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A Study on Proximate Cause Doctrine and Excluded Losses in Marine Insurance (해상보험에 있어서 근인주의와 보상되지 않는 손해에 관한 고찰)

  • 임종길
    • Journal of the Korean Institute of Navigation
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    • v.18 no.3
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    • pp.51-79
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    • 1994
  • Section 55 (1) of the Marine Insurance Act 1906 states that the insurer is liable for any loss proximately caused by a peril insured against but is not liable for any loss not proximately caused by a peril insured against. It is, therefore, essential to determine whether it is to be recoverable under the Marine Insurance Policy attaching the Institute Cargo or Hull Clauses. But a number of important losses are excluded from the policy by subsection 2 of the same section, unless the policy otherwise provides, although these losses are proximate causes of them. The purpose of this study is to investigate the meaning of proximate cause and excluded losses in the Act. The method of this study is a literature survey. In summary, (1) if the loss is considered to have been proximately caused by a certain peril, and the peril is insured against, the claim is recoverable, (2) if there are different causes resulting in separate losses, the claims recoverable will be those due to insured perils, (3) when the effective cause of the loss is established, remote causes can be ignored, (4) when causes of loss are combined, the claim is recovera-ble if the cause which is proximate in efficiency is an insured peril, (5) if there are two causes, equal in efficiency, the loss is recoverable if one of the causes is an insured peril, but always providing the other cause is merely an uninsured peril rather than a specific exclusion, (6) although certain losses are exclu-ded by section 55 (2) of the Act, with the exception of wilful misconduct of the insured, it is permitted for provision to be made in the policy to widen the terms to include such losses.

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Fire Cause Reasoning of Self-regulating Heating Cable by a Fire Investigation Applying the Scientific Method and Fault Tree Analysis (과학적 방법을 적용한 화재조사와 결함수 분석을 이용한 정온전선의 발화원인 추론)

  • Kim, Doo-Hyun;Lee, Heung-Su
    • Fire Science and Engineering
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    • v.30 no.4
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    • pp.73-81
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    • 2016
  • A self-regulating heating cable is an electrical heating element by flowing an electric current between parallel conductors filled with an extruded semi-conductive polymer. Self-regulating heating cables are used mainly for frost protection purposes because the construction is convenient and the price is low. On the other hand, structural problems with imperfections of the insulation can cause a fire despite their usefulness. This paper deduced a direct method to derive the cause by investigating the scene of a fire due to a self-regulating heating cable and analyzed the basic problem using fault tree analysis. In this paper, the actual fire scene was a cold storage warehouse, and fire investigation was conducted. After investigating the fire scene and fault tree analysis, the cause of the fire could be attributed to dielectric breakdown of the self-regulating heating cable. This paper could be utilized in the fire safety activities and similar fire investigations.

Lack of Health Insurance Increases All Cause and All Cancer Mortality in Adults: An Analysis of National Health and Nutrition Examination Survey (NHANES III) Data

  • Cheung, Min Rex
    • Asian Pacific Journal of Cancer Prevention
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    • v.14 no.4
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    • pp.2259-2263
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    • 2013
  • Background: Public use National Health and Nutrition Examination Survey (NHANES III) and NHANES III linked mortality data were here applied to investigate the association between health insurance coverage and all cause and all cancer mortality in adults. Patients and Methods: NHANES III household adult, laboratory and mortality data were merged. Only patients examined in the mobile examination center (MEC) were included in this study. The sampling weight employed was WTPFEX6, SDPPSU6 being used for the probability sampling unit and SDPSTRA6 to designate the strata for the survey analysis. All cause and all cancer mortalities were used as binary outcomes. The effect of health insurance coverage status on all cause and all cancer mortalities were analyzed with potential socioeconomic, behavioral and health status confounders. Results: There were 2398 sample persons included in this study. The mean age was 40 years and the mean (S.E.) follow up was 171.85 (3.12) person months from the MEC examination. For all cause mortality, the odds ratios (significant p-values) of the covariates were: age, 1.0095 (0.000); no health insurance coverage (using subjects with health insurance), 1.71 (0.092); black race (using non-Hispanic white subjects as the reference group) 1.43, (0.083); Mexican-Americans, 0.60 (0.089); DMPPIR, 0.82, (0.000); and drinking hard liquor, 1.014 (0.007). For all cancer mortality, the odds ratio (significant p-values) of the covariates were: age, 1.0072 (0.00); no health insurance coverage, using with health coverage as the reference group, 2.91 (0.002); black race, using non-Hispanic whites as the reference group, 1.64 (0.047); Mexican Americans, 0.33 (0.008) and smoking, 1.017 (0.118). Conclusion: There was a 70% increase in risk of all cause death and almost 300% of all cancer death for people without any health insurance coverage.

