• International Journal of Human Ecology
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• 제17권2호
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• pp.31-42
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• 2016

We examine the self-control problems of U.S households and their effects on households' retirement preparedness based on the Behavioral Life-Cycle Hypothesis. Using the 2010 Survey of Consumer Finances dataset, the level of retirement adequacy was estimated with income replacement ratio (IRR), and only 42% of households were adequately prepared for retirement. Results from logistic regression analysis indicated that households with loan payment and saving self-control problems were less likely to be prepared adequately for retirement compared to those without such problems. Age, education, race/ethnicity, marital status, employment status, retirement plans, expected retirement age and risk tolerance were significantly related to retirement preparedness. This study provides financial educator and researchers with suggestions on how to help household make a better retirement plan.

• 한국디지털정책학회:학술대회논문집
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• 한국디지털정책학회 2005년도 추계학술대회
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• pp.425-433
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• 2005

The purpose of this paper is to study a framework on building and continuing consumer trust in mobile travel and tourism content (M-TTC). Trust development life cycle in e-commerce is a trust-oriented building flow of online consumer. Travel information and content in mobile commerce is a initiative and immature step in the ubiquitous era. Travel and tourism industry is information intensive and network business between the bricks and clicks, the public and private, and the virtual and physical. A framework of travel and tourism content in m-commerce based on Siau and Shen (2003) and in perspective of information cities by Ferguson, et al. (2004) proposes conceptual components to build information and content for continuous consumer trust. The main results of the paper by focus group research methodology focus on building a conceptual m-trust model of mobile content in travel and tourism industry. Additionally, it shows what the important factor is and how the trustworthy improves continuously to the public, mobile vendors, and technological aspects.

• Asia Marketing Journal
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• 제11권3호
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• pp.91-124
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• 2009

통신서비스 시장의 경쟁이 날로 심화되고 기술속성이 표준화되면서 접점에서의 차별적 활동과 경험이 고객가치 창출을 위한 중요한 수단으로 인식되고 있지만, 정작 고객접점의 활동이 소비체인에 따라 어떤 식으로 구성되어 있고 어떤 영향력을 행사하는지, 접점의 서비스 품질이 고객성과에 미치는 상대적 영향력을 규명한 연구는 미흡하였다. 특히 현재 가구기반 통신서비스시장은 PLC단계별로 다양한 서비스들이 포진해 있는 바, 서비스가 도입-성장기에 있는지 이미 성숙-쇠퇴기에 들어섰는지에 따라 접점에서 요구되는 소비자들의 서비스 니즈가 달라질 수 있음에도 이를 실증한 연구는 전무한 상황이다. 이에 본 연구에서는 도입-성장기에 있는 가구기반 통신서비스로 VoIP와 IPTV, 성숙쇠퇴기에 있는 가구기반 통신서비스로 유선초고속 인터넷과 유선전화를 선정하여 각 서비스별로 MOT접점에서 고객들이 어떤 경험을 하고 있고 무엇을 중시하고 있는지 영향력을 확인한 후 접점의 서비스 품질이 고객성과에 미치는 효과가 통신서비스의 PLC 단계에 따라 어떻게 달라지는지 그 상대적인 영향력을 살펴보았다. 858명의 응답자를 대상으로 실증한 결과 접점에서 소비자들의 경험과 요구사항은 상이하게 나타났으며 서비스품질과 관련해서는 도입-성장기에 있는 서비스들은 유형성과 확신성이, 성숙-쇠퇴기에 있는 서비스들은 신뢰성과 공감성, 상호관계성이 고객성과(고객만족, 재구매의향, 구전의향)에 긍정적인 역할을 함이 제시되었다. 끝으로 이러한 결과에 대한 시사점과 향후 연구방향을 제시하였다.

