• 제목/요약/키워드: Data Re-use

검색결과 404건 처리시간 0.025초

Bank Capital, Efficiency and Risk: Evidence from Islamic Banks

  • ISNURHADI, Isnurhadi;ADAM, Mohamad;SULASTRI, Sulastri;ANDRIANA, Isni;MUIZZUDDIN, Muizzuddin
    • The Journal of Asian Finance, Economics and Business
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    • 제8권1호
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    • pp.841-850
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    • 2021
  • This study aims to evaluate the relationship between bank capital, efficiency, and risk in Islamic banks. We use data from 129 Islamic banks in the world, retrieved from various data sources. We retrieved specific banking data from Moody's Analytics BankFocus and Thomson Reuters Eikon, while data at the country level was obtained from the World Bank website. This study uses various estimates both Pooled OLS (Ordinary Least Square) and Random Effect (RE). However, to overcome the issue of serial correlation which could cause bias in the results of the study, we used fixed-effect (FE) cluster estimates. The research results confirm the previous findings that bank capital positively affects bank stability (natural logarithm of Z-Score) and negatively affects credit risk (loan loss provision to total liabilities). The findings also show that efficiency has the same effect. The interaction test of bank capital and efficiency shows that efficiency encourages banks to reduce risk, including when bank capital is relatively lower. This finding is expected to have implications for the authorities to boost bank efficiency in addition to establishing several regulations related to capital. The efficiency implemented by the bank will encourage banks to act prudently so that the bank can maintain its performance through risk mitigation.

GIS 기반 산지이용구분도 작성방법에 관한 연구 (A Study on the GIS-based Method of Building Digital Forest Land-Use Map)

  • 박영규;권순덕;송철철;권대순;이종학;김형호
    • 한국지리정보학회지
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    • 제9권3호
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    • pp.46-57
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    • 2006
  • 연구에서는 2007년 고시예정인 산지이용구분도를 정확하고 효율적으로 작성하기 위하여 GIS에 기반한 산지이용구분도 작성방법을 수립하였다. 산지이용구분도 작성절차는 임지추출 및 보완, 법정용도지역 구분, 기타 보전 및 준보전산지 구분, 지적기반 수치산지이용구분도 작성, 산지이용구분도(안) 편집 및 출력, 검수 및 보완 등 6단계로 구성하였다. 수립된 작성절차를 적용하여 경기도 화성시 지역을 대상으로 축척 1:25,000 14도엽 및 1:5,000 173도엽의 산지이용구분도와 산지이용구분대장을 작성하였다.

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생활폐기물 재활용 활성화 방안: 재활용품 현금보상시스템을 중심으로 (A Study on the Measure to Encourage Household Waste Recycling: Focused on the Cashback System for Recyclables)

  • 유승희
    • 디지털융복합연구
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    • 제18권6호
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    • pp.1-7
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    • 2020
  • 전 세계적으로 재활용에 대한 관심이 고조되고 있는 가운데, 각 가정의 분리배출 노력에도 불구하고 폐기물의 양은 점점 늘어나고 있으며, 생활폐기물 재활용에 관한 정확한 데이터는 찾기 어려운 실정이다. 또한 재활용품 분리수거는 이미 우리 일상에 정착되었지만 수거된 재활용품중 상당량이 다시 폐기물화 되는 심각한 문제에 직면하고 있다. 이에 본 연구에서는 생활폐기물 재활용 활성화 방안으로, 재활용품을 깨끗이 씻어 배출하면 현금을 지급하는 재활용품 현금보상시스템을 제안하였다. 본 연구에서 제안된 현금보상시스템은 배출된 재활용품을 100%재활용하여 개인에게는 공익적 행위에 대한 보상을, 기업에는 더 많은 수익을 그리고 지자체에는 폐기물 감소로 인한 처리비용 절감효과를 가져올 수 있다. 더불어 생활폐기물 재활용관련 데이터를 확보할 수 있어 향후 국가차원의 재활용품 관리에 기여할 수 있을 것으로 기대된다.