A Cause-Effect Model for Human Resource Management (정보시스템의 효율적인 인적자원 관리를 위한 Cause-Effect, Model의 활용)

  • Lee, Nam-Hoon;In, Hoh;Lee, Do-Hoon
    • Convergence Security Journal
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    • v.6 no.4
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    • pp.161-169
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    • 2006
  • According to the development of information system, many information system and application soft-ware are develop. However, cyber attack and incident have more increased to the development of them. To defend from cyber attack and incident, many organizations has run information security systems, such as Intrusion Detection System, Firewall, VPN etc, and employed information Security person till now But they have many difficulty in operating these information security component because of the lack of organizational management and analysis of each role. In this paper, We propose the formal Cause-Effect Model related with the information security system and administrative mission per each security. In this model, we regard information system and information system operator as one information component. It is possible to compose the most suitable information component, such as information system, human resource etc., according to the analysis of Cause-Effect Model in this paper. These analysis and approaching methodology can make effective operation of each limited resource in organization and effective defense mechanism against many malicious cyber attack and incident.

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A Study on Development of Root Cause Analysis Map In Laboratory (연구 실험실 사고의 근본원인분석 Map 개발에 관한 연구)

  • Eom, Seok-Hwa;Lee, Su-Kyung
    • Journal of the Korean Institute of Gas
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    • v.14 no.4
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    • pp.6-11
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    • 2010
  • The continuous fatal accidents like explosion or fire cause huge losses of both life and property in laboratories even though safety management system has been built and periodical checkups and safety diagnosis have been implementing in universities and enterprise-affiliated research institutes since Act on the Establishment of Safe Laboratory Environment was enacted in 2005 to prevent accidents in research laboratories. Cause analysis and safety management measures to prevent recurrence of accidents are urgently needed because accidents in research laboratories occur repeatedly with similar contents. This study will show results of analysis on incidents and accidents occurred in laboratories in universities and enterprise-affiliated research institutes using Root Cause Analysis Method and propose classified map of cause investigation and improvements so as to improve safety management in research laboratories.

A Study on the Fatigue Factor as a Cause of Human Error (인간과실을 유발하는 피로요인 분석에 관한 연구)

  • Yang, Won-Jae;Shin, Chul-Ho;Keum, Jong-Soo
    • Journal of the Korean Society of Marine Environment & Safety
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    • v.10 no.2 s.21
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    • pp.1-6
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    • 2004
  • For many years, fatigue was discounted as a potential cause of or contributor to human error. However, resent accident data and research point to fatigue as a cause of and/or contributor to human error precisely because of its impact on performance. The goal of this study is to analyze and examine of the fatigue factors related to human error. In this study, we carried out the questionnaire sw-vey which concerned with the fatigue factors.

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A study on the Fatigue Factor as a Cause of Human Error (인간과실을 유발하는 피로요인 분석에 관한 연구)

  • Yang Won-Jae;Shin Chul-Ho;Keum Jong-So
    • Proceedings of KOSOMES biannual meeting
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    • 2004.11a
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    • pp.89-94
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    • 2004
  • For many years, fatigue was discounted as a potential cause of or contributor to human error. However, resent accident data and research point to fatigue as a cause of and/or contributor to human error precisely because of its impact on performance. The goal of this study is to analyze and examine of the fatigue factors related to human error. For this, we carried out the questionnaire survey which concerned with the fatigue factors.