• 가정과삶의질연구
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• 제29권1호
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• pp.41-53
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• 2011

Recently, workers are interested in work-life balance. However, most dual- income couples do not make the effort to achieve work-life balance in their everyday life compared with many workplaces that make various family-friendly policies available to them. Therefore, this study aims to suggest the necessity and process of work-life balance through career management over one's lifespan. The needs and resources of families are not the same during every stage of the family life cycle. Thus, dual-income couples should aim to invest in career management which includes balancing their work and their family when considering their future career and life. Additionally, they should try to match the needs and resources of both their work and their family by using family resources, workplace policies, and community networks.

• Architectural research
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• 제2권1호
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• pp.17-25
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• 2000

The purpose of this study was; 1) to describe consumer preferences for wood~framed housing; 2) to determine factors which affect the preferences for housing environments in wood-framed housing by demographic, current housing, and wood-framed housing-related characteristics; and 3) to identify differences in preferred wood-framed housing related characteristics by demographic and current housing characteristics. From the visitors to a model wood-framed house in Seoul, Korea, 296 persons willing to live in a wood-framed house were selected as the sample for the study. Data were collected using a self-administered survey and analyzed by frequency distribution, factor analysis, chi-square test, t-test, and one-way analysis of variance procedures. The results of the study Indicated that among seven factors based on 32 housing characteristics, Factor 2 - "floor plan and Interior environment" was the major variable which showed significant difference by selected demographic characteristics. Regarding the differences in wood-framed housing related characteristics by demographic characteristics, age, gender, education, and family life cycle showed group differences. Also, housing type was the major current housing characteristic to provide significant group difference in preferred wood-framed housing characteristics.

• 가족자원경영과 정책
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• 제15권2호
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• pp.85-101
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• 2011

The purpose of this study is to ascertain the actual conditions of volunteering activities in respect to age-integrated leisure. This study is based on the 2010 Korea Leisure Life Survey. The participants in this study were 3015 people who reside in Korean cities, except for Jeju-do. Questionnaires from the 2010 Korea Leisure Life Survey were used for the final analysis. Data were analyzed through a descriptive analysis, Chi-Square test and ANOVA by SPSS WIN 17.0. The findings indicated that 18% of the participants participated in volunteer activities as leisure in the last one year. The major findings were as follows. First, demographic characteristics such as age, academic career, income, and marital status had a positive correlation with the degree of volunteer participation. Second, there were differences in duration and field of activities according to age. Third, though most of the non-volunteer reasons were 'lack of resources', there were different reasons based on age. In detail, the reason for 10-50 year-olds (economically active population) was 'lack of time', but the more than 60 year-olds was 'health concern'. Consequently, this access to the life cycle study shows the need to improve life satisfaction.

• 한국주거학회논문집
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• 제27권5호
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• pp.65-72
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• 2016

The purpose of the study was to investigate defect cases in residential interior design, to identify the state of defects, and to categorize types of defect and disputes. In addition, consumer appraisal to residential interior design service were analyzed. The results of this study could provide fundamental information regarding the defects and claims in residential interior design. First, we did literature review for defect disputes in architectural design and interior design. We identify the definition of defects by building life cycle, by state of construction, by activity, and by design performance. Second, we analysed interior design defects cases reported in Korea Consumer Agency & Ministry of Land, Infrastructure and Transport. A total of 49 cases of defect disputes in residential interior design from 2000 to 2015 were investigated. As a result, many defects appeared during the construction stage. A majority of defects cases fall into insulation, water-proofing/leakage work. In terms of design aspects claim, functional and aesthetic defects were claimed. Third, from Consumer Market Evaluation Indicators, raw data from 500 respondents were investigated for the housing repair and interior design. It is found that information comparability, responsiveness to consumer claim, price, and safety are important factors for consumer satisfaction in interior design.

