• Title/Summary/Keyword: Bank Performance

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Neural Network-based Recognition of Handwritten Hangul Characters in Form's Monetary Fields (전표 금액란에 나타나는 필기 한글의 신경망-기반 인식)

  • 이진선;오일석
    • Journal of Korea Society of Industrial Information Systems
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    • v.5 no.1
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    • pp.25-30
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    • 2000
  • Hangul is regarded as one of the difficult character set due to the large number of classes and the shape similarity among different characters. Most of the conventional researches attempted to recognize the 2,350 characters which are popularly used, but this approach has a problem or low recognition performance while it provides a generality. On the contrary, recognition of a small character set appearing in specific fields like postal address or bank checks is more practical approach. This paper describes a research for recognizing the handwritten Hangul characters appearing in monetary fields. The modular neural network is adopted for the classification and three kinds of feature are tested. The experiment performed using standard Hangul database PE92 showed the correct recognition rate 91.56%.

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Performance of partial strength connection connected by thick plate between column flanges

  • Tahir, Mahmood M.;Juki, Irwan;Ishak, Mohd Y.;Mohammad, Shahrin;Awang, Abdullah Z.;Plank, Roger
    • Structural Engineering and Mechanics
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    • v.51 no.2
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    • pp.215-228
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    • 2014
  • Traditional beam connections to the minor axis of a column have relatively low strength and stiffness. A modified detail, using a plate welded between the toes of the column flange - referred to as a toe plate connection - is examined in this paper. The results of an experimental investigation for both flush and extended end-plate connections connected to a 25 mm thick end-plate are presented. The tests are complemented by finite element modelling which compares very well with the test observations. The results show a significant increase in both moment resistance and initial stiffness for this connection detail compared with connections made directly to the column web. This offers the prospect of more optimal solutions taking advantage of partial strength frame design for the minor axis as well as major axis.

Subband Acoustic Echo Canceller with Double-Talk Detector Using Weighted Overlap-add Method and Dedicated filter (동시 통화검출 전용필터와 가중 Overlap-Add 기법을 적용한 서브밴드 음향 반향 제거기)

  • 고충기;이원철;이충용
    • The Journal of the Acoustical Society of Korea
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    • v.19 no.8
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    • pp.35-46
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    • 2000
  • In this paper, we propose a subband acoustic echo canceller using the weighted Overlap-add adaptive filter bank to prevent the decrease of convergence speed in full-band US processing, and make it possible to realize the adaptive filter in block-parallel processing, this paper introduces the weighted overlap-add technique for subband echo canceller. Moreover, we propose a new double-talk detector which employs dedicated filter in addition to the energy comparison method simultaneously. The computer simulation results show that the performance of the proposed subband adaptive echo canceller double-talk detection

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X-band CMOS VCO for 5 GHz Wireless LAN

  • kim, Insik;Ryu, Seonghan
    • International journal of advanced smart convergence
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    • v.9 no.1
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    • pp.172-176
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    • 2020
  • The implementation of a low phase noise voltage controlled oscillator (VCO) is important for the signal integrity of wireless communication terminal. A low phase noise wideband VCO for a wireless local area network (WLAN) application is presented in this paper. A 6-bit coarse tune capacitor bank (capbank) and a fine tune varactor are used in the VCO to cover the target band. The simulated oscillation frequency tuning range is from 8.6 to 11.6 GHz. The proposed VCO is desgned using 65 nm CMOS technology with a high quality (Q) factor bondwire inductor. The VCO is biased with 1.8 V VDD and shows 9.7 mA current consumption. The VCO exhibits a phase noise of -122.77 and -111.14 dBc/Hz at 1 MHz offset from 8.6 and 11.6 GHz carrier frequency, respectively. The calculated figure of merit(FOM) is -189 dBC/Hz at 1 MHz offset from 8.6 GHz carrier. The simulated results show that the proposed VCO performance satisfies the required specification of WLAN standard.

Digital Image Processing Using Tunable Q-factor Discrete Wavelet Transformation (Q 인자의 조절이 가능한 이산 웨이브렛 변환을 이용한 디지털 영상처리)

  • Shin, Jong Hong
    • Journal of Korea Society of Digital Industry and Information Management
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    • v.10 no.3
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    • pp.237-247
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    • 2014
  • This paper describes a 2D discrete-time wavelet transform for which the Q-factor is easily specified. Hence, the transform can be tuned according to the oscillatory behavior of the image signal to which it is applied. The tunable Q-factor wavelet transform (TQWT) is a fully-discrete wavelet transform for which the Q-factor, Q, of the underlying wavelet and the asymptotic redundancy (over-sampling rate), r, of the transform are easily and independently specified. In particular, the specified parameters Q and r can be real-valued. Therefore, by tuning Q, the oscillatory behavior of the wavelet can be chosen to match the oscillatory behavior of the signal of interest, so as to enhance the sparsity of a sparse signal representation. The TQWT is well suited to fast algorithms for sparsity-based inverse problems because it is a Parseval frame, easily invertible, and can be efficiently implemented. The TQWT can also be used as an easily-invertible discrete approximation of the continuous wavelet transform. The transform is based on a real valued scaling factor (dilation-factor) and is implemented using a perfect reconstruction over-sampled filter bank with real-valued sampling factors. The transform is parameterized by its Q-factor and its oversampling rate (redundancy), with modest oversampling rates (e. g. 3-4 times overcomplete) being sufficient for the analysis/synthesis functions to be well localized. Therefore, This method services good performance in image processing fields.

