, it is estimated that the main episode of hydrothermal alteration occurred at least above 270 to 300 $^{\circ}C$ and $X_{CO_2}$ <0.025. Mineral occurrence and chemical variation indicate that the activity of Al is high in the upper part of the deposit, whereas the activity of Si is high in the lower part and the margin of the deposit. The nonequilibrium phase relations observed in the Deogbong deposit might be due to local change in intensive thermodynamic variables and fluid transport properties that resulted in the formation of nonequilibrium phases b of several stages.

• Economic and Environmental Geology
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• v.23 no.3
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• pp.287-308
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• 1990

The Ogmae alunite-kaolinite deposit occurs in acidic tuff, the Hwangsan Tuff, of upper Crataceous age in the Haenam volcanic field, SW Jeonnam. This deposit characterized by advanced argillic alteration formed $71.8{\pm}2.8{\sim}73.9{\pm}2.8$ Ma ago in very shallow depth environment with acid-sulfate solution. Wallrock alteration can be classified into four zones from the center to the margin of the deposit: alunite, kaolinite, illite, and silicified zone. The mineral assemblage in the alunite zone, ore zone, is alunite-quartz-pyritekaolinite. Consideration of stability relation of these minerals suggests that the maximum alteration temperature is estimated at about $250^{\circ}C$ with solution pH of 3 or below assuming that pressure does not exceed 0.3 Kb. Alunite occurs as two different types; replacement and vein-type deposit. The former one consists of fine grained alunite and the later one coarse grained and relatively pure alunite that formed by open space filling. Isomorphous substitution of Na for K in these two types of alunites range 0 to 40 %, indicating that Na/K ratio in the solution is spontaneously changed during the alteration process. Alunite which has higher Na substitution probably formed in an earlier stage while the solution sustain high Na/K ratio. K-Ar age of alunites indicate that the replacement alunite formed earlier($73.9{\pm}2.8Ma$) than the vein-type alunite($71.8{\pm}2.8Ma$). The ${\delta}^{34}S$ value of pyrite and alunite indicate that those minerals formed at isotopically nonequillibrium state. The ${\delta}^{16}O$ and ${\delta}D$ values, of kaolintics 5.0 to 9.0‰ and -54 to -99‰, respectively, indicate that those are formed by hydrothermal solution having magmatic origin which have been diluted by low ${\delta}D$ meteoric water.