한국의 주택 부 효과에 대한 재고찰 (A Re-evaluation of Housing Wealth Effect in Korea)

  • 김장렬;이항용
    • KDI Journal of Economic Policy
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    • 제30권2호
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    • pp.1-26
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    • 2008
  • 본고에서 우리는 한국의 주택 부 효과의 크기를 재검토한다. 이를 위해 주택가격 상승에 대한 주택 보유자 소비지출의 반응인 '순수한' 주택 부 효과의 크기를 알아보는 데 중점을 둔다. 순수한 주택 부 효과를 측정하기 위해 거시시계열 자료를 이용할 경우, 주택 보유여부와 적절한 소비지출변수의 선정이라는 두 가지 문제가 제기된다. 우리는 먼저 비 주택 소비(non-housing consumption)가 보다 적절한 소비지출변수임을 보이며, 그 이유로 주택소비(housing consumption)의 상당 부분이 주택 보유자들의 실제로 지불하지 않는 귀속임대료(imputed rents)임을 제시한다. 이어서 우리는 거시시계열 자료로부터 구한 주택 부 효과의 크기를 얼마나 수정해야 주택보유자에의 순수한 주택 부 효과를 추정할 수 있는가를 살펴본다. 이를 위해 두 개의 구조적 모형을 설정하여, 전체 소비지출 중에서 주택 보유자 소비지출의 비중을 추정한다. 주택 보유자의 소비지출 비중을 감안하여 수정된 주택부의 효과는, 거시시계열을 이용하여 구한 통상적인 주택 부 효과의 추정치보다 크게 나타난다.

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Numerical simulation of fish nets in currents using a Morison force model

  • Cifuentes, Cristian;Kim, M.H.
    • Ocean Systems Engineering
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    • 제7권2호
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    • pp.143-155
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    • 2017
  • For complex flexible structures such as nets, the determination of drag forces and its deformation is a challenging task. The accurate prediction of loads on cages is one of the key steps in designing fish farm facilities. The basic physics with a simple cage, can be addressed by the use of experimental studies. However, to design more complex cage system for various environmental conditions, a reliable numerical simulation tool is essential. In this work, the current load on a cage is calculated using a Morison-force model applied at instantaneous positions of equivalent-net modeling. Variations of solidity ratio ($S_n$) of the net and current speed are considered. An equivalent array of cylinders is built to represent the physical netting. Based on the systematic comparisons between the published experimental data for Raschel nets and the current numerical simulations, carried out using the commercial software OrcaFlex, a new formulation for $C_d$ values, used in the equivalent-net model, is presented. The similar approach can also be applied to other netting materials following the same procedure. In case of high solidity ratio and current speed, the hybrid model defines $C_d$ as a function of Re (Reynolds number) and $S_n$ to better represent the corresponding weak diffraction effects. Otherwise, the conventional $C_d$ values depending only on Re can be used with including shielding effects for downstream elements. This new methodology significantly improves the agreement between numerical and experimental data.

Daily Functioning in Chronic Pain: Study of Structural Relations with Posttraumatic Stress Disorder Symptoms, Pain Intensity, and Pain Avoidance

  • Cho, Sung-Kun;Heiby, Elaine M.;McCracken, Lance M.;Moon, Dong-Eon;Lee, Jang-Han
    • The Korean Journal of Pain
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    • 제24권1호
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    • pp.13-21
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    • 2011
  • Background: This study aimed to evaluate processes from the mutual maintenance model in relation to daily functioning in patients with both chronic pain and a history of a traumatic experience. The mechanism illustrated the structural relations for daily functioning among pain intensity, hyperarousal, re-experiencing, trauma avoidance, and pain avoidance. Methods: Archival data (N = 214) was used for this study and data were analyzed for 142 chronic pain patients reporting a traumatic experience and seeking treatment at a tertiary pain clinic in Korea. Results: The results indicated that pain intensity, hyperarousal, and pain avoidance had significant direct effects on daily functioning. Also, pain intensity showed significant indirect effects on daily functioning through hyperarousal and pain avoidance; and hyperarousal through pain avoidance. Conclusions: Results suggest a direct contribution of high levels of pain, hyperarousal symptoms of PTSD, and pain avoidance behaviors to reduced daily functioning. Also, elevated pain as reminders of the trauma may trigger high levels of hyperarousal symptoms of PTSD. Subsequently, avoidant coping strategies may be used to minimize pain so that the trauma would not be re-experienced, thus inhibiting the activation of hyperarousal symptoms of PTSD. However, prolonged use of such strategies may contribute to decline in daily functioning.