Generalized Maximum Entropy Estimator for the Linear Regression Model with a Spatial Autoregressive Disturbance (오차항이 SAR(1)을 따르는 공간선형회귀모형에서 일반화 최대엔트로피 추정량에 관한 연구)

  • Cheon, Soo-Young;Lim, Seong-Seop
    • Communications for Statistical Applications and Methods
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    • v.16 no.2
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    • pp.265-275
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    • 2009
  • This paper considers a linear regression model with a spatial autoregressive disturbance with ill-posed data and proposes the generalized maximum entropy(GME) estimator of regression coefficients. The performance of this estimator is investigated via Monte Carlo experiments. The results show that the GME estimator provides efficient and robust estimate for the unknown parameter.

Register-Based Parallel Pipelined Scheme for Synchronous DRAM (동기식 기억소자를 위한 레지스터를 이용한 병렬 파이프라인 방식)

  • Song, Ho Jun
    • Journal of the Korean Institute of Telematics and Electronics A
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    • v.32A no.12
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    • pp.108-114
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    • 1995
  • Recently, along wtih the advance of high-performance system, synchronous DRAM's (SDRAM's) which provide consecutive data output synchronized with an external clock signal, have been reported. However, in the conventional SDRAM's which utilize a multi-stage serial pipelined scheme, the column path is divided into multi-stages depending on CAS latency N. Thus, as the operating speed and CAS latency increase, new stages must be added, thereby causing a large area penalty due to additinal latches and I/O lines. In the proposed register-based parallel pipelined scheme, (N-1) registers are located between the read data bus line pair and the data output buffer and the coming data are sequentially stored. Since the column data path is not divided and the read data is directly transmitted to the registers, the busrt read operation can easily be achieved at higher frequencies without a large area penalty and degradation of internal timing margin. Simulation results for 0.32um-Tech. 4-Bank 64M SDRAM show good operation at 200MHz and an area increment is less than 0.1% when CAS latency N is increased from 3 to 4.. This pipelined scheme is more advantageous as the operating frequency increases.

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Design of an Autopilot for the Bank-to-Turn Missile using Wiener-Hopf Methods (위너-호프 제어기법을 이용한 BTT 유도탄의 자동조종장치 설계)

  • Min, Deuk-Gi;Park, Ki-Heon
    • Journal of the Korean Institute of Telematics and Electronics S
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    • v.36S no.6
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    • pp.45-56
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    • 1999
  • This paper presents a method for designing an autopilot of the BTT missile using 2DOF Wiener-Hopf control technique to improve tracking performance. Linear controllers are designed based on the linearized models which are obtained from the nonlinear missile dynamic equations at various operating points. The gain scheduling technique is used to implement the final autopilot. A simulation on the flight of missiles is carried out through the use of 6DOF equation program including exact nonlinear equations of the missile and the variations of aerodynamic variables in order to check applicability of the suggested method in real situation.

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A Study on the Practical Suggestions in the Contract for the Turnkey Supply of an Industrial Plant - Focused on the Commentary of ICC Model Contract - (턴키방식 플랜트계약의 실무상 유의점에 관한 연구 - ICC 표본 계약서의 해설을 중심으로 -)

  • Oh, Won-Suk;Lee, Ki-Ok
    • THE INTERNATIONAL COMMERCE & LAW REVIEW
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    • v.53
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    • pp.3-29
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    • 2012
  • This article examines the Practical Suggestions in the Contract for the Turnkey Supply of an Industrial Plant based on a study focused on the commentary of "ICC Model Contract" clause which is encouraged by ICC. Especially practical issues are inquired into on business and legal perspective as follows. First, in regard to supply of technical documentation, equipment and spare parts, it is important to supplier and purchaser to agree on obtaining technical documents necessary for installing and operating plant, and also components necessary for it's maintenance. Second, it is about erection, testing, taking over and training chapter. Both parties need to agree about the process of the arrival of equipments and assembly conducted by the supplier and following examination and also training purchaser to operate it Third, when it comes to price, payment conditions, bank guarantees, parties are to make decision on the pricing, payment conditions and currency of contract-payment. Lastly, it is necessary to reach an agreement of the issue of whether it is to be defined as delay or non-performance of the contract and also it's consequences about rights and obligation.

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SME Profitability of Trade Credit during and after a Financial Crisis: Evidence from Korea

  • KWON, Ohsung;HAN, Seung Hun;LEE, Duk Hee
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.7
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    • pp.35-47
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    • 2020
  • An economic downturn can occurred through unexpected events in various fields, such as the subprime mortgage crisis and the outbreak of Coronavirus Disease-2019 (COVID-19). Trade credit is important for small- and medium-sized enterprises (SMEs), especially during a monetary contraction, as it is the last option for firms that lack bank credit. This study aims to determine whether trade credit is profitable for the buyer and supplier firms during and after a financial crisis. We use panel data consisting of all trade credit transactions and financial statements of 5,751 Korean firms during the period 2008-2012. It shows that trade credit is more profitable for both buyers and suppliers in the post-crisis period than during the crisis. Moreover, trade payable is more effective for unconstrained buyers than for constrained buyers. Finally, a mixed strategy is superior to an aggressive or passive strategy of SMEs. The results suggest less profitability of trade credit during a period of contraction and greater sensitivity of the buyer SMEs, emphasizing the idiosyncratic liquidity strategy of each firm. This study can be helpful to develop a strategy of profitable trade credit for SMEs and to establish a policy of managing liquidity for the authority.