• 동력기계공학회지
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• 제14권5호
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• pp.24-29
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• 2010

TFT-LCD module with thin, small and layered structure makes its shock analysis very difficult and complicated. As TFT-LCD becomes more thinner, it is more difficult to assure its required shock resistance. Recently, the drop/impact simulation using the commercial explicit dynamic analysis software such as LS-DYNA3D is actively applied to assess the shock characteristics of TFT-LCD. In this study, the effects of analysis parameters and design modifications in the drop/impact simulation are carefully studied. the reliability of the present analysis results can be assured through the experimental verification.

• The Journal of Asian Finance, Economics and Business
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• 제8권10호
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• pp.327-339
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• 2021

This study examines the impact of bank restructuring on the financial performance of commercial banks in Vietnam. The data for this study was obtained from the audited financial statements of 30 Vietnamese commercial banks from 2007 to 2019. Multiple regression analysis was used for investigation. Financial performance, as evaluated by ROAA, ROEA, and NIM, is the dependent variable. Financial restructuring, ownership restructuring, and operational restructuring are the independent variables. Pooled least squares (Pooled OLS), fixed effects model (FEM), random effects model (REM), and system generalized moment regression model (System GMM) are the estimate methods used to increase the accuracy of the regression coefficient. The research results show that the variables of financial restructuring activities such as government intervention and the ratio of equity to total assets; variables of ownership restructuring such as capital adequacy ratio, privatization of state-owned commercial banks, mergers, and acquisitions; variables of operational restructuring such as employees, branches, the cost to total assets; GDP variables and the second restructuring period have a positive impact on financial performance. Variables such as debt-to-capital ratio, bad debt ratio, state ownership ratio, expense-income ratio, and inflation have a negative effect on financial performance.

• 대기
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• 제34권2호
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• pp.107-121
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• 2024

In this study, we empirically analyzed the impact of physical risks due to climate change on the soundness and operational performance of the financial industry by combining economics and climatology. Particularly, unlike previous studies, we employed the Seasonal-Trend decomposition using LOESS (STL) method to extract trends of climate-related risk variables and economic-financial variables, conducting a two-stage empirical analysis. In the first stage estimation, we found that the delinquency rate and the Bank for International Settlement (BIS) ratio of commercial banks have significant negative effects on the damage caused by natural disasters, frequency of heavy rainfall, average temperature, and number of typhoons. On the other hand, for insurance companies, the damage from natural disasters, frequency of heavy rainfall, frequency of heavy snowfall, and annual average temperature have significant negative effects on return on assets (ROA) and the risk-based capital ratio (RBC). In the second stage estimation, based on the first stage results, we predicted the soundness and operational performance indicators of commercial banks and insurance companies until 2035. According to the forecast results, the delinquency rate of commercial banks is expected to increase steadily until 2035 under assumption that recent years' trend continues until 2035. It indicates that banks' managerial risk can be seriously worsened from climate change. Also the BIS ratio is expected to decrease which also indicates weakening safety buffer against climate risks over time. Additionally, the ROA of insurance companies is expected to decrease, followed by an increase in the RBC, and then a subsequent decrease.

• Structural Engineering and Mechanics
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• 제53권3호
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• pp.455-479
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• 2015

This paper presents a numerical analysis of reinforced concrete slabs under missile impact loading. The specimen used for the numerical simulation was tested by the Technical Research Center of Finland. LS-DYNA, commercial available software, is used to analyze the model. The structural components of the reinforced concrete slab, missile, and their contacts are fully modeled. Included in the analysis is material nonlinearity considering damage and failure. The results of analysis are then verified with other research results. Parametric studies with different longitudinal rebar ratios, shear bar ratios, and concrete strengths are conducted to investigate their influences on the punching behavior of slabs under the impact of a missile. Finally, efficient designs are recommended.

• The Journal of Asian Finance, Economics and Business
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• 제7권11호
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• pp.647-656
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• 2020

This study empirically examines the effect of ownership structure on bank diversification and risk-taking behavior. The population of this study is based on all commercial banks listed in Bangladesh. Thirty-two conventional commercial banks were randomly selected from thirty-three conventional banks for this study. Data was collected from the annual reports of the concerned banks from 2000 to 2017. To analyze the data, we had applied the two-stage least squares (2SLS) estimator. The results of the analysis show that ownership structure i.e. managerial ownership, institutional ownership, general public ownership, and ownership concentration have a significant negative impact on bank diversification. On the other hand, institutional ownership, managerial ownership, and general public ownership have a significant positive impact on Z-score, and ownership concentration has an insignificant but positive impact on the Z-score of banks in Bangladesh. Therefore, the study opposes the benefits of diversification and promotes ownership structure which is capable of ensuring better financial stability by reducing the probability of risk. The policy-makers especially, Bangladesh banks should evaluate the fact of this study to issue guidelines on corporate governance, bank diversification, and risk-taking behavior of commercial banks.

