• Title/Summary/Keyword: 화재위험도 평가 모형

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A Study on Developing Building Fire Risk Assessment Model and Its Application in Nonlife Insurer's (손해보험회사의 건물의 화재위험도 평가 모형개발과 적용기법에 관한 연구)

  • Kim, Yong-Dal;Yoon, Myong-O
    • Proceedings of the Korea Institute of Fire Science and Engineering Conference
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    • 2010.10a
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    • pp.52-62
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    • 2010
  • 우리나라 손해보험 업계의 경영실적을 보면 2003년부터 2007까지 5년간 연평균 1조 1,130억원의 당기순이익이 발생하였으나 이는 투자이익에 기인한 것이고 손해보험사업 본업인 보험영업 손익에 있어서는 연평균 5,218억원의 손실을 기록하고 있다. 이와 같이 손실이 발생한 원인은 손해율 증감에 따른 보험요율의 조정미흡, 손해율상승 및 사업비 증가 등의 요인이 있으나 근본적인 요인은 해외 출수재의 불균등과 과다한 해외출재로 인한 수지차의 역조현상에 기인하고 있다. 특히 화재위험을 담보하고 있는 보험상품인 화재보험과 재산종합보험의 출재보험료는 약3,670억원으로써 전체 해외출재보험료에서 가장 높은 30.8%를 차지하고 있다. 이는 방재기술(Loss Control)의 활용미흡과 방재기술에 근간을 두고 있지 못한 보험인수 정책 즉 언더라이팅(Underwriting)기법의 낙후 때문이라고 할 수 있다. 따라서 전통적인 보험 상품인 화재보험에서 보험인수시 물건의 위험도를 측정할 수 있는 화재위험도 평가기법이 필요하고 이를 근간으로 위험을 인수하고 보유의 규모를 결정할 수 있는 체계의 구축이 필요한 실정이다. 이에 본 연구에서는 특정물건의 화재보험 인수과정에서 건물에 내재된 잠재 화재위험의 고저 또는 양 불량을 판정할 수 있는 화재위험도 평가 모형을 개발한 후 이 평가 모형에서 산출된 화재위험도보유계수를 활용하여 보유금액을 결정할 수 있는 보험인수 모형을 도출 하였다.

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A Study on the Evaluation Model of Disaster Risks for Earthquake : Centering on the Cases of Cheongju City (지진에 대한 재해위험도 평가 모형에 관한 연구 - 청주시 사례 중심으로 -)

  • Jeong, Eui-Dam;Shin, Chang-Ho;Hwang, Hee-Yun
    • Journal of the Korean Society of Hazard Mitigation
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    • v.10 no.5
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    • pp.67-73
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    • 2010
  • Relatively high density of population and buildings exists in urban area mainly because of broad job opportunities and conveniences available. In other words, if happened, there might be high possibility of disaster which can not be easily recovered. The purpose of this study is to show evaluation approach of the risk degree resulted from the disaster, which considers the attributes of urban area. Cheongju-city in Chungcheongbuk-do is selected as sample district to be estimated. The degree of overall risk including fire risk, building collapse risk, evacuation risk and gas explosion risk etc. is analyzed in the designated area. The analysis suggests the highest risk degree in Bukmun-ro district which also shows CBD decline phenomenon. Therefore, it can be not only predicted that this area as old downtown has not been provided with disaster prevention operation and urban renewal project, but also judged that administrative assistances for the disaster are required possibly soon.

Empirical Application for the Urban Disaster Risk Assessment : Fire, Facility and Escape Cases in Cheongju City (도시 재해위험도 평가 모형 연구 - 화재, 시설, 피난위험도 중심의 청주시 사례 -)

  • Hwang, Hee-Yun;Baek, Ki-Young;Park, Byung-Ho;Lee, Man-Hyung;Hwang, Jae-Hoon;Ryu, Eul-Leal;Kim, Tae-Hwan
    • Journal of the Korean Society of Hazard Mitigation
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    • v.1 no.2 s.2
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    • pp.123-137
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    • 2001
  • Based on basic characteristics of urban disasters and their data availabilities in Korea, this study provides risk assessment models which are derived from Cheongju examples. In specific, the application models are confined to fire, facility and escape risk survey results in the paper. For the assessment criteria, major independent variables for the categories of fire include both the frequency levels and the amount of damage. And the degree of facility risk assessment is heavily hinged on both the weighted values of key facilities and their weighted rank-sizes. In the same context, the degree of escape risk assessment is hinged on both the weighted values and the amount of the classification of land. From the empirical configuration, this paper presents that the potential figure of fire risk is relatively higher in the built-up areas within the existing Central Business District where accommodates a number of dilapidated housing units and community-supportive facilities. In contrast, the potential figure of facility and escape risk is higher in both old residential areas and the newly-built apartment complex. In short, the CBD and its neighboring residential areas record a high potential figure in terms of total risk, juxtaposing fire, facility and escape risk all together.

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A Study on Improvements in the Method of Local Risk Assessment for Natural Disasters (자연재해 지역위험성평가 방법 개선방안 연구)

  • Choi, Sung Jo;Kang, Hwi Jin
    • Journal of Korean Society of Disaster and Security
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    • v.15 no.2
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    • pp.1-12
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    • 2022
  • Based on major safety-related statistics of cities, provinces, counties, and districts across the country, social disasters manage regional safety index ratings in six areas(traffic accidents, fires, crime, life safety, suicide, and infectious diseases), and natural disasters operate a management system. The current application of the regional safety assessment of natural disasters is very insufficient to evaluate the local risk of natural disasters up to the Eup, Myeon, and Dong level, and it is marked too engineering and difficult for the general public to use. The purpose of this study is to present Korea's natural disaster local risk assessment as an improvement model that extends to the sub-unit of Eup, Myeon, and Dong, using the local risk assessment model mixed with natural and social disasters.

Analyzing The Economic Impact of The Fire Risk Reduction at Regional Level in Goyang City (지역단위 화재 위험도 저감의 고양시 경제적 파급효과 분석)

  • Son, Minsu;Cho, Dongin;Park, Chang Keun;Ko, Hyun A;Jung, Seunghyun
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.22 no.2
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    • pp.685-693
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    • 2021
  • This study examined the fire risk of the region in Goyang City using the spatial information data of buildings. The economic damage by industry was assessed according to the probability of fire risk. The study area was confined to Goyang-si, Gyeonggi-do, and the same fire risk reduction rate was applied to each region for the convenience of analysis. The possibility of fire was derived based on the buildings' density and usage in the area by National GIS building-integrated information standard data. The calculation of economic damage by industry in Goyang City due to the fire risk was calculated by combining the Goyang-si industry-related model produced by matching with 30 industrial categories in Input-Output Statistics of Korea Bank and 20 industrial categories in the Goyang-si business survey and the possibility of fire. The basic scenario of production impossibility during six months and business loss due to fire was established and analyzed based on the supply model. The analysis showed that Ilsan-dong-gu, Ilsan-seo-gu, and Deokyang-gu suffered the most economic damage. The "electricity, gas, steam, and water business" showed the greatest loss by industry.

Construction of the Smoke Exhaust System and Its Applicability by the Fire Model Test for a Bidirectional Tunnel (대면교행터널에서 배연시스템의 구축과 화재모형실험에 의한 적정성 평가)

  • Lee Sang-Eun;Lee Chang-Woo
    • Tunnel and Underground Space
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    • v.15 no.6 s.59
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    • pp.452-461
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    • 2005
  • In a bidirectional tunnel, the accident rate is 1.5 times as high as that of one directional tunnel , the risk of a fire is increased. On fire, there is a problem that the jet fan should not be operated until completion of refuge. To be special, as the great damages occur owing to the expansion of smoke in long tunnels, there is a need to minimize fatality by constructing cross passage and smoke removal system. This study aims at verifying the efficiency of smoke exhaust system through fire propagation simulation as well as scale model test. The results show that completion of escape through emergency exit requires 335 seconds, while addition of smoke exhaust system reduce the escape time to 185 seconds. Also, near the fire source temperature decreased by about $60^{\circ}C$. Without the exhaust system, fire propagation speed was in the range of 0.36 and 0.82 m/s, and it dropped to $0.27\~0.58\;m/s$ with the exhaust system on. Taking into account the escape speed of tunnel users, usually $0.7\~1.0\;m/s$, the emergency exit built every 150m is sufficient for the safe egress. The ultimate goal of this study is to provide fundamental information for the smoke exhaust system in bidirectional tunnels.

Study on the Fire Risk Prediction Assessment due to Deterioration contact of combustible cables in Underground Common Utility Tunnels (지하공동구내 가연성케이블의 열화접촉으로 인한 화재위험성 예측평가)

  • Ko, Jaesun
    • Journal of the Society of Disaster Information
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    • v.11 no.1
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    • pp.135-147
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    • 2015
  • Recent underground common utility tunnels are underground facilities for jointly accommodating more than 2 kinds of air-conditioning and heating facilities, vacuum dust collector, information processing cables as well as electricity, telecommunications, waterworks, city gas, sewerage system required when citizens live their daily lives and facilities responsible for the central function of the country but it is difficult to cope with fire accidents quickly and hard to enter into common utility tunnels to extinguish a fire due to toxic gases and smoke generated when various cables are burnt. Thus, in the event of a fire, not only the nerve center of the country is paralyzed such as significant property damage and loss of communication etc. but citizen inconveniences are caused. Therefore, noticing that most fires break out by a short circuit due to electrical works and degradation contact due to combustible cables as the main causes of fires in domestic and foreign common utility tunnels fire cases that have occurred so far, the purpose of this paper is to scientifically analyze the behavior of a fire by producing the model of actual common utility tunnels and reproducing the fire. A fire experiment was conducted in a state that line type fixed temperature detector, fire door, connection deluge set and ventilation equipment are installed in underground common utility tunnels and transmission power distribution cables are coated with fire proof paints in a certain section and heating pipes are fire proof covered. As a result, in the case of Type II, the maximum temperature was measured as $932^{\circ}C$ and line type fixed temperature detector displayed the fire location exactly in the receiver at a constant temperature. And transmission power distribution cables painted with fire proof paints in a certain section, the case of Type III, were found not to be fire resistant and fire proof covered heating pipes to be fire resistant for about 30 minutes. Also, fire simulation was carried out by entering fire load during a real fire test and as a result, the maximum temperature is $943^{\circ}C$, almost identical with $932^{\circ}C$ during a real fire test. Therefore, it is considered that fire behaviour can be predicted by conducting fire simulation only with common utility tunnels fire load and result values of heat release rate, height of the smoke layer, concentration of O2, CO, CO2 etc. obtained by simulation are determined to be applied as the values during a real fire experiment. In the future, it is expected that more reliable information on domestic underground common utility tunnels fire accidents can be provided and it will contribute to construction and maintenance repair effectively and systematically by analyzing and accumulating experimental data on domestic underground common utility tunnels fire accidents built in this study and fire cases continuously every year and complementing laws and regulations and administration manuals etc.