배수개선공법개발에 관한 연구(I) -각종 지하배수용 암거재료의 배수성능- (Drainage Performance of Various Subsurface Drain Materials-)

  • 김철회;이근후;유시조;서원명
    • 한국농공학회지
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    • 제21권3호
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    • pp.104-120
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    • 1979
  • I. Title of the Study Studies on the Development of Improved Subsurface Drainage Methods. -Drainage Performance of Various Subsurface Drain Materials- II. Object of the Study Studies were carried out to select the drain material having the highest performance of drainage; And to develop the water budget model which is necessary for the planning of the drainage project and the establishment of water management standards in the water-logged paddy field. III. Content and Scope of the Study 1. The experiment was carried out in the laboratory by using a sand tank model. The drainage performance of various drain materials was compared evaluated. 2. A water budget model was established. Various parameters necessary for the model were investigated by analyzing existing data and measured data from the experimental field. The adaptability of the model was evaluated by comparing the estimated values to the field data. IV. Results and Recommendations 1. A corrugated tube enveloped with gravel or mat showed the highest drainage performance among the eight materials submmitted for the experiment. 2. The drainage performance of the long cement tile(50 cm long) was higher than that of the short cement tile(25 cm long). 3. Rice bran was superior to gravel in its' drain performance. 4. No difference was shown between a grave envelope and a P.V.C. wool mat in their performance of drainage. Continues investigation is needed to clarify the envelope performance. 5. All the results described above were obtained from the laboratory tests. A field test is recommended to confirm the results obtained. 6. As a water balance model of a given soil profile, the soil moisture depletion D, could be represented as follows; $$D=\Sigma\limit_{t=1}^{n}(Et-R_{\ell}-I+W_d)..........(17)$$ 7. Among the various empirical formulae for potential evapotranspiration, Penman's formular was best fit to the data observed with the evaporation pans in Jinju area. High degree of positive correlation between Penman;s predicted data and observed data was confirmed. The regression equation was Y=1.4X-22.86, where Y represents evaporation rate from small pan, in mm/100 days, and X represents potential evapotranspiration rate estimated by Penman's formular. The coefficient of correlation was r=0.94.** 8. To estimate evapotranspiration in the field, the consumptive use coefficient, Kc, was introduced. Kc was defined by the function of the characteristics of the crop soil as follows; $Kc=Kco{\cdot}Ka+Ks..........(20)$ where, Kco, Ka ans Ks represents the crop coefficient, the soil moisture coefficient, and the correction coefficient, respectively. The value of Kco and Ka was obtained from the Fig.16 and the Fig.17, respectively. And, if $Kco{\cdot}Ka{\geq}1.0,$ then Ks=0, otherwise, Ks value was estimated by using the relation; $Ks=1-Kco{\cdot}Ka$. 9. Into type formular, $r_t=\frac{R_{24}}{24}(\frac{b}{\sqrt{t}+a})$, was the best fit one to estimate the probable rainfall intensity when daily rainfall and rainfall durations are given as input data, The coefficient a and b are shown on the Table 16. 10. Japanese type formular, $I_t=\frac{b}{\sqrt{t}+a}$, was the best fit one to estimate the probable rainfall intensity when the rainfall duration only was given. The coefficient a and b are shown on the Table 17. 11. Effective rainfall, Re, was estimated by using following relationships; Re=D, if $R-D\geq}0$, otherwise, Re=R. 12. The difference of rainfall amount from soil moisture depletion was considered as the amount of drainage required. In this case, when Wd=O, Equation 24 was used, otherwise two to three days of lag time was considered and correction was made by use of storage coefficient. 13. To evaluate the model, measured data and estimated data was compared, and relative error was computed. 5.5 percent The relative error was 5.5 percent. 14. By considering the water budget in Jinju area, it was shown that the evaporation amount was greater than the rainfall during period of October to March in next year. This was the behind reasonning that the improvement of surface drainage system is needed in Jinju area.