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A study about Vagrants' death under the rule of Japanese imperialism (일제치하(日帝治下)의 행려사망인(行旅死亡人)에 관한 문헌적(文獻的) 고찰(考察))

  • Choi Geu-Gin;Lyu Yeong-Soo
    • Journal of Oriental Neuropsychiatry
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    • v.7 no.1
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    • pp.137-153
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    • 1996
  • Through the classification of region and kinds of illness about the death of vagrants from 1906 to 1942, the results on the study of vagrants under the rule of Japanese imperialism are followings.1. The statistics about the death of vagrants from 1906 to 1912 have no coherence. So this study excludes that time.2. A mental disease as a cause of death of vagrants is 25.4%. It shows the highest ratio of all the other diseases.3. A mental, nervous disease among the cause of vagrants' death is 15%.4. On outbreak ration of mental disease is 26.7 times in men, 24.6 times in women higher, and on nervous disease 48.1 times in man, 48.9 times in woman higher than Japanese.5. Regional outbreak ratio is higher than Japan. The orders are Chonlabukdo, Chungcheongbukdo, Hwanghaedo, Kangwondo. The above results show that vagrants under the rule of Japanese imperialim is produced by cause of disease. The cause of vagrants' death is also related to social situation at that times. And it accord with the basis of documents. The relation between the death of vagrants and mental, nervous disease are considered to be studied in detailI.

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The Effects of HVAC Management on Condensation Cause and Prevention in Indoor Swimming Pools (실내수영장 공조관리 요인이 시설물 결로원인과 예방에 미치는 영향)

  • Sung, Ha-Dong
    • Journal of the Korea Safety Management & Science
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    • v.20 no.2
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    • pp.9-20
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    • 2018
  • This study is empirically intended to look into the effects of HVAC management on condensation cause and prevention in indoor swimming pools. The findings are summarized as follows. First, the experience of condensation in indoor swimming pools showed that 132 out of 142 people in total experienced the condensation in indoor swimming pools, which they had a high experience rate of 92.3%. For the location of condensation, the wall joints were 46.8% and the windows were 34.5%, which a total of 72.3% occurred in the wall joints and windows. Second, the effect of construction design, HVAC management and building construction on the cause of condensation in indoor swimming pools showed that building construction had an effect on the cause and location of condensation depending on the seasonal time, partially adopting hypothesis 1. Third, the effect of condensation-causing factors on condensation-preventing factors in indoor swimming pools showed that condensation had a close relationship with air and temperature conditions depending on the time and location of condensation, adopting hypothesis 2. As for the above-stated findings, the HVAC management in indoor swimming pools is an important concern factor that continues to cause condensation despite the development of advanced construction materials. Especially, building construction is a main factor that has a direct effect on condensation in the HVAC management of facilities. This implies that the window management is important in maintaining the wall joints - which can suppress the selective use and defect occurrence of construction materials - or confined spaces for a long time.

The Attributable Risk of Smoking on All-Cause Mortality in Korean: A Study Using KNHANES IV-VI (2007-2015) with Mortality Data

  • Park, Young Sik;Park, Sangshin;Lee, Chang-Hoon
    • Tuberculosis and Respiratory Diseases
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    • v.83 no.4
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    • pp.268-275
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    • 2020
  • Background: It is not evident that the attributable risk of smoking on mortality in Korea has decreased. We investigated the impact of smoking on all-cause mortality and estimated the attributable risk of smoking in Korean adults. Methods: Those aged ≥20 years with smoking history in the Korean National Health and Nutrition Examination Surveys (KNHANES) 2007-2015 were enrolled. We categorized the participants into three groups as follows: never smoker, <20 pack-years (PY) smokers, and ≥20 PY smokers. We applied inverse probability weighting using propensity scores to control various confounders between the groups. All-cause mortality risks were compared between the groups using the Kaplan-Meier log-rank test. The effects of smoking-attributable risks (ARs) on mortality were also calculated. Results: A total of 50,458 participants were included. Among them, 19,334 (38.3%) were smokers and 31,124 (61.7%) were never smokers. Those with a smoking history of 20 PY or more (≥20 PY smokers), those with a smoking history of less than 20 PY (<20 PY smokers), and never smokers were 18.1%, 20.2%, and 61.7%, respectively, of the study population. Smokers had a higher risk of all-cause mortality compared to never smokers (log-rank test p<0.01). The ARs of smoking were 21.8% (95% confidence interval [CI], 5.7%-37.9%) and 9.0% (95% CI, 6.1%-12.0%) in males and females, respectively. ARs decreased from 24.2% to 19.5% in males and from 9.5% to 4.1% in females between 2007-2010 and 2011-2015. Conclusion: Our study using KNHANES IV-VI data demonstrated that smoking increased the risk of all-cause mortality in a dose-response manner and the ARs of smoking on mortality were 21.8% in males and 9.0% in females during 2007-2015. This suggests that the ARs of smoking on mortality have decreased since around 2010.