• 디지털융복합연구
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• 제18권5호
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• pp.127-138
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• 2020

본 연구는 2010년과 2017년 두 시점에서 한국 가계의 소비유형 전이 패턴과, 소비유형간 전이에 미치는 생애주기의 영향력을 알아보고자 하였다. 이를 위해 한국노동패널 2010년과 2017년 조사의 4,717가구 자료를 활용하여 잠재프로파일분석 및 로지스틱회귀모형 분석을 하였다. 두 시점의 잠재프로파일분석 결과, 동일하게 식비중심형, 교육비중심형, 의료비중심형, 내구재중심형의 4개 유형이 도출되어 가계의 소비유형이 두 시점 사이에 커다란 변화가 없음을 확인하였다. 소비유형의 변화를 살펴본 잠재전이분석 결과는 가구 수준에서 두 시점 간 소비유형 변화가 활발히 나타나고 있음을 보여주었다. 소비유형 전이가 생애주기에 따라서 어떻게 달라지는지 알아보고자 로지스틱회귀모형분석을 한 결과 혼인지위 변화, 자녀의 출생 및 분가가 유의한 설명변수였다. 이는 소비정책을 수립하거나 기업에서 마케팅 대상을 정할 때 가구 소비유형이 어떻게 변화되는지 생애과정관점을 고려해야 한다는 시사점을 준다.

• 서비스연구
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• 제10권4호
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• pp.89-100
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• 2020

4차 산업혁명의 중요한 축이 되는 것이 스마트 팩토리이다. 스마트 팩토리는 사물인터넷과 지능형 감지시스템을 사용하여 생산의 효율성과 효과성을 최대한 유도하는 체제이다. 스마트 팩토리에서 소비자의 요구사항을 적극적으로 반영하고 소비자의 사후 관리까지의 전 과정을 관리할 수 있는 방법이 제품수명주기관리 기법이다. 제품수명주기 관리에 대한 연구는 많았으나, 4차 산업혁명 시대를 대비하여 제품수명주기관리 지식영역을 어떻게 구성해야 하는 지에 대한 연구는 부족했다. 본 연구는 제품수명주기관리의 측면에서 4차 산업혁명을 대비하는 전문가 그룹의 의견을 분석했다. 제품수명주기관리의 세부 지식영역에 대해서 향후 4차 산업혁명의 영향을 조사하였다. 제품수명주기관리의 변화되는 내용을 전문가 그룹을 대상으로 정성적 자료 분석(Qualitative Data Analysis) 기법을 이용하였다. 전문가의 의견을 기반으로 총 30개의 세부 지식영역으로 구성된 제품수명주기관리에 대해서 4차 산업혁명에 대비해 보완하거나 대비해야 하는 내용을 정리하였다. 본 연구의 시사점은 제품수명주기관리의 지식영역을 재정립하고 4차 산업혁명을 대비한 제품수명주기 관리 지식영역의 변화를 살펴보았다. 본 연구는 기존의 정의된 제품수명주기관리의 지식영역에 대하여 4차 산업혁명을 대비한 제품수명주기관리의 변화를 조사한 것이다. 향후 연구에서는 4차 산업혁명 시대에 맞는 제품수명주기관리의 지식영역을 다시 정의하고 전문가의 인식을 조사할 필요가 있다. 4차 산업혁명의 사회문화, 기술적인 변화 요인을 고려하여 제품수명주기관리의 영역, 범위를 새롭게 정의할 수 있을 것이다.

• 한국식생활문화학회지
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• 제36권3호
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• pp.284-292
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• 2021

The food service industry has grown larger with changes in the economic and socio-cultural environment. In this saturated food service industry, generation X and MZ are the main consumer forces that demand attention. That is because a generation is the main psychographic factor that reflects personal values and lifestyle based on one's life cycle. From such a perspective, a generation in marketing has been used as a variable to predict a market by supplementing demographic factors. Accordingly, this study classified generations into generation X and generation MZ with the use of the 2019 consumer behavior survey for food by Korea Rural Economic Institute (KREI) and then investigated the factors influencing group and personal dining-out expenses. The analysis was carried out applying the Tobit model using SPSS and R. The positively influential variables on generation X's personal dining-out expenditure were male, single person, high income and simple lifestyle, whereas housewives, personal ethical consciousness, behavioral ethical consciousness, and safe dietary life were negatively influential variables. The positively influential variables on generation MZ's personal dining-out expenditures were male, dual-income, high education level, corporate and governmental ethical consciousness, while the number of family members and safe dietary life were negatively influential variables.