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증발량을 고려한 단순 물수지 방정식 개선을 통한 소양강댐 유입량의 재평가 (Re-evaluation of Soyang Dam inflow based on modifying a simple water balance method considering evaporation)

  • 유지영;이동진;유도근;김태웅
    • 한국수자원학회논문집
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    • 제55권6호
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    • pp.461-469
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    • 2022
  • 유역의 수자원 수급계획 시 중요하게 사용되는 댐 유입량은 자료의 신뢰성을 확보하는 것이 매우 중요하다. 하지만 단순 물수지법에 의해 산정되는 댐 유입량은 음유입량이 다수 발생하고, 댐 방류량 이외의 유출량을 생략함으로써 실제 유입량 특성을 반영하지 못한다. 본 연구에서는 이러한 문제를 해결하기 위하여, 물수지에서의 유출량 중 고려 가능한 증발량을 고려하여 물수지 개선식을 제시하였다. 소양강댐을 대상으로 재평가된 댐유입량 시계열에서 음유입량의 발생비율이 감소하고, 자료 생산주기별 유입량의 체적은 일관성을 확보하였다. 이외에도 소양강댐 유역에서의 가용수 자원 특성을 검토한 결과, 인간적 측면에서의 직접적인 사용이 약 60%이고, 자연적 측면에서의 간접적 사용이 약 40%인 것으로 나타났다. 또한 가뭄해에는 전체 수자원의 총량 중 간접적인 수자원 이용의 비중이 증가하는 것이 확인되었다.

데이터 퓨전을 이용한 얼굴영상 인식 및 인증에 관한 연구 (2D Face Image Recognition and Authentication Based on Data Fusion)

  • 박성원;권지웅;최진영
    • 한국지능시스템학회논문지
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    • 제11권4호
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    • pp.302-306
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    • 2001
  • 얼굴인식은 이미지의 많은 변동(표정, 조명, 얼굴의 방향 등)으로 인해 한 가지 인식 방법으로는 높은 인식률을 얻기 어렵다. 이러한 어려움을 해결하기 위해, 여러 가지 정보를 융합시키는 데이터 퓨전 방법이 연구되었다. 기존의 데이터 퓨전 방법은 보조적인 생체 정보(지문, 음성 등)를 융합하여 얼굴인식기를 보조하는 방식을 취하였다. 이 논문에서는 보조적인, 생체 정보를 사용하지 않고, 기존의 얼굴인식방법을 통해 얻어지는 상호보완적인 정보를 융합하여 사용하였다. 개별적인 얼굴인식기의 정보를 융합하기 위해, 전체적으로는 Dempster-Shafer의 퓨전이론에 근거하면서, 핵심이 되는 질량함수를 새로운 방식으로 재정의학 퓨전모델을 제안하였다. 제안된 퓨전모델을 사용하여 개별적인 얼굴인식기의 정보를 융합한 결과, 보조적인 생체정보 없이, 개별적인 얼굴인식기보다 나은 인식률을 얻을 수 있었다.

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Exploring Determinants of Performance Indicator and Customer Satisfaction of Accommodation Sharing

  • CHO, Yooncheong
    • The Journal of Asian Finance, Economics and Business
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    • 제7권3호
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    • pp.201-210
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    • 2020
  • The study aims to investigate determinants of performance indicator and perceptions of existing and potential customers in accommodation sharing. This study uses data of Airbnb in Busan and Jeju from January 1 to December 31 in 2018, provided by AirDNA. The total number of listed accommodation sharing were 5,109 accommodations in Busan and 11,502 accommodations in Jeju. More than 90 property types of registered accommodation are subcategorized and re-classified in this study. Study 1 examined current usage and effects of factors on performance indicator in tourism destinations by applying Airbnb data. Study 2 investigated effects of perceived factors on satisfaction, intention to use, loyalty, and tourism competitiveness by applying online survey data. This study applies statistical analyses such as factor and regression analyses, ANOVA, t-test, and MANOVA. Results of Study 1 showed that usage and effects of accommodation sharing differ from regulation that is related to sharing types. Effects also differ based on travel destinations. Results of Study 2 showed how customers perceive accommodation sharing differ from pure meaning of sharing. The results of Study 1 and 2 found significant effects of price and service factors on performance indicator and customer satisfaction. The findings of Study 2 showed significant effects on loyalty and tourism competitiveness.