• 제목/요약/키워드: Banking Efficiency

검색결과 118건 처리시간 0.03초

How Human Resource Agility Improves Distribution of Human Resource Performance at Private Universities in Indonesia

  • MEGAWATY;Djabir HAMZAH;Andi RENI;Muhammad TOAHA
    • 유통과학연구
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    • 제22권5호
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    • pp.59-66
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    • 2024
  • Purpose of this study is to examine how human resources agility affects the distribution of performance lecturers and education staff at private universities in Indonesia. Sample and data in this research is 389 respondents from 265.000 lecturers and academic workers in 3115 Private universities in Indonesia. Methodology in this study used the Structural Equation Model to analyze how human factors agility such as creativity, focus, effectivity, and efficiency have an influence on agility and performance. Results show that agility plays a very important role in improving the performance of lecturers and staff at private universities in Indonesia. It was found that human factors agility, where indicators such as creativity, focus, effectivity, and efficiency have an influence on the agility and performance of lecturers and staff at private universities in Indonesia. Conclusion from this research agility factors is important to improve the distribution of performance Lecturers and Staff's on Private University in Indonesia. Hopefully, in further research to other researcher add some other important variables such as the working environment and spirit of leadership in influencing agility as well as the performance of teachers and staff at Private Universities in Indonesia.

A Study on the Fingerprint Recognition Algorithm Using Enhancement Method of Fingerprint Ridge Structure

  • Jung, Yong-Hoon;Roh, Jeong-Serk;Rhee, Sang-Burm
    • 제어로봇시스템학회:학술대회논문집
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    • 제어로봇시스템학회 2003년도 ICCAS
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    • pp.1788-1793
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    • 2003
  • The present of state is situation that is realized by necessity of maintenance of public security about great many information is real condition been increasing continually in knowledge info-age been situating in wide field of national defense, public peace, banking, politics, education etc. Also, loss or forgetfulness, and peculation by ID for individual information and number increase of password in Internet called that is sea of information is resulting various social problem. By alternative about these problem, including Biometrics, several authentication systems through sign(Signature), Smart Card, Watermarking technology are developed. Therefore, This paper shows that extract factor that efficiency can get into peculiar feature in physical features for good fingerprint recognition algorithm implementation with old study finding that take advantage of special quality of these fingerprint.

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Impacts of Training and Education for Information Technology(IT):Empirical Study in the Service Industry

  • Ha, Tai-Hyun
    • 경영과학
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    • 제14권2호
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    • pp.161-184
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    • 1997
  • This research examines the importance of IT training/education, present situation and possible suggestion for the successful training/education. The research method adopts a comparative analytical approach based on questionnaire survey responses from three work groups - managers, employees, and union representatives - drawn from five sample Korean banks. The evidence indicates that all three groups agree that IT improves banking efficiency and reduces job repetitiveness, but their job satisfaction level with IT-based work is surprisingly very low. The main reasons are mainly lack of training/education and poor user manuals. Also the research shows that most respondents would like to get further training/education to more adequately fit them for their jobs. Those from banks which invested in continuing training/education revealed more positive work attitudes and higher job satisfaction.

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인터넷 중고시장 이용 소비자의 쇼핑경험에 관한 자연주의적 접근 - 아이베이비를 중심으로 - (Investigation into Consumers' Shopping Experiences in Internet Used-item Markets - Focused on "I-baby" -)

  • 유현정
    • 대한가정학회지
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    • 제44권4호
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    • pp.175-190
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    • 2006
  • The purpose of this research is to investigate consumers' experience of using Internet used-item markets in order to determine their motives in such activity. In terms of the Internet used-item market, (1) it contributes to a sound culture of consumption by recycling, (2) as a C2C market, it retains characteristics fundamentally different from the existing one-way type of market, (3) and it offers different characteristics from existing offline-based flea markets. Two significant themes emerged from the study results. First, users of Internet used-item markets passed through various stages such as novice, addict, and expert and learned the techniques for utilizing the used-item market. Second, for fast transactions with generalized Internet banking and the increasing trend for price bargaining emotional exchange among members is being transformed into the pursuit of transactional efficiency.

Impacts of Training and Education for Information Technology(IT) : Empirical Study in the Service Industry

  • 하태현
    • 한국경영과학회지
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    • 제14권2호
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    • pp.161-161
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    • 1989
  • This research examines the importance of IT training/education, present situation and possible suggestion for the successful training/education. The research method adopts a comparative analytical approach based on questionnaire survey responses from three work groups - managers, employees, and union representatives - drawn from five sample Korean banks. The evidence indicates that all three groups agree that IT improves banking efficiency and reduces job repetitiveness, but their job satisfaction level with IT-based work is surprisingly very low. The main reasons are mainly lack of training/education and poor user manuals. Also the research shows that most respondents would like to get further training/education to more adequately fit them for their jobs. Those from banks which invested in continuing training/education revealed more positive work attitudes and higher job satisfaction.

The Impact of Global Financial Crisis 2008 on Amman Stock Exchange

  • Ajlouni, Moh'd Mahmoud;Mehyaoui, Wafaa;Hmedat, Waleed
    • 유통과학연구
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    • 제10권7호
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    • pp.13-22
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    • 2012
  • The effect of the September 2008 global financial crisis weighed heavily on stock markets around the world. The purpose of this study is to empirically investigate the impact of the crisis on Amman Stock Exchange. Event study methodology has been adopted on a period of 24 months, from January 2008 to December 2009. Monthly average abnormal returns across a sample of 52 industrial and services companies have been tested separately. The results reveal that Amman Stock Exchange experienced significant negative abnormal returns in the fourth quarter of the year 2008. However, there were no significant abnormal returns observed thereafter. This means that Amman Stock Exchange managed to overcome its adverse consequences. Since the event study tests for market efficiency, as well, the results show that Amman Stock Exchange reaction is consistent with the semi-strong form of the efficient market hypothesis.

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Factors Influencing Information Systems Adoption: A Review of the Literature

  • Hakemi, Aida;Masrom, Maslin
    • International Journal of Internet, Broadcasting and Communication
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    • 제11권2호
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    • pp.19-26
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    • 2019
  • For the last two decades, a number of information systems are developed for various aims, depending on business' needs. There are a lot of organizations in the world which are using information systems in their environment, such as telecommunications organizations, universities and banks. Using information system has become crucial for most of organizations regarding with increasing the performance of work procedures and improve productivity and efficiency in general. There are many different models that have been designed and validated to explain the effect of constructs on the adoption of technologies. The aim of this research is to review the literature on information systems adoption and to analyze the different types of models which are frequently applied by researchers in their efforts to examine the factors that estimate the adoption of technologies. The research explores information systems adoption literature that focuses on development models.

한국과 중국 은행의 효율성 비교에 관한 연구 (A Comparative Analysis of Efficiency Between Korean and Chinese Banks)

  • 조대우;이동국
    • 국제지역연구
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    • 제15권1호
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    • pp.341-365
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    • 2011
  • 지난 10여 년간은 한국과 중국 은행들에게는 한마디로 금융구조변혁의 기간이었다고 할 수 있다. 양국이 처한 상황은 다르지만 2000년부터 2008년간을 대상으로 3년씩 세기간으로 나누고 분석방법은 자료포락법(DEA)을 활용하였다. 한국의 시중은행과 지방은행, 중국의 대표적인 국유상업은행과 주식제상업은행을 대상으로, 네 개 집단별 은행 효율성 비교를 한 후 세 개의 비교기간별 효율성의 변화 및 개별 집단별 효율성의 차이 등을 알아보았다. 전체 기간을 대상으로 양국 은행의 효율성을 측정해 본 결과, 한국과 중국 모두 꾸준히 상승하였는데, 이는 금융구조변혁기에 구조조정이나 합병이 은행의 효율성에 긍정적인 요인으로 작용하였다고 판단된다. 분석결과 한국의 은행들이 중국의 은행들보다 효율성이 높은 것으로 나타났다. 한국과 중국의 은행 집단별 효율성의 차이 비교결과 한국은 시중은행이 지방은행에 비해 효율성이 높았으며, 중국은 주식제상업은행이 국유상업은행보다 높았다. 한국의 경우 시중은행이 지방은행보다 규모 및 범위의 경제효과로 인하여 상대적 효율성이 높아진 것으로 판단되며, 중국은 주식제상업은행들이 국유상업은행보다 효율성이 높게 나타난 것은 중국정부의 정책에 단순 부응하기보다 경제적 판단에 따라 독자적인 인사관리나 지점의 설치 및 폐지에 대한 유연성을 갖고 경영에 임한데 기인한다고 본다.

국내 자본시장 증권인수기능의 효율성에 관한 연구 : 은행계열과 비은행계열 금융기관 비교 분석 (The Efficiency of Bank Underwriting of Corporate Securities in Korea)

  • 백재승;임찬우
    • 재무관리연구
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    • 제27권1호
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    • pp.181-208
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    • 2010
  • 자본시장법이 시행됨에 따라 은행과 증권회사 간 업무영역이나 활동 및 효율성에 큰 변화가 예견되고 있다. 본 연구는 자본시장에서 발행되는 채권의 인수활동에 있어서 인수기관이 상업은행(은행계열 금융기관)인가, 또는 투자은행(비은행계열 금융기관)인가에 따라 그 재무적 효과는 서로 다를 수 있다는 점에 착안하여 그 효과를 논하였다. 투자은행과 달리 상업은행은 발행기업과 대출거래를 통해 서로연결되어 있기 때문이다. 실증연구를 통해 분석한 결과 은행계열 증권회사의 채권인수에서보다 비은행계열 증권회사가 채권을 인수하는 경우 벤치마크 수익률과 비교한 발행수익률 스프레드가 낮은 것으로 조사되었다. 또한 대규모기업집단 소속 증권사의 채권인수 표본에서 발행수익률 스프레드가 통계적으로 유의한 음(-)의 값을 보였는데, 이는 대규모기업집단 소속 증권회사일수록 계열기업의 채권발행이 빈번하게 이루어지므로 비록 동일집단 소속기업의 채권발행을 동일집단 계열증권회사가 인수하지 못하도록 되어 있지만 계열증권회사 간 발행에 있어서 평균적으로 수익률스프레드를 낮추는 것을 시사한다. 스프레드에 영향을 미치는 기업특성을 조사한 바에 의하면 총자산로그로 측정한 기업의 자산규모, 경영성과 및 현금흐름, 외국인 보유지분 및 우량 신용등급은 통계적으로 유의한 수준에서 수익률 스프레드를 낮추는 것으로 나타났다. 반면에 부채비율, 총부채 대비 회사채비율, 대주주지분 등의 변수는 수익률 스프레드를 확대시키는 것으로 분석되었다. 이 가운데 특이할만한 점은 대주주지분이 높은 기업일수록 수익률 스프레드가 높다는 것으로 대주주지분이 많을수록 그만큼 소액주주의 비율이나 기타 주주의 비율이 낮게 되므로 채권발행에 있어서 대주주의 대리인문제 등이 희석될 가능성이 높다는 것으로 해석할 수 있다. 채권발행에 있어서 외국인지분이 유의적인 작용을 한다는 것은 외국인 투자자의 역할이 채권시장에도 미치고 있음을 시사하는 결과이기도 한다. 대규모기업집단에 소속된 기업의 채권발행은 그렇지 않은 기업이 발행할 경우보다 유의적인 음(-)의 계수값을 보였다. 이는 대체로 이들 기업의 회사채가 시장에서 보다 긍정적으로 판매될 수 있음을 나타내는 것으로 판단된다.

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Impacts of Corruption Control on Economic Growth in Relationship with Stock Market and Trade Openness

  • PHAM, Van Thi Hong
    • The Journal of Asian Finance, Economics and Business
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    • 제7권12호
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    • pp.73-84
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    • 2020
  • The study aims to investigate the dual effects of corruption control on economic growth in relationship with the stock market and trade openness in developing countries. The study used difference S-GMM method on the dynamic panel data model in the period (2002-2017) with data collected from the World Bank. The study discovers the dominant impacts of corruption control in the relationship with the stock market on economic growth. At the same time, the study also confirms the overwhelming impact of corruption control in the relationship between trade openness and economic growth in the developing countries. In addition, the study shows that inefficient stock markets in developing countries will not promote economic growth. Meanwhile, the long-standing credit market has a positive impact on economic growth. With the strong development of stock market and trade openness in the period (2002-2017), control on corruption in developing countries does not get better in time with the increase in demand. The findings of this study suggest a number of solutions to strengthen corruption control, leading to the increased efficiency on the stock market and as well as encouraging the positive effects of trade openness to contribute to promoting economic growth in developing countries.