• 한국기계가공학회지
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• 제17권3호
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• pp.109-119
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• 2018

The purpose of this study is to evaluate the structural safety of the front-end loader for the 90 kW class of agricultural tractors in impact test conditions. Deformation and stress on the loader under the impact test conditions are analyzed using the commercial finite element analysis software ANSYS. In previous research dealing with the initial design of the loader, the maximum stress occurred in the mount and exceeded the yield strength of the material. In this paper, an improved design of the mount of the loader was proposed to reduce the stress concentration in the initial design. The safety of the improved design was verified by performing rigid-body dynamics analysis, transient structural analysis, and static structural analysis under three impact test conditions: a drop and catch test, a corner pull test, a corner push test. It was found that the local stress concentration in the mount that appeared in the initial design was greatly reduced in the improved design, and that the maximum stresses occurred in the three impact test conditions are smaller than the yield strength. It is expected that the design improvement of the mount proposed in this study and the method of analysis may be effectively used to enhance structural safety in the development of new model front loaders in the future.

• 한국환경복원기술학회지
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• 제12권2호
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• pp.10-18
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• 2009

In order to determine the violation of right of light impact at adjacent residential area by high-rise building, analysis on the right of light for high-rise residential commercial complex building block at Gahngnam-ku, Seoul, Korea was carried out using Google Sketchup Pro. After the analysis th sunshine duration of B apartment decreased from 5 hours 16 minutes 3 hours 48 minutes by I hour 42 minutes after construction. It shows that the total sunshine duration is less than the Seoul City Government Standard which is more than 4 hours a day, or more than 2 consecutive hours. Lowering the heights of apartments by 54m would increase the total sunshine duration which would meet the Seoul City Government Standard by four hours seven minutes. Problems that rna lead to the violation on the right of light in the adjacent area should be discussed in advance and minimized by analyzing the right of light among buildings and structures which are scheduled to be constructed on the site during construction penni! process when high-rise building is proposed.

• 한국복합재료학회:학술대회논문집
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• 한국복합재료학회 2000년도 추계학술발표대회 논문집
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• pp.98-101
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• 2000

Recently, composite material which has much excellent mechanical characteristics has been applied in many industries. However, it has a brittle characteristic under impact condition and its invisible characteristics of the damaged area has been the motivation of many engineers investigation. The modified failure criterion is implemented to predict the failure behavior of the composite plate subjected to low velocity impact using commercial finite element analysis code, ABAQUS-Ver. 5.8. The new criterion is in good agreement with experimental results and can predict the failure behavior of the composite plate subjected to low velocity impact more accurately.

• The Journal of Asian Finance, Economics and Business
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• 제10권2호
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• pp.321-331
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• 2023

The radical Coronavirus (COVID-19) has swiftly unfolded everywhere globally; it continues to unfold uncontrollably and critically, affecting all economies. The pandemic is not only a health issue but also has distinct effects on the global economy and enterprises. The impact of this novel Coronavirus is also well-documented in the financial sector. This study aims to investigate the impact of COVID-19 on corporate governance and banks' financial performance. Moreover, this study also examines the impact of corporate governance on banks' performance in Bangladesh. The study uses return on equity, return on assets, non-performing loans, return on investment, and earnings per share to measure the performance of the banks. And characteristics of corporate governance are measured by board size, number of independent directors on the board, number of female directors on the board, number of board meetings, and number of members in the audit committee. The study uses descriptive statistics, correlation analysis, t-test, and panel regression analysis. The study finds that COVID-19 significantly impacts the banks' performance and some corporate governance characteristics. The study also reveals that corporate governance significantly impacts the financial performance of commercial banks. The findings of this study suggest that banks should concentrate more on corporate governance.

• 한국콘텐츠학회논문지
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• 제9권8호
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• pp.237-247
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• 2009

본 연구는 2005년 전남도청이전에 따른 도심공동화 현상, 상무지구 등 신 도심지역으로 상권이 이동하면서 중심상권으로서 기능이 쇠락해 가고 있는 충장로 활성화 일환으로 다양한 정책과 사업이 추진되고 있다. 그 예로 문화예술의 거리, 테마거리, 차 없는 거리 등 특화거리 조성을 위한 보행환경개선사업이 지속적으로 이루어지고 있다. 지역발전을 위한 보행환경개선사업의 효과적인 추진과 가로특성에 맞게 상업 환경을 조성할 수 있는 방안을 도출하여 정책적 제언을 하는 것이 본 연구의 목적이다. 본 연구의 대상은 광주시 충장로 특화거리 조성 가로환경을 대상으로 어떤 물리적인 계획이 상업 환경에 어느 정도 영향을 미쳤는지 파악하고자 한다. 즉 보행환경개선사업이 상업 활동에 미치는 영향을 파악하기 위해 보행환경개선사업 후의 가로의 물리적 변화를 분석하고, 사업이 실시된 지역의 상가주민을 대상으로 설문조사를 실시하여 매출액, 방문객 증가 및 사업환경의 변화에 대한 인식을 파악하고